REFLECTION Budget proposal bring us to plan our finance future properly.

A lot of preparation we ad done to ensure our proposal is co!pleted wit in of t e re"uire!ents s ould be listed. For e#a!ple $ we need to include t e !ont s salary of usband and wife$ nu!ber of c ildren$ insurance$ and ot ers. Besides t at$ based on our reseac we a%e found t at a ead of fa!ily need to plan s!artly before t eir fa!ily beco!e bigger soon. A !ot er is also a%e to use and !anage t e fa!ily finance correctly. If not$ a fa!ily will a%e a trouble soon because of t e un!anage!ent of fa!ily finance. Bot parents !ont s salary !ust be total toget er. & en bot of t e salaries are added$ parents !ust to a%e a deep planning of t eir c ildren suc as sc ool fees$ new sc ool unifor! $ e#ercises boo's$ and poc'et !oney. I can set up !y !ind ow !any c ildren need I a%e later on as I a%e build a fa!ily in order to o%erco!e our global drop down in econo!ics. I a%e learned ow to !anage !y safety soon by getting an insurance ser%ices fro! any trusted person or organisations. (a%ing a car is e%eryone)s drea!. T erefore we !ust loo'ing forward in our life. For e#a!ple$ buying a car !ust also in%ol%e a transport insurance fro! any organisation li'e Ta'aful. At t e end of t e year we will find ow !uc our sa%ing is collected . *any for a good +ob li'e an engineer will a%e !ore sa%ing. If not t at so$ it will drop t e ead of t e fa!ily into stress or any ot er proble!s. If you fail to plan$ you are planning to fail.