Chuyn Thng mi in t

Tng quan v
Thng mi in t
L Th Nhn Lng V Minh
lvminh@fit.hcmuns.edu.vn
8324467-801
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 2
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 3
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
V d m u Dell
09/2008 Ebiz - Khoa CNTT - H KHTN 4
V d m u Dell
Thnh lp 1985 bi Micheal Dell
S dng h thng t hng qua mail cung cp PC
Thit k h thng PC ring v cho php khch hng
ln nh li cu hnh (build-to-order)
Kh khn
09/2008 Ebiz - Khoa CNTT - H KHTN 5
Kh khn
1993, l 1 trong 5 cng ty my tnh hng u th gii
i th Compaq
n t hng qua mail v fax chm dn thua l
1994, l trn 100 triu -la
V d m u Dell (tt)
Gii php
M nhiu cng ty con ti chu u v chu
Nhn n t hng qua mng
Cung cp thm cc sn phm ph qua h thng website
My in, switch
09/2008 Ebiz - Khoa CNTT - H KHTN 6
My in, switch
Tip th trc tip qua mng cho cc nhm khch hng
C nhn (gia nh v cng ty gia nh)
Doanh nghip nh (< 200 nhn vin)
Doanh nghip ln v trung bnh (> 200 nhn vin)
Chnh ph, trng hc v cc t chc chm sc sc khe
Tn trang PC v bn u gi trc tuyn
V d m u Dell (tt)
e-procurement
e-collaboration
e-customer service
B2B
B2C
09/2008 Ebiz - Khoa CNTT - H KHTN 7
C nhn
Doanh nghip
British Airway
USP, FedEx

09/2008 Ebiz - Khoa CNTT - H KHTN 8

V d m u Dell (tt)
Kt qu
Nm 2000, ng s 1 th gii v PC
nh bi Compaq
Hin nay, bn hng qua mng t hn 50 triu -la/nm
Nhn xt
09/2008 Ebiz - Khoa CNTT - H KHTN 9
Nhn xt
Dell ng dng EC thnh cng
i u trong vic tip th sn phm trc tip n khch hng
M rng m hnh build-to-order mass customization
Xy dng h thng e-procurement ci tin vic mua linh
kin, lin kt cc i tc
Qun l mi quan h khch hng (CRM)
M hnh kinh doanh c cc nh sn xut khc p dng
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 10
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
nh ngha EC
E-Commerce
Qu trnh mua, bn, hay trao i cc sn phm, dch v,
thng tin qua mng my tnh, c bit mng Internet
E-Business
09/2008 Ebiz - Khoa CNTT - H KHTN 11
Hot ng thng mi s dng cc phng tin v cng
ngh x l thng tin s ha
Mua, bn, trao i hng ha/dch v/ thng tin
Dch v khch hng (customer service)
Hp tc thit k v sn xut vi i tc (collaborative)
o to t xa (e-learning)
Giao dch in t ni b trong cng ty (intrabusiness)
Mt s khi nim
EC c nhiu dng, da trn mc k thut s ha
i l phn phi (Agent)
Sn phm (Product)
Qui trnh (Process)
Brick-and-mortar
09/2008 Ebiz - Khoa CNTT - H KHTN 12
1. Brick-and-mortar
2. Click-and-mortar
3. Virtual
Mt s khi nim (tt)
Th trng in t (electronic market)
Ngi bn v ngi mua gp nhau trc tuyn trao i
hng ha, dch v, thng tin v tin t
H thng thng tin lin doanh
09/2008 Ebiz - Khoa CNTT - H KHTN 13
H thng thng tin lin doanh
Inter-Organizational Information System
Thng tin v giao dch din ra gia 2 hoc nhiu cng ty
H thng thng tin ni b
Intra-Organizational Information System (intra-business)
Mi hot ng EC ch din ra trong ni b cng ty
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 14
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
Khung hot ng
Dch v
ng dng
EC
09/2008 Ebiz - Khoa CNTT - H KHTN 15
C s
h tng
Source: Electronic Commerce 2006, Efaim Turban.
Cc thnh phn tham gia
X nghip & cng ty
Nh phn phi
Th gii
kinh doanh
thc t
09/2008 Ebiz - Khoa CNTT - H KHTN 16
Internet
C quan hnh chnh
C quan
ti chnh Chnh ph
X nghip & cng ty
Ca hng o
Th trng in t
thc t
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 17
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
Phn loi
B2B (Business-to-Business)
Giao dch gia cc cng ty vi nhau
B2C (Business-to-Consumer)
Giao dch bn l sn phm hoc dch v ca cng ty n
mt c nhn mua sm no
Loi giao dch
09/2008 Ebiz - Khoa CNTT - H KHTN 18
mt c nhn mua sm no
E-tailing
B2E (Business-to-Employee)
Cng ty cung cp dch v, thng tin hay sn phm n
cc nhn vin
Trng hp con ca intra-business
Phn loi (tt)
C2B (Consumer-to-Business)
C nhn dng Internet bn sn phm cho cc cng ty
C nhn tm kim ngi bn ra gi mua sn phm
C2C (Consumer-to-Consumer)
C nhn rao bn bn nh ring, xe hi, hoc nhng kin
09/2008 Ebiz - Khoa CNTT - H KHTN 19
C nhn rao bn bn nh ring, xe hi, hoc nhng kin
thc, hiu bit chuyn mn cho cc c nhn khc
E-Government
Chnh ph mua/cung cp hng ha, dch v hay thng tin
t/n cc
Doanh nghip (G2B)
C nhn (G2C)
Phn loi (tt)
Government G2C
G2G
G2B
B2B
C2C
09/2008 Ebiz - Khoa CNTT - H KHTN 20
Government
Consumer
Business
G2C
B2C
G2B
B2B
C2C
B2E
Phn loi (tt)
E-Learning
Hun luyn v o to t xa ca cc t chc gio dc
hay trng hc
M-Commerce (Mobile Commerce)
09/2008 Ebiz - Khoa CNTT - H KHTN 21
M-Commerce (Mobile Commerce)
Cc giao dch hay hot ng c thc hin mi
trng khng dy
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 22
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
H thng EC
09/2008 Ebiz - Khoa CNTT - H KHTN 23
Source: Electronic Commerce 2006, Efaim Turban.
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 24
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
Lch s pht trin
Electronic Commerce 1990s
c-Commerce e-Government
e-Learning m-Commerce
B2C 1995
B2B 1999
B2E
2001
09/2008 Ebiz - Khoa CNTT - H KHTN 25
1970s Electronic Funds Transfer
(EFT)
Tin c gi i theo 1 l trnh in t t
cng ty ny sang cng ty khc.
H thng
t ch
(du lch)
H thng
mua bn
chng khon
Internet
Electronic Commerce
(EC)
1990s
K thut dng chuyn cc loi ti liu
in t theo 1 l trnh nht nh. Sau ny
dng chuyn cc giao dch ti chnh v
cc loi giao dch khc.
Electronic Data Interchange
(EDI)
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 26
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
Thun li
Doanh Doanh
nghip nghip
Ngi Ngi
tiu dng tiu dng
Thun li
EC
09/2008 Ebiz - Khoa CNTT - H KHTN 27
X hi X hi
Thun li
M rng th trng ni a v quc t
Gim chi ph
Lu tr, tm kim, phn phi, x l thng tin (trn giy)
Ci thin qui trnh v t chc
M hnh kinh doanh mi em li nhiu li nhun
09/2008 Ebiz - Khoa CNTT - H KHTN 28
M hnh kinh doanh mi em li nhiu li nhun
Dy chuyn cung ng (SCM)
D tha hng ha trong kho, giao hng tr
Mi quan h vi khch hng (CRM)
C nhn ha giao tip, sn phm, dch v tng lng trung
thnh ca khch hng
Khc
M rng thi gian giao dch (365/7/24)
Cc doanh nghip tng tc vi nhau kp thi
Doanh Doanh
nghip nghip
Thun li (tt)
S thun tin
Mua hng mi lc, mi ni
Lin lc, trao i thng tin lin lc v kinh nghim vi
nhng nh tiu th khc
Nhanh chng
09/2008 Ebiz - Khoa CNTT - H KHTN 29
Nhanh chng
C c thng tin ca cc sn phm rt nhanh
Gi c
Chn la hng ha t nhiu nh cung cp
So snh gi hng ha gia cc doanh nghip
Mua c cc hng ha/dch v rt r
Ngi Ngi
tiu dng tiu dng
Thun li (tt)
Gim s i li
Tng tiu chun cuc sng
Mt s sn phm c th n c vi nhng ngi
dn vng nng thn v cc nc ngho
09/2008 Ebiz - Khoa CNTT - H KHTN 30
dn vng nng thn v cc nc ngho
Nhng dch v cng nh chm sc sc khe, gio
dc cng ng c phn b rng ri vi chi ph
thp
X hi X hi
Hn ch
Cng Cng
ngh ngh
Khc Khc
Hn ch
EC
09/2008 Ebiz - Khoa CNTT - H KHTN 31
ngh ngh
EC
Hn ch
Cc chun v cht lng, bo mt, tin cy vn
ang cn trong qu trnh pht trin
Bng thng cha rng, c bit l m-commerce
Cc cng c pht trin phn mm EC cha n nh
09/2008 Ebiz - Khoa CNTT - H KHTN 32
Cc cng c pht trin phn mm EC cha n nh
Kh tch hp mng Internet v phn mm EC vo
cc h thng c
Cn c nhng web server c th (tn nhiu tin)
Vic truy cp Internet cn kh mc
Cng Cng
ngh ngh
Hn ch (tt)
Chi ph pht trin EC cao (in-house)
Lut v cc chnh sch cha r rng
Kh thuyt phc khch hng v bo mt thng tin c
nhn
09/2008 Ebiz - Khoa CNTT - H KHTN 33
nhn
Khch hng cha tin tng cc giao dch khng c
chng t, giao dch khng gp g trc tip
Khch hng thch nhn thy sn phm trc tip
Li, gian ln trong EC ngy mt nhiu
Khc Khc
Ni dung chi tit
V d m u
nh ngha
Khung hot ng
Phn loi
H thng EC trong doanh nghip
09/2008 Ebiz - Khoa CNTT - H KHTN 34
H thng EC trong doanh nghip
Lch s ca EC
Thun li v hn ch
Tnh hnh EC Vit Nam
Tnh hnh EC VN
Tm Tm nng EC nng EC
Hin Hin trng EC trng EC
Thng mi Thng mi
in t ti in t ti
09/2008 Ebiz - Khoa CNTT - H KHTN 35
Kh Kh khn khn
Hin Hin nay n 2008 nay n 2008
in t ti in t ti
Vit Nam Vit Nam
Tnh hnh EC VN
VN l nc xut khu nhiu loi mt hng
Mt trong 20 nc c tim nng cao v gia cng phn
mm
Nhn lc VN tip thu CNTT nhanh
Tm Tm nng EC nng EC
09/2008 Ebiz - Khoa CNTT - H KHTN 36
Nhn lc VN tip thu CNTT nhanh
Nh nc ch trng thc y EC pht trin
CNTT VN ang pht trin mnh
Tnh hnh EC VN
Ngi tiu dng v doanh nghip c nhn thc v EC
Cc dch v cng lin quan n EC xut hin
Khai bo thu, ng k kinh doanh qua mng, khai hi
quan in t, cp giy chng nhn xut x in t...
Th trng thanh ton pht trin, nht l thanh ton qua
Hin Hin trng EC trng EC
09/2008 Ebiz - Khoa CNTT - H KHTN 37
Th trng thanh ton pht trin, nht l thanh ton qua
th tn dng
Kinh doanh dch v trc tuyn pht trin rm r v
mnh m
Ni dung s, ni dung mng di ng, tr chi in t,
o to v qung co trc tuyn, nhc s v phim s
Tnh hnh EC VN
Cc sn giao dch kinh doanh tng hp B2B tng kh nhanh, mt s sn t
hiu qu cao
www.ecvn.gov.vn
www.vnemart.com
www.gophatdat.com
www.e-vietnamlife.com
Cc sn TMT B2C cng tng, mt s sn thu v nhiu li nhun (TrustVN)
www.jetstar.com/vn
Hin Hin trng EC trng EC
09/2008 Ebiz - Khoa CNTT - H KHTN 38
www.jetstar.com/vn
www.123mua.com.vn
www.travel.com.vn
www.megabuy.com.vn
www.golmart.com.vn
www.Thegiodidong.com
S lng cc sn TMT C2C tng chm, cc sn tiu biu
www.1001shoppings.com
www.chodientu.vn
www.heya.com.vn
Tnh hnh EC VN
Doanh nghip ch mi dng mc qung b
thng hiu, gii thiu sn phm, trao i thng tin
Giao dch v k hp ng bng cng c in t
cha nhiu
Hin Hin trng EC trng EC
09/2008 Ebiz - Khoa CNTT - H KHTN 39
cha nhiu
Vi i tc nc ngoi: Trao i bng th in t
Vi giao dch trong nc: S dng giy t truyn thng
Vi khch hng l c nhn: Mt vi doanh nghip bn c
hng qua mng
Tnh hnh EC VN
Mt vi s liu thng k c ly t B Cng thng
Vit Nam trong Bo co TMT Vit Nam 2006
(http://www.moit.gov.vn)
Kho st 1.300 doanh nghip trong ton quc
Hin Hin trng EC trng EC
Cc thng k sau :
Mc ch s dng Internet ca doanh nghip
Tnh nng website ca doanh nghip
Phng thc thanh ton
D n pht trin EC trong vi nm ti
09/2008 Ebiz - Khoa CNTT - H KHTN 40
Tnh hnh EC VN
Mt vi s liu thng k c ly t B Cng thng
Vit Nam trong Bo co TMT Vit Nam 2007
(http://www.moit.gov.vn)
Kho st 1.300 doanh nghip trong ton quc
Hin Hin trng EC trng EC
Cc thng k sau :
Xp hng Chnh ph in t
Mc ch s dng Internet ca doanh nghip
Tnh nng website ca doanh nghip
Phng thc thanh ton
D n pht trin EC trong vi nm ti
09/2008 Ebiz - Khoa CNTT - H KHTN 41
Tnh hnh EC VN
Hin Hin trng EC trng EC
Thng 7/2007, Vit Nam xp th 89
(nm 2006: 126)
Rating : 30.9 (nm 2006: 25.0)
Xp hng chnh ph in t ca
cc nc trn th gii
09/2008 Ebiz - Khoa CNTT - H KHTN 42
Rating : 30.9 (nm 2006: 25.0)
Trng i hc Brown (M), kho st trn 1687 website chnh ph ca 198 quc gia trn th gii
(http://www.brown.edu/Administration/News_Bureau/2007-08/07-011.html)
Rank 1 : Hn Quc (74.9 60.3)
Rank 2 : Singapore (54.0 47.5)
Rank 3 : i Loan (51.1 49.8)
Rank 4 : M (49.4 47.4)
Rank 20 : Hng Kng (37.5)
Rank 25 : Malaysia (36.9)
Rank 85 : Cambochia (35.9)
Rank 96 : Philipine (30.5)
Rank176: Lo (21.7)
Rank178: Thi lan (21.7)
Rank181: Myamar (20.0)
Tnh hnh EC VN
Hin Hin trng EC trng EC
Chuyn bin trong hnh thc truy cp Internet ca
doanh nghip qua cc nm
09/2008 Ebiz - Khoa CNTT - H KHTN 43
Cc hnh thc truy cp Internet ca doanh
nghip nm 2007
Tnh hnh EC VN
60.00%
80.00%
100.00%
Mc ch s dng Internet ca doanh nghip
Nm 2006
Tm kim thng tin
Trao i th in t
Truyn v nhn d liu
Mua bn hng ha v dch v
Duy tr v cp nht website
Lin lc vi c quan nh nc
Hin Hin trng EC trng EC
0.00%
20.00%
40.00%
60.00%
82.90%
64.30%
62.80%
40.90%
39.80%
22.10%
Tm kim
thng tin
Trao i th
in t
Truyn v
nhn d liu
Mua bn
hng ha v
dch v
Duy tr v
cp nht
website
Lin lc vi
c quan nh
nc
S doanh nghip 82.90% 64.30% 62.80% 40.90% 39.80% 22.10%
Lin lc vi c quan nh nc
09/2008 Ebiz - Khoa CNTT - H KHTN 44
Tnh hnh EC VN
60.00%
80.00%
100.00%
Mc ch s dng Internet ca doanh nghip
Nm 2007
Tm kim thng tin
Trao i th in t
Truyn v nhn d liu
Mua bn hng ha v dch v
Duy tr v cp nht website
Lin lc vi c quan nh nc
Hin Hin trng EC trng EC
0.00%
20.00%
40.00%
60.00%
89.50%
80.30%
68.30%
46.70%
38.10%
30.60%
Tm kim
thng tin
Trao i th
in t
Truyn v
nhn d liu
Mua bn
hng ha v
dch v
Duy tr v
cp nht
website
Lin lc vi
c quan nh
nc
S doanh nghip 89.50% 80.30% 68.30% 46.70% 38.10% 30.60%
Lin lc vi c quan nh nc
09/2008 Ebiz - Khoa CNTT - H KHTN 45
Tnh hnh EC VN
Hin Hin trng EC trng EC
Chuyn bin v ng dng TMT trong doanh nghip qua
hai nm 2006-2007
09/2008 Ebiz - Khoa CNTT - H KHTN 46
Tnh hnh EC VN
Hin Hin trng EC trng EC
Tnh hnh trin khai mt s phn mm ng dng qua cc nm
09/2008 Ebiz - Khoa CNTT - H KHTN 47
Tnh hnh EC VN
80.00%
100.00%
Thng k tnh nng ca website doanh nghip
Nm 2006
Hin Hin trng EC trng EC
0.00%
20.00%
40.00%
60.00%
Gii thiu doanh
nghip
Gii thiu sn
phn
Giao dch EC Thanh ton trc
tuyn
S doanh nghip 98.30% 62.50% 27.40% 3.00%
Gii thiu doanh nghip
Gii thiu sn phn
Giao dch EC
Thanh ton trc tuyn
09/2008 Ebiz - Khoa CNTT - H KHTN 48
Tnh hnh EC VN
80.00%
100.00%
Thng k tnh nng ca website doanh nghip
Nm 2007
Hin Hin trng EC trng EC
0.00%
20.00%
40.00%
60.00%
Gii thiu doanh
nghip
Gii thiu sn
phn
Giao dch EC Thanh ton trc
tuyn
S doanh nghip 84.50% 79.40% 36.70% 4.80%
Gii thiu doanh nghip
Gii thiu sn phn
Giao dch EC
Thanh ton trc tuyn
09/2008 Ebiz - Khoa CNTT - H KHTN 49
Tnh hnh EC VN
60%
80%
Thng k Phng thc thanh ton ca doanh nghip
Nm 2006
Hin Hin trng EC trng EC
0%
20%
40%
Tin mt Chuyn
tin qua
bu in
Chuyn
khon
qua
ngn
hng
Thanh
ton
bng th
tn dng
Thanh
ton
trc
tuyn
S doanh nghip 75% 31.90% 77.30% 14.30% 3.20%
Tin mt
Chuyn tin qua bu in
Chuyn khon qua ngn hng
Thanh ton bng th tn dng
Thanh ton trc tuyn
09/2008 Ebiz - Khoa CNTT - H KHTN 50
Tnh hnh EC VN
60%
80%
Thng k Phng thc thanh ton ca doanh nghip
Nm 2007
Hin Hin trng EC trng EC
0%
20%
40%
Tin mt Chuyn
tin qua
bu in
Chuyn
khon
qua
ngn
hng
Thanh
ton
bng th
tn dng
Thanh
ton
trc
tuyn
S doanh nghip 68% 30.20% 71.40% 17.00% 4.30%
Tin mt
Chuyn tin qua bu in
Chuyn khon qua ngn hng
Thanh ton bng th tn dng
Thanh ton trc tuyn
09/2008 Ebiz - Khoa CNTT - H KHTN 51
Tnh hnh EC VN
40%
50%
60%
Thng k D n pht trin EC trong vi nm
ti ca doanh nghip-Nm 2007
Xy dng website mi
B sung tnh nng
ERP
Hin Hin trng EC trng EC
0%
10%
20%
30%
40%
Xy
dng
website
mi
B sung
tnh nng
ERP o to
nhn lc
Xy
dng
phng
ban EC
Tham gia
sn giao
dch in
t
Series 1 30% 53% 20% 27% 19% 27%
ERP
o to nhn lc
Xy dng phng ban EC
Tham gia sn giao dch in t
09/2008 Ebiz - Khoa CNTT - H KHTN 52
Tnh hnh EC VN
Cc vn v php l: cha hon thin
Danh mc hng ha/dch v hn ch kinh doanh hoc kinh
doanh c iu kin khng p dng c cho EC
Cng nhn gi tr thc t ca hp ng in t
Cng nhn gi tr ca ti sn trn mng
Trnh ng dng CNTT
Kh Kh khn khn
09/2008 Ebiz - Khoa CNTT - H KHTN 53
Trnh ng dng CNTT
C s h tng cha ci thin
H thng thanh ton, h tng kha cng khai (PKI), trao i
in t (EDI), Internet
Cnh tranh khc lit vi cc doanh nghip trong khu
vc
Tnh hnh EC VN
Hin Hin trng EC trng EC
Loi hnh Website C Khng c
S lng % S lng %
C2C 19 19% 83 81%
B2C 36 24% 117 76%
Chnh sch bo v thng tin c nhn
trn cc website EC - 2007
09/2008 Ebiz - Khoa CNTT - H KHTN 54
B2C 36 24% 117 76%
Sn giao dch B2B 20 57% 15 43%
Tng 75 26% 215 74%
Ngun: ti Thng tin c nhn v bo v thng tin c nhn trong TMT- V Thng mi in t, B Cng Thng,
thng 5/2007
Tnh hnh EC VN
B ti chnh - trin khai th nghim khai Hi quan in t (2005)
B thng mi
Cung cp dch v Tra cu trc tuyn thng tin ngnh dt may
Khai trng Cng thng mi in t quc gia (www.ecvn.com)
Website xp hng Website TMT uy tn (www.trustvn.gov.vn
B k hoch v u t - trin khai u thu in t (2006)
B cng thng
Hin Hin nay n 2008 nay n 2008
09/2008 Ebiz - Khoa CNTT - H KHTN 55
B cng thng
H thng Qun l v cp chng nhn xut x in t eCoSys
(Electronic Certification of Origin System) (http://ecosys.mot.gov.vn
H thng ELVIS Tra cu tnh hnh x l visa qua website v in thoi di
ng
Chng trnh Sinh vin vi Thng mi in t ( tng s)
(www.ytuongso.vn
Phng thng mi - Trung tm Thng mi in t Vit Nam
www.vnbiz.com.vn

Tnh hnh EC VN
H thng thanh ton in t lin ngn hng pht
trin (2005-2006)
Ngn hng K thng : Dch v Fast-VietPay
Ngn hng ng : Th a nng
Ngn hng TMCP Xut nhp khu Exibank : Mng thanh
Hin Hin nay n 2008 nay n 2008
09/2008 Ebiz - Khoa CNTT - H KHTN 56
Ngn hng TMCP Xut nhp khu Exibank : Mng thanh
ton dnh cho th trng chng khon MSS
BanknetVN : Cng ty C phn chuyn mch Ti Chnh
quc gia VN (Incombank, BIDV, SaigonBank, Agribank,
ACB, Sacombank, EAB)
SmarkLink : Mng thanh ton lin kt 27 ngn hng
Tnh hnh EC VN
PayNet - Mng thanh ton trc tuyn www.iTICK.vn
Cung cp giao dch thanh ton ha n in nc,
internet, in thoi, bo him, qua ATM, POS, ePOS
VnTopUp : Dch v thanh ton qua TD (10/2007 :
Cty gii php thanh ton Vit Nam)
Hin Hin nay n 2008 nay n 2008
09/2008 Ebiz - Khoa CNTT - H KHTN 57
Cty gii php thanh ton Vit Nam)
Ngnh ng st, hng khng c website bn v
Vietnam Airline (11/2006)
Pacific Airline (2/2007) Ngn hng Ngoi thng VN
(VCB) : Thanh ton qua th tn dng

09/2008 Ebiz - Khoa CNTT - H KHTN 58