Welcome to Scribd, the world's digital library. Read, publish, and share books and documents. See more
Standard view
Full view
of .
Save to My Library
Look up keyword
Like this
1Activity
P. 1
Barry Fagan v. Wells Fargo Bank, N.A. Re: Seven Articles Written by Neil Garfield of Livinglies.wordpress.com

Barry Fagan v. Wells Fargo Bank, N.A. Re: Seven Articles Written by Neil Garfield of Livinglies.wordpress.com

Ratings: (0)|Views: 144|Likes:
Published by Barry Fagan Esq.
Posted on November 3, 2011 by Neil Garfield

It is always the same. The pretenders will say whatever they want to satisfy their needs at the moment. In Court, they don’t care whether it is true or not, they just say it because the Judge expects them to say it. The reason they do it is because they can: up until recently the representations of counsel in Court proceedings were taken as gospel by Judges on the bench ALL OF THE TIME. Now, with clear evidence of forgery and fabrication all over the media, the pretenders are getting their way MOST OF THE TIME.
What will it take to have Judges actually require evidence? More time, I suppose. Meanwhile, people are being terrorized by a group of individuals and companies who have nothing but complete disdain for the American homeowner and would just as soon foreclose on him as look at him, regardless of whether or not he is up to date on his payments. Here is a clear case in point, which is repeated all over the country. I get more reports about these discrepancies with Wells Fargo but it is apparent from the reports that all the banks are doing it. They deny the loan was securitized if they filed the action in the name of a bank, especially if the bank is the same one who originated the loan. They admit that the loan was securitized when they are seeking some relief that can only be obtained by stating that an asset-backed pool exists (even if it doesn’t) and that the subject loan is in the pool (even if it isn’t).
But the main culprit here is myth and ideology. Based upon a double-standard that defies rational explanation, it is perfectly OK for a business to cram down or discharge a lien that was never perfected. That’s OK. But it isn’t OK for a homeowner to do the exact same thing for the same reasons — the original deal didn’t work out. In this case the original deal didn’t work out because it couldn’t and nobody except the borrower wanted it to work out. The investor had no idea what was being done with investor money. The bottom line that is dragging our economy into a ditch deeper than the one that Bush gave us, is that we would rather have banks collect taxpayer money and get ownership of homes on which they advanced no funds, than to give the collateral benefit of defects in the loan and transfer procedures to the borrower. It’s either the bank gets a free house or the homeowner gets a lien-free house and then still owes money. Somehow, everyone seems to be in agreement that it is better to give the banks a free house than to allow the operation of existing law.
And somehow, the banks have succeeded in controlling the narrative such that it appears as though the homeowner is seeking a free home, not the banks. Neither Judges nor even homeowners can quite grasp the idea that the bank has no financial interest in their loan transaction. Most people walk away handing the keys to complete strangers. If anyone else asked for the keys they would sent packing, but somehow the homeowner presumes that the bank wouldn’t be there if it didn’t own the loan. It just isn’t so, and saying it doesn’t make it so either.

Posted on November 3, 2011 by Neil Garfield

It is always the same. The pretenders will say whatever they want to satisfy their needs at the moment. In Court, they don’t care whether it is true or not, they just say it because the Judge expects them to say it. The reason they do it is because they can: up until recently the representations of counsel in Court proceedings were taken as gospel by Judges on the bench ALL OF THE TIME. Now, with clear evidence of forgery and fabrication all over the media, the pretenders are getting their way MOST OF THE TIME.
What will it take to have Judges actually require evidence? More time, I suppose. Meanwhile, people are being terrorized by a group of individuals and companies who have nothing but complete disdain for the American homeowner and would just as soon foreclose on him as look at him, regardless of whether or not he is up to date on his payments. Here is a clear case in point, which is repeated all over the country. I get more reports about these discrepancies with Wells Fargo but it is apparent from the reports that all the banks are doing it. They deny the loan was securitized if they filed the action in the name of a bank, especially if the bank is the same one who originated the loan. They admit that the loan was securitized when they are seeking some relief that can only be obtained by stating that an asset-backed pool exists (even if it doesn’t) and that the subject loan is in the pool (even if it isn’t).
But the main culprit here is myth and ideology. Based upon a double-standard that defies rational explanation, it is perfectly OK for a business to cram down or discharge a lien that was never perfected. That’s OK. But it isn’t OK for a homeowner to do the exact same thing for the same reasons — the original deal didn’t work out. In this case the original deal didn’t work out because it couldn’t and nobody except the borrower wanted it to work out. The investor had no idea what was being done with investor money. The bottom line that is dragging our economy into a ditch deeper than the one that Bush gave us, is that we would rather have banks collect taxpayer money and get ownership of homes on which they advanced no funds, than to give the collateral benefit of defects in the loan and transfer procedures to the borrower. It’s either the bank gets a free house or the homeowner gets a lien-free house and then still owes money. Somehow, everyone seems to be in agreement that it is better to give the banks a free house than to allow the operation of existing law.
And somehow, the banks have succeeded in controlling the narrative such that it appears as though the homeowner is seeking a free home, not the banks. Neither Judges nor even homeowners can quite grasp the idea that the bank has no financial interest in their loan transaction. Most people walk away handing the keys to complete strangers. If anyone else asked for the keys they would sent packing, but somehow the homeowner presumes that the bank wouldn’t be there if it didn’t own the loan. It just isn’t so, and saying it doesn’t make it so either.

More info:

Published by: Barry Fagan Esq. on Dec 25, 2013
Copyright:Attribution Non-commercial

Availability:

Read on Scribd mobile: iPhone, iPad and Android.
See more
See less

03/30/2014

 
 
!"
nttp1//fjvjdofj`s.whrlpr`ss.ihk/=733/7>/70/wny-tn`y-fj`/  _NZ \N@Z FJ@ 
"#$%&' #( )#*&+,&- ./ 73== ,9 )&<0 2?-><&0'
Y@@
MC]]Z BCOCD v _@FFY BC]OH MCDE R@]JBJ@L ]@YWHDY@Y #: ]WL CDL #< ]@SP@Y\ BH] CLKJYYJHDY
 
Jt js cfwcys tn` sck`. \n` pr`t`dl`rs wjff scy wnct`v`r tn`y wcdt th sctjsby tn`jr d``ls ct tn` khk`dt. Jd Ihurt, tn`y lhd‚t icr` wn`tn`r jt js tru` hr dht, tn`y aust scy jt m`icus` tn` Aulo` `xp`its tn`k th scy jt. \n` r`cshd tn`y lh jt js m`icus` tn`y icd1 up udtjf r`i`dtfy tn` r`pr`s`dtctjhds hb ihuds`f jd Ihurt prhi``ljdos w`r` tce`d cs ohsp`f my Aulo`s hd tn` m`din CFF HB \N@ \JK@. Dhw, wjtn if`cr `vjl`di` hb bhro`ry cdl bcmrjictjhd cff hv`r tn` k`ljc, tn` pr`t`dl`rs cr` o`ttjdo tn`jr wcy KHY\ HB \N@ \JK@. _nct wjff jt tce` th ncv` Aulo`s citucffy r`qujr` `vjl`di`8 Khr` tjk`, J supphs`. K`cdwnjf`, p`hpf` cr` m`jdo t`rrhrjz`l my c orhup hb jdljvjlucfs cdl ihkpcdj`s wnh ncv` dhtnjdo mut ihkpf`t` ljslcjd bhr tn` Ck`rjicd nhk`hwd`r cdl whufl aust cs shhd bhr`ifhs` hd njk cs fhhe ct njk, r`ocrlf`ss hb wn`tn`r hr dht n` js up th lct` hd njs pcyk`dts. N`r` js c if`cr ics` jd phjdt, wnjin js r`p`ct`l cff hv`r tn` ihudtry. J o`t khr` r`phrts cmhut tn`s` ljsir`pcdij`s wjtn _`ffs Bcroh mut jt js cppcr`dt brhk tn` r`phrts tnct cff tn` mcdes cr` lhjdo jt. \n`y l`dy tn` fhcd wcs s`iurjtjz`l jb tn`y bjf`l tn` citjhd jd tn` dck` hb c mcde, `sp`ijcffy jb tn` mcde js tn` sck` hd` wnh hrjojdct`l tn` fhcd. \n`y clkjt tnct tn` fhcd wcs s`iurjtjz`l wn`d tn`y cr` s``ejdo shk` r`fj`b tnct icd hdfy m` hmtcjd`l my stctjdo tnct cd css`t-mcie`l phhf `xjsts (`v`d jb jt lh`sd‚t) cdl tnct tn` suma`it fhcd js jd tn` phhf (`v`d jb jt jsd‚t). Mut tn` kcjd iufprjt n`r` js kytn cdl jl`hfhoy. Mcs`l uphd c lhumf`-stcdlcrl tnct l`bj`s rctjhdcf `xpfcdctjhd, jt js p`rb`itfy HE bhr c musjd`ss th irck lhwd hr ljsincro` c fj`d tnct wcs d`v`r p`rb`it`l. \nct‚s HE. Mut jt jsd‚t HE bhr c nhk`hwd`r th lh tn` `xcit sck` tnjdo bhr tn` sck` r`cshds “ tn` hrjojdcf l`cf ljld‚t whre hut. Jd tnjs ics` tn` hrjojdcf l`cf ljld‚t whre hut m`icus` jt ihufld‚t cdl dhmhly `xi`pt tn` mhrrhw`r wcdt`l jt th whre hut. \n` jdv`sthr ncl dh jl`c wnct wcs m`jdo lhd` wjtn jdv`sthr khd`y.
 
\n` mhtthk fjd` tnct js lrcoojdo hur `ihdhky jdth c ljtin l``p`r tncd tn` hd` tnct Musn ocv` us, js tnct w` whufl
rctn`r ncv` mcdes ihff`it tcxpcy`r khd`y cdl o`t hwd`rsnjp hb nhk`s hd wnjin tn`y clvcdi`l dh budls
, tncd th ojv` tn` ihffct`rcf m`d`bjt hb l`b`its jd tn` fhcd cdl trcdsb`r prhi`lur`s th tn` mhrrhw`r. Jt‚s `jtn`r tn`
mcde o`ts c br`` nhus` hr tn` nhk`hwd`r o`ts c fj`d-br`` nhus` cdl tn`d stjff hw`s khd`y
. Yhk`nhw, `v`ryhd` s``ks th m` jd cor``k`dt tnct jt js m`tt`r th ojv` tn` mcdes c br`` nhus` tncd th cffhw tn` hp`rctjhd hb `xjstjdo fcw. Cdl shk`nhw, tn` mcdes ncv` suii``l`l jd ihdtrhffjdo tn` dcrrctjv` suin tnct jt cpp`crs cs tnhuon tn` nhk`hwd`r js s``ejdo c br`` nhk`, dht tn` mcdes. D`jtn`r Aulo`s dhr `v`d nhk`hwd`rs icd qujt` orcsp tn` jl`c tnct tn` mcde ncs dh bjdcdijcf jdt`r`st jd tn`jr fhcd trcdscitjhd. Khst p`hpf` wcfe cwcy ncdljdo tn` e`ys th ihkpf`t` strcdo`rs. Jb cdyhd` `fs` cse`l bhr tn` e`ys tn`y whufl s`dt pciejdo, mut shk`nhw tn` nhk`hwd`r pr`suk`s tnct tn` mcde whufld‚t m` tn`r` jb jt ljld‚t hwd tn` fhcd. Jt aust jsd‚t sh, cdl scyjdo jt lh`sd‚t kce` jt sh `jtn`r.
=. MC]]Z BCOCD1 _@FFY BC]OH B]CPL ICY@ CDL ]HMH-YJOD@L ]NHDLC M@]DC]L \NHKCY 
:%%15660<*<(;0<&$48#-'1-&$$4G#+673==6==63.6,?--9C>?;?(C8&00$C>?-;#C>-?M'CG?$&C?('C-#,#C$<;(&'C-:#('?C,&-(?-'C%:#+?$6 "#$%&' #( )#*&+,&- ./ 73== ,9 )&<0 2?-><&0'
9. Mcrry Bcocd Ytrje`s Cocjd1 IC Aulo` Ihdd`its bcjfur` th Ihkpfy _jtn Ljsihv`ry wjtn ]jont th Bhr`ifhs` 
nttp1//fjvjdofj`s.whrlpr`ss.ihk/=73=/7>/79/bcocd-strje`s-cocjd-ic-aulo`-ihdd`its-bcjfur`-th-ihkpfy-wjtn-ljsihv`ry-wjtn-rjont-th-bhr`ifhs`/
Whst`l hd Cuoust 9, =73= my D`jf Ocrbj`fl @ljthr‚s dht`1 Hd` hb tn` trjies jd ijvjf prhi`lur` tnct ncs ohd` hv`r tn` n`cls hb shk` Aulo`s js tnct tn` mcdes cdl s`rvji`rs cr` r`busjdo th ihkpfy wjtn ljsihv`ry, cdl wnjf` tn`jr r`buscf js suma`it th c fct`r n`crjdo tn`y prhi``l wjtn tn` bhr`ifhsur` m`icus` tn`r` js dh \]H.
 
Jd tnjs ics`, Aulo` Ircjo Ecrfcd udl`rsthhl tn` ihdd`itjhd jkk`ljct`fy. _njf` dhrkcffy tn` Ihurt js bcjrfy fjm`rcf jd ojvjdo pcrtj`s tjk` th r`sphdl th ljsihv`ry, n` cfsh udl`rsthhl tnct tnjs ihufl hp`d c wjdlhw hb hpphrtudjty bhr tn`k th bhr`ifhs` kcejdo tn` ics` khht bhr cff jdt`dts cdl purphs`s. Yh n` wrht` jd njs hrl`r tn` sck` tnjdo tnct c Aulo` whufl rjont jd orcdtjdo c \]H cdl pr`v`dt`l tn`k brhk tcejdo cdy citjhd hd tn` fhcd udtjf tn` jssu`s hb ljsihv`ry wcs r`shfv`l. s`` Bcocd ’ ?.=?.3= Kjdut` Hrl`r ]` @x Wcrt` N`crjdo 
<. Bcocd1 L`b`cts _`ffs Bcroh hd Auljijcf Dhtji` nttp1//fjvjdofj`s.whrlpr`ss.ihk/=73=/37/93/bcocd-l`b`cts-w`ffs-bcroh-hd-auljijcf-dhtji`/  
Whst`l hd Hithm`r 93, =73= my D`jf Ocrbj`fl @ljthr‚s Ihkk`dt1 Bhffhwjdo up wjtn tn` hbb`dsjv` strct`oy cdl tn` ihdi`pt hb cttciejdo `v`ry w`ce phjdt jd tn` pr`t`dl`r f`dl`r‚s strct`oj`s, Bcocd w`dt cbt`r _`ffs Bcroh hd tn` s``kjdofy jddhiuhus khtjhd bhr tn` Aulo` th tce` Auljijcf dhtji` hb s`v`rcf lhiuk`dts. M`sjl`s tn` hmvjhus bcit tnct Auljijcf dhtji` js dcrrhwfy ihdstru`l th cffhw tn` BCI\ tnct c lhiuk`dt wcs ]@IH]L@L (cdl dht cs prhhb hb tn` kctt`rs css`rt`l jd suin lhiuk`dts), Bcocd thhe tn` hbb`dsjv` cdl `ss`dtjcffy crou`l tnct _`ffs wcs tryjdo th wjd c dhd-auljijcf bhr`ifhsur` (jd ihurt, wnjin js cd hxykhrhd) usjdo prhhb tnct ihufl dht m` cii`pt`l jd c auljijcf bhr`ifhsur`. Njs crouk`dt cdl njs ijtctjhds cr` rjont hd phjdt. \n` khrcf hb tnjs sthry js tnct jb yhu e``p tn` bcjtn cdl r`cfjz` tnct tnjs `dtjr` bhr`ifhsur` k`ss js aust hd` pcrt hb tn` s`iurjtjzctjhd sick, tn`d yhu crrjv` ct tn` jd`sicpcmf` ihdifusjhd tnct tn` nhk`hwd`rs snhufl wjd, dht aust l`fcy tn` bhr`ifhsur`s. Hdi` yhu edhw yhu snhufl wjd, jt js `csj`r th tce` tn` hbb`dsjv` cdl stcrt tnjdejdo cmhut tn` ics`s jd c ljbb`r`dt wcy. \n` qu`stjhd js dht aust ‖nhw lh J prht`it ky ifj`dt‛ mut cfsh nhw lh J wjd tnjs ics`.‛ ]`cl tn` lhiuk`dts m`fhw cdl yhu‚ff s`` nhw Bcocd crtbuffy sfji`s up tn` _`ffs Khtjhd bhr Auljijcf Dhtji` cdl nhw tn` Ihurt ihdiful`l ihrr`itfy tnct _`ffs icd‚t o`t cwcy wjtn vjhfctjdo tn` ruf`s hb `vjl`di` sjkpfy my sfjppjdo lhiuk`dts jd tnrhuon tn` mcie lhhr.

You're Reading a Free Preview

Download
/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->