Virginia Housing Development Authority

Update on MarketChallenges

Charlottesville Area Association of RealtorsAugust 6, 2009

2vhda.com | 800-227-VHDA

Four inter-related factorscontinue to hold back recovery inthe Charlottesville area market:

1.Home prices2.Foreclosures3.Mortgage credit4.Consumer confidence

3vhda.com | 800-227-VHDA

Home Prices

CAAR Conference Presentation 6 August 2009

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