Professional Documents
Culture Documents
In-house Financing
Sample Computation VISTA LAGO(Lot Only)
Phase : Aldea del Sur/ del Oeste Block : Total Contract Price 1,625,000
Lot Area : 250 Lot : Reservation Fee 25,000
Price/sqm 6,500.00
Option 4 (20/80)
20% Down Payment 1,836,000
Less : RF 100,000
Effective Interest Rates: Net DP Months 1,736,000
# of Years w/ PDCs Factor Rate w/o PDCs Factor Rate
1 0% 0.0000000000 12% 0.0888487887 Payable at 0% int. With PDC
2 0% 0.0000000000 12% 0.0470734722 12 Months 144,667
3 12% 0.0332143098 15% 0.0346653285
5 15% 0.0237899301 18% 0.0253934274 80% Balance 7,344,000
10 18% 0.0180165199 21% 0.0199931675 Monthly Amortization with PDCs without PDCs
1 year 612,000.00 652,505.50
2 years 306,000.00 345,707.58
3 years 243,925.89 254,582.17
5 years 174,713.25 186,489.33
10 years 132,313.32 146,829.82
Phase : Aldea del Sur/ del Oeste Block : Total Contract Price 4,595,000
Series : Mesita Lot :
Lot Area : 250 Flr. Area : 100 Reservation Fee 100,000
Price: 6,500.00 29,700 Net Contract Price 4,495,000
Monthly Amortization on
Balance at 10% interest
per annum
10 years 37,246.42 48,500.64 49,684.71 52,247.12
15 years 30,287.53 39,439.08 40,401.93 42,485.59
CASH
NOTES : 1. Downpayment for the cash & in-house term is payable in 60-90 days
2. Downpayment for Bank Financing is payable in 15 months
3. Equity of 10% for Bank Financing term is payable in 36 equal monthly
installments to commence immediately after the full downpayment
4. Schedule of Discounts on the Downpayment :
For 30% downpayment : 10 % on the downpayment if paid in 30 days
5% on the downpayment if paid in 60 days
For 20% downpayment : 8% on the downpayment if paid in 30 days
4% on the downpayment if paid in 60 days
Promo discount on the 10% downpayment
5% on the downpayment if paid in 30 days
*** SAMPLE COMPUTATIONS ONLY, SUBJECT TO CHANGE WITHOUT PRIOR NOTICE ****
As of March 10, 2009