Compliments of Premier Reverse Closings

The Golden

Where Reverse Mortgages Take Center Stage…

5828 Lonetree Blvd. Rocklin, CA95765Toll Free: 800.542.4113www.PRClosings.com

In This Issue:

National Senior Citizens Day..………...……pg 2 August Gardening………………….................pg 2In the Kitchen………………………….....………pg 3Friendship Day……...……….…….................pg 3Swimming……………………………………........pg 4Senior Travel……………….…………….…….....pg 4

August Gardening

For many gardeners the month of August begins the downhill slide into off season. Warm climate gardeners have a secondchance, but some don't have a second windafter summer's heat. Your garden is hardierthan you think and there are plenty of gardening tasks for August that will keep your flower and vegetable gardens goinglonger, as well as opportunities to get a headstart on next year's garden plans.Here's a Garden-To-Do List for the monthof August:

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Pick herbs for fresh use and fordrying. Harvesting will keep themgrowing longer.

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Order spring bulbs for planting andforcing.

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Keep deadheading and harvesting.

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Remove any diseased foliage now, soit doesn't get lost in the fall leaves.

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Cut back the foliage of early bloomers, to revitalize the plants.

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Prune summer flowering shrubs asthe flowers fade.

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Take pictures of your garden at peak.

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Begin dividing perennials.

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Plant trees, shrubs and perennialsnow, so they can take root, and keepthem well watered.

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Start moving houseplants back indoors, so they get used to thelimited sun exposure and humidit

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Begin planting for the fall/winter vegetable garden.

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Order spring flowering bulbs for pre-chilling.Then sit back and enjoy all you've

In My Garden

-- by Fran Allison --In the early morning, the feathery fogEncircles and encloses my yardLike a smooth, snug, satin glove; And dew fair glistens 'cross the sward. As the sun slowly burns away the mistThe satin seems to turn to lace. And those lacy cloaks reluctantly riseRevealing what is taking place.Sitting statue-like on telephone wire A sassy Squirrel watches the show:The pretty pagent of every-day lifeGoing on down there below.The pretty pair of mourning doves, With a dreary, dirge-like drumIs soulfully singing their sad, sad song'Bout the cat hid 'neath the Chrysanthemum.The fearless frisky felineIs constantly creeping close; While the jabbering jay with white-striped wingsIs chirping and chattering, always verbose!Then the quick and quivering squirrelIs suddenly gone from where he stood.Turned, he did, on his precarious perch And scuttled safely to the nearby wood.Continued

August, 2009

Then the quick and quivering squirrelIs suddenly gone from where he stood.Turned, he did, on his precarious perch And scuttled safely to the nearby wood.

Compliments of Premier Reverse Closings

Ingredients:

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2 (1 ounce) squares unsweetenedchocolate, melted

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3 eggs

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1 3/4 cups packed brown sugar

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1 cup vegetable oil

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2 cups all-purpose flour

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1 teaspoon baking powder

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1 teaspoon baking soda

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1/2 teaspoon salt

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2 cups grated zucchini

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3/4 cup chopped walnuts

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1 (16 ounce) package chocolatefrosting

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1/2 cup walnut halves

Directions:

Preheat the oven to 350 degrees F (175degrees C).In a large bowl, beat eggs with sugar forabout 10 minutes or until thickened andpale. Blend oil and cooled chocolate into the beaten egg mixture.In a small bowl stir together flour, bakingpowder, baking soda and salt; stir flourmixture into egg mixture until just blended.Stir in zucchini and chopped nuts. Using anice-cream scoop, spoon batter into 24paper-lined or greased muffin cups, fillingthe cups 2/3 full.Bake for 20 minutes or until fork ortoothpick inserted in a cupcake's centercomes out clean. Let cool in pans on rack for10 minutes. Remove from pans; let coolcompletely. Spread with chocolate frosting

Friendship Day

When:

the first Sunday of AugustFriendship Day is a day to nurturerelationships, new and old. It's a really easy and fun day to celebrate.Start the day by getting in touch with someold friends. Start early. Chances are, they know it's Friendship Day. You want to beatthem to the punch, and contact them first.Phone calls, emails, Ecards, are great tools.See if you can make plans for lunch today,or some other day (soon).Make sure to do some interesting things with them before the day is through. As yougo through the day, be ever vigilant to spotan opportunity to make a new friend.Finding new friends today, is a real featherin your cap.One thing is for certain...... if you put yourall into the spirit of Friendship Day, you willhave a great, great day.Happy Friendship Day to people all over the world!

In the Kitchen:

Chocolate-ZucchiniCupcakes

National Senior Citizen’s Day

National Senior Citizens Day is on August 21,2009. On this day, we are encouraged torecognize and show appreciation for the valueand contribution of seniors to home, family and society.In his Presidential Proclamation (August 19,1988), President Ronald Reagan said "For allthey have achieved throughout life and for allthey continue to accomplish, we owe oldercitizens our thanks and a heartfelt salute. Wecan best demonstrate our gratitude andesteem by making sure that our communitiesare good places in which to mature and grow older."On Senior Citizens Day enjoy your day anyway you desire. After all, this is your day!Make sure to take advantage of SeniorCitizens specials and discounts. There’s bound to be plenty, all of which are greatly deserved.