Do you have a skill that youwould like to offer yourneighbors? Do you have afavorite service providersuch as a handyman,plumber, electrician, attor-ney, tax accountant, painter,landscaper, interior designer,blue max waterline repair,Realtor, piano teacher, TaiKwon Do Instructor, hairdesigner, seamstress, knit-ting instructor, mechanic,family doctor, OB-GYN,personal trainer, carpenter,musician and DJ, loan offi-cer, insurance agent, veteri-narian… etc?

I have a list that is on my web-site called Brenda’s BusinessList of Service Providers.These are my favorites. Theseare people that I have calledupon over and over and have

Shaun Donovan of the U.S. Depart-ment of Housing and Urban Develop-ment stated in May that HUD wouldallow the first-time buyer tax credit tobe used for a down payment or closing costs, at least for FHA-backed loans.Under the program, borrowers using the FHA for their first mortgage financ-ing can apply for a bridge loan that uses their tax-credit pro-ceeds as collateral. The loan canbe used to cover their closing costs, buy down their interestrate, and cover their down pay-ment over and above the FHA’srequired 3.5 percent minimum.They’ll still have to cover theminimum down payment themselves or tap other assis- tance.From Realtor MagazineFor more information visit mywebsite atwww.BrendaSwigert.com

The List of Service Providers

SPECIALPOINTS OFINTEREST:

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Pg 2 StrawberryCake Recipe andHappy BirthdayWishes!

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Pg 3 DW 30thAnniversary Golf Outing!

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Pg 5 Social andRec Present PizzaNight!

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Pg 6 Have A RoomPainted By TheSame TalentedPerson WhoPainted The WhiteHouse!

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Pg 7 Prepare NowFor Disasters!

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Pg 10 Meet YourNeighbors

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Pg. 11 Ohio RulesOf The Road!

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Pg 12 My Listingsand Sales!

First Time Tax Credit Can Be UsedFor Down Payment or Closing Costsfor FHA-Backed loans!

Next issue due date September 15, 2009

Dutchland Woods At Home Because Home Is Where One Starts From

August and September 2009Dutchland Woods At Home

www.Dutchlandwoodsathome.com

seen consistently that theyhave done a great job. Theseproviders are the ones I turnto for personal or businessuse and would be happy torecommend.A neighbor of mine calledand suggested that we createa business directory or abusiness referral list for eve-ryone here in DutchlandWoods. We would like tofocus first

on anyone wholives here and provides aservice

. We would like toknow who you would rec-ommend? Who is on yourlist? Word of mouth recom-mendations are the best re-ferrals for service providers.The best compliment anyservice provider could get isa referral from a “ravingfan”!Please think about who youwould refer to others andsend me an email with theirinformation. We will growour list of service providersfrom which we all may bene-fit.When we add a service pro-vider to our list, we will senda note or email to let the pro-vider know of the referral tothe DW community.The list will be published inthis same form and availableon my web-sitewww.BrendaSwigert.comClick on the link Area Service Providers

Email your list to:Brendaswigert@gmail.com

Page 2 Dutchland Woods At

Do You Have a Backup Plan for Your Income?

Would you like to learn how to make money from everyday purchases? Would you like to learn how to leverage your income for the futureworking part-time?

We are part of a business that has had positive growth for 64 straight quarters and even did well during the fourth quarter of 2008! It is wellpositioned for explosive growth due to its powerful partnerships and distribution system combined with a personal customer touch.

What Makes This Business Special?

It is a Product Brokerage Co with Over 2000 Exclusive Products to SellDistribution of Products in 10 Multi-Billion Dollar Markets Ranging from Health & Nutrition to Internet Web Sites to Cosmetics, PetCare, Music and Much MoreA Partnership with Google for Engine Search on 30 Million ProductsAbility to Earn While You Shop at Over 3,000 Branded Stores Like Wal-Mart, Target, Travelocity, Staples, and Best BuyA Proven System.….Low Cost Entry..…

Not

Multi-Level MarketingYou are invited to learn more. Distributors have already earned over $1.4 billion in commissions. We Live in Dutchland Woods and are look-ing for partners who want to improve their health and their wealth in 2009! We are scheduling short business briefings in August and Septem-ber to review this business system. Please call or email us to reserve a spot.

Joanne & Brad ArnottIndependent Unfranchise Owners of Market America, Inc.PH: 755-0997 Email: bjarnott@aol.com

Scott Lyle,

Mortgage Loan Originator

Contact Information513-509-1736EmailScott.Lyle@53.com30 Fountain Square

“This is a fabulous time to refinanceyour home. We have loans to help youreduce your monthly payments! Callme today… I have worked with BrendaSwigert for years”!

My Daughter’s Favorite Birthday CakeStrawberry CakeHappy 26th Birthday Jennifer!

Ingredients:

1 pkg white cake mix

1/2 Cup mashed strawberries (fresh or frozen)

1 pkg strawberry jello (4 oz box)

1 Cup Crisco Oil

(I use smart balance oil)

1/2 Cup Cold Water

4 Eggs

Directions:

Preheat oven to 350 degrees.

Mix all ingredients together. Separate into three 8 inch round cakepans.