The bank provides the service of ATM / Debit Card,which is convenient and secure payment tool. Itcompletely eliminates the need to carry cash and make payments through it.
Effective recruitment of talented & skillful individuals.
For maintaining the employees, the
PICIC Commercial Bank provides the facility of health,employee relations….etc
The PICIC Commercial Bank introduce new product. For this purpose the bank may analysesthe product life cycle ( PLC ).
All staff members are well mannered in communications, & following the ethics.
In recent years, the PICIC Commercial Bank starts the ‘Suggestion Programs’.
The segments of the
PICIC Commercial Bank are expanding in recent years. The PICICCommercial Banks operates in four segments which are given as under;
The Corporate Banking segment includes underwriting and initial public offering
The Trading and Sales segment represents fixed income, equity, foreign exchanges,commodities, credit, funding, securities, lending.
The Retail and Consumer Banking segment represents retail lending, deposits, privatelending
The Commercial Banking segment represents projects finance, trade finance, leasing,lending, guarantees and bills of exchange.
attributes of the organization those are harmful to achieving the objective. Inother words, the activities that an organization lakes or does not well. The weakness
of PICICCommercial Bank is given as under ;
Shortage of skillful labor / manpower that will leads the organization from success to failure.
The big problem is liquidity risk which reflects the corporations’s inability to rise funds.
No proper procedures for training the manpower.
Low research & development for product & service innovation.
Lake of managerial & financial skills of manpower.
Absenteeism & turnover rate is too high that’s results the conflicts in the organization.
There is no training & educational program for the staff members to improve their performance,efficiency andother skills.
There is no concept of motivating the employees means to give the reward, bonus,compensations & benefits…etc
Job satisfaction of contengent employees is low.
For e.g. part time employees, temporaryemployees, contract workers
Supervision is week ,which cause delay in work & there is no use of cameras in the bank.
3. Opportunities :
factor that is helpful to achieving the objective of the organization.
In simple words, opportunities means, the favorable chances in the external environment due to