What’s The Biz -- September 2009 1

BIZBIZ

What’s the What’s the What’s the What’s the What’s the What’s the What’s the What’s the

September 2009 Vol. 4 # 9

Oxford Area’s Monthly Business News & Info

Dorothy Johnston, owner of JohnstonPhotography in downtown Oxford, logs onto her new business blog atwww.johnstonphotographyoxford.blogspot.comMention the blog post and receive one ofthe following: 1) Half-off your high schoolsenior session fee; 2) 20 percent off theincredible senior portrait package; or 3)15 percent off the awesome familyportraits sessions.

Photo by C.J. Carnacchio.

2 What’s The Biz -- September 2009

Laura Lee’s Salon: Smiles so brightyou’ll have to wear shades

From the left, front, Andrea C., Laura Lee, Chantel B., (back) Nichole W., Andrea B. and Lisa C.

• Comfortable Family Care• Warm Friendly Staff • Cosmetic Dentistry• Make Over Consultations• Most Insurances Accepted

830 South Lapeer, Oxford

www.northoaklanddentalgroup.com

• At Home and In-OfficeZOOM

WHITENING• Join Us In OurNewly Remodeled Office Today• Quality Care In Our CommunitySince 1981

North Oakland Dental Group

I-69 Exit #155Drahner Rd.DOWNTOWNOXFORDLAKE ORION

830 S. Lapeer

I - 7 5 E x i t 8 1

We welome you to Laura Lee’s Salon,where you will always recieve excellentservice in a very relaxed, comfortableenviorment.On top of that, we’re all very friendly.We all love what we do and we wouldlove the opportunity to serve you. Wewelcome men, women and children of allages.The entrance to the salon is only a fewfeet from the southwest municipal park-ing lot in downtown Oxford -- so there is plenty of parking for everyone; also thisis great for our clients who have troublewalking.According to salon ower Laura LeeDavisson, the new stylists are AndreaCochell and Lisa Coombe.Andrea was formerly with Premier Hair Studio. She specializes in all services for women’s hair and her rates have remainedthe same.Lisa also specializes in women’s hair and is an excellent esthetician. She is of-fering mini-facials starting at $15 and onehour facials starting at $30. Lisa also pro-vides manicures and pedicures.Andrea Ballor was formerly at Paul’sBarbershop and specializes in clipper cutsand flat top when she joined our team.Chantel Bozied and Jim Pantello for-

Laura Lee’s Salon

SEPTEMBER SPECIALS

4 W. Burdick • Downtown Oxford • lauraleessalon.vpweb.com

LAURA LEEANDREA BALLORCHANTEL BOZIED

ANDREA (HOLMBERG) COCHELL

NICHOLE WAWRZYNIAK

LISA COOMBE

248-628-2324

Mention This Ad

FREE Gift

With Any Service

By Appointment Only

810-614-4487

Back-To-School Special

Walk-ins Wed. 9-6 and Sat. 8-3

248-343-0693

Free Conditioning Treatment

With Color Service

By Appointment Only

248-941-7149

10 OFF

Any Color Service

Monday 10-6, Friday 9-6 Tue., Wed., Thurs. & Sat. by Appointment

248-930-2914

Massage Therapist

By Appointment Only

248-321-1976

Esthetician

By Appointment Only

20% Off Any Service

With Jim

248628-2324

Kids Cuts

Teachers

20% Off

Any Service

1 Hour Swedish

Massage

1 Hour

Facial

merly worked at Sabrina’s Salon. Theyspecialize in haircuts, coloring and high-lighting (they have lowered thier priceswhen they joined our team).We also added a massage therapist, Nicole. She is offering one hour massagesstarting at $40 (by appointment only).Look for monthly specials and free ser-vices in the Biz section of the

Oxford Leader

(delivered to homes on the lastThursday of the month).Smiling faces, attention to detail and ex-cellent service are what owner Laura Leeattributes to our high volume of returningcustomers.The reliable, dependable staff are allindependant and run thier own businesswithin Laura Lee’s. You may reach themdirectly at thier number listed with thier special.To reach Laura Lee, call 248-628-2324-- which always forwards to her cell phonewhen she is not in the salon.Customers can call anytime between 6a.m. and 10 p.m., seven days a week.The salon has been in Oxford for 11years at 4 W. Burdick St. (next to PattersonPharmacy). Give them a chance andthey’re sure you will leave very satisfied.Please look for staff specials in LauraLee’s September ad.

What’s The Biz -- September 2009 3

Please See INVESTMENTS on Page 5Andrew Hunterof Edward Jones

Learn about your rightsunder the New Michigan Foreclosure Law.

FREE SEMINAR

Oxford Public LibaryWednesday, August 5th • 7:00 p.m.

$50.00 credit for attendees toward services rendered

FACINGFORECLOSURE?

20 Hudson St • Oxford • 248-969-1490

TTORNEY

& C

OUNSELORS

Andrew HunterFinancial Advisor

826 S. Lapeer Rd., Suite AOxford, MI 48371

(248) 628-3811

www.edwardjones.com

Member SIPC

FINDING THE RIGHT FINANCIAL ADVISOR

IS AS IMPORTANT AS FINDING THE RIGHT BOND.

At Edward Jones, you’ll always have the ability to find quality investments. But theservice and respect you’ll get go far beyond the numbers. So take a look at the figures below, then call to learn more.

1. Government-sponsored Enterprise Notes .54% to 4.15%*

Guarantee applies only to the payment of principal and interest.

2. Federal Income Tax-free Bonds 3.94% to 6.01%*

Interest may be subject to state and local taxes and the alternative minimum tax(AMT). Insurance does not eliminate market risk.

3. Corporate Bonds 2.02% to 5.91%*

Call or stop by today.

*Yield effective 8/3/2009, subject to availability and price change. Yield and market value may fluctuate if sold prior tomaturity, and the amount you receive from the sale of these securities may be more than, less than or equal to the amountoriginally invested. Any bonds called prior to maturity may result in reinvestment risk for the bond owner. Contact your local Edward Jones Financial Advisor for more information about maturity dates and applicable call provisions. Bondinvestments are subject to interest rate risk such that when interest rates rise, the price of bonds can decrease and the investor can lose principal value.

If you have children at home, you’re nodoubt aware that it’s the traditional back-to-school time. \But even if your days of par-ent-teacher conferences are in the past, or even in the future, you can still find a place inyour life for education — and you might want tostart by educating your-self about investing.To get the most out of your investment educa-tion, ask yourself thesequestions:

What are my goals?Your financial goalsshould drive your invest-ment decisions. You prob-ably have short-termgoals, such as making adown payment on a home or paying for avacation, and long-term goals, such as sav-ing for your children’s college education or building resources for your retirement. Onceyou’ve identified your goals, you can createan investment strategy to help achieve them.

What is my risk tolerance? Self-aware-ness is important in every aspect of life — including your approach to investing. As youcreate your investment portfolio, you needto understand your own views on risk. Wouldyou consider yourself an aggressive inves-tor — that is, someone who can accept arelatively higher degree of investment risk inexchange for potentially higher returns? Or are you a more conservative investor — someone who is willing to take lower returnsin exchange for lower potential risk? Or per-haps you’re a moderate investor, less risk-averse than some but less aggressive thanothers. However you’d characterize yourself,it’s essential that you factor in your risk tol-erance when choosing investments. Other-wise, you’ll likely end up causing yourself needless worry over your investment portfolio’s performance.

When should I make changes to myinvestments? Once you’ve built an invest-ment portfolio, you shouldn’t leave it on “au-topilot.” Over time, you most likely will needto add new investments or sell others. How-ever, try to avoid selling quality investments just because their share price has dropped — they may still have good long-term pros- pects. In general, you should sell an invest-ment under certain circumstances. For ex-ample, if your goals have changed, you mayfind the need to sell some investments and purchase others. You may decide to sell aninvestment if it’s no longer what it was whenyou purchased it. For example, maybe you’veinvested in a company whose products areless competitive than they once were, or per-haps the company belongs to an industrynow in decline. And finally, if your portfolio

Get educatedabout investing

It’s the property owners who wield paint brushes, plant flowers and spend countlesshours manicuring their lawns that keep Ox-ford Village looking like a center spreadstraight out of Better Homes and Gardens.To recognize all of their hard work and property-enhancing efforts, the village’sBeautification Commission recently namednine winners as part of its 17th Annual Beau-tification Awards program.Three attractive businesses were amongthe award winners – (pictured below fromtop to bottom) Victoria’s Delights, Mark A.Young Jewelers and Phillip B. Maxwell &Associates (building owned by Dave andJoan Weckle).Winners were selected based on their property’s aesthetic contributions – land-scaping, upkeep, repairs and improvements – toward the village’s overall appearance.