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7/20/09

KEEP YOUR PREFERRED HEALTHCARE AND LET THE POOR LOVED-ONES HAVE IT TOO

Universal healthcare will enable average Americans to obtain healthcare insurance at an affordable cost, provide much needed real time competition in the healthcare marketplace, will reduce or eliminate racial or ethnic bias, improve the quality of healthcare, reduce waste, eliminate the currently inefficient providers, improve the economy, provide jobs, provide much more homeland security than now, stimulate new medical research, create new entrepreneurs, and improve the bottom line of most private healthcare providers. The beneficiaries of Universal Healthcare will be the Americans of all political affiliations, ethnicities, faiths, social classes, economic levels, health conditions, ages, and professions etc.

American healthcare system has been acknowledged by many to be the best in the world. In fact, only a portion of it is the best in the world. This best portion is enjoyed by only a segment of our population which is in the highest income bracket and therefore can afford its higher premiums. Average American cannot afford it, and poor people cannot afford any. Universal healthcare is the best healthcare reform for American healthcare system. Let a federally instituted plan enter the marketplace and create an option for the less affluent and poor. The outcome will be enormously beneficial to all Americans.

The current estimated cost of healthcare is about $8,000 per year per person when about 47 million are without any insurance because they cannot afford it, and there are millions more who find it hard to pay at the current prices. In 10 years this cost under the current system can rise to $12,000 (inflation adjusted) which will make it unaffordable for more people than today. Those who can afford it will find it much more burdensome than now. The cost will keep on rising unless a healthcare reform is instituted preferably in the form of universal healthcare which will create a cheaper and affordable option for the poor, and the small businesses which generates about 75% of all new jobs. In 10 years time, the teenagers of today may find it almost impossible to afford healthcare insurance under the current system.

People with no healthcare or minimum healthcare or with co-pay will tend to ignore the symptoms of some illnesses and postpone visiting a medical facility for fear of expense involved. Infections and viruses can spread and can get out of hand, resulting in loss of wages, productivity, etc. Healthcare for everyone has always been very important for any nation, and it is becoming more so in the modern times when travel, pollution, chemicals, toxins, etc. are a part of life.

Today, it is more important to have universal healthcare than ever before, because tomorrow may bring an awakening should some act of bio-terrorism takes place on our soil, which can cause a significant devastation involving a large number of people in matter of hours, and a national calamity in a matter of days. America cannot afford to have someone infected with a virus not getting immediate medical attention. It’s an issue of national security and wellbeing of all Americans. Universal healthcare will create an atmosphere of responsibility and relief beside affordability.

Those who have a satisfactory healthcare should maintain it, and allow their less affluent and poor loved ones and fellow Americans to have a choice as well. This can only be achieved through a universal healthcare system, step by step. There is enough money in the system, but it requires redistribution because the medical community seems to maintain a large number of patients for routine visits, tests, prescriptions, etc. for recurring revenues. Instead of expediting the healing process, patients seem to get captivated for one reason or another. Some patients have become permanent clients of the medical community and the associated prescriptions and routines. This creat