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A finite verb in English agrees with the subject (in the present tense) and indicates present or past. Its subject has nominative case, which can only be seen in the case of pronouns in Modern English, i.e. the subject pronoun of finite verbs must be nominative I, you, he, she, it, we and they, not accusative me, him, her, us or them (you and it are both nominative and accusative). Finite sentences have a Verb Group with a finite verb as its first (or only) member. In (1), have is the finite verb that makes the entire Verb Group finite. As a result, the entire sentence is also finite:
I [have been going] there frequently. (finite have in a VGP)
Have is finite because it shows subject agreement (have rather than has, as in (2)), indicates present tense (have rather than had, as in (3)), and has a nominative subject (I rather than me, as in the ungrammatical (4)): (2)
He has been going there frequently.
He had been going there frequently.
*Me have been going there frequently.
Note that in some varieties of English, sentences such as (4) are grammatical. Modals, as in (5), are finite even though (for historical reasons) they never display subject-verb agreement: (5)
I might have done that.
Only finite sentences are complete sentences. Most of us, however, use fragments in informal speech, in poetry, e.g. John Keats in the excerpt in (6), or even in formal writing: (6)
Ode on a Grecian Urn
Thou still unravish’d bride of quietness!
Thou foster-child of silence and slow time,