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TAAL VIEW HEIGHTS

In-house Financing
Sample Computation VISTA LAGO(Lot Only)

Phase : Vista Lago Block : Total Contract Price 4,725,000


Lot Area : 750 Lot : Reservation Fee 50,000
Price/sqm 6,300.00

Option 1 (Full Cash) Option 4 (30/70)


30% Down Payment 1,417,500 Factor Rates
TCP 4,725,000 Less Reservation Fee 50,000 years % Factor
Less: Discount 15% 708,750 Net Downpayment 1,367,500 3 15 0.0346653285
Less Reservation Fee 50,000 3 18 0.0361523955
Net TCP 3,966,250 DP payable at 0% int. with PDC 5 15 0.0237899301
6 Months 227,916.67 5 18 0.0253934274
10 18 0.0180165199
Option 2 (50/50) 70% Balance 3,307,500 10 21 0.0199931675
50% Down Payment 2,362,500 Monthly Amortization with PDCs without PDCs 4 15 0.0278307483
Less: Discount on DP 15% 354,375 1 year 275,625.00 293,867.37 4 18 0.0293749996
Less Reservation Fee 50,000 2 years 137,812.50 155,695.51 9 18 0.0187568877
Net Payable in 30 days 1,958,125 3 years 109,856.33 114,655.57 9 21 0.0206743675
5 years 78,685.19 83,988.76
50% Balance 2,362,500 10 years 59,589.64 66,127.40
Monthly Amortization at 0% int. with PDC Factor Rates
24 Months 98,438 years % Factor
3 12 0.0332143098
Option 3 (30/70) Spot DP Option 5 (20/80) 3 15 0.0346653285
30% Down Payment 1,417,500 20% Down Payment 945,000 5 15 0.0237899301
Less: Discount on DP 10% 141,750 Less Reservation Fee 50,000 8 18 0.0197232141
Less Reservation Fee 50,000 Net Downpayment 895,000 5 18 0.0253934274
Net Payable in 30 days 1,225,750 8 21 0.0215810099
DP payable at 0% int. with PDC
70% Balance 3,307,500 6 Months 149,166.67
Monthly Amortization at 0% int. with PDC
24 Months 137,813 80% Balance 3,780,000
Monthly Amortization with PDCs without PDCs
Effective Interest Rates: 1 year 315,000.00 335,848.42
# of Years w/ PDCs Factor Rate w/o PDCs Factor Rate 2 years 157,500.00 177,937.72
1 0% 0.0000000000 12% 0.0888487887 3 years 125,550.09 131,034.94
2 0% 0.0000000000 12% 0.0470734722 5 years 89,925.94 95,987.16
3 12% 0.0332143098 15% 0.0346653285 10 years 68,102.45 75,574.17
5 15% 0.0237899301 18% 0.0253934274
10 18% 0.0180165199 21% 0.0199931675

*** Sample Computation Only. Subject to Change Without Prior Notice***


as of March 10, 2009
TAAL VIEW HEIGHTS
In-house Financing
Sample Computation Aldea del Sur / Aldea del Oeste(Lot Only)

Phase : Aldea del Sur/ del Oeste Block : Total Contract Price 1,625,000
Lot Area : 250 Lot : Reservation Fee 25,000
Price/sqm 6,500.00

Option 1 (Full Cash) Option 4 (30/70)


30% Down Payment 487,500 Factor Rates
TCP 1,625,000 Less Reservation Fee 25,000 years % Factor
Less: Discount 15% 243,750 Net Downpayment 462,500 3 15 0.0346653285
Less Reservation Fee 25,000 3 18 0.0361523955
Net TCP 1,356,250 DP payable at 0% int. with PDC 5 15 0.0237899301
6 Months 77,083.33 5 18 0.0253934274
10 18 0.0180165199
Option 2 (50/50) 70% Balance 1,137,500 10 21 0.0199931675
50% Down Payment 812,500 Monthly Amortization with PDCs without PDCs 4 15 0.0278307483
Less: Discount on DP 15% 121,875 1 year 94,791.67 101,065.50 4 18 0.0293749996
Less Reservation Fee 25,000 2 years 47,395.83 53,546.07 9 18 0.0187568877
Net Payable in 30 days 665,625 3 years 37,781.28 39,431.81 9 21 0.0206743675
5 years 27,061.05 28,885.02
50% Balance 812,500 10 years 20,493.79 22,742.23
Monthly Amortization at 0% int. with PDC Factor Rates
24 Months 33,854 years % Factor
3 12 0.0332143098
Option 3 (30/70) Spot DP Option 5 (20/80) 3 15 0.0346653285
30% Down Payment 487,500 20% Down Payment 325,000 5 15 0.0237899301
Less: Discount on DP 10% 48,750 Less Reservation Fee 25,000 8 18 0.0197232141
Less Reservation Fee 25,000 Net Downpayment 300,000 5 18 0.0253934274
Net Payable in 30 days 413,750 8 21 0.0215810099
DP payable at 0% int. with PDC
70% Balance 1,137,500 6 Months 50,000.00
Monthly Amortization at 0% int. with PDC
24 Months 47,396 80% Balance 1,300,000
Monthly Amortization with PDCs without PDCs
Effective Interest Rates: 1 year 108,333.33 115,503.43
# of Years w/ PDCs Factor Rate w/o PDCs Factor Rate 2 years 54,166.67 61,195.51
1 0% 0.0000000000 12% 0.0888487887 3 years 43,178.60 45,064.93
2 0% 0.0000000000 12% 0.0470734722 5 years 30,926.91 33,011.46
3 12% 0.0332143098 15% 0.0346653285 10 years 23,421.48 25,991.12
5 15% 0.0237899301 18% 0.0253934274
10 18% 0.0180165199 21% 0.0199931675

*** Sample Computation Only. Subject to Change Without Prior Notice***


as of March 10, 2009
TAAL VIEW HEIGHTS
In-house Financing
Sample Computation Pueblo de Talisay(Lot Only)

Phase : Pueblo de Talisay Block : Total Contract Price 1,400,000


Lot Area : 200 Lot : Reservation Fee 25,000
Price/sqm 7,000.00

Option 1 (Full Cash) Option 4 (30/70)


30% Down Payment 420,000 Factor Rates
TCP 1,400,000 Less Reservation Fee 25,000 years % Factor
Less: Discount 15% 210,000 Net Downpayment 395,000 3 12 0.0332143098
Less Reservation Fee 25,000 3 15 0.0346653285
Net TCP 1,165,000 DP payable at 0% int. with PDC 3 18 0.0361523955
6 Months 65,833.33 5 15 0.0237899301
5 18 0.0253934274
Option 2 (50/50) 70% Balance 980,000 4 15 0.0278307483
50% Down Payment 700,000 Monthly Amortization with PDCs without PDCs 4 18 0.0293749996
Less: Discount on DP 15% 105,000 1 year 81,666.67 87,071.81 9 18 0.0187568877
Less Reservation Fee 25,000 2 years 40,833.33 46,132.00 9 21 0.0206743675
Net Payable in 30 days 570,000 3 years 32,550.02 33,972.02 10 18 0.0180165199
5 years 23,314.13 24,885.56 10 21 0.0199931675
50% Balance 700,000 10 years 17,656.19 19,593.30 8 18 0.0197232141
Monthly Amortization at 0% int. with PDC 5 18 0.0253934274
24 Months 29,167 8 21 0.0215810099

Option 3 (30/70) Spot DP Option 5 (20/80)


30% Down Payment 420,000 20% Down Payment 280,000
Less: Discount on DP 10% 42,000 Less Reservation Fee 25,000
Less Reservation Fee 25,000 Net Downpayment 255,000
Net Payable in 30 days 353,000
DP payable at 0% int. with PDC
70% Balance 980,000 6 Months 42,500.00
Monthly Amortization at 0% int. with PDC
24 Months 40,833 80% Balance 1,120,000
Monthly Amortization with PDCs without PDCs
Effective Interest Rates: 1 year 93,333.33 99,510.64
# of Years w/ PDCs Factor Rate w/o PDCs Factor Rate 2 years 46,666.67 52,722.29
1 0% 0.0000000000 12% 0.0888487887 3 years 37,200.03 38,825.17
2 0% 0.0000000000 12% 0.0470734722 5 years 26,644.72 28,440.64
3 12% 0.0332143098 15% 0.0346653285 10 years 20,178.50 22,392.35
5 15% 0.0237899301 18% 0.0253934274
10 18% 0.0180165199 21% 0.0199931675

*** Sample Computation Only. Subject to Change Without Prior Notice***


as of March 10, 2009
TAAL VIEW HEIGHTS
In-house Financing
Sample Computation Vista Lago (House & Lot))

Phase : Vista Lago Block : Total Contract Price 9,180,000


Series : Bahay na Bato - Rustico Lot :
Lot Area : 750 Flr. Area : 150 Reservation Fee 100,000
Price: 6,300.00 29,700 Net Contract Price 9,080,000

Option 1 (Full Cash) Option 3 (30/70)


TCP 9,180,000 30% Down Payment 2,754,000 Factor Rates
Less: Discount 10% 918,000 Less: Discount on Spot DP 10% 275,400 years % Factor
Less Reservation Fee 100,000 Less : RF 100,000 3 12 0.0332143098
Net TCP 8,162,000 Discounted DP 2,378,600 3 15 0.0346653285
90% Cash Outlay After 30 days 7,345,800 3 18 0.0361523955
10% Upon Turn-over 816,200 30% Down Payment 2,754,000 5 15 0.0237899301
Less : RF 100,000 5 18 0.0253934274
Net DP 2,654,000 4 15 0.0278307483
Payable at 0% int. With PDC 4 18 0.0293749996
12 Months 221,167 9 18 0.0187568877
Option 2 (50/50) 9 21 0.0206743675
50% Down Payment 4,590,000 70% Balance 6,426,000 10 18 0.0180165199
Less: Discount on DP 10% 459,000 Monthly Amortization with PDCs without PDCs 10 21 0.0199931675
Discounted DP 4,131,000 1 year 535,500.00 570,942.32 8 18 0.0197232141
2 years 267,750.00 302,494.13 5 18 0.0253934274
50% Balance at 0% int. 4,590,000 3 years 213,435.15 222,759.40 8 21 0.0215810099
Monthly Amortization at 0% int. with PDC 5 years 152,874.09 163,178.16
24 Months 191,250 10 years 115,774.16 128,476.09

Option 4 (20/80)
20% Down Payment 1,836,000
Less : RF 100,000
Effective Interest Rates: Net DP Months 1,736,000
# of Years w/ PDCs Factor Rate w/o PDCs Factor Rate
1 0% 0.0000000000 12% 0.0888487887 Payable at 0% int. With PDC
2 0% 0.0000000000 12% 0.0470734722 12 Months 144,667
3 12% 0.0332143098 15% 0.0346653285
5 15% 0.0237899301 18% 0.0253934274 80% Balance 7,344,000
10 18% 0.0180165199 21% 0.0199931675 Monthly Amortization with PDCs without PDCs
1 year 612,000.00 652,505.50
2 years 306,000.00 345,707.58
3 years 243,925.89 254,582.17
5 years 174,713.25 186,489.33
10 years 132,313.32 146,829.82

*** Sample Computation Only. Subject to Change Without Prior Notice***


as of March 10, 2009
TAAL VIEW HEIGHTS
In-house Financing
Sample Computation Aldea del Sur / Aldea del Oeste(House & Lot)

Phase : Aldea del Sur/ del Oeste Block : Total Contract Price 4,595,000
Series : Mesita Lot :
Lot Area : 250 Flr. Area : 100 Reservation Fee 100,000
Price: 6,500.00 29,700 Net Contract Price 4,495,000

Option 1 (Full Cash) Option 3 (30/70)


TCP 4,595,000 30% Down Payment 1,378,500 Factor Rates
Less: Discount 10% 459,500 Less: Discount on Spot DP 10% 137,850 years % Factor
Less Reservation Fee 100,000 Less : RF 100,000 3 12 0.0332143098
Net TCP 4,035,500 Discounted DP 1,140,650 3 15 0.0346653285
90% Cash Outlay After 30 days 3,631,950 3 18 0.0361523955
10% Upon Turn-over 403,550 30% Down Payment 1,378,500
Less : RF 100,000
Net DP 1,278,500 5 15 0.0237899301
Payable at 0% int. With PDC 5 18 0.0253934274
12 Months 106,542 4 15 0.0278307483
Option 2 (50/50) 4 18 0.0293749996
50% Down Payment 2,297,500 70% Balance 3,216,500 9 18 0.0187568877
Less: Discount on DP 10% 229,750 Monthly Amortization with PDCs without PDCs 9 21 0.0206743675
Discounted DP 2,067,750 1 year 268,041.67 285,782.13 10 18 0.0180165199
2 years 134,020.83 151,411.82 10 21 0.0199931675
50% Balance at 0% int. 2,297,500 3 years 106,833.83 111,501.03 years % Factor
Monthly Amortization at 0% int. with PDC 5 years 76,520.31 81,677.96
24 Months 95,729 10 years 57,950.14 64,308.02

Option 4 (20/80) 8 18 0.0197232141


20% Down Payment 919,000 5 18 0.0253934274
Less : RF 100,000 8 21 0.0215810099
Effective Interest Rates: Net DP Months 819,000
# of Years w/ PDCs Factor Rate w/o PDCs Factor Rate
1 0% 0.0000000000 12% 0.0888487887 Payable at 0% int. With PDC
2 0% 0.0000000000 12% 0.0470734722 12 Months 68,250
3 12% 0.0332143098 15% 0.0346653285
5 15% 0.0237899301 18% 0.0253934274 80% Balance 3,676,000
10 18% 0.0180165199 21% 0.0199931675 Monthly Amortization with PDCs without PDCs
1 year 306,333.33 326,608.15
2 years 153,166.67 173,042.08
3 years 122,095.80 127,429.75
5 years 87,451.78 93,346.24
10 years 66,228.73 73,494.88

*** Sample Computation Only. Subject to Change Without Prior Notice***


as of March 10, 2009
TAAL VIEW HEIGHTS
In-house Financing
Sample Computation Pueblo de Talisay - Inner lot (House & Lot))

Phase : Pueblo de Talisay Block : Total Contract Price 4,026,400


Series : Amora Lot :
Lot Area : 200 Flr. Area : 134.06 Reservation Fee 100,000
Price: 7,000.00 Net Contract Price 3,926,400

Option 1 (Full Cash) Option 3 (20/80)


TCP 4,026,400 20% Down Payment 805,280 Factor Rates
Less: Discount 7% 276,400 Less Reservation Fee 100,000 years % Factor
Net TCP 3,750,000 Net DP 705,280 3 12 0.0332143098
Less Reservation Fee 100,000 3 15 0.0346653285
30% Down Payment 1,125,000 5 15 0.0237899301
8 18 0.0197232141
70% Balance 2,625,000 80% Balance 3,221,120 5 18 0.0253934274
Monthly Amortization at 0% int. with PDC Monthly Amortization in (at 12% int.) 8 21 0.0215810099
6 Months 437,500 120 Months 46,214

Option 2 (10/90) Option 4 (30/70)


10% Down Payment 402,640 30% Down Payment 1,207,920
Less Reservation Fee 100,000 Less Reservation Fee 100,000
Net DP 302,640 Net DP 1,107,920

90% Balance 3,623,760 70% Balance 2,818,480


Monthly Amortization in (at 12% int.) Monthly Amortization in (at 12% int.)
120 Months 51,990 120 Months 40,437

*** Sample Computation Only. Subject to Change Without Prior Notice***


as of March 10, 2009
HOUSE & LOT PACKAGES FOR PUEBLO DE TALISAY
(JOINT VENTURE WITH JAO BUILDERS)

THRU IN-HOUSE FINANCING

HOUSE MODEL AMORA BELITA CELESTE DULCEA

PRICE 4,026,400.00 5,243,000.00 5,371,000.00 5,648,000.00

RESERVATION FEE 50,000.00 50,000.00 50,000.00 50,000.00

DOWNPAYMENT (10% ) 352,640.00 474,300.00 487,150.00 514,800.00


( net of reservation fee )

BALANCE ( 90% ) 3,623,760.00 4,718,700.00 4,834,350.00 5,083,200.00

Monthly Amortization 51,990.43 67,899.64 69,358.88 72,929.15


on Balance - 10 yrs at
12% per annum

THRU BANK FINANCING

HOUSE MODEL AMORA BELITA CELESTE DULCEA

PRICE 4,026,400.00 5,243,000.00 5,371,000.00 5,648,000.00

RESERVATION FEE 50,000.00 50,000.00 50,000.00 50,000.00

DOWNPAYMENT (20%) 755,280.00 998,600.00 1,024,200.00 1,079,600.00


( net of reservation fee )
- to be paid in 15 equal
monthly installments 50,352.00/ mo 66,573.33/ mo 68,280.00/ mo 71,973.33/ mo

EQUITY ( 10% ) 402,640.00 524,300.00 537,100.00 564,800.00


-to be amortized in 36
equal monthly install-
ment at 0% interest 11,184.44/ mo 14,563.90/ mo 14,919.45/ mo 15,688.90/ mo

BALANCE ( 70% ) 2,818,480.00 3,670,100.00 3,759,700.00 3,953,600.00

Monthly Amortization on
Balance at 10% interest
per annum
10 years 37,246.42 48,500.64 49,684.71 52,247.12
15 years 30,287.53 39,439.08 40,401.93 42,485.59

HOUSE & LOT PACKAGES FOR PUEBLO DE TALISAY


(JOINT VENTURE WITH JAO BUILDERS)

CASH

HOUSE MODEL AMORA BELITA CELESTE DULCEA

PRICE 3,750,000.00 4,880,000.00 4,995,000.00 5,260,000.00

RESERVATION FEE 50,000.00 50,000.00 50,000.00 50,000.00

DOWNPAYMENT (30%) 1,125,000.00 1,464,000.00 1,498,500.00 1,578,000.00


( net of reservation fee )

BALANCE ( 70% ) 2,625,000.00 3,416,000.00 3,496,500.00 3,682,000.00


to be paid in 6 equal
monthly installment 437,500.00 /mo 569,333.33/ mo 582,750.00/ mo 613,666.66/ mo

NOTES : 1. Downpayment for the cash & in-house term is payable in 60-90 days
2. Downpayment for Bank Financing is payable in 15 months
3. Equity of 10% for Bank Financing term is payable in 36 equal monthly
installments to commence immediately after the full downpayment
4. Schedule of Discounts on the Downpayment :
For 30% downpayment : 10 % on the downpayment if paid in 30 days
5% on the downpayment if paid in 60 days
For 20% downpayment : 8% on the downpayment if paid in 30 days
4% on the downpayment if paid in 60 days
Promo discount on the 10% downpayment
5% on the downpayment if paid in 30 days

*** SAMPLE COMPUTATIONS ONLY, SUBJECT TO CHANGE WITHOUT PRIOR NOTICE ****
As of March 10, 2009

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