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A. Mark Fendrick, M.D.
Professor, Internal Medicine and Health Management and Policy
Co-Director, Center for Value-Based Insurance Design
University of Michigan
P\ue002\ue001fess\ue001\ue002, In\ue003e\ue002nal Medicine and heal\ue003\ue000 Managemen\ue003 and P\ue001licy
C\ue001-Di\ue002ec\ue003\ue001\ue002, Cen\ue003e\ue002 f\ue001\ue002 Val\ue004e-Based Ins\ue004\ue002ance Design
unive\ue002si\ue003y \ue001f Mic\ue000igan
Acknowledgments: The authors would like to acknowledge Diana Enyedi, Andrea Ho\ue000elich, Sallie Lyons, Gary Persinger, Sabrina Siddiqui, Jefrey Warren, and Kimberly Westrich \ue000or their thought\ue000ul contributions to this report. The authors also thank Peter Sonnenreich \ue000or his expertise.
2 Bridging the Divide Between Quality Improvement and Cost Containment
3 The Role o\ue001 Cost Sharing in Health Insurance
4 Value-Based Insurance Design: \u201cClinically Sensitive, Fiscally Responsible\u201d Cost Sharing
6 Objectives o\ue001 VBID
7 Approaches to VBID
8 Financial Impact o\ue001 VBID
14 Service Employees International Union Health Care Access Trust
15 Mid-America Coalition on Health Care
16 Health Alliance Medical Plans, Inc.
17 Hanna\ue001ord Brothers Company
18 City o\ue001 Spring\ue000eld, Oregon
19 Midwest Business Group on Health
21 Evidence-Based VBID Program Evaluation
22 Measuring the Efects o\ue001 VBID Programs
23 Models \ue001or Employers
24 Aligning Incentives: The Efect o\ue001 VBID
25 Ways to Meet Cost Targets
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