Banking Services : In the Index of Financial Inclusion to find out the reach of banking services among 100 countries,

es, India has been ranked 50. Out of 19.9 crore households in India, only 6.82 crore households have access to banking services. In rural areas out of 13.83 crore rural households in India, only 4.16 crore rural households have access to basic banking services. In respect of urban areas, only 49.52 per cent of urban households have access to banking services and 34 per cent of the Indias urban population with annual income less than 50,000 have access to banking services

Hospital Facilities Urban residents, who form only 28 per cent of Indias population, get the lions share when it comes to access to hospital beds, while the remaining 72 per cent rural population are left with access to just one-third of hospitals beds across the country according to a report by IMS Institute for Healthcare Informatics, the urban residents have access to 66 per cent of the total hospital beds available in India.

Mobility Services : Rural India is expected to fuel the growth in mobile phone services in the next four years, as cell phones become a vital tool for the government in its financial inclusion programme, according to Global consultancy group Deloitte The next wave of growth in subscriptions will come from semi-urban and rural areas. Today, the penetration of mobile phones in urban areas is already 100 per cent while in rural areas it is only 23 per cent

Matrimonial services in rural India Srei Sahaj e-Village, a subsidiary of Srei Infrastructure Finance, has partnered with BharatMatrimony.com to launch online matrimony services for the people living in rural India through the 28,000 Common Service Centres (CSCs) Sahaj is setting up in the states of West Bengal, Bihar, Assam, Uttar Pradesh, Orissa and Tamil Nadu. According to Srei Sahaj, the idea is to introduce the prospective eligible singles and their families in rural areas to the benefits of online matchmaking. To use the service, the interested villager will have to first get himself registered by a Village Level Entrepreneur on the Sahaj portal to obtain a unique id and password which he can use to register himself on the Sahaj-BharatMatrimony home page.

E-shopping Rural India has climbed on to the e-commerce bandwagon and are competing with its urban counterpart to shop or sell smart gadgets Be it GPS holders, smart phones, laptops or tablets, netizens in smaller villagers are trading in electronics on eBay.in just like any suave urban consume

Microfinance facilities in India

With financial inclusion emerging as a major policy objective in the country, Microfinance has occupied centre stage as a promising conduit for extending financial services to unbanked sections of population. At the same time, practices followed by certain lenders have subjected the sector to greater scrutiny and need for stricter regulation.

Social protection Initiatives UN had promoted various initiatives for social protection and one of them is the Social Protection Floor Initiatives (SPFI) A SPF aims to ensure a minimum essential level of social protection rights that are embodied in human rights treaties. India has implemented many Social Protection Floor Initiative programmes Providing access to financial services to low income groups in rural areas is a major contributor to the alleviation of poverty. Inclusive financial services help marginal farmers, agricultural workers and casual labourers to get access to banking service and savings for their livelihood.

Rural tourism : Rural tourism initiatives are not just giving city-slickers a taste of life on the other side of the farm hedge; they are creating sustainable eco-systems, which provide alternate sources of income for village dwellers without straining their existing resources In a land of 7 billion villages and 330 million Gods, there is more off the map than there is on it. But slowly and surely, rural tourism initiatives in India are connecting the present to the past, the avenues to the gallis, and people to people, making history, culture, craft and tradition relevant in a contemporary context