Leadership

Sergeants Distance
Education Program
8012A
LEADERSHIP (8012A)
Course Introduction
Scope An outstanding Marine NCO must be able to train and advise Marines on a
vast variety of subjects. Marine NCOs must be technically and tactically
proficient in many areas to accomplish this responsibility.
This course covers many subjects that will enhance your ability to assist
junior Marines in their quest to be better Marine leaders. This course is
merely a starting point for what a Marine NCO needs to know to lead
Marines. One key to leadership is knowledge. You must be able to answer
junior Marines’ questions, show them how to verify those answers, and train
them to become knowledgeable leaders.
Table of The following is the table of contents for this course.

Contents
Study Unit Title Page

-- Course Introduction i
1 Introduction to Leadership 1-1
2 Maintaining Personal Readiness 2-1
3 Advising Marines on Financial Planning 3-1
4 Proficiency and Conduct Marks 4-1
5 Performance Evaluation System (PES) 5-1
6 Instruction Techniques 6-1
7 Oral Communication 7-1
8 Managing an MCI Training Program 8-1
-- Review Lesson Exercise R-1
Estimated You will spend about 12 hours 5 minutes completing this course. This
Study Time includes the time you will need to study the text, complete the exercises, and
take the final exam.
Continued on next page
MCI Course 8012A i Course Introduction

Course Introduction, Continued
Reserve You earn four retirement credits for completing this course. You earn reserve
Retirement retirement credits at the rate of one credit for each 3 hours of estimated study
Credits time.
Note: Reserve retirement credits are not awarded for the MCI study you do
during drill periods if awarded credits for drill attendance.
Summary The table below summarizes all-important “gateways” needed to successfully

complete this course.
Step When you Then you will For more information
1 Enroll in the program Receive your program Refer to the Program

material Introduction
2 Complete the self-paced Arrange to take the Refer to the Program
text final examination Introduction
3 Pass the final Receive a course Refer to the Program
examination completion certificate Introduction
MCI Course 8012A ii Course Introduction

Course Introduction, Continued
List of References used in the development of MCI 8012A, Leadership were taken
Reference from the following:
· Estes, Kenneth W. LtCol USMC (Ret), Handbook for Marine NCO's, 4th
ed. Annapolis, Maryland: Naval Institute, 1996.
· FM 22-100, Military Leadership
· FM 22-101, Leadership Counseling
· MCO P1070.12K with change 1
· MCO P1070.12, IRAM
· MCO P1080.40, MCTFSPRIM
· MCO P5000.14, MCAP
· MCO P5512.11
· MCO P7220.45 (Bond and allotment manual)
· MCO P1751.3 (BAH)
· MCO 1740.13A
· MCO P5512.11B
· AFR 36-3026
· MCO P5800.8, Marine Corps Manual for Legal Administration
· SAT users guide
· MCO 1553.2
· Financial Planner for the Marine Corps Community Services (MCCS)
· MCO P1610.7E, PES Manual
· MCI Online: www.mci.usmc.mil
MCI Course 8012A iii Course Introduction

(This page intentionally left blank.)
MCI Course 8012A iv Course Introduction

STUDY UNIT 1
INTRODUCTION TO LEADERSHIP
Overview
Estimated 50 minutes
Study Time
Scope Leadership in war is an art, a free, creative activity based on a foundation of

knowledge. The greatest demands are made on the personality.
German Field Service Regulations of 1933
Leadership is the art of getting things done through people.
General A.M. Gray

29th Commandant of the Marine Corps
Leadership is the defining quality of a Marine Noncommissioned Officer

(NCO) or officer. It is the ability to inspire and motivate a group of Marines
to accomplish a mission.
Learning After completing this study unit, you should be able to

Objectives
· Define leadership.
· Identify the objective of military leadership.
· Identify responsibilities and types of leadership.
· Identify the areas of NCO responsibility.
· Identify the three key elements of professional relationships.
MCI Course 8012A 1-1 Study Unit 1

Overview, Continued
In This Study This study unit contains the following lessons.

Unit
Topic See Page

Lesson 1 Leadership in General 1-3
Lesson 2 Military Leadership 1-9
Lesson 3 Marine NCO Leadership 1-19

LESSON 1
LEADERSHIP IN GENERAL
Introduction
Study Time
Scope Why is leadership so important? The answer to this question is simple.

Without leadership, nothing requiring teamwork can be accomplished.
Before you can talk effectively about leadership, you must know what
leadership means. The definition that combines all these ideas is simply that
leadership is the sum of such qualities as intellect, human understanding, and
moral character that enables a person to inspire and guide a group of people
successfully.
Learning After completing this lesson, you should be able to

Objectives
· Define leadership.
· Identify the three essential elements required for leadership.
· Identify what a leader does to help an organization accomplish its goals.
In This Lesson This lesson contains the following topics.
Topic See Page

Leadership Elements 1-4
Accomplishing Goals 1-5
Lesson 1 Exercise 1-6
MCI Course 8012A 1-3 Study Unit 1, Lesson 1

Leadership Elements
Purpose Leadership is not exclusive to the military. Leadership is necessary whenever

two or more people get together to perform a common task. The leader’s
primary purpose is to be sure the job is done, or, in the words of the military,
that the mission is accomplished.
Three Elements The three essential elements for leadership are the
· Leader
· Group being led
· Situation (mission)
The Leader The leader is the first essential element. That would be you.
The Group The second element is the group or the people led. Obviously, without this
element, leadership would not be needed since there would be no one to lead.
The Situation The third and final element is the situation. Of the three elements, the third is
never the same. The situation depends on what the mission of the
organization is and the time available to accomplish the desired goal. Thus,
each situation is unique.

Accomplishing Goals
Leader’s Role All organizations need good leaders to achieve their desired goals. Leaders
· Organize jobs and workers
· Coordinate the tasks to achieve the desired results in a systematic and

logical manner
· Supervise the workers so the tasks are accomplished correctly and in a

timely manner
Note: When all three elements of leadership are united and the leader
exercises effective leadership of the group, the mission is
accomplished.

Lesson 1 Exercise
Estimated 5 minutes
Study Time
Directions Complete the following items. Check your answers against those listed at the
end of this lesson. If you have any questions, refer to the reference page
listed for each item.
Item 1 The sum of such qualities as intellect, human understanding, and moral
character that enables a person to inspire and guide a group of people
successfully.
This statement best describes the
a. definition of leadership.
b. leadership principles.
c. leadership traits.
d. characteristics of leadership.
Item 2 Which of the following lists the three essential elements of leadership?
a. Regulations, leader, and group

b. Leader, group, and situation
c. Group, situation, and regulations
d. Situation, regulations, and leader
Item 3 Which element of leadership changes constantly?
a. Leader
b. Group
c. Situation
d. Regulations
MCI Course 8012A 1-6 Study Unit 1, Lesson 1 Exercise

Lesson 1 Exercise, Continued
Item 4 Read the list of things a leader may do, then answer the question.
1. Socialize with workers to learn more about them.

2. Organize the workers and their jobs.
3. Supervise the workers.
4. Follow management directions, but do no more.
5. Coordinate the tasks to achieve results.
Which items are things a leader does to help an organization accomplish its
goals?
a. 1, 3, 5
b. 1, 2, 4
c. 2, 3, 5
d. 3, 4, 5

Lesson 1 Exercise Solutions
Answers The table below provides the correct answers to the exercise items. If you
have any questions, refer to the reference page listed for each item.
Item Number Answer Reference Page

1 a 1-3
2 b 1-4
3 c 1-4
4 c 1-5

LESSON 2
MILITARY LEADERSHIP
Introduction
Study Time
Scope This lesson will cover military leadership and why it is important.

Objectives
· Identify the objective of military leadership.
· Identify three reasons why military leadership is essential.
· Identify two general responsibilities of leadership.
· Identify the two types of leadership styles.
· Give examples of why the individual Marine seeks leadership.
Topic See Page

General Characteristics 1-10
Leadership Styles 1-12
Seeking Leadership 1-13

General Characteristics
Goal The United States military mission is to keep our country free; therefore,
strong military leadership is essential. The objective or goal of military
leadership is the creation and maintenance of an organization that will loyally
and willingly accomplish any task, assigned or indicated, and will initiate
suitable action in the absence of orders.
Three Reasons With our country’s freedom depending on us as Marines, we must ensure that
Why we are always capable of protecting our country. A military unit is only as
Leadership is effective as its leaders. Listed below are three reasons why military
Essential leadership is essential:
· Coordinate people and activities within a unit, getting the right

people to do the right job. Without such coordination, capable people
will not be assigned the right tasks, and the unit will be in a state of
confusion.
· Hold military units together. A military unit is made up of people

organized to accomplish a mission that requires the successful completion
of a series of tasks. When a unit is deployed, a set number of tasks must
be assigned and completed. The unit must be inspected to ensure
readiness, training schedules are prepared, and logistics plans are initiated.
Because it would be difficult for one leader to do all of these things, unit
leaders are needed. In the Marine Corps, these unit leaders form a chain
of command from the Commandant down to the smallest unit.
· Ensure the unit’s success. The unit achieves success through

demonstration, motivation, and hard work. A leader’s failure to ensure
that subordinates accomplish their assigned task leads to the failure of the
unit to accomplish its mission and thus the failure of the military service
in carrying out the larger mission. And if the military service fails, our
country and way of life are in danger.

General Characteristics, Continued
Responsibilities Leadership implies responsibility. Within the military structure, the two
general areas of responsibility for every leader in every situation are
· Mission accomplishment. Accomplishment of the mission is the first

priority of leadership.
· Troop welfare. Although mission accomplishment comes first, your

responsibility to your Marines should never be overlooked.

Leadership Styles
Two Extremes The two extremes in leadership styles are
· Authoritarian (autocratic)
· Persuasive (democratic)
Each leader is free to choose a style of leadership. The choice of leadership

style is influenced by the situation, the subordinates, and the leader’s
personality.
Authoritarian The authoritarian leader leads by personal control. The authoritarian style
leader
· Lets subordinates know he is in charge

· Develops subordinates into a team but remains outside the team
membership
· Tells subordinates what to do and how to do it
· Makes all decisions without asking for suggestions
As displayed in front of subordinates, the authoritarian must be perfect or the

subordinates will lose respect for the leader.
Persuasive The persuasive leader uses personality to lead and influence subordinates. A
leader using the persuasive style
· Doesn’t emphasize that he is in charge

· Develops subordinates into a team of which the leader is a member
· Asks subordinates to do their jobs
· Makes the decision but asks for, listens to, and sometimes takes
subordinates’ advice
The persuasive leader must be alert so subordinates won’t play on friendships

to get out of doing their work.
The Mix The two styles of leadership mentioned above are the extremes. Each style
has its bad and good points. Very few Marine leaders are strictly
authoritarian or persuasive. Most of them fall somewhere between the two
styles, taking bits and pieces from each. The individual leader, the
subordinates, and the situation determine the pieces used from each style.

Seeking Leadership
Why Every Marine from private to general needs leadership. Whether Marines are
aware of it or not, they seek leadership for tangible and intangible reasons.
Tangible Tangible reasons are measurable. Marines seek leadership for the following
Reasons tangible reasons:
· Training and instruction. Every Marine has an MOS and must be

trained in that MOS. When Marines cannot understand the training and
ask questions, they expect their leaders to supply the answers.
· Obtaining physical necessities. The infantryman in the field, for

example, seeks the advice of one of his NCOs when directed to pitch
shelter halves. If the Marine pitches the shelter half in the wrong area,
physical comfort may suffer. Pitching the shelter half in the ditch during
a rainy season could lead to a wet and uncomfortable night!
· Fulfilling the need for incentives and challenges. People join the
Marine Corps for many reasons, such as the desire to do something
different and challenging. Individual effort in the Marine Corps is
recognized and rewarded. Promotions, meritorious masts, and letters of
appreciation are just a few ways the individual Marine can achieve
tangible recognition for a job well done.

Seeking Leadership, Continued
Intangible Marines seek leadership for the following intangible reasons:

Reasons
· Adventure. Many civilians join the Marine Corps for adventure and
available travel.
· Security. The Marine Corps is second to none in job security. The

military is never unemployed!
· Membership. Because Marines are trained as a team, every Marine is a

member of some type of team.
· Recognition. Marines complete assigned tasks and wait for the

supervising NCO to check the work. In the same way, Marines volunteer
to be drill instructors or recruiters. These Marines want to get ahead and
achieve personal goals by taking challenging duty assignments. They
seek help and advice from their leaders to achieve these goals.

Lesson 2 Exercise
Study Time
Item 1 Which statement best describes the objective of military leadership?
a. The sum of such qualities as intellect, human understanding, and moral

character that enables an individual to effectively guide a group to achieve
desired goals
b. The creation and maintenance of an organization that will loyally and

willingly accomplish any reasonable task, assigned or indicated, and will
initiate suitable action in the absence of orders
c. The sum of such qualities as human understanding, moral character, and

loyalty that enables an individual to effectively influence a group to
achieve desired goals
d. The loyalty of an organization that will accomplish any reasonable task,

assigned or indicated, and will initiate suitable action in the absence of
orders
Item 2 Which of the following lists the reasons why military leadership is essential?
a. Mission accomplishment and troop welfare

b. Recognition, security, and adventure
c. Coordination, cohesion, and success
d. Training, instruction, and physical necessities

Item 3 The two general responsibilities of a military leader are
a. authoritarian and persuasion.

b. mission accomplishment and troop welfare.
c. coordination and unit success.
d. unit success and troop welfare.
Item 4 The authoritarian leader leads by
a. example.
b. experience.
c. personality.
d. personal control.
Item 5 The persuasive leader leads by
a. rules and regulations.

b. personality.
c. strict measures.
d. experience.
Item 6 Most Marines lead by
a. authoritarian style.
b. persuasive style.
c. a combination of authoritarian and persuasive style.
d. example and experience.

Item 7 Tangible reasons for leadership include
a. training and instruction, physical necessities, and incentives.

b. adventure, training, and instruction.
c. incentives, challenges, and recognition.
d. the need to belong and desire for security.
Item 8 Intangible reasons for leadership include
a. training, instruction, and physical necessities.

b. adventure, training, and instruction.
c. incentives, challenges, and recognition.
d. membership and security.


1 b 1-10
2 c 1-10
3 b 1-11
4 d 1-12
5 b 1-12
6 c 1-12
7 a 1-13
8 d 1-14

LESSON 3
MARINE NCO LEADERSHIP
Introduction
Study Time
Scope This lesson will cover the chain of command and the purpose and
responsibilities of the NCO within the chain of command.

Objectives
· Identify the two purposes of the chain of command.
· Identify three purposes of the Marine NCO in the chain of command.
· Identify the four areas of NCO responsibility.
· Cite a specific example of the four areas of responsibility.
· Identify how to maintain relationships with seniors and subordinates.
· Identify the three key elements of professional relationships.
In This Lesson This lesson covers the following topics.
Topic See Page

Chain of Command 1-20
Marine NCO in the Chain of Command 1-21
Marine NCO Responsibilities 1-22
Professional Relationships 1-24

Chain of Command
Purpose The chain of command is the system the Marine Corps uses to ensure each
Marine receives instructions for a particular task from only one supervisor.
Each immediate supervisor in turn receives instructions from his or her
immediate supervisor; this process continues up to the Commandant of the
Marine Corps. In this way, each supervisor is a link in the chain of command
from the Commandant to each Marine. This chain serves two purposes:
· To decentralize authority
· To link the different levels of authority
Decentralize Since it is impossible for one person to assign duties to every Marine or to
Authority supervise every task personally, assignments are passed down through the
levels of command. This is called decentralization of authority.
For example, the mess officer tells the chief cook what foods to prepare for a
meal. The chief cook then tells the section cook, who in turn tells the other
cooks. Whenever duties are assigned to a subordinate, that subordinate is
held responsible for accomplishing the assigned task, but the overall
responsibility for its success remains with the Marine originating the order.
Link Between Another purpose of the chain of command is to link the different levels of
Different Levels command. In this way, the infantry private can talk to his battalion
of Authority commander. The private goes to his fire team leader with a problem. If his
fire team leader cannot solve the problem, the private is sent to see his squad
leader, platoon sergeant, platoon commander, and company commander in
that order until the problem is solved. If none of these leaders can solve the
problem after they are seen in order of their authority, the private is sent to the
battalion commander. Any Marine can go as high as necessary to get a
problem resolved. All the Marine must do is follow the chain of command, in
order, one step at a time.

Marine NCO in the Chain of Command
Purpose The Marine NCO is the lowest rated link in the chain of command. The three
purposes for the Marine NCO in the chain of command is to
· Carry out orders

· Train Marines
· Supervise
Carry Out Marine NCOs carry out the orders and information that is passed from
Orders immediate supervisors to the subordinates and to pass requests from
subordinates up the chain. In this manner, the NCO serves as the link
between subordinates and their commanding officer
Train Marines Marine NCOs are responsible for training Marines to perform their assigned
tasks. This training, usually in the Marine’s MOS, is a combination of on-
the-job training (OJT) and classroom instruction. The Marine NCO must
demonstrate and teach. More importantly, he must inspire Marines so they
want to learn the skills they are all expected to master.
Supervise Marine NCOs ensure close supervision and personal guidance of junior
Marines. Without a supervising NCO, many tasks would not be finished
properly or at all. The personal guidance provides a junior with someone else
to turn to for help with personal problems or for answers to questions about
his assignments.

Marine NCO Responsibilities
Four Areas As a Marine NCO, you are responsible to
· Your country
· The Marine Corps
· Your organization
· Your subordinates
Country One responsibility as a Marine NCO is to your country. You should

demonstrate behavior that dignifies the United States and the American
people. For example, when you are in a foreign country, conduct yourself so
the people of that country will not be offended. Convey the feeling that you
are an ally and are in their country as a guest, friend, and protector of
freedom.
The Marine As a Marine NCO, your duty is to be loyal to Marine Corps policies. You
Corps must develop leadership skills, professional knowledge, and proficiency
through on-the-job experience, reading, taking correspondence courses,
attending service schools, and seeking new tasks. You must present a
favorable image of the United States Marines to the public and to our sister
services. Community activity and friendly interservice competitions are ways
to present a favorable image.
Organization Your responsibilities to your organization are many, including training

Marines as a team and developing that team’s loyalty. While developing a
strong loyal team, you must not do so at the expense of the other teams within
your unit. You must ensure that teams within the unit cooperate with each
other. To achieve good teamwork, a unit must show unhesitating response to
orders and regulations. You accomplish this by demanding discipline within
your unit and taking responsibility for the conduct of your Marines at all
times.

Marine NCO Responsibilities, Continued
Subordinates As a Marine NCO, you have certain responsibilities to your subordinates.

You must train subordinates in their MOSs to develop the proficiency and
skills the Marine Corps needs. Often, proficiency in the MOS means life or
death to either the individual Marine or to other Marines. You must educate
your subordinates in military skills and also encourage individual self-
improvement. You must be aware of educational opportunities and the unit’s
policies and know where to direct Marines desiring aid. Aside from these
areas, two other important areas to pay attention to with your subordinates are
· Caring for their physical needs

· Looking after their well-being
Physical Needs Perhaps the most important responsibility is taking care of your subordinates'
physical needs. These needs include quarters and food. You have no control
over billeting, but you can make sure the assigned areas are as suitable as the
situation allows. By enforcing high standards of policy, cleanliness, and
discipline, you can make the quarters as comfortable as possible. As with
billeting, you have no control over food preparation, but when you make sure
the Marines are on time for meals and in proper uniform, you can make the
meals more pleasant. In the field, you will be the last one to eat. You can
take care of your Marines’ needs by ensuring that all problems, such as those
in quarters’ maintenance, food quality, and food quantity are brought to the
attention of your immediate supervisor.
Well-being Marines, like everybody else, need relaxation. Recreation time is made
available for all Marines. Organizational sports and unit get-togethers are
ways of letting Marines relax mentally and physically. You must be sure
Marines get their fair share of liberty. This responsibility to your
subordinates is of such importance that it will be discussed later. Before you
can expect the most of subordinate Marines, you must take care of their well-
being.

Professional Relationships
Critical for For the chain of command to work properly, information must go up and
Chain of down the chain. That is, relationships work both ways between superiors and
Command subordinates. These relationships extend beyond working hours. The major
Effectiveness key is to keep relationships with seniors and subordinates on a professional
level at all times.
Three Key To be an effective leader, you must show seniors and subordinates
Elements
· Respect – a willingness to show consideration or appreciation toward
seniors and subordinates.
· Cooperation – the ability to work together to get the mission done.
· Tact – the ability to say and do the right thing at the right time.
Respect Respect is an awareness of rank, its authority, and its responsibilities. Rank
has its privileges; but more importantly, it has responsibilities as well. Most
important is for you to always be available to your Marines.
Respect means that you also do not
· Take unfair advantage of your rank. For example, do not

· Claim ignorance to a superior as an excuse for leadership failures on
your part
· Call subordinates by their first name, since they cannot do the same
to you
· Use your rank as a barrier. For example, do not

· Allow superiors to abuse your Marines because they out rank you.
This means that you must look out for your Marines’ welfare and be
sure superiors treat them fair.
· Set yourself above your subordinates and look down on them.
· Be sure to keep communications open so they come to you for guidance

and assistance.

Professional Relationships, Continued
Cooperation Your approach to seniors must be professional. As an NCO, you should

always be friendly with seniors, but not overly so. If you are friendly and
cooperative, your senior will have confidence in you, and you can work
together smoothly. If you are reprimanded, remember your senior is there to
guide and help you; the reprimand is not to promote the senior’s superiority
but to decrease your shortcomings. You should benefit from the lessons
learned and continue to demonstrate respect, cooperation, and professionalism
in every encounter with your seniors.
Likewise, treat subordinates with the same cooperation you expect from
superiors. Listen to their problems with an open mind and provide
professional guidance or assistance as needed. Whenever possible, use your
rank to look out for your subordinates’ welfare and ensure you develop their
talents as much as possible. Get them what they need!
Tact Tact is important in all facets of life. It involves studying the behaviors of
people with whom you interact to determine their personal traits and
preferences for doing things. Once you have determined these facets of the
individuals above and below you in the chain of command, you deal with and
respond to each person in the manner that best facilitates communication and
mission accomplishment.
It is as important to know the ground rules in working for a particular senior

as it is to know terms such as “deck,” bulkhead,” and “ladderwell.” It is
possible, on the other hand, for a senior to desire either one or the other
terminology to be used in the unit; it is the NCO’s duty to carry out those
wishes.

Lesson 3 Exercise
Study Time
Item 1 The two purposes for the chain of command are to
a. supervise and train your Marines.

b. train your Marines and decentralize authority.
c. decentralize authority and link the different levels of authority.
d. link the different levels of command and carry out orders/information.
Item 2 The three purposes for the NCO in the chain of command are to
a. carry out orders, train Marines, and supervise.

b. train Marines, supervise, and decentralize authority.
c. supervise, decentralize authority, and link the different levels of
command.
d. decentralize authority, link the different levels of command, and carry out
orders.
Item 3 Which of the following lists the four areas of NCO responsibility?
a. God, country, corps, and family

b. Country, corps, mission, and family
c. Country, corps, organization, and subordinates
d. Corps, organization, mission, and subordinates

Item 4 You must be sure your subordinates
a. live in the same barracks as you.

b. get their fair share of liberty.
c. are offered red meat at least once a week.
d. get their fair share of rewards and responsibilities.
Item 5 Relationships with both seniors and subordinates should be conducted on a
a. friendly level.
b. daily basis.
c. professional level.
d. strict level.
Item 6 What are the three key elements of professional relationships?
a. Military courtesy, deference to orders, and tact

b. Knowing rank privileges and responsibilities, cooperation, and tact
c. Respect, cooperation, and tact
d. Appreciating the chain of command, using your position in the chain of
command, and tact

Lesson 3 Exercise, Solutions

1 c 1-20
2 a 1-21
3 c 1-22
4 b 1-23
5 c 1-24
6 c 1-24

STUDY UNIT 2
MAINTAINING PERSONAL READINESS
Introduction
Estimated 2 hours 10 minutes

Study Time
Scope Every Marine contributes to the effectiveness and the efficiency of each
mission. Marines must be mentally, physically, and administratively prepared
for deployment. This study unit explains how administrative tasks should be
completed to ensure each Marine is personally ready for deployment.

Objectives
· Identify the purpose of an audit.
· Identify the responsibilities in an audit.
· Identify the purpose of the record of emergency data (RED).
· Define allotment.
· Define the purpose of a will.
· List the benefits of having a will.
· Define power of attorney (POA).
· Identify the purpose of a power of attorney.
· Identify the purpose for basic allowance housing (BAH).

Introduction, Continued
Learning · Identify the purpose of the Defense Enrollment Eligibility Reporting

Objectives, System (DEERS).
continued
· Identify the purpose of a commanding general’s (CG) inspection.
· Identify the purpose of a family care plan.
· Identify sources for assistance with family care.

Unit
Topic See Page

Lesson 1 Audit 2-3
Lesson 2 Record of Emergency Data 2-13
Lesson 3 Allotments 2-21
Lesson 4 Wills 2-29
Lesson 5 Power of Attorney 2-37
Lesson 6 Family Readiness 2-47

LESSON 1
AUDIT
Introduction
Study Time
Scope The purpose of an audit is to ensure all personnel military records are
accurate, complete, current, and agree with each other. This lesson describes
different occasions for conducting an audit and what should be checked
during an audit.

Objectives
· Identify the major occasions for conducting an audit.
· Identify the purpose of an audit.
· Identify the unit's responsibilities in an audit.
· Identify the individual’s responsibilities in an audit.
· Identify the ten reports that are reviewed in an audit.
Topic See Page

Occasions for Audits 2-4
Conduct 2-6
Reports 2-7

Occasions for Audits
Schedule A complete audit of the Marines' service record book (SRB) and computer
record should be performed when conducting an audit. The types of audits
established as a minimum for auditing service records of all Marines are the
· Join process audit

· Triennial audit
· Deployment readiness audit
· Commander’s discretionary audit
Join Process A join process audit is conducted whenever a Marine is

Audit
· Joined chargeable by a reporting unit (RU)
· Attached duty under instruction in excess of 20 weeks, including
· Return from Fleet Assistance Program (FAP)
· Temporary additional duty
· Reserve personnel returning from a period of active duty in excess of
30 days
· Deployments in excess of 30 days

Occasions for Audits, Continued
Triennial Audit A triennial audit is conducted at least once every 3 years from the date of the
last join process audit or triennial audit. To reduce the number of times a
Marine is required to physically visit the administrative section, Marines or
administrative personnel can declare any visit for routine service as their
triennial audit.
Otherwise, triennial audits are scheduled according to the last digit of the
Marine’s social security number (SSN). Each number corresponds to the
month that the audit will take place as shown in the table below.
If the last digit of SSN is Then the audit month is

1 January
2 February
3 March
4 April
5 May
6 June
7 July
8 August
9 September
0 October
Deployment A deployment readiness audit is conducted no earlier than 30 days (60 days
Readiness for reserve component Marines) before a deployment that is anticipated to
Audit exceed 30 days duration.
Commander's A commander’s discretionary audit is conducted whenever the commander

Discretionary considers that an additional audit is necessary.
Audit

Conduct
Purpose Regardless of the type of audit, the purpose for the audit is to ensure
personnel records are accurate, complete, current, and in agreement with
information maintained in the Marine Corps Total Force System (MCTFS)
data bases.
Reporting Unit The reporting unit is directly responsible for timely and effective
Responsibility accomplishment of the audits required by MCO P1080.40 MCTFSPRIM. In
addition, the reporting unit commander shall ensure that
· Corrective action is taken regarding all discrepancies

· Unit diary information that requires the transfer of data to the service
record is accomplished in a timely manner
· The document side of the service record is screened and extraneous papers
are removed
Individual Conduct the audit in the presence of Marines on active duty or in the SMCR.
Responsibilities This audit will include inspection and the corrective action necessary to
ensure accuracy, currency, and completeness of the
· Service record book/officer qualification record (SRB/OQR) including the

record of emergency data (RED)
· Basic individual record/basic training record (BIR/BTR)
· Leave and earning statement (LES)
· Health records
· Other local records containing personal information
Additionally during the screening of service records, Marines should
· Ensure that SGLI election certificate (SGLV-8286) reflects the current

intent of the Marine
· Appropriately dispose of extraneous or misfiled documents
· Verify completion of all required entries and actions, such as assignments

of conduct and duty proficiency markings, etc.
· Ensure that a RED is on file in the service record

Reports
Basic The basic individual record (BIR) is a listing of administrative information

Individual contained in the MCTFS and Marine online (MOL) computer record of an
Record individual Marine’s service, contract, and dependents. The BIR is available
through online request, and may be viewed either on the screen or printed
locally. The BIR is used to ensure certain important data elements in the
Marine’s record are correct.
Basic Training Similar to the BIR, the basic training record (BTR) is a listing of training,
Record education, and testing information contained in the command master file
(CMF) computer record of each Marine.
Education The education record (ER) is a listing of civilian education, MCI courses,
Record formal schools, and special skills of the individual Marine.
Inconsistent The inconsistent condition report (ICR) lists those Marines in the reporting
Condition unit (RU) whose computer records may contain one or more data elements
Report that are incorrect or inconsistent with the Marine’s master record.
Individual The individual deployment record (IDR) lists all deployments reported into
Deployment the MCTFS on each Marine.
Record
Marine Corps Reporting units will occasionally receive some Marine Corps Total Force
Total Force Systems Accuracy Survey (MCTFS-AS) forms on Marines in their units. The
Systems- accuracy survey audit will be completed within 30 days of receipt and
Accuracy returned to the CMC message text format.
Survey
Leave and The leave and earning statement (LES) is a printout of pay information
Earning contained in the MCTFS and MOL computer record of each individual
Statement Marine. The annual LES also contains a leave accounting for the previous
year and is used to record certification of entitlements.

Reports, Continued
Record of The record of service (ROS) is a computer-generated page designed to replace

Service the markings page, NAVMC 118(23), in the SRB. The ROS provides the
commander with a visual reference of previously reported conduct and duty
proficiency marking and the average of those markings for the time in grade,
entitlement, and service.
Record of The record of emergency data (RED) provides a current official and legally
Emergency binding record of relatives, beneficiaries, and emergency information on each
Marine. It is also used to make casualty notification and to adjudicate claims
for various death benefits.
Fitness Report The fitness report (FITREP) reporting unit has the ability within the MCTFS
to review a chronological listing of each Marine’s fitness report.

Lesson 1 Exercise
Study Time
end of the lesson. If you have any questions, refer to the reference page listed
for each item.
Item 1 Which is an occasion for conducting an audit?
a. Joining a new unit

b. Joining a new platoon
c. Deployed less than 30 days
d. Returning from leave
Item 2 During what month will Sgt Hard Core, SSN 123-45-6789 be scheduled to
complete his triennial audit?
a. February
b. April
c. July
d. September
Item 3 What is the purpose of an audit?
______________________________________________________________
______________________________________________________________
Item 4 Besides ensuring that corrective action is taken regarding all discrepancies
and the document side of the service record is screened and extraneous papers
are removed, the unit commander shall ensure that
______________________________________________________________
______________________________________________________________

Item 5 When conducting an audit, each Marine will review his or her _______ to
ensure pay information is correct, entitlements are justified, and leave balance
is accurate.
a. record of emergency data

b. basic training record
c. leave and earning statement
d. individual deployment report
Item 6 Which of the following reports contains a list of training, education, and
testing information maintained in the command master file computer of each
Marine?
a. Basic individual record

b. Basic training record
c. Inconsistent condition report
d. Leave and earning statement

Items 7 Matching: In the space provided, place the letter of the report from column 2
Through 9 to its description in column 1. The answers in column 2 may be used only
once.
Column 1 Column 2
Description Report
___ 7. Lists Marines in the RU a. Basic individual record/basic

whose records contain one training record
or more incorrect or b. Inconsistent condition report
inconsistent elements in the c. Record of service
master record d. Record of emergency data
___ 8. Lists administrative
information contained in
the MCTFS; Marine online
computer record of
Marine’s service, contract,
and dependents, and
training, education, and
testing information in the
command master file
___ 9. Provides current official
and legally binding records
of beneficiaries and
emergency information


1 a 2-4
2 d 2-5
3 To ensure personnel 2-6
records are accurate,
complete, current, and
in agreement with
information maintained
in the MCTFS data
bases
4 Unit diary information 2-6
that requires the
transfer of data to the
service record is
accomplished in a
timely manner
5 c 2-6
6 b 2-7
7 b 2-7
8 a 2-7
9 d 2-8

LESSON 2
RECORD OF EMERGENCY DATA
Introduction
Study Time
Scope A vital document that Marines should always keep up to date is the record of
emergency data (RED). The RED is used to identify the people to notify in
case of an emergency, identify persons who may be entitled to death benefits
as prescribed by law, and help casualty assistance officers better assist a
Marine’s surviving family members.

Objectives
· Identify the purpose of the record of emergency data (RED).
· Identify the contents of RED.
· Identify when to update RED.
Topic See Page

Contents of RED 2-14
Sample RED 2-17
Updating RED 2-18

Contents of RED
Purpose The record of emergency data (RED) provides a current, official, and legally
binding record of relatives, beneficiaries, and emergency information on each
Marine. The RED is essential in all efforts to make casualty notifications and
adjudicate claims for various death benefits.
Personal The personal information section is automatically generated; however, the

Information Marine should check the accuracy of all personal information contained in the
RED. The personal section contains the
· Social security number

· Full name
Unit Like the personal information, unit information is automatically generated.

Information The unit information section contains the
· Reporting unit code (RUC)

· Company code (CMPNY CODE)
· Platoon code (PLT CODE)
· Rank (GRADE)
· Component code: Active duty or Reserve (COMP CODE)
Dependent The dependent information lists the

Information
· Spouse’s name
· Spouse’s address
· Children’s names
· Dates of birth
· Address

Contents of RED, Continued
Legal Guardian The legal guardian information is only required for single parents or dual
Information service parents. The legal guardian information list the guardian’s
· Name
· Phone number
· Relationship
· Address
Death Benefits The death benefits information section contains the following:
Information
· Death gratuity beneficiary(ies) – persons who are to be beneficiaries in the
event your spouse and/or children do not survive the Marine
· Next of kin relationship (NR)/name
· Relationship (must be blood relative but not wife or children)
· Percent (PCT)
· Address
· Pay arrears beneficiary(ies) – persons who are to receive any monies due
up to the date of death (includes unpaid earnings, lump sum leave, TAD
settlements, etc.)
· Who should be notified due to ill health – persons to be notified if the

primary next of kin or secondary next of kin have health risks or concerns
that would make notification of bad emergencies risky
· Address
· City
· State

Contents of RED, Continued
Death Benefits · List insurance company(ies) – commercial insurance policies on the

Information, Marine so the casualty assistance officer can assist with collection
continued · NR/Name
· Policy Number
· Primary next of kin – up to three numbers may be listed

· Telephone number
· Relationship
· Primary next of kin directions – must have this information if the primary
or secondary next of kin have non-street address. These directions should
be from a permanent location (courthouse, police station, etc.) and will
enable the casualty assistance officer to reach the residence for
notification purposes
· SGLI information election – this information should be verified that it is

as the Marine desires and that the election form agrees with the
information
· Beneficiary
· Pay Designation
· Date
Certification The certification section contains the
· Member’s signature
· Witness’ signature
· Date the document was signed
· Unit diary number

Sample RED
Sample RED The following is an example of a completed RED.

SSN: 123456789 NAME: MARINE, HENRY ALFONSO
RUC: XXXXX COMPANY CODE: XXXX PLT CODE: XXXX GRADE: SGT COMP CODE: XX
SPOUSE NAME/ADDRESS
MARY A. MARINE 1234 CAROLINA RD

JACKSONVILLE, NC 25546
CHILD NR/DOB/ADDRESS
1 JENNIFER M. MARINE (901226) (ADDRESS SAME AS SPOUSE)

2 MICHAEL G. MARINE (920612) (ADDRESS SAME AS SPOUSE
3 KATHLEEN M. MARINE (940417) (ADDRESS SAME AS SPOUSE)
GUARDIAN NR/NAME/PHONE/RELATION/ADDRESS
1 DOROTHEA M. MARINE (GM) (444) 555-1212 SAME AS FATHER ADDRESS
FATHER/MOTHER NAME/ADDRESS
1 EDWARD O. MARINE 32 EUSTIS STREET

CAMBRIDGE, MA 02178
DOROTHEA M. MARINE SAME AS FATHER ADDRESS
DEATH GRATUITY BENEFICIARY(IES) NR/NAME/RELATION/PCT/ADDRESS
1 DOROTHEA M. MARINE (M) SAME AS ABOVE
PAY ARREARS BENEFICIARY(IES) NR/NAME/RELATION/PCT/ADDRESS
1 MARY A. MARINE (W) SAME AS ABOVE
DO NOT NOTIFY DUE TO ILL HEALTH STREET ADDRESS/CITY/STATE
1 NONE
INSURANCE COMPANY(IES) NR/NAME/POLICY NUMBER
1 NONE
PRIMARY NEXT OF KIN TELEPHONE NUMBER/RELATIONSHIP
1 (222) 123-4567/W
PRIMARY NEXT OF KIN DIRECTIONS
SGLI INFORMATION ELECTION ELECTS $200.00 COVERAGE

BENEFICIARY: SPOUSE
PAY DESIGNATION: LUMP SUM
DATE: 19961201
MEMBER’S CERTIFICATION ________________ PRTD ON UD NUMBER _________________________________
WITNESS CERTIFICATION __________________ DATE CERTIFIED ______________________________________

Updating RED
During an Updating the RED is essential. Marines should check the accuracy of the
Audit RED during
· Join process audit

· Triennial audit
· Deployment audit
· Commander’s discretionary audit
Changes in Marines should update the RED any time a change occurs to any information
Information contained in the RED. These changes include but are not limited to
· Changes in addresses or telephone numbers

· Changes in marital status
· Births of children
· Deaths of next of kin or beneficiaries
· Changes in Marines desires for beneficiaries, guardians, or SGLI
information

Lesson 2 Exercise
Study Time
for each items.
Item 1 What is the purpose of the RED?
______________________________________________________________
______________________________________________________________
Item 2 Which of the following items are contained in the personal information
section of the RED?
a. Primary next of kin

b. Beneficiary
c. Social security number
d. Date
Item 3 Spouse name, children names, date of birth, and address are listed in which
section of the RED?
a. Personal information
b. Legal guardian information
c. Death benefits information
d. Dependent information
Item 4 Anytime a life change occurs in the service members' status (such as marriage
or birth of a child), ____________________ is essential.
a. requesting an LES
b. requesting a RED
c. updating the LES
d. updating the RED


1 · Provides a current, 2-14
official, and legally
binding record of
relatives,
beneficiaries, and
emergency
information
· Make casualty
notifications
· Adjudicate claims
for various death
benefits
2 c 2-14
3 d 2-14
4 d 2-18

LESSON 3
ALLOTMENTS
Introduction
Study Time
Scope This lesson covers the financial arrangements that can be authorized for
Marines, and describes the two basic types of allotments in detail.

Objectives
· Define allotment.
· Identify where to obtain an allotment.
· Identify the effects of allotment entry dates.
· Identify the types of discretionary allotments by purpose code.
· Identify the number of discretionary allotments a Marine may have.
· Identify the types of non-discretionary allotments by purpose code.
· Identify the number of non-discretionary allotments a Marine may have.
Topic See Page

General Information 2-22
Discretionary Allotments 2-23
Non-Discretionary Allotments 2-25

General Information
Definition An allotment is a definite portion of a Marine’s pay and allowances that he or

she voluntarily authorizes to be paid to an allottee.
Obtaining You can obtain allotments through your administration office.

Allotments
Allotment You can input allotments

Entry Dates
· Up to the 15th of the month before the first deduction to start an allotment
· Until the 15th of the month before the month of the last deduction to stop
an allotment
Explanation of If the first deduction date is January 1, 2001, the system edits will allow input
Entry Date to start the allotment until December 15, 2000.
Effects
If the last deduction date is January 31, 2001, the system edits will allow
input to stop the transaction until December 15, 2000.
Two Basic The two basic types of allotments are

Types of
Allotments · Discretionary – allotments made at the discretion of the Marine
· Non-discretionary – allotments for specific, universal purposes

Discretionary Allotments
Purpose Codes The purpose codes for discretionary allotments and their purposes are
described in the table below.
Purpose Purpose
Code
D For voluntary payments to dependents, relatives, former
spouses, or any other individuals or organizations eligible to
receive discretionary allotment payments
H To pay a financial organization for the Marine’s mortgage loan
I · For commercial life insurance of the Marine and/or the
Marine’s spouse and/or children
· Includes United States Government Life Insurance
(USGLI), dental and health insurance to benefit the family,
and insurance
J For savings deposit program
Note: You can no longer start an allotment to be sent to the

Marine’s home address; the allotment must be made
payable to a financial organization for credit to the
Marine’s account.
N To pay premiums on National Service Life Insurance (NSLI)
Note: You may have only one N allotment in effect. If you

have more than one policy in effect, the premium
payments must be combined into one allotment.
R To pay for rent on a dwelling occupied by the Marine’s spouse,
children, or other dependents
Note: The Secretary of the Navy must authorize an R

allotment for a Marine.
S For deposits to a financial institution, mutual fund company, or
investment firm
Note: Payments for mutual funds, investments, and loans must

be made payable to a valid checking or savings account
and arrangements made with the financial institution to
withdraw payment amounts from the Marine’s account.

Discretionary Allotments, Continued
Requirements The Marine shall certify that the allotment is within the limits of the law. For
example, allotments may not be used to repay gambling debts in a state where
gambling is not permitted.
Number Marines are authorized no more than six discretionary allotments in addition
Allowed to the J allotment.

Non-Discretionary Allotments
Purpose Codes The purpose codes for non-discretionary allotments and their purposes are
described in the table below.
Purpose Purpose
Code
B To purchase U.S. savings bonds.
Note: Any number of B allotments may be authorized with the

same month of the first deduction and submitted in the
same document transmittal letter (DTL) as long as they
are not identical.
C To make charity contributions to the Navy and Marine Corps
Relief Society (NMCRS) or the Combined Federal Campaign
(CFC)
L To repay loans to the NMCRS, the American Red Cross, Air
Force Aid Society, and/or the Army Emergency Relief
T To liquidate an indebtedness due to defaulted notes insured by
the Federal Housing Administration or guaranteed by the
Department of Veterans Affairs
U When a Marine on the retired list of the FMCR, who is
participating in the RSFBB/SBP, is recalled to active duty

Lesson 3 Exercise
Study Time
for each items.
Item 1 What is an allotment?
______________________________________________________________
______________________________________________________________
Item 2 The ______ office should help you start or stop allotments.
a. administration
b. MWR
c. judge advocate general’s
d. credit union
Item 3 What is the latest date to input an allotment request if you want to start an
allotment on the first of May?
______________________________________________________________

Items 4 Matching: In the space provided, place the letter of the purpose code from
Through 6 column 2 that would be used for the allotment situation described in column
1. The answers in column 2 may be used only once.
Column 1 Column 2
Allotment Situation Purpose Code
___ 4. To make a charitable a. C

contribution to the NMCRS b. H
or CFC c. L
___ 5. To start monthly mortgage d. R
payments e. S
___ 6. To deposit money with an
investment firm.
Item 7 How many discretionary allotments can you have in addition to the savings
deposit program allotment J?
a. 3
b. 4
c. 5
d. 6
Item 8 A Marine can have ______ B allotments with the same month as the first
deduction and submitted in the same DTL as long as they are
a. three, identical.
b. six, identical.
c. any number of, not identical.
d. any number of, identical.


1 A definite portion of a 2-22
Marines' pay and
allowances voluntarily
authorized to be paid to
an allottee
2 a 2-22
3 Up to the 15th of April 2-22
for the first deduction
to start an allotment
4 a 2-25
5 b 2-23
6 e 2-23
7 d 2-24
8 c 2-25

LESSON 4
WILLS
Introduction
Estimated 5 minutes
Study Time
Definition Everyone wants peace of mind. Writing a will is for everyone. Leaving a
will is just as important for someone of modest means as it is for someone
who is wealthy. If you die without leaving a will, the law will stipulate how
your assets are to be distributed amongst your surviving relations. This can
sometimes mean that your assets go to people you wouldn't want to have
them or that your surviving spouse is left with a home but no money to live
on. This lesson describes basic information about wills and why you should
have one.

Objective
· Define the purpose of a will.
· Identify how to create a will.
· List the benefits of having a will.
· Identify criteria that validate your will.
· Identify actions you should take when living in a state other than your
home of record.
Topic See Page

Fundamental Knowledge 2-30
Benefits 2-31
Validity of Your Will 2-32

Fundamental Knowledge
Definition A will is a
· List of instructions telling your executors what to do with your property

when you die
· Legal document by which a person disposes of property, such disposition

to take effect after death
Purpose A will is the only way of assuring that property will be distributed exactly as
you wish. Most people assume that all their possessions will automatically
pass to their spouse or other members of the family. Unfortunately, many
families often face immediate financial hardship and sometimes even have to
sell the family home—simply because no will had been written.
Without a will, you miss all chances of passing on particular gifts to your
friends or favorite charities. If you have a young family, your will determines
who you prefer to take care of your family and provides you a way to give
specific instructions about that care.
Law of The Law of Intestacy means that the state writes a will for you. Your
Intestacy possessions are distributed according to this law.
If you die without having a legally valid will, your estate will be divided in a
way that gives you and your survivors no choice in the matter. This places
unnecessary extra difficulties on your partner or family at a time of great
distress.
Obtaining a A will can be prepared by your base's legal assistance office or through a
Will civilian lawyer out in town.

Benefits
Main Purpose Fundamentally, your will is a record of your instructions on how you want
your estate to be distributed and also gives you the opportunity to express
your wishes about your funeral.
Options In your will, you should specify
· Exactly what you want to happen to your property

· Who is to receive "thank you" gifts of money
· Who is to receive personal belongings that are special to you
· Who is to receive gifts of charity that are free of inheritance tax
· Guardians to look after your young children
· Who you want to be your executors and trustees

Validity of Your Will
Criteria Any adult of sound mind in any state is entitled to make a will. The
document must expressly state that it is your will.
You must date and sign your will. The will must be signed by at least two (in
some states, three) witnesses. Witnesses must watch you sign the will,
though they do not need to read it. Your witnesses must be people who will
not inherit anything under the will.
Note: You do not have to have your will notarized. However, in many
states, if you and your witnesses sign an affidavit (sworn statement)
before a notary public, you simplify the court procedures required to
prove the validity of the will after you die.
Generally, a will is valid in any state where you die, as long as it was valid in
the laws of the state (or country) where you were domiciled when the will
was made.
Domicile Your domicile is the state where you
· Have your principal home

· Spend most of your time, as opposed, say, to a summer home
You can have only one domicile.
When You If you move to another state after signing your will, you should review your
Move will in light of the new state's laws, especially property ownership laws that
apply to married couples.
Fortunately, you will probably determine that your original will remains
valid.

Lesson 4 Exercise
Estimated 5 minutes
Study Time
Item 1 A will is the legal document by which a person disposes of property which
takes effect
a. after death.
b. before and after death.
c. after the age of 18 years.
d. after one year.
Item 2 To obtain a will, contact your ___________ or choose a ____________.
Item 3 Read the five benefits of having a will listed below and answer the question.
1. You can say exactly what you want to happen to your property.
2. You can make "thank you" gifts of money.
3. You can make gifts of personal belongings that are special to you and the
person to whom they are given.
4. You can make gifts to charity, which are free of inheritance tax.
5. You can appoint guardians to look after your young children.
What is another benefit?
a. You can choose who you want to be your executors and trustees.
b. You can sign and date your will one-year later.
c. Your will is valid in any state that you choose to live.
d. Your possessions will automatically pass on to family members.

Item 4 Read the following criteria, then answer the question below.
1. You must sign and date the will.

2. The will must be notarized.
3. The will must expressly state that it is your will.
4. The will must be signed by at least two witnesses.
5. The will must state that you are a resident of that state.
Which criteria must be met for your will to be valid?
a. 1, 2, 5
b. 1, 3, 4
c. 2, 3, 4
d. 3, 4, 5
Item 5 If you move to another state after signing your will, you should review your
will in light of the _________________, especially property ownership laws
that apply to married couples.

have any questions refer to the reference page listed for each item

1 a 2-30
2 · base's legal 2-30
assistance office
· civilian lawyer
3 a 2-31
4 b 2-32
5 new state's laws 2-32


LESSON 5
POWER OF ATTORNEY
Introduction
Study Time
Scope Military members are often called away from home on short notice. In such
circumstances, the proper power of attorney can provide your family with the
authority to act on your behalf and to administer your personal affairs.

Objective
· Define power of attorney (POA).
· Identify the purpose of a power of attorney.
· Identify situations that warrant a power of attorney.
· Identify the two types of power of attorney by purpose.
· State the advantages of a general power of attorney and specific power of

attorney.
· State the disadvantages of a general power of attorney and specific power

of attorney.
Topic See Page

Fundamentals 2-38
Situations Warranting a Power of Attorney 2-39
Types of Power of Attorney 2-40
General Power of Attorney 2-42
Specific Power of Attorney 2-43

Fundamentals
Definition A power of attorney is a
· Formal appointment whereby one-person (called the principal) gives to

another person (called the attorney) the right and authority to act on behalf
of the principal
· Legal document by which you, the principal or grantor, give another

person (often called the attorney-in-fact) the authority to act as your agent
Purpose Your attorney-in-fact may act on your behalf in handling business, personal,
or legal matters. No law or regulation specifies when you must give another
your power of attorney. But another person cannot normally act for you in
business or legal matters without receiving your power of attorney. Thus, if
you will be unable to act for yourself due to an assignment (PCS or TDY),
you should consider using a power of attorney.

Situations Warranting a Power of Attorney
General If you are unable to act for yourself due to a temporary duty assignment, you
should consider using a power of attorney. Some occasions that warrant a
power of attorney are listed in the table below.
Occasion Description
Income Tax · To file your federal income tax return for you, give
your attorney-in-fact a special IRS power of attorney
(Form 2848).
· To file a state income tax return for you, give your

attorney-in-fact a special power of attorney. A
general power of attorney is not sufficient.
Real Estate · For real estate transactions, you must specifically
state a legal description (contained in the deed) of the
real property (along with the street address) that you
want your attorney-in-fact to buy or sell on your
behalf.
· Your special power of attorney must state that you

specifically authorize your attorney-in-fact to enter
into a sales contract on your behalf and should state
that he or she is empowered to sell only that specific
property.
· If your attorney-in-fact is acting as a buyer for you,

the power of attorney should state that he is
authorized and directed to comply with the state
recording statutes by promptly recording the deed
after purchase in the court clerk's office in the county
where the property is located.
· Whenever a deed is signed pursuant to a power of

attorney, both the deed and the power of attorney
should be recorded and thus both need to be executed
with the proper formalities (witnesses and notary).
Medical POA Authorizes another to make medical decisions for you
when you are unable to make decisions for yourself.

Types of Power of Attorney
Two Identified Two types of powers of attorney are
· General
· Specific
General A general power of attorney gives your agent the right to
· Conduct financial and legal affairs on your behalf
· Obligate you in a variety of transactions (e.g. buy and sell property,

liquidate bank accounts, and purchase items on credit)
· Undertake any activity and enter into any transaction which you (the
principal) could do without limitation
If the general power of attorney is accepted, your agent may obligate you in a
way you never intended and for which you will be held accountable.
Therefore, the general power of attorney is very powerful and should be used
sparingly.
Specific A specific power of attorney authorizes your agent to enter into a particular
transaction and only provides your agent the right to act for you to
accomplish some specific purpose. The authority of the attorney-in-fact is
spelled out in the document narrowly defining the areas in which you allow
your agent to obligate you.
Some examples of specific powers of attorney include the authority to
· Register or sell your automobile or house

· Pay your taxes
· Ship your household goods
· Obtain medical care for your children
· Cash checks

Types of Power of Attorney, Continued
Precautions To prevent misuse of a previously granted power of attorney, you will need to
destroy all copies of the document, including any copies held by the agent.
Notice of the revocation should also be provided to your creditors.
Limit the period that the power of attorney is in effect to the absolute
minimum necessary to accomplish the task. Except in very unusual
circumstances, no power of attorney should be granted for more than one
year.

General Power of Attorney
Advantages Your agent has the right to conduct financial and legal affairs on your behalf.
Disadvantages Your agent may obligate you in a way you never intended and for which you
will be held accountable.

Specific Power of Attorney
Advantages · Your agent has the right to act for you to accomplish some specific
purpose.
· You can affirmatively revoke or terminate the power of attorney and thus
your agent's powers.
· The document narrowly defines the areas in which you allow your agent
to obligate you.
Disadvantages Your agent may obligate you in a way you never intended and for which you
will be held accountable. Examples include
· Selling your automobile or house

· Cashing your checks

Lesson 5 Exercise
Study Time
Item 1 What is a power of attorney?
______________________________________________________________
______________________________________________________________
Item 2 The purpose of a power of attorney is to give your agent the right to conduct
___________, ___________, or ______________ matters on your behalf.
Items 3 Matching: In the space provided, place the letter of the power of attorney
Through 5 authority in column 2 that matches the situation in column 1. You may use
the answers in column 2 only once.
Column 1 Column 2
Situation Power of Attorney Authority
___ 3. File federal tax return a. Real estate

___ 4. Buy and sell property b. Income tax
___ 5. Make medical decisions c. Medical
when you are unable to d. Check cashing
Item 6 What are the two types of power of attorney?
a. Special and general

b. General and specific
c. Medical and special
d. Specific and medical

Item 7 Write the disadvantage of having a general power of attorney.
______________________________________________________________
Item 8 Write two of the three advantages of having a specific power of attorney.
______________________________________________________________
______________________________________________________________

have any questions refer to the reference page listed for each item.
Item Answer Reference

Number Page
1 · Formal appointment whereby the principal 2-38
gives the attorney the right and authority to
act on the principal’s behalf
· Legal document by which the grantor

gives an attorney-in-fact the authority to
act as his agent
2 business, personal, or legal 2-38
3 b 2-39
4 a 2-39
5 c 2-39
6 b 2-40
7 Your agent may obligate you in ways you 2-43
never intended and for which you will be held
accountable.
8 · Your agent has the right to act for you to 2-43
accomplish some specific purpose.
· You can affirmatively revoke or terminate

the power of attorney and thus your agent's
powers.
· The document narrowly defines the areas

in which you allow your agent to obligate
you.

LESSON 6
FAMILY READINESS
Introduction
Study Time
Scope The family readiness of Marines is directly affected by the arrangements

made for the care of their families when they must deploy. The more
thorough the family care plan, the easier it will be on Marines who must
deploy. This is especially true for Marines who are responsible for
dependents or who share that responsibility with a spouse who is also a
service member.

Objectives
· Identify the purpose for basic allowance housing (BAH).
· Identify the factors that determine BAH amount.
· Identify the types of clothing allowance.
· Identify the purpose of the Defense Enrollment Eligibility Reporting

System (DEERS).
· Identify the circumstances for updating DEERS records.
· Identify the purpose for identification (ID) cards.
· Identify the three major components of medical care.

Learning · Identify the types of important documents.

Objectives,
continued · Identify the purpose of a commanding general’s (CG) inspection.
· Identify the core areas for the CG inspection.
· Identify the purpose of a family care plan.
· Identify sources for assistance with family care.
· Identify service organizations by purpose.
Topic See Page

Basic Allowance Housing 2-49
Clothing Allowances 2-50
Defense Enrollment Eligibility Reporting System 2-51
Identification Cards 2-53
Medical Care 2-55
Important Documents 2-58
Commanding General’s Inspection 2-62
Family Care 2-63
Family Assistance Information 2-66
Service Organizations 2-68

Basic Allowance Housing
Purpose DoD and the services developed basic housing allowance (BAH) to improve
and enhance housing allowances for all members. The intent of BAH is to
provide uniformed service members accurate and equitable housing
compensation based on housing costs in local civilian housing markets and is
payable when government quarters are not provided.
Amount BAH is based on
· Geographic duty location

· Pay grade
· Dependency status
Effective January 1, 2000, most pay grades, at most locations, are entitled to
increased housing allowances. In areas where the published BAH for a grade
is lower than last year, individuals will continue to receive the higher amount,
indefinitely, until an interruption in eligibility, defined as a PCS move or
change in dependency status.
Computation In computing BAH, we include local price data of
· Rentals
· Average utilities
· Insurance
Data is collected annually in the spring and summer when housing markets
are most active and includes apartments, town homes/duplexes, and single
family rental units of various sizes (number of bedrooms).

Clothing Allowances
Entitlement By law and under presidential executive order, the Secretary of Defense (or
the Secretary’s designee) annually may prescribe the
· Quantity and kind of clothing to be furnished to an enlisted member of the

military services
· Amount of cash allowance to be paid if clothing is not furnished
DoD policy is that the quantities and kinds of items of individual clothing to
be furnished shall be prescribed by the individual service secretary or the
Commandant of the Marine Corps under the parameters set by the Assistant
Secretary of Defense for Force Management Policy.
Types The three basic types of clothing allowances are
· Initial clothing
· Cash clothing replacement
· Extra clothing
Initial Clothing Initial clothing allowances are provided to enlisted members upon initial
Allowances enlistment or upon other special qualification for entitlement to a prescribed
outfitting of uniforms. The initial issue may be an in kind issue or a
combination of in kind issue and cash payment.
Cash Clothing Cash clothing replacement allowances are provided to enlisted members upon
Replacement the anniversary month each successive year following the provision of an
Allowances initial clothing allowance. Cash clothing replacement allowances are for
replacement of required uniform items based on a normal wear rate.
Extra Clothing Extra clothing allowances are additional to initial and replacement allowances
Allowances and do not reduce, replace, or otherwise affect them. Extra clothing
allowances provide for unusual circumstances when an enlisted member may
require additional uniform items or when an officer (with a permanent duty
station outside the United States) or enlisted member may require civilian
clothes to perform their assigned duties.

Defense Enrollment Eligibility Reporting System
Definition The Defense Enrollment Eligibility Reporting System (DEERS)
· Is an online data base that contains more than 18 million beneficiary

records
· Verifies the eligibility of individuals who claim they are entitled to

uniformed services benefits
· Is the primary personnel database used throughout DoD, especially the

personnel and medical communities within DoD
RAPIDS Real Time Automated Personnel Identification Systems (RAPIDS) is
· The means by which DEERS is updated

· Used to issue uniformed services identification cards
· The largest archive of personnel, manpower, training, and financial data in
DoD
Medical One great benefit active duty service families enjoy is uninterrupted access to
Benefits medical care. That access is dependent, however, on each eligible beneficiary
being properly registered in DEERS.
For example, DEERS enrollment is required before you can elect the prime
option of TRICARE DoD's managed health care plan. Enrollment in
TRICARE Prime provides you with the highest priority medical care
available in DoD.

Defense Enrollment Eligibility Reporting System, Continued
TRICARE TRICARE is a regionally managed health care program for active duty and
retired members of the uniformed services, their families, and survivors.
TRICARE brings together the health care resources of the Army, Navy, and
Air Force and supplements them with networks of civilian health care
professionals to
· Provide better access and high quality service while maintaining the
capability to support military operations
· Improve overall access to health care for beneficiaries
· Provide faster, more convenient access to civilian health care
· Create a more efficient way to receive health care
· Offer enhanced services, including preventive care
· Provide choices for health care
· Control escalating costs
Updating When you move, you need to notify DEERS of your new address. Update
Records records not just when you move, but also when your marital status or number
of dependents changes. You can go to your base's personnel office, anywhere
in the world, to update your DEERS information.
If you have access to United States toll-free telephone numbers, you can call
DEERS directly, 9 a.m. to 3 p.m. Pacific time, Wednesdays through Fridays,
at
· (800) 334-4162 (from California)

· (800) 527-5602 (from Alaska and Japan)
· (800) 538-9552 (from all other states)
Information from the following documents may be required when updating

DEERS:
· Marriage license
· Birth certificate
· Divorce decree
· Lease agreement
· Death certificate

Identification Cards
Purpose DoD provides members of the uniformed services with a distinct ID card
· Identifying them as
· Active duty
· Reserve
· Guard
· Retired members
· Authorizing them to receive uniformed services' benefits
DoD also issues members' eligible dependents a distinct ID card authorizing

them to receive uniformed services' benefits and privileges.
DEERS/ With online connection to the DEERS or RAPIDS, uniformed services'

RAPIDS Role personnel offices issuing activities or ID card-issuing facilities shall
· Verify eligibility
· Enroll individual in DEERS
· Issue ID card upon presentation of proper documentation for
· Former members having reached age 60 and in receipt of retired pay

for nonregular service, and their eligible dependents
· Dependents of military sponsors on active duty for more than 30

consecutive days
· Dependents of retirees (with pay) and all surviving dependents

Identification Cards, Continued
Issuing, ID cards are not issued to show a change in expiration dates of members who
Reissuing, and sign an extension to their current enlistments, unless their term of service
Renewing ID expires and they enter the extension.
Cards
Note: The issuing authority may issue new ID cards to members whose
extensions would take effect while on TDY involving contingency
operations.
ID cards for dependents should reflect the legal name appearing on the birth
certificate or any legal document used for verification.
Notes: For ID card purposes, a wife is not legally required to take her
husband's name at the time of marriage.
Do not enter nicknames, short spellings, or popular names. You, the

sponsor, must sign DD Form 1172 in the presence of the verifier.

Medical Care
Maintaining Your medical and dental records will be maintained aboard your current duty
Records station at your medical and dental facilities.
If you are missing or lose your medical or dental records, you must
· Set up an appointment for an oral exam

· Redo health history forms
· Retake all x-rays that are required
Three The three major components of medical care are

Components
· Marine Corps dental health program
· TRICARE
· TRICARE dental
Marine Corps Military doctrine requires rapid response and prolonged sustainment of
Dental Health deployed forces. Because untreated oral diseases may impair performance
Program and adversely impact on the effectiveness of deployed units and the conduct
of exercises, a defined structured dental health care program is required. The
Marine Corps Dental Health Care Program includes
· Prioritizing dental health care resources to meet dental readiness

requirements of all Marines
· A comprehensive preventive dental health regimen that includes but is not

limited to
· Periodic oral examination and risk assessment

· Timely and routine delivery of systemic and topical agents to promote
resistance to oral diseases
· Education and counseling to control and modify risk factors that
predispose to oral diseases, especially cancer, dental decay, and
periodontal disease
· Frequent monitoring of unit and individual dental readiness
Marines identified in need of dental care will receive timely corrective

treatment to attain a standard of readiness and achieve dental health.

Medical Care, Continued
TRICARE TRICARE offers eligible beneficiaries three choices for their health care:
Medical
Choices · TRICARE Prime - where military treatment facilities (MTFs) are the
principal source of health care
· TRICARE Extra - a preferred provider option that saves money
· TRICARE Standard - a fee-for-service option
The main challenge for most eligible beneficiaries is deciding which

TRICARE option—prime, extra, or standard—is best for them. Active duty
personnel are enrolled in TRICARE Prime and pay no fees. Active duty
family members pay no enrollment fees, but they must choose a TRICARE
option and apply for enrollment in TRICARE Prime. Active duty families in
TRICARE Prime have no enrollment fees.
If you have other primary health care insurance, TRICARE Prime may not be
your best option. Health benefits advisors are available at your local
TRICARE service center (TSC) or military treatment facility to help you
decide which option is best for you.

TRICARE The TRICARE Dental Plan (TDP) is a voluntary comprehensive dental

Dental program offered worldwide by the Department of Defense to family members
of all active duty uniformed services personnel and to selected reserve and
Individual Ready Reserve (IRR) and their family members. United
Concordia is the administrator of this program. For more information, access
the website at:
www.ucci.com.
Family members are eligible for the same benefits in both the Continental
United States (CONUS) and Overseas Continental United States (OCONUS)
service areas (although services may not be available or accessible in all
OCONUS locations).
Enrolled family members in the CONUS service area can visit any
licensed/authorized dentist of their choice; however, visiting a United
Concordia participating dentist will save time, money, and paperwork.
United Concordia has over 50,000 participating dentists, in all specialties, in
their network.
Different procedures apply when seeking dental care in the OCONUS service
area. Please refer to the OCONUS Overview brochure or the TDP Benefit
Booklet to learn about the proper procedures for visiting an overseas provider.

TRICARE Some benefits covered by the TDP and the cost share for members are listed
Dental in the table below.
(continued)
Type of Service Pay Grades All Other Pay OCONUS

E-1 – E-4 Grades
(CONUS) (CONUS)
Diagnostic 0% 0% 0%
Preventive (except sealants) 0% 0% 0%
Emergency Treatment 0% 0% 0%
Sealants 20% 20% 0%
Basic Restorative 20% 20% 0%
Endodontic 30% 40% 0%
Periodontic 30% 40% 0%
Oral Surgery 30% 40% 0%
Other Restorative 50% 50% 50%
Prosthodontic 50% 50% 50%
Orthodontic 50% 50% 50%
General Anesthesia 40% 40% 0%
Intravenous Sedation 50% 50% 0%
Consultation/Office Visit 20% 20% 0%
Medication 50% 50% 0%
Post Surgical Services 20% 20% 0%
Miscellaneous Services 50% 50% 0%

(Occlusal guard, althletic
mouthguard, bleaching)

Important Documents
Three Important papers generally fall into three categories:

Categories
· Financial records
· Entitlement records
· Personal records
Safeguard Important documents such as your birth certificate, social security card, leave
Them and earning statement (LES), motor vehicle title, military records, etc, define
your personal financial status, you must therefore organize and safeguard
them.
Financial Financial records consist of

Records
· LES
· Financial securities and investments
· Life insurance polices
· Estate planning documents
Leave and Each active duty Marine receives a monthly LES that provides
Earning
Statement · Detailed information (pay entitlements and deductions) covering your pay
account for the previous month
· Forecasted amounts due for the paydays of the current month
· Leave balance
· Pay received
Each LES shows your cumulative record of pay, leave, and deductions for the
year so you do not need to keep every statement. However, occasionally you
need a copy of your current statement to qualify for a loan or substantiate
your employment. Therefore, you should keep each LES until you receive a
more recent one.
Financial Financial securities and investments are records of any stocks or bonds you
Securities and may have purchased or sold. Remember, these transactions always affect
Investments your income tax and should be reported.

Life Insurance Life insurance policies guarantee a specific sum of money to a designated
Polices beneficiary upon the death of the insured or to the insured if he or she lives
beyond a certain age.
Estate Planning Estate planning documents consist of

Documents
· A will - a legal declaration of how a person wishes his or her possessions
to be distributed after death. Every Marine should have a will, regardless
of how much or how little he or she owns.
· A trust - an agreement where a person (grantor) makes arrangements to

give his or her property/assets to someone else (trustee) to manage and
administer for the benefit of a designated third party (beneficiary).
· An LES.
Entitlement Entitlement records consist of

Records
· Titles for boats, cars, or recreational vehicles. A title justifies legal claim
to property.
· Original deeds and mortgage liens. A deed is a document sealed as an

instrument of bond, contract, or conveyance.

Personal Personal records consist of

Records
· Birth certificates issued by the hospital or attending physician to record
parentage and the date, place, and time of birth. These certificates are
required to get a passport, enter the military, apply for a marriage license,
and for other significant lifetime events.
· Death certificates issued by the hospital or attending physician to

substantiate the date, place, and time of death. These certificates are
needed for insurance claims, social security, veteran's benefits, and estate
claims.
· Social security card that financially identifies you to the IRS and entitles
you to social security benefits when eligible. These benefits are financed
by taxes withheld from your earnings and contributions made by your
employer. You also need a social security card to enroll dependents in
DEERS. Your children may need social security numbers to be enrolled
in school. Most states now issue social security cards at birth.
· Military records include dates of service at various locations, promotions,

awards, and retirement orders. You need your military records to obtain
Veteran's Administration (VA) benefits or to pursue a career after leaving
military service.

Personal · School records include diplomas (high school, college), certificates, and
Records, other academic awards. School records are useful when pursuing a career
continued after you leave military service.
· Religious records are documents that may include the date you joined a
religious affiliation, date of baptism, and day of confirmation. They could
also specify your preferred burial arrangements.
· Marriage certificates issued by the state to declare that a man and a

woman are legally married. You need a marriage certificate for BAH or
to obtain base housing. Divorce decrees may also be required to provide
for dependents.
· Power of attorney provides written authorization for a person you

designate to legally represent you, that is, to be your agent, when you are
not present. This person may be referred to as your "attorney-in-fact."

Commanding General’s Inspection
Definition Commanding generals shall conduct, or cause to be conducted, on a biennial

basis, inspections of all subordinate units and personnel to promote economy,
efficiency, effectiveness, and readiness. The unit’s mission shall be the focus
of the inspection. This authority shall not be sub-delegated.
Purpose The purpose of an inspection is to
· Assess and enhance the ability of a unit to prepare for and to perform its
assigned mission
· Reinforce the importance of combat readiness
· Evaluate the critical areas essential for mission performance
· Serve as a tool for commanders to assess their units
Functional The inspection will concentrate on the core functional areas:

Areas
· Personnel administration
· Logistics
· Personnel training
· Medical and dental
· Safety
· Security
· Intelligence
· General areas mandated by external agencies/directives

Family Care
Plan An important document for family readiness is the family care plan. The plan
outlines
· The person(s) who shall provide care for the Marine's dependents—who
depend on financial, medical, or logistical support (housing, food,
clothing, transportation) when the Marine is away on military duty
(training exercises, temporary duty, deployments, etc.)
· Children
· Disabled
· Elderly
· Other family member(s) dependent on the Marine
· Legal arrangements
· Medical care
· Logistical arrangements
· Educational arrangements
· Monetary arrangements
· Religious arrangements
The plan must include all reasonably foreseeable situations and be sufficiently
detailed and systematic to provide for a smooth, rapid transfer of
responsibilities to the caregiver upon the Marine’s absence.
Although all Marines should have family care plans, plans are required for
Marines in deployable billets and dual service couples.
For Whom A family care plan is for any family member who would be left behind when
the Marine deploys. A family care plan should exist for Marines who have
physical custody of
· Children under 19 years of age

· Disabled children
· Elderly dependents

Family Care, Continued
Sample A sample checklist for a family care plan is provided below.
Family Care Plan Checklist
Indicate Yes or No
Dependent care arrangements: _____

Caregiver designated: _____
Agreement signed by caregiver: _____
Caregiver counseled by family service center: _____
Temporary custody agreement: _____
Documents for caregiver to use base facilities: _____
Caregiver meets requirements/standards: _____
Legal arrangements: _____

Wills: _____
Powers of Attorney: _____
Financial arrangements: _____

Allotments for dependent care: _____
Bank accounts/access/arrangements: _____
Logistical arrangements: _____

Movement/transportation arrangements: _____
Escorts to travel to caregiver’s location: _____
Use of personal property agreements: _____
Care of home/quarters: _____
Medical care/support (if required): _____
Language translator (if required): _____
Family contacts: _____
Family service center arrangements: _____

Assistance provided: _____
Discussion with Marine and/or caregiver: _____ Date: _____
Child care/behavioral changes: _____
Family advocacy: _____
Referral/assistance: _____

Family Care, Continued
Assistance Marines are encouraged to seek assistance from such organizations as

Organizations
· Family service centers (FSCs)
· Child development programs
· Child development centers
· Family child care homes
· Child care resource and referral services
· Community organizations that maintain lists of licensed caregivers in the
community. (This information is available through the FSCs).
FSCs FSCs, upon the request from unit commanders or individual Marine, shall
provide information and assistance in developing a family care plan. FSC
directors shall ensure that their staff has information covering all aspects of
deployments including
· Stress management
· Financial arrangements
· Referrals
· Guidelines for selection of caregivers
Regional Regional Marine Corps FSCs are

Marine Corps
FSCs · MCCDC Quantico, VA – serving areas east of the Mississippi River
(minus Wisconsin). To contact from outside Virginia, call (800) 336-
4663. If calling from Virginia, call (703) 640-2659.
· MCB Camp Pendleton, CA – serving areas west of the Mississippi River

(plus Wisconsin). To contact from outside California, call (800) 253-
1624. If calling from California, call (619) 725-5361.
· Marine Reserve Forces - serving reservists. To contact, call (504) 942-

6586 or DSN 363-6586.

Family Assistance Information
Property While serving overseas in a weight restricted area, a Marine may be

Storage authorized to store personal property at government expense. Contact the
local traffic management office (TMO) for entitlements and processing
assistance.
Marines fill out a DD Form 1299, Basic Information Sheet, for the nearest
joint personal storage office (JPSO). The JPSO sets up nontemporary
storage; depending on rank, Marines can store 25 percent of their total weight
allowance.
Vehicle Storage While serving overseas, Marines may be authorized vehicle storage. Contact
the local TMO for counseling. The TMO issues Marines a vehicle storage
authorization letter as appropriate.
The Marine selects a storage site and gets the TMO’s approval. The vehicle
can be stored for the length of time designated on the vehicle storage letter.
The Marine pays storage fees out of pocket, then sends a copy of the
following to Albany Logistics Base, Albany, Georgia for reimbursement.
· Vehicle storage authorization letter

· Copy of original orders
· All storage receipts

Family Assistance Information, Continued
Government Eligible personnel may submit an advance application (DD Form 1746,
Housing Application for Assignment to Housing) for family housing after receiving
PCS or active duty orders.
The Marine should provide any information regarding an impending

promotion or an expected increase in the number of dependents, which would
qualify an eligible applicant for more bedrooms.
The housing office of the losing installation will
· Provide the Marine with the DD Form 1746

· Verify the Marine information
· Give the Marine a copy for his/her records
· Forward the DD Form 1746 to the installation housing office
The effective date of your advance application is the first day of the month
prior to your report date.

Service Organizations
Service Organizations designed to serve the Marine Corps community, (active duty,
Organizations reserves, and retired) are the
· Chaplains office
· Family service centers (FSCs)
· Red Cross
· Lifelong learning center (LLC)
· Child development center (CDC)
· Marine Corps community services (MCCS)
· Staff judge advocate (SJA)
Chaplains The U.S. Navy Chaplain Corps promotes spiritual, religious, moral, and
Office personal well-being through ministry to Navy and Marine Corps personnel,
their families, and other authorized individuals.
Elements of the command religious program include
· Divine services
· Sacraments
· Ordinances
· Rites and ceremonies
· Outreach programs
· Pastoral care and counseling
· Spiritual growth
· Religious education
Family Service Nineteen FSCs are located on major Marine Corps installations and serve as
Centers the provider of personal and family readiness support programs. Married and
single Marines may use the services to help them meet the challenge of
balancing military life with their personal and family needs. Family service
centers offer 13 core programs at most installations based on the needs of the
community. Some FSCs may offer more.

Service Organizations, Continued
Red Cross The Red Cross is a non-profit humanitarian organization. Their full range of
services include
· Emergency assistance to military families

· Disaster relief
· Blood service
· Health and safety services
In service to the armed services program, trained volunteers work in

conjunction with military units and other Red Cross offices to provide
· Health and welfare reports

· Emergency verifications
· Financial assistance pertaining to emergency leave
Note: Financial assistance is provided in the form of a grant or interest-

free loan.
Lifelong The lifelong learning center, formerly known as the education center,
Learning community will
Center
· Provide a world-class education program that offers opportunities and
inspires and prepares Marines for success in their professional lives
· Assist Marines with career progression, enlightenment, and strengthening

the Corps personnel base
· Provide goals for the Marine Corps Community and guide them into the
next century by developing the "Total Marine"
Child The child development center (CDC) is a facility designed and equipped to
Development provide care for young children. It may offer full, part time, or hourly day
Center care.

Service Organizations, Continued
Marine Corps The Marine Corps community services (MCCS) unites into one strong and
Community responsive community support system for Marines and families' four major
Services quality of life (QOL) program elements:
· Morale, welfare, and recreation (MWR) services including exchanges

· Child development
· Voluntary education
· Family services
MCCS joins these programs to improve the kind and quality of services
delivered to Marines and their families. MCCS focus on delivery; the more
than 10,000 dedicated and talented employees of MCCS are raising the
standard in quality of life for our Marines and their families every day.
Staff Judge The Staff Judge Advocate Division supports the Staff Judge Advocate to the
Advocate Office Commandant of the Marine Corps (CMC) in performing duties as
· A special assistant and legal advisor to the CMC
· The occupational field manager for the 44XX military occupational

specialty (MOS)
· The provider of legal services to headquarters staff agencies on all legal

matters except business and commercial activities and environmental and
civilian personnel law, which fall under the cognizance of the Counsel for
the CMC

Lesson 6 Exercise
Study Time
for each item.
Item 1 What is the purpose of BAH?
______________________________________________________________
______________________________________________________________
Item 2 BAH is computed using the local price data for
a. condominiums.
b. homeless shelters.
c. barracks.
d. rentals.
Item 3 Every year following the provision of an initial clothing allowance, enlisted
Marines receive ______ allowance.
a. an extra clothing
b. a special clothing
c. a cash clothing replacement
d. an initial clothing
Item 4 What is the purpose of DEERS?
a. To receive financial assistance when obtaining property

b. To verify the eligibility of individuals who claim they are entitled to
uniformed services benefits
c. To prevent improper use of ID cards
d. To receive educational assistance

Item 5 When should you update your DEERS records?
a. Annually
b. When your marital status or number of dependents change
c. Monthly
d. Semi-annually
Item 6 For what two purposes does DoD provide each uniform service member an
identification card?
______________________________________________________________
______________________________________________________________
Item 7 The Marine Corps dental health program, TRICARE, and TRICARE dental
are major components of
a. medical care.
b. TRICARE prime.
c. dental care.
d. TRICARE extra.
Item 8 Which of the following TRICARE options require active duty members to
pay no fees?
a. TRICARE Standard
b. TRICARE Prime
c. TRICARE Extra
Item 9 Important documents are classified as ______ records.
a. financial, entitlement, and personal

b. medical, dental, and personal
c. financial, medical, and personal
d. financial, medical, and property

Item 10 Inspections reinforce the importance of ______ readiness.
a. mission
b. combat
c. unit
d. deployment
Item 11 Write three of the eight core functional areas on which the CG’s inspection
concentrates.
______________________________________________________________
______________________________________________________________
______________________________________________________________
Item 12 What is the purpose of a family care plan?
a. To receive educational benefits

b. To receive vehicle expenses in the absence of their spouse
c. To cover all housing allowances
d. To provide care for the Marine's dependents who depend on their
financial, medical, or logistical support
Item 13 Name a source for family care assistance.
a. Family child care provider

b. Military police officer
c. Base exchange personnel
d. Hospital personnel

Items 14 Matching: In the space provided, place the letter of the service organization
Through 16 from column 2 that matches the purpose described in column 1. The answers
in column 2 may be used only once.
Column 1 Column 2
Purpose Service Organization
___ 14. Emergency assistance to a. Chaplains office

military families b. Family service center
___ 15. Provides personal and c. Red Cross
family readiness support d. Distance learning center
programs e. Child development center
___ 16. Promotes spiritual,
religious, moral, and
personal well-being

have any questions refer to the reference page listed for each item.
Item Number Answer Page Reference

1 To provide uniformed 2-49
service members
accurate and equitable
housing compensation
based on housing costs
in local civilian housing
markets, payable when
government quarters
are not provided
2 d 2-49
3 c 2-50
4 b 2-51
5 b 2-52
6 · Identifying them as 2-53
active duty, reserve,
guard, or retired
members
· Authorizing them to
receive uniformed
services' benefits
7 a 2-55
8 b 2-56
9 a 2-58
10 b 2-62

Lesson 6 Exercise Solutions, Continued
Answers,
continued
Item Number Correct Answer Page Reference

11 · Personnel 2-62
administration
· Logistics
· Personnel training
· Medical and dental
· Safety
· Security
· Intelligence
· General areas
mandated by
external
agencies/directives
12 d 2-63
13 a 2-65
14 c 2-69
15 b 2-68
16 a 2-68

STUDY UNIT 3
ADVISING MARINES ON FINANCIAL PLANNING
Overview
Estimated 1 hour, 20 minutes

Study Time
Scope The key to sound financial planning of personal finances depends on you
knowing your income and planning your expenditures accordingly. Establish
a sound financial system according to your particular needs and
circumstances. For more detailed information on insurance and veterans
benefits and assistance with financial planning, contact your local veteran
affairs offices, family service centers, or a financial counselor. This study
unit will give you the basic tools and the confidence to plan your financial
success.

Objectives
· Identify the information necessary to set up a budget.
· Identify the means to establish a financial plan.
· Determine how to set up and achieve financial goals.

Unit
Topic See Page

Lesson 1 Financial Status 3-3
Lesson 2 Establishing a Financial Plan 3-13
Lesson 3 Achieving Financial Goals 3-27


LESSON 1
FINANCIAL STATUS
Introduction
Estimated 5 minutes
Study Time
Scope Regardless of age, gender, and ethnicity, you should establish a sound
financial system according to your particular needs and circumstances. This
lesson will teach you the fundamentals for determining your current financial
status and defining your budget limits.

Objectives
· Define debt-to-income ratio.
· List the steps to determine debt-to-income ratio.
· Identify the information necessary to set up a budget.
Topic See Page

Debt-to-Income Ratio 3-4
Setting Up a Budget 3-6

Debt-to-Income Ratio
Definition One way a lender determines how much debt you can handle is to compute
your debt-to-income ratio. This involves measuring your current obligations
against your current income.
The industry standard is that no more than 37 percent of your income should
be required to meet your debt obligations.
Worksheet The following table is a debt-to-ratio worksheet. Use the table to determine
your debt-to-income ratio. Fill in relevant data as it is gathered and write in
calculations and/or decisions directly on the sheet itself.
Step Action Calculation

1 Write in your current monthly gross income. $
2 Multiply the amount in step 1 by .37 (the industry standard x .37
for manageable debt).
3 Write the result of the calculation. This is the portion of $
monthly gross income available for debt payments.
4 Write in your monthly rent or mortgage payment. $
5 Write in your monthly car payment. $
6 Write in your total minimum monthly payments on all $
installment loans.
7 Write in your total minimum monthly payments on all credit $
cards.
8 Add steps 4 through 7 to get your total monthly payments. $
9 Write in 37% of your monthly gross (Step 3). $
10 Subtract the total monthly payments (Step 8). $
11 Write the result here. This is the amount available for $
additional monthly debt payment.

Debt-to-Income Ratio, Continued
Application Ask your lender how much your minimum monthly payment will be for the
supplemental loan you are considering.
If that amount is larger than the amount remaining at the end of Step 11, you
and your lender may have reason to be concerned about your ability to
manage the additional debt.

Setting Up a Budget
Definition A budget is a master plan for sound financial management. Your budget
helps you set goals for spending and saving your money. Budgeting actually
brings you face-to-face with reality and makes you think about alternatives in
spending.
Budget A budget worksheet lists

Worksheet
· Net income. List all monthly sources of income. Be sure you use your
net pay (income minus social security, taxes, etc.). Do not use gross pay.
· Fixed expenses. List those expenses that are the same or almost the same
every month. These expenses are rent, utilities, car payments, and
insurance, etc. Not paying these bills would cause legal problems.
· Variable expenses. List those expenses that vary from month-to-month.

Variable expenses allow you to make changes that will balance your
budget. Such expenses are food, clothing, travel, entertainment, etc.

Setting Up a Budget, Continued
Sample Budget Listed below is a sample budget worksheet.

Worksheet
Category Monetary Record Total

Net Income Record the total of all sources of income minus $
social security, taxes, etc. to get the total net
income.
Fixed Expenses Record the amount you spend each month on $ 1,096
each item. Add them together to get your total
monthly fixed expenses.
· Rent/mortgage $ 525
· Utilities
· Gas $ 34
· Electric $ 101
· Water $ 18
· Telephone $ 45
· Automobile payment $ 310
· Furniture/appliance $ 38
· Other (identify and list Cable TV $ 25
each separately)
Variable Expenses Record the amount you spend each week on $ 799
each item. Add everything together to get your
total monthly variable expenses.
Monthly
Week 1 Week 2 Week 3 Week 4
Total
· Food $ 75 $ 48 $ 43 $ 39 $ 205
· Auto expenses $ 21 $ 30 $ 29 $ 25 $ 105
· Clothing $ 49 $ 12 $ 21 $ 16 $ 98
· Necessities $ 28 $ 12 $ 37 $ 23 $ 100
· Entertainment $ 25 $ 10 $ 16 $ 40 $ 91
· Savings $ $ 100 $ $ 100 $ 200
· Other (identify and list $ $ $ $ $
each separately)

Determining Use the following table to determine the percentage of income you are
Expenditure spending on each expense category. To compute the percentage, divide the
Percentage of amount you spend on that item by your net income.
Income
Monthly Expenditure Computation Percentage of Income

(Total amount spent
divided by net income)
Clothing
Food (groceries and
eating out)
Housing (rent/mortgage,
utilities, telephone)
Medical
Savings/Investment
Transportation
(automobile payment,
gas, maintenance)
Other
Expenditure The following expenditure table shows the average percentage of income that
Percentages Per should be spent for one person on each item.
Person
Expenditure Percentage of Income

Clothing 5%
Food 15%
Housing 30%
Medical 5%
Savings/Investment 5% to 10%
Transportation 15% to 20%
Other 15%
Comparison Compare the percentages you spend with the average percentages to see
where you might be overspending and where you can cut back to add to your
savings.

Accurate Part of planning your budget is to get realistic figures for your budget. The
Records key to proper budgeting is keeping complete and accurate records that
consider all known and foreseeable expenses.
You can identify your monthly expenses by keeping an accurate record of

your income and expenses for at least three consecutive months.

Lesson 1 Exercise
Study Time
Item 1 One way a lender determines how much debt you can handle is to compute
your debt-to-income ratio. The industry standard is that no more than ______
percent of income is required to meet debt obligations.
a. 25
b. 37
c. 50
d. 80
Item 2 There are 11 steps when determining your debt-to-income-ratio. Read the
steps and answer the following question.
1. Write in your current monthly gross income.

2. Multiply the amount in step 1 by .37.
3. Write the result of the calculation.
4. Write in your monthly rent or mortgage payment.
5. Write in your monthly car payment.
6. Write in your total minimum monthly payments on all installment loans.
7. Write in your total minimum monthly payments on all credit cards.
8. Add steps 4 through 7 to get your total monthly payments.
9. Write in 37% of your monthly gross (Step 3).
10. Subtract the total monthly payments (Step 8).
Which step is missing?
a. Write your result here.

b. Multiply the total monthly payment from Step 7.
c. Total your car payment.
d. Add all steps.

Item 3 Which of the following lists the three basic elements used to set up a budget?
a. Classification expenses, net income, and variable expenses

b. Fixed expenses, expenditures, and net income
c. Net income, fixed expenses, and variable expenses
d. Expenditures, taxes, and net income
Item 4 What is the key to proper budgeting?
a. Use estimated, fixed, and variable expenses.

b. Add a fixed amount for miscellaneous expenses.
c. Estimate your income.
d. Keep complete and accurate records.


1 b 3-4
2 a 3-4
3 c 3-6
4 d 3-9

LESSON 2
ESTABLISHING A FINANCIAL PLAN
Introduction
Study Time
Scope A financial plan is like a road map. First you find out where you are. Then
you find the best way to get where you want to go.
This lesson will teach you to identify your financial goals and determine the
role credit plays in your financial status.

Objectives
· Identify financial goals short-term.
· Identify financial goals mid-term.
· Identify financial goals long-term.
· Define credit terminology.
· Identify credit advantages and disadvantages.
· List guidelines for using credit wisely.
Topic See Page

Financial Goals 3-14
Using Financial Goals 3-16
Definitions 3-18
Types of Credit 3-20
Using Credit 3-21

Financial Goals
Short-Term Short-term financial goals are the building blocks for attaining long-term
financial security. Short-term goals are the small steps taken that will
eventually lead you to the long-term objective.
Three critical short-term financial goals are to
· Obtain employment – get an income

· Establish a budget – determine your expenses
· Plan to save money – savings are key to financial planning
Mid-Term Once you have obtained the three basic short-term goals (getting an income,
determining your expenses, and planning to save money), you can strive to
reach mid-term financial goals.
Mid-term financial goals include
· Purchasing major necessary items (a car, major appliance, etc.) or luxury

or unnecessary items (jewelry, new television, stereo, etc.)
· Taking a trip or vacation
· Saving for emergencies
In addition, mid-term goals are the means by which you strive to reach long-
term goals:
· Establish credit – enable you to purchase necessary items and manage

financial budget.
· Invest to increase savings through stocks, mutual funds, and individual

retirement accounts.
· Purchase insurance to prepare for emergencies and care for your loved
ones in the event of your death.

Financial Goals, Continued
Long-Term Long-term financial goals are things you hope to achieve. Some long-term
financial objectives are to
· Purchase a home
· Purchase a new car
· Establish a business
· Attend college (yourself or your children)
· Afford an active retirement

Using Financial Goals
Work Suppose your long-term objective was to buy a house. What steps would you
Backwards take to reach that goal? That is, what would be your short-term objectives?
One way to uncover these short-term goals is to work backwards. Thinking

backwards in terms of time, what do you need to consider? These become
your short-term goals. The table below is an example of working backward
from the long-term objective of buying a house to the short-term objective of
enrolling in courses or training.
Stage Description
1 You would need savings (a healthy bank account) to buy a house.
2 How would you get a healthy bank account?
3 You would have to get a steady job with a steady income.
4 How would you get a steady job with a steady income?
5 You would have to get education/training/certification/skills.
6 What is the first step toward getting qualified?
7 Take a realistic look at your abilities and background with a career
planner.
8 After you evaluated your abilities and background against careers,
what would be your next step?
9 Enroll in courses or training.
Plan You don’t have to have a crystal ball to plan for your future. You must
always be guided by your plans and be prepared to adjust.
Take time to figure out the details as much as possible. Remember, whenever
you don’t have enough money, extend your time frame for obtaining a goal.
Commit Once you have made realistic plans, then commit yourself to fulfilling them.
Your decision is directly related to the degree of success that you will have
reaching your goals. Your commitment is the edge you need to succeed!

Using Financial Goals, Continued
Reviewing Financial planning is an on-going process. You should review your income,
expenditures, and short-, mid-, and long-term goals frequently.
Your life situation affects your financial planning. Review your financial
plans when you experience a life-changing event such as
· Changing jobs
· Promotions
· Attending college
· Getting married
· Having a child
· Inheriting substantial items of value
Remember, your goals can be achieved if you plan, commit, review, and
adjust. But without a financial plan, you are trusting luck to provide for your
future and success.

Definitions
Credit Credit means "buy now, pay later." Credit permits you to purchase goods or
services as you need them, but pay for them over time. Uses range from
credit-card shopping to arranging loans from financial institutions for very
expensive items. Borrowing with credit is so popular in today's society that
many of us could not imagine a world without credit--a world in which we
would have to wait until we had saved the cash for such things as going to
school or buying furniture, automobiles, houses, or other items.
Our national and global economies are very dependent upon the availability
of credit to consumers. Lenders extend credit because, in return, they expect
the original loan amount plus a finance charge for the use of the money.
The amount of credit you can obtain depends on your net worth, your income,
and your credit rating.
Credit Line A credit line is the amount of credit a lender will extend to you. For example,
a new credit card may come with a credit line of $1,000. Your credit line
depends on your net worth, your income, and your credit rating.
Credit Rating Your credit rating or credit history is a summary of your bill-paying behavior
over a number of years. All creditors may submit bill-paying information to a
credit agency. The credit agency then produces a credit report.
Whenever you apply for credit, the lender can access your credit report. If
you are denied credit, you should be able to obtain a copy of the credit report
the lender saw.
You can pay to obtain a copy of your credit report from credit agencies. You
should periodically review your credit report to be sure the information is
accurate. If it is not, contact the credit agency immediately and provide the
information necessary to clear up discrepancies.

Definitions, Continued
Principle The principle is the original loan amount. Interest is calculated on the
principle.
Interest Interest is a charge for a financial loan, usually a percentage of the amount
loaned. When using credit to make a purchase, always add the interest costs
to determine the true cost of what you are purchasing.
Finance Charge The finance charge is usually expressed as interest. The finance charge is a
percentage of the original loan amount (the principle).
Annual The annual percentage rate (APR) indicates the actual cost of a loan per year.
Percentage It combines the interest charged and any fees.
Rate
When comparing the cost of loans, compare the annual percentage rate of
each loan.

Types of Credit
Installment Installment credit allows a buyer to pay for a purchased item in regular
installments, usually monthly payments. Since the goods purchased are used
as security for the loan, the seller owns the goods until all payments are made.
Open-End Open-end credit is when you promise to repay the full balance owed each
month so no finance charge is added. Of course, if you do not pay the bill in
full when it is due, you will suffer credit problems.
Some credit situations that are open-end credit are
· Credit cards such as American Express or Diner's Club

· Utility and telephone bills
· Medical bills
Revolving Revolving credit is a line of credit that may be used over and over again.
With a revolving credit agreement, you have the option of paying the balance
in full each month or making a minimum payment.
Although some loan institutions provide revolving credit accounts, the most
common form of revolving credit are credit cards such as
· Visa
· MasterCard
· Most department store charge accounts

Using Credit
Advantages The advantages of using credit are that credit
· Is convenient
· May be used to meet emergencies
· Helps you establish a credit rating
· Provides better service on a purchase
· Provides quicker receipt of an item
· Allows you to take advantage of bargains (Remember it is only a bargain
if you need the item and you do not pay more in interest than you save on
the item.)
Disadvantages The two main disadvantages to using credit are that you
· Pay extra in interest

· May make unnecessary purchases because it is so easy to use

Using Credit, Continued
Guidelines If you decide to use credit, follow the guidelines in the table below to be sure
you use it wisely.
Guideline Action
Shop around Find the lowest interest rate.
Evaluate the purchase and pay cash · Consider paying cash.
· Delay the purchase; maybe the
investment is not really necessary
right now.
· Save up and purchase it when
you have the money to pay cash.
Be sure purchase is a wise · Research to be sure your
investment purchase is a wise investment.
· Do not purchase items on credit
that will be outdated or worn out
before you finish paying for it.
Put as much down as you can The larger your down payment, the
lower your payments will be or the
fewer number of months you must
make payments, or both.
Set a monthly credit limit · Set monthly credit spending
limits.
· Make sure the payment will fit
into your budget.
Reduce debt · Always try to reduce debt.
· Resist the temptation to keep
buying the most you can on
credit!
· Try to pay off debt in advance
and then save the amount in your
budget allotted to credit
payments.

Lesson 2 Exercise
Study Time
Items 1 Matching: In the space provided, place the letter of the type of financial goal
Through 5 in column 2 that best identifies the financial transaction identified in column
1. You may use the answers in column 2 more than once.
Column 1 Column 2
Financial Transaction Financial Goal
___ 1. Taking a trip or vacation a. Short-term

___ 2. Purchasing a home b. Mid-term
___ 3. Obtaining employment c. Long-term
___ 4. Establishing a budget
___ 5. Establishing a business

Items 6 Matching: In the space provided, place the letter of the credit term in column
Through 9 2 that is defined in column 1. You may use the answers in column 2 only
once.
Column 1 Column 2
Definition Credit Term
___ 6. Actual cost of a loan per a. Credit line

year b. Principle
___ 7. Amount of credit a lender c. Annual percentage rate
will extend to you d. Credit
___ 8. The original loan amount e. Credit rating
___ 9. Summary of your bill-
paying behavior over
several years
Item 10 What are the three factors lenders consider when they extend credit?
a. Interest rates, debt, and savings

b. Net worth, income, and credit ratings
c. Stocks and bonds, net worth, and debt
d. Credit ratings, home equity, and income
Item 11 Two major disadvantages of using credit are that you pay extra in interest and
it
a. encourages unnecessary spending and debt.

b. complicates your bookkeeping, and becomes easy to make mistakes in
computation.
c. is expensive to write a lot of checks.
d. is expensive to mail a lot of checks.

Item 12 Use the five credit guidelines listed below to answer the following question.
· Shop around (for the lowest interest rate).

· Consider paying cash (instead of charging).
· Consider whether or not the item is needed and will last.
· Pay as much as you can in the down payment.
· Set a monthly credit-payment-spending limit.
What is the sixth guideline?
a. Always strive to reduce debt (by paying off loans ahead of time).
b. Consolidate your loans into one big loan with one credit payment per
month.
c. Use credit to save your cash and postpone paying.
d. Renegotiate new and longer terms for credit loans.


1 b 3-14
2 c 3-15
3 a 3-14
4 a 3-14
5 c 3-15
6 c 3-19
7 a 3-18
8 b 3-19
9 e 3-18
10 b 3-18
11 a 3-21
12 a 3-22

LESSON 3
ACHIEVING FINANCIAL GOALS
Introduction
Study Time
Scope Having a financial plan is essential, but a commitment to saving is the key to
your plan. A key part to successful saving is starting early. The earlier you
start, the bigger the payoff will be down the road.
The principle vehicle that actually takes you to your financial goal or
destination is saving. Savings enable you to achieve your personal financial
objectives and provide you and your family with a financial security blanket.
This lesson will teach you about some saving tools to help you reach your
financial goals. Specifically, this lesson will explain the uses of a savings
account, information about individual retirement accounts, and insurance you
can purchase to help provide financial security for your future.
For more detailed information on insurance and veterans benefits and

assistance with financial planning, contact your local veteran affairs offices,
family service centers, or a financial counselor.

Objectives
· Determine how to start a savings account.
· Identify the three types of individual retirement accounts (IRAs).
· Identify criteria for using an IRA.
· Identify the different types of life insurance.
· Identify the criteria for choosing the best life insurance policy.
· Identify the three methods to determine the amount of insurance needed

by the process used.

Topic See Page

Selecting a Financial Institution 3-29
Open a Savings Account 3-30
Using Your Savings Account 3-31
Individual Retirement Account 3-32
Setting Up an IRA 3-34
IRA Withdrawals 3-36
Insurance 3-37
Types of Insurance 3-38
Comparison Between Whole and Term Life Insurance 3-41
Choosing the Best Policy 3-42
Determining the Amount of Insurance You Need 3-43
Multiple Earnings Approach 3-44
Needs Approach 3-45
Needs Approach Worksheet 3-46
Common Sense Approach 3-54
Common Sense Approach Worksheet 3-55

Selecting a Financial Institution
Three Factors The first thing you must do to open a savings account is to select a bank.
to Consider Your decision on which bank to use should depend on the bank’s
· Location and service

· Interest rate
· Insurance as a financial institution
Location and Obviously, you will want to choose a bank that

Service
· Has branches that are convenient for you
· Provides interesting services

· Evening and weekend hours
· Automated teller machines (ATMs)
· Loans
· Checking accounts
· Savings accounts
· Safety deposit boxes
Interest Rate An interest rate is the rate of money you get or the percentage amount the
bank pays you for keeping your money. You want to find a bank with the
highest interest rate. The higher your interest rates, the more money you
make on your saved money.
Financial Lastly, you want to choose a bank that is federally insured against losses that
Insurance may occur in a stock market crash. Financial institutions should tell you
whether they are insured or not. If they are insured, they usually have a limit
they are liable to pay. You also want to make sure the bank is federally
insured up to an amount higher than what you expect to save.

Open a Savings Account
Request Service Once you choose a bank, tell someone who works there that you want to open
a savings account.
Bank Form Once you tell the bank personnel you want to open a savings account, they
will ask you to fill out a savings account bank form that lists your
· Name
· Social security number
· Address
Sample Bank The table below is a sample bank form you may have to complete.
Form
Primary Applicant Information Secondary Applicant Information

Last Name, First Name, Middle Last Name, First Name, Middle
Initial Initial
Date of Birth Date of Birth

Home Address (Number and Street) Home Address (Number and Street)
City City
State State
Zip Code Zip Code
Home Phone Home Phone
Note: The secondary application information is filled out if you are opening
a joint account. A joint account means that a parent, spouse, or child
will share your account with you.
Minimum Once you complete the bank form, you will need to deposit a minimum
Deposit amount of money into your new account. Usually banks request a minimum
deposit of $50.00.

Using Your Savings Account
Electronic Once you have established a savings account, a good way to use it wisely for
Deposit your financial planning is through an electronic deposit system.
This system allows the bank to automatically withhold a specified savings

allotment from your paycheck and deposit it into your savings account. You
can set up an electronic savings deposit in three ways:
· “A” (savings) allotment

· “B” (bond) allotment
· Direct deposit
“A” (Savings) If you decide to use an “A”(savings) allotment, a set amount of money will be
Allotment withheld from your paycheck at the mid-month and the beginning-of-the-
month paydays. This amount is automatically deposited to your savings
account at the end of the month.
“B” (Bond) If you decide to use a “B” (bond) allotment, you will purchase a U. S. savings
Allotment bond with the deduction from your paycheck.
The amounts and types of savings bond deduction plans are numerous.
Obtain information about them at your administrative or disbursing office or
from your savings bond representative.
Direct Deposit Direct deposit is the U.S. Treasury's name for an electronic funds transfer
system that transfers your salary directly to your checking and/or savings
accounts. The direct deposit system is fast and reliable because it uses the
Federal Reserve Distribution System.
With direct deposit, your paycheck goes directly into your bank account.

Individual Retirement Account
Definition Individual retirement accounts (IRAs) have been around since 1974. An IRA is
your investment in a retirement fund for yourself. Generally the money you
invest in an IRA is deducted from your taxable income (before taxes are
assessed). In addition, interest you earn on the IRA is deferred until you
withdraw funds from the account; that means you do not pay taxes on interest
you earn until you start collecting from the IRA.
Basic Types You can set up different kinds of IRAs with a variety of organizations:
· Through a traditional source

· Mutual fund
· Life insurance company
· Stock broker
· As part of a simplified employee pension (SEP)

· In a Roth IRA
Traditional The traditional IRA allows you to contribute and defer taxes on up to $2,000 of
IRA earned income to a qualified retirement account. To be deductible, contributions
to traditional IRAs require
· Single taxpayers’ adjusted gross income not exceed $30,000 annually

· The combined adjusted gross income for married couples to be $50,000
annually
Traditional IRA earnings accumulate on a tax-deferred basis. Minimum

distributions must be taken beginning at the age of 70 ½.
SEP A simplified employee pension (SEP) is a written arrangement (a plan) that

allows an employer to contribute, without becoming involved in more complex
arrangements, to
· His or her own (if self-employed) retirement plans

· Employees’ retirement plans.
Each participant under the SEP may establish his or her IRA accounts at the
institution of his or her choice. SEP contributions are limited to 15 percent of
compensation to a maximum of $24,000.

Setting Up an IRA
Eligibility An individual who
· Has earned income (a salary)

· Is under 70 ½ years of age
· Wishes to defer or eliminate the payment of taxes on income funds set
aside for retirement
Creation An IRA account is created by
· A written document
· The trustee or custodian who must be
· A bank
· A federally insured credit union
· A savings and loan association
· An entity approved by the IRS to act as trustee or custodian
Disclosure The disclosure statement given to you by the plan trustee or issuer (sometimes
Statement called the sponsor) must contain plain-language explanations of certain items
such as
· Information on when and how you can revoke the IRA

· The name, address, and telephone number of the person to receive the
notice cancellation
This explanation must appear at the beginning of the disclosure statement.
The sponsor of the traditional IRA you choose must give you a disclosure
statement about your arrangement at least 7 days before you set up your IRA.
However, the sponsor can give you the statement by the date you set up (or
purchase, if earlier) your IRA, if you are given at least 7 days from the date to
revoke the IRA.
If you revoke your IRA within the revocation period, the sponsor must return
the entire amount you paid.

Setting Up an IRA, Continued
Contributions Contributions must be deposited to the account either during the calendar year
or no later than April 15th of the following year. Such contributions may be
fully or partially deductible from a person’s taxes depending on their income
level and whether or not they are a participant under an employer-sponsored
plan. Distributions may be taken from age 59 ½ years without penalty.

IRA Withdrawals
Guidelines IRA withdrawal guidelines vary by type of IRA.
Traditional With traditional IRAs, withdrawals made prior to age 59 ½ are subject to
IRAs income tax plus an additional 10-percent penalty unless an exception applies
for
· Permanent disability
· Death
· Substantially equal periodic payments
Roth IRAs Roth IRAs allow withdrawals of contributions any time tax-free. If a 5-year
holding period and one of the following criteria is met, earnings from a Roth
IRA may be withdrawn tax free:
· Person withdrawing is age 59 ½

· Money is to purchase a first home ($10,000 lifetime cap)
· Person withdrawing is permanently disabled
· Owner dies

Insurance
Purpose Arranging for life insurance coverage now may seem unimportant. But think
about those who rely on you financially. Your death would deprive your
family of your income, yet they would still have to pay rent, car payments,
credit card bills, and medical expenses. Life insurance provides the financial
cushion that allows your loved ones to adjust financially to life without you.
Most people buy life insurance to provide financial protection for their
dependents in the event of their death. For those in the military, maintaining
adequate insurance is especially important. As a responsible, thoughtful
person, you will want to carefully provide for your family in the event of your
death, no matter how remote it may seem today.
Part of Most people jump into an insurance policy without having enough
Financial information about insurance. Learning as much as you can about the
Planning insurance will help you make appropriate choices when buying life insurance.
Your decision should be based on your life needs and circumstances.
In addition, you should re-evaluate your insurance coverage as your

circumstances and needs change. As part of your financial planning, you
should review your insurance coverage and needs whenever you have a life
change such as
· Promotion
· Marriage
· Birth of child
· Death of family member
· College (yourself or a family member)
· Purchase a home
Doing so will help you make appropriate choices when buying life insurance
and ensure you are financially stable for your specific circumstances.

Types of Insurance
SGLI The government-sponsored Service Group Life Insurance (SGLI) program

was created in 1965 to provide a group plan of term insurance to all active
duty personnel to cover their military years. SGLI has the following features:
· Provides term life insurance to cover a serviceman's military years.

· Provides insurance protection for 120 days following separation from
active duty. During this period, you can convert your SGLI coverage to
Veterans Group Life Insurance (VGLI) without taking a medical
examination.
· Does not build cash value.
· Premiums depend on the level of coverage desired. SGLI costs $.90 per
$10,000 of coverage.
· Any individual or legal entity can be designated the beneficiary.
· Proceeds are payable to the beneficiary either as a lump sum or in 36
equal payments.
VGLI The Veterans Group Life Insurance (VGLI) is an opportunity to extend your
previous SGLI coverage; you then have the option to renew every 5 years
throughout your life. So VGLI transitions from the active service to the
separation time frame. Your VGLI program is designed to go into effect on
the 121st day following your separation, thereby providing you continuous
insurance protection.
VGLI has the following features:
· It is an optional term insurance.

· The face amount is based on and limited to the amount of coverage
carried under SGLI.
· Coverage begins on the 121st day following military separation and lasts
up to 5 years. (Renewable every 5 years thereafter.)
· Premiums range from $12 to $450, depending on age and level of
coverage.
· Payments are sent to the Office of Servicemen's Group Life Insurance
(OSGLI) in Newark, NJ.

Types of Insurance, Continued
Whole Life Your whole life policy provides the maximum amount of protection against
your death for an indefinite amount of time, throughout your "whole life."
For whole life insurance,
· Premiums remain at a fixed rate

· The period between payments stays the same
· The amount of insurance coverage for the entire lifespan of the
policyholder does not change no matter what happens to you.
· Companies also include a savings element called cash value. You may
borrow against the cash value of your policy.
Term Life Term life insurance provides protection for only a specific period of time
(number of years) at a certain cost. The face amount of the policy is only
payable if death occurs.
The two general types of term insurance are
· Level term - The amount of insurance coverage remains the same over
each renewal period; however, at the start of each renewal period,
insurance cost increases.
· Decreasing term - Provides a reduced amount of coverage for the same

premium cost each renewal.

Types of Insurance, Continued
Term or Whole The table below describes general types of life insurance policies that are
Life Insurance either term policies or combinations of term and whole life policies.
Combinations
Type Description
Universal · Cash reserves build from the amount you pay over the
premium. The increase can be borrowed against or
paid to the beneficiary.
· Policyholder can pay premiums at any time in any
amount (with limitations).
· Income tax is deferred until the cash is withdrawn.
Ordinary The policyholder usually pays the same premium
throughout the life of the policy (although sometimes he or
she can arrange to pay a specified amount for a specified
period of time).
Permanent · Covers whole life span.
· Premium can be borrowed with interest or paid to the
policyholder upon surrender of the policy.
Adjustment Policyholder can "adjust" coverage to meet his/her needs
by increasing or decreasing the premium amount or period
covered.
Variable What "varies" could be the amount of death benefit or
profits from the portion of the premium invested.
Annuity and Pay a lump sum or income to policyholder that lives to a
Endowments certain age or after a certain amount is paid (or pays a
beneficiary).

Comparison Between Whole and Term Life Insurance
Benefits to The comparison is easiest to understand when you first look at the way whole
Whole Life life works. When you buy a certain amount of whole life at a certain price,
there generally will be no change in the
· Amount of premium
· Period between payments
· Amount of insurance coverage you will have for the rest of your life
Disadvantages If you were to buy that same amount of coverage as term insurance, as you
of Term Life got older
· You would pay more for that coverage

· The coverage would be for a shorter period
· The insurance company could decide you are no longer eligible for their
coverage
Decision Based Although term insurance looks great at the beginning because it is cheaper,
on Life you should now understand that whole life coverage has specific benefits too.
Situation Choosing which type of insurance to buy should be based on why you are
buying the insurance and on your financial goals.

Choosing the Best Policy
Read Before buying insurance, read the policy and understand the coverage you are
buying.
Know Your Make sure your insurance company is licensed with the state. If it is, the
Insurance insurance commission can be helpful if a misunderstanding or dispute occurs
Rights between you and the insurance company.
Insurance professionals can give you general guidelines about your rights
when buying insurance. You can cancel or lapse a policy at any time, but
you must pay the premium for the time the policy was in force.
If your insurance company collects personal information about you, ask how
it will be used. If your insurance company has incorrect information about
you in their files that resulted in your being turned down for insurance, make
sure it is corrected.
Know the Insurance companies are rated by independent rating services, such as Best's
Insurance Insurance Reports (available in most libraries).
Company’s
Rating A rating of "A" or better (A+ or A++) indicates financial stability and that the
company is good on paying claims. Your insurance broker or state insurance
commissioner can give you the rating. Use "A-rated" companies only!
Evaluate Your The amount of insurance you need depends on how old you are, your
Needs situation, marital status, number of dependents, income, etc. Purchase
insurance that meets your needs and financial plan.
Read Free "What You Should Know About Life Insurance" is a free publication
Government available quarterly. You can obtain a copy by contacting Consumer
Information Information Center, Pueblo, CO 81009.

Determining the Amount of Insurance You Need
Three Methods Picking a life insurance policy is a multifaceted problem. Since many factors
are involved in projecting the future economy (like inflation and recession)
and your future employment, no single, fixed formula exists to determine the
amount of life insurance a person should have.
The three approaches to determining the amount of insurance you need to

purchase are
· Multiple earnings
· Needs
· Common sense

Multiple Earnings Approach
Definition Under the multiple earnings model, the required amount of life insurance is a
direct function of the insured annual income.
One version of this approach multiplies current earnings by a factor of five

times 12 months and increases that amount by the value of the unpaid home
mortgage plus $50,000 for each child living at home.
Example A member with a spouse, two children in high school, and $125,000
Procedure outstanding mortgage has a monthly gross income (base pay plus basic
allowance for housing [BAH]) of $5,100.
Using the multiple earnings approach described above, the amount of

insurance this member should purchase is
1. Salary multiplied by 5: $ 5,100 x 5 = $ 25,500

2. Result of step 1 multiplied by 12 months: $ 25,500 x 12 = $ 306,000
3. Add outstanding mortgage balance: $ 306,000 + $ 125,000 = $ 431,000
4. Multiply number of children at home by $50, 000: $50,000 x 2 = $
100,000
5. Add results of step 3 and 4 together to get total insurance requirement:
$ 431,000 + $ 100,000 = $ 531,000
The amount of insurance this member should purchase is $ 531,000.

Needs Approach
Definition This technique of estimating insurance requirements examines the financial

situation of the insured and considers other resources that may be available.
While it takes more effort than the multiple earnings method, it produces an
estimate specifically tailored to an individual's situation.
Eight Steps The table below lists eight steps for the needs approach.
Step Action
1 Determine amount of income available to survivors when you die.
2 Determine amount of expenses that must be paid (not continuing
financial needs) upon your death.
3 Subtract amount of expenses from step 2 from the amount of income
from step 1. If the amount of expenses is
· Less than the income, the difference results in excess income

available to survivors
· Greater than the income, the difference results in a shortage and
should be placed in brackets to indicate the shortage amount
4 Identify family insurance policies currently purchased by
· Policy number
· Type of insurance
· Name of insurance company
· Beneficiary
· Face value
5 Determine family’s projected monthly income from all sources.
6 Determine family’s projected monthly expenses (continuing financial
needs) for all items.
7 Subtract the amount of expenses from step 5 from the amount of
income from step 6. If the amount of expenses is
· Less than the income, the difference results in excess income

available to survivors
· Greater than the income, the difference results in a shortage and
should be placed in brackets to indicate the shortage amount
8 Determine the amount (if any) of insurance you need to make up for
any shortages.

Needs Approach Worksheet
Step 1 Determine amount of income available to survivors when you die. Add all
sources together.
Source of Income Amount

Military Death Gratuity Pay
Back Pay and Allowances
VA Death Benefit Payment
Social Security Death Benefit
Proceeds of SGLI/VGLI Insurance
Policy Number
Policy Number
Other Sources of Income (Explain)
From
From
From
From
Total Income Available to Survivors

Needs Approach Worksheet, Continued
Step 2 Determine amount of expenses that must be paid (not continuing financial
needs) upon your death. Add all expenses together.
Reason for Expense Amount

Executor’s Fund (count on $5,000)
Home Mortgage Payoff (1st mortgage)
Home Mortgage Payoff (2nd mortgage)
Funeral Expenses (count on $5,000)
Emergency Expenses (count on $5,000)
Automobile Loans to be Paid Off
1st vehicle
2nd vehicle
3rd vehicle
Other Loans to be Paid Off (Explain)
For
For
For
For
Other Expenses (Explain)
For
For
For
Total Expenses Upon Your Death

Step 3 Subtract amount of expenses from step 2 from the amount of income from
step 1. If the amount of expenses is
· Less than the income, the difference results in excess income available to
survivors
· Greater than the income, the difference results in a shortage and should be
placed in brackets to indicate the shortage amount
Step Result Amount

Amount of Income from Step 1
Amount of Expenses from Step 2
Difference (Excess Income or Shortage)
Notes: If the difference in step 3 indicates that your family’s income is

enough to cover the immediate expenses they will face, your first
concern about their financial well-being is satisfied. But, remember,
this only covers their immediate expenses; it does not provide for a
continued source of income for their day-to-day, month-to-month
living expenses. These living expenses are the next greatest concern
you will face.
If the difference in step 3 shows that your survivors will not have
enough immediate cash available to cover their expenses, they will be
in deep trouble. You need to take immediate action to ensure their
financial security. Remember, insurance benefits only covers a source
of immediate funds. Other investments (stocks, mutual funds, IRAs,
etc.) may be a source of ongoing income.

Step 4 Identify family insurance policies currently purchased by
· Policy number
· Type of insurance
· Name of insurance company
· Beneficiary
· Face value
Policy Type of Name of Beneficiary Face Value

Number Insurance Insurance
Company

Step 5 Determine family’s projected monthly income from all sources. Add all
amounts together.
Source Amount
Surviving Spouse’s Salary
Survivor Benefit Plan Payments
Dependency and Indemnity Compensation
Payments
VA Pension
VA Benefits (Explain)
For Spouse
For Children
For Parents
Social Security Benefits (Explain)
For Spouse
For Children
For Parents
Other Income (Explain)
For
For
For
Total Monthly Income for Family

Step 6 Determine family’s projected monthly expenses (continuing financial needs)

for all items. Add all monthly expenses together.

Rent or Mortgage Payment
Utilities
Electricity
Gas
Water
Telephone
Cable Television
Food
Clothing
Entertainment
Transportation
Loan Payments (Explain)
For
For
For
Other Expenses (Explain)
For
For
For
Total Monthly Living Expenses

Step 7 Subtract the amount of expenses from step 5 from the amount of income from
step 6. If the amount of expenses is
· Less than the income, the difference results in excess income available to
survivors.
· Greater than the income, the difference results in a shortage and should be
placed in brackets to indicate the shortage amount.
Step Result Amount

Amount of Income from Step 6
Amount of Expenses from Step 5
Difference (Excess Income or Shortage)
Notes: If the difference in step 7 indicates that your family’s monthly income
after your death is enough to cover their anticipated monthly
expenses, your immediate concern regarding their financial security
should be at ease.
Although it appears they will be provided for, they should have an

income “cushion” to guard against emergencies, inflation, disasters,
and the death of other family members.
On the other hand, if the difference in step 7 indicates that your

survivors will not have enough monthly income to cover their
expenses, you should take immediate action to preclude them from
experiencing major financial difficulties. The quickest and least
expensive action you can take is to immediately increase your life
insurance. Little can be done to protect your family after you are
gone, and you could be “gone” tomorrow.
Other steps you can take now to protect your family are to invest in
relatively safe stocks, mutual funds, or IRAs and to save, save, and
save some more.

Step 8 Determine the amount (if any) of insurance you need to make up for any
shortages.
After you have completed the computations in the previous seven steps, you
might find yourself fortunate enough to have sufficient insurance to satisfy
your present financial needs as well as the needs of your survivors after you
are gone.
By the same token, you may have determined that the amount of life
insurance protection you are presently carrying will be insufficient to provide
your family with the financial protection they will need and deserve.
As your income level increases and you are able to place more money into
sound investments that provide the financial security you seek, your insurance
needs may decline. But until you reach that “safety net,” it is better to be safe
than sorry.

Common Sense Approach
Definition The common sense approach calculates the future financial expenses of your
family (like car, house, and education) to determine the amount of life
insurance you need.
Procedure In the common sense approach, you
· Determine your family’s financial need
· Immediate expenses
· Long-term expenses
· Determine your family’s financial assets

· Determine the life insurance needed by subtracting the total assets from
the total needs

Common Sense Approach Worksheet
Needs To determine your family’s financial needs, list the reason for immediate and
long-term expenses and each cost. Add the amount of expenses together.

Immediate Expenses
Funeral Expenses
Uninsured Medical Expenses
Estate Settlement Expenses
Long-Term Expenses
Emergency Fund
Repayment of Debts
Family Living Expenses
Homemaking Expenses (child care, house and
lawn care, etc.)
Education Fund
Retirement Fund
All Other Expenses
Total Needs
Assets To determine your family’s financial assets, list the source and amount of all
income. Add all income together.
Source of Income Amount

Current Life Insurance (all policies)
All Pension Benefits
Cash and Savings
Equity in Real Estate (if it were to be sold)
All Investments (stocks, bonds, mutual funds,
IRAs, Keogh plans, etc.)
Social Security Survivor Benefits
(monthly amount times Number of months)
All Other Income
Total Assets

Common Sense Approach Worksheet, Continued
Insurance To determine the amount of insurance you need, subtract the total assets from
Required the total needs. The result is the amount of insurance you need.
Insurance Calculation Amount

Total Needs
Total Assets
Life Insurance Needed

Lesson 3 Exercise
Study Time
end of this lesson. If you have any questions, refer to the reference page listed
for each item.
Item 1 What are the three factors to consider when choosing a financial institution to
start a savings account?
a. Bank’s location, interest rate, and insurance

b. Credit card interest rates, bank’s location, or time attendance
c. Shop around, credit ratings, or interest rates
d. Credit line, interest rates, or credit ratings
Item 2 Which of the following systems are electronic deposit methods?
a. Income distribution, “S” (savings) allotment, and “B” (bond) allotment

b. “A” (savings) allotment, “B” (bond) allotment, and direct deposit
c. Income allotment, direct deposit, and “S” (savings) allotment
d. Checking, direct deposit, and “B” (bond) allotment
Item 3 What are the three different kinds of IRAs?
a. Roth, trustee, and SEP

b. Traditional, Roth, and individual
c. Tax free, withdrawals, and rollovers
d. SEP, traditional, and Roth

Item 4 Under what age are you eligible to set up an IRA?
a. 21
b. 45
c. 59 ½
d. 70 ½
Item 5 The minimum age at which you can draw funds from your IRA without
penalty is
a. 21
b. 45
c. 59 ½
d. 70 ½
Items 6 Matching: In the space provided, place the letter of the type of insurance
Through 9 from column 2 that is defined in column 1. You may use the answers in
column 2 only once.
Column 1 Column 2
Definition Type of Insurance
___ 6. Cash reserves build from a. Whole life

amount you pay over the b. Term life
premium and can be c. Ordinary
borrowed against d. Universal
___ 7. Provides protection for a e. Permanent
specified period of time at a
certain cost
___ 8. Covers whole life span and
premium can be borrowed
with interest paid to
policyholder upon surrender
of the policy
___ 9. Policyholder usually pays the
same premium through the
life of the policy

Item 10 What does an insurance rating tell you about the insurance company?
a. The company is licensed with the state in which it is operating.

b. The company has reasonable rates and is good on paying claims.
c. The company satisfies customers with the amount paid on claims.
d. The company is financially stable and good on paying claims.
Item 11 Which of the following lists the three approaches to determine insurance
needs?
a. Multiple household, needs, and assets

b. Multiple earnings, needs, and common sense
c. Multiple earnings, wants, and assets
d. Multiple policies, desires, and common sense
Items 12 Matching: In the space provided, place the letter of the type of approach to
Through 14 determine insurance needs from column 2 that best fits the description in
column 1. You may use the answers in column 2 only once.
Column 1 Column 2
Description Type of Approach to

Determine Insurance Needs
___ 12. Examines financial a. Multiple household

situation and considers b. Multiple earnings
resources available c. Needs
___ 13. Determines required d. Common sense
amount of insurance as a e. Assets
direct function of the
annual income
___ 14. Calculates future
immediate and long-term
expenses to determine
amount of insurance
required

have any questions, refer to the reference page listed for each item

1 a 3-29
2 b 3-31
3 d 3-32
4 d 3-34
5 c 3-35
6 d 3-40
7 b 3-39
8 e 3-40
9 c 3-40
10 d 3-42
11 b 3-43
12 c 3-45
13 b 3-44
14 d 3-54


STUDY UNIT 4
PROFICIENCY AND CONDUCT MARKS
Overview
Study Time
Scope This study unit introduces the Marine Corps counseling program. It discusses
the procedures for advising Marines on recommending proficiency and
conduct marks.

Objectives
· Describe proficiency and conducts marks and how they are used.
· Define the standards of proficiency.
· Define the standards for conduct.

Unit
Topic See Page

Lesson 1 Evaluating Marines 4-3
Lesson 2 Standards for Proficiency and Conduct Marks 4-9


LESSON 1
EVALUATING MARINES
Introduction
Estimated 5 minutes
Study Time
Scope The assignment of proficiency and conduct marks plays a prominent role in
determining the type of discharge awarded to an enlisted Marine. As an
evaluation of our qualities and value to the Corps, comments and
recommendations significantly impact promotion, assignment, and career
development. Therefore, any Marine in a leadership role must be able to
recommend or write appropriate evaluations and to counsel other Marines
concerning their performance as Marines. This lesson discusses the reference
and occasions for assignment of proficiency and conduct marks for your
Marines.

Objectives
· Identify the reference containing the standards and guidelines for
assigning proficiency and conduct marks.
· Identify the occasion codes for proficiency and conduct marks.
· Identify the different filing occasions.
Topic See Page

Counseling and Guidance 4-4
Recommending Proficiency and Conduct Marks 4-5

Counseling and Guidance
Who All Marines should be continually counseled about their overall performance
of duty.
Why Counseling is an inherent part of leadership. It is also an opportunity to guide

those who have demonstrated the potential and desire for assignments with
increased responsibility toward a career decision.
When Counseling should
· Begin when Marines first join a unit

· Continue at frequent intervals during their tour of duty
· Terminate only upon detachment
Initial Session During initial counseling sessions, the reporting senior should be sure the
Marine understands
· The nature and extent of their duties

· The standards of performance they are expected to achieve
· How the reporting senior will judge their performance
Subsequent In subsequent sessions, the rater should tell the Marine

Sessions
· The degree to which the Marine failed to meet established performance
standards
· Shortcomings to correct
· Any noteworthy achievements
All Marines have a vested interest in their standing among their peers and any
suggestions or opportunities open to them for further career development.
Reference Guidelines for the assignment of proficiency and conduct marks are contained
in the MCO P1070.12K Individual Records Administration Manual (IRAM).

Recommending Proficiency and Conduct Marks
Procedure The table below lists the steps for recommending proficiency and conduct
marks.
Step Action
1 Determine the Marine’s last proficiency and conduct marks so the
evaluator has a base to build on.
2 Look at the charts in the IRAM. Refer to counseling sheets on the
Marine within the marking period.
3 Recommend proper marks.
4 Counsel the Marine on the recommended marks.
5 Forward the recommended marks up the chain of command.
Note: The commanding officer has the final say on the proficiency and
conduct marks the Marine actually receives.

Recommending Proficiency and Conduct Marks, Continued
Filing The following table lists the filing occasions for submitting proficiency and
Occasions conduct marks on regular and reserve Marines. The table also contains the
codes for each occasion.
Regular Reserve
Occasion
Code Code
Transfer TR TR
Temporary Disability Retired List (TDRL) DL DL
Discharge DC DC
Promotion PR PR
Reduction RD RD
Declared Deserter (first day of UA period) DD ---
Last Day Prior to Declaring Deserter PD ---
To TAD TD ---
TAD Complete TC ---
Change of Primary Duty CD CD
Service School Completion SC SC
Semiannual (reported 31 January and 31 July) SA ---
Annual (reported on 31 December) --- AN
Completion of Annual Training --- AT
Recommended (see MCO P1400.32) RE RE
Notes: If the effective date for transfer marks coincides with the requirement
to report semiannual marks, transfer marks take precedence.
If the Reserve Marine attends annual training within 90 days of the

effective date for reporting annual marks, report annual marks.
If the Marine receives a mark for any other occasion within 90 days of
the effective date for reporting annual marks, report annual marks of
NA.
If the effective date for annual marks coincides with any reporting
occasion other than promotion or transfer, annual marks take
precedence.

Lesson 1 Exercise
Study Time
Item 1 Which publication contains guidelines and standards for assignment of

proficiency and conduct marks?
a. MCO 1610.11F, Performance Evaluations Appeal Manual (PEAM)

b. MCO P1070.12K, Individual Records Administrative Manual (IRAM)
c. MCO P1553.4B, Professional Military Education (PME)
d. NAVMC 2795C, USMC User's Guide to Counseling
Items 2 Matching: In the space provided, place the letter of the occasion code from
Through 7 column 2 that matches the occasion for proficiency and conduct marks listed
in column 1. The answers in column 2 may be used only once.
Column 1 Column 2
Occasion for Proficiency and Occasion Codes

Conduct Marks
___ 2. Reserve annual a. TR

___ 3. Regular or Reserve change b. PR
of primary duty c. CD
___ 4. Regular or Reserve transfer d. AT
___ 5. Reserve completion of e. AN
annual training f. RE
___ 6. Regular or Reserve
promotion
___ 7. Recommended


1 b 4-4
2 e 4-6
3 c 4-6
4 a 4-6
5 d 4-6
6 b 4-6
7 f 4-6

LESSON 2
STANDARDS FOR PROFICIENCY AND CONDUCT MARKS
Introduction
Study Time
Scope This lesson provides the guidelines that are necessary to properly evaluate
Marines on proficiency and conduct. The MCO P1070.12K Individual
Records Administration Manual (IRAM) sets the qualities and standards for
recommending these marks. However, the commanding officer has the
discretion to assign marks outside these standards for good and sufficient
reasons.

Objectives
· Define the standards of proficiency.
· Identify the ratings criteria for giving proficiency marks.
· Define the standards for conduct.
· Identify the ratings criteria for giving conduct marks.
Topic See Page

Proficiency Marks 4-10
Conduct Marks 4-12

Proficiency Marks
Qualities in In addition to technical skills and specialized knowledge when

Proficiency recommending proficiency marks, the “whole Marine concept” must be
considered. The table below defines the qualities in proficiency.
Quality Definition
Mission Ability to complete the assigned task
Accomplishment
Leadership Ability to direct, control, manage, and supervise
Intellect and Faculty of reasoning, knowing, and thinking plus using
Wisdom experience to apply common sense
Individual Distinctive, collective qualities that distinguish a person
Character
Physical Fitness In good health and athletic condition
Personal One’s own outward impression
Appearance
Notes: Evaluate and incorporate completion of professional military

education, Marine Corps Institute courses, and off-duty education into
the duty proficiency mark.
Make proper allowances when Marines fill billets inconsistent with

their grades.
Marks Below For an honorable discharge, the Marine must display proficiency marks
3.0 averaging at least 3.0. Any mark below 3.0 not supported by documentation
of a court-martial or non-judicial punishment requires an entry in the
Administrative Remarks of the Service Record Book, page 11.

Proficiency Marks, Continued
Standards The table below lists the recommended proficiency marks and their
corresponding adjective ratings.
Corresponding
Mark Adjective Standard of Proficiency
Rating
· Does unacceptable work in most duties
· Generally undependable
0 to 1.9 Unsatisfactory
· Needs considerable assistance and close
supervision on even the simplest assignment
· Does acceptable work in some duties but not
dependable
2 to 2.9 Poor
· Needs assistance and close supervision on all
but the simplest assignments
· Handles routine matters acceptably
3 to 3.9 Fair · Needs close supervision when performing
duties not of a routine nature
· Dependable in doing regular duties
thoroughly and competently
4 to 4.4 Good
· Usually needs assistance in dealing with
problems not of a routine nature
· Does excellent work in all regular duties
4.5 to
Excellent · Needs assistance in dealing with extremely
4.8
difficult or unusual assignments
· Does superior work in all duties
4.9 to 5 Outstanding · Extremely difficult or unusual assignments
given with full confidence the job will be
thoroughly and competently completed

Conduct Marks
Qualities of When recommending conduct marks, the evaluator must consider the
Conduct following qualities of the Marine.
Quality Definition
Bearing Bodily attitude or outward behavior
Attitude Positive opinion or way of thinking
Interest Concern or excite curiosity
Reliability Trustworthy, faithful, and dependable
Courtesy Polite, considerate, and well-behaved
Cooperation Effectively works well with others
Obedience Compliant, respectful, agreeable, and passive
Adaptability Flexible, versatile, and compliant
Participation Involved and associated with unit actions
Physical Fitness In good health and athletic condition
Moral Fitness Concerned with the distinction between right and wrong
Influence on Motivating, impressionable, and have a positive impact
Others on others
Marks Below For an honorable discharge, the Marine must display conduct marks
4.0 averaging at least 4.0. Any mark below 4.0 not supported by documentation
of a court-martial or non-judicial punishment requires an entry in the
Administrative Remarks of the Service Record Book, page 11.

Conduct Marks, Continued
Standards The table below lists the recommended conduct marks and their
corresponding adjective ratings.
Corresponding
Mark Adjective Standard of Conduct
Rating
· Habitual offender
· Convicted by general, special, or more than one
summary court-martial
0 to 1.9 Unsatisfactory · Given a mark of zero upon declaration of desertion
· Ordered to confinement pursuant to sentence of
court-martial
· Two or more punitive reductions in grade
· No special court-martial
· Not more than one summary court-martial
2 to 2.9 Poor
· Not more than one non-judicial punishment
· One punitive reduction in grade
· No court-martial
· Not more than one non-judicial punishment
· No favorable impressions of the qualities listed
above
3 to 3.9 Fair · Failure to make satisfactory progress while assigned
to weight control or military appearance
· Conduct such as not to impair appreciably one’s
usefulness or the efficiency of the command, but
conduct not sufficient to merit an honorable
discharge
· No offenses
· No unfavorable impressions as to attitude, interest,
4 to 4.4 Good cooperation, obedience, after-effects of
intemperance, courtesy and consideration, and
observance of regulations
· No offenses
· Positive favorable impressions of the qualities listed
4.5 to 4.8 Excellent above
· Demonstrates reliability, good influence, sobriety,
obedience, and industry
· No offenses
· Exhibits to an outstanding degree the qualities listed
above
4.9 to 5 Outstanding · Observes spirit as well as letter of orders and
regulations
· Demonstrates positive effect on others by example
and persuasion

Lesson 2 Exercise
Study Time
for each item.
Items 1 Matching: In the space provided, place the letter of the quality of proficiency
Through 4 from column 2 with its proficiency definition in column 1. The answers in
column 2 may be used only once.
Column 1 Column 2
Proficiency Definition Quality of Proficiency
___ 1. Ability to direct, control, a. Mission accomplishment

manage and supervise b. Leadership
___ 2. Distinctive, collective c. Intellect and wisdom
qualities that distinguish a d. Individual character
person
___ 3. Ability to complete the
assigned task
___ 4. Faculty of reasoning,
knowing, and thinking plus
using experience to apply
common sense

Items 5 Matching: In the space provided, place the letter of the corresponding
Through 9 adjective rating from column 2 to its standards of proficiency in column 1.
The answers in column 2 may be used only once.
Column 1 Column 2
Standards of Proficiency Corresponding Adjective

Ratings
___ 5. Handles routine matters acceptably a. Unsatisfactory

___ 6. Dependable in doing regular duties b. Poor
___ 7. Superior work in all duties c. Fair
___ 8. Acceptable work in some duties d. Good
___ 9. Generally undependable e. Outstanding
Items 10 Matching: In the space provided, place the letter of the quality of conduct
Through 13 from column 2 with its conduct definition in column 1. The answers in
Column 1 Column 2
Conduct Definition Quality of Conduct
___ 10. Ability to effectively work a. Bearing

with others b. Attitude
___ 11. Positive opinion or way of c. Cooperation
thinking d. Physical Fitness
___ 12. In good health and athletic
condition
___ 13. Bodily attitude or outward
behavior

Items 14 Matching: In the space provided, place the letter of the corresponding
Through 18 adjective rating from column 2 to its standards of conduct in column 1. The
answers in column 2 may be used more than once.
Column 1 Column 2
Standards of Conduct Corresponding Adjective

Ratings
___ 14. No special court-martial a. Fair

___ 15. No unfavorable impressions as to b. Unsatisfactory
attitude c. Poor
___ 16. Habitual offender d. Good
___ 17. One punitive reduction in grade
___ 18. No court-martial


1 b 4-10
2 d 4-10
3 a 4-10
4 c 4-10
5 c 4-11
6 d 4-11
7 e 4-11
8 b 4-11
9 a 4-11
10 c 4-12
11 b 4-12
12 d 4-12
13 a 4-12
14 c 4-13
15 d 4-13
16 b 4-13
17 c 4-13
18 a 4-13


STUDY UNIT 5
PERFORMANCE EVALUATION SYSTEM (PES)
Introduction

Study Time
Scope The performance evaluation system (PES) supports the centralized selection,
promotion, and retention of the most qualified Marines of the Active and
Reserve Components. It also aids in the assignment of personnel and
supports other personnel management decisions as required. This study unit
provides you with the basic skills and knowledge to use the PES. You will
learn the major components that make up the system and details about the
process of performance evaluation.

Objectives
· Identify the purpose of the fitness report.
· Name the occasion for submitting a fitness report.
· Identify the criteria that determine if a fitness report is adverse.
· Identify the time criteria to appeal an inaccurate fitness report.

Unit
Topic See Page

Lesson 1 Basic Components 5-3
Lesson 2 Fitness Report Procedures 5-11
Lesson 3 Follow-On Procedures 5-51


LESSON 1
BASIC COMPONENTS
Introduction
Study Time
Scope The fitness report is the most important document maintained in a Marine’s
personnel file at Headquarters, Marine Corps (HQMC). This lesson will
discuss the evaluation cycle and the reporting chain.

Objectives
· Identify the five stages of the performance evaluation cycle.
· Identify the personnel in the reporting chain.
· Identify the responsibilities of each member of the reporting chain.
Topic See Page

Performance Evaluation Cycle 5-4
Reporting Chain 5-5
Responsibilities 5-7

Performance Evaluation Cycle
Five Stages The performance evaluation cycle has five stages. All evaluations go through
each stage.
The table below lists each stage and describes what occurs at each stage.
Stage Responsible Billet Description

1 Marine reported on (MRO) and Develop and review the MRO’s
reporting senior (RS) billet description at the beginning
of the reporting relationship.
2 MRO Before the end of the reporting
period, provide summary of
accomplishments to the RS.
3 RS Evaluate the MRO in accordance
with MCO P1610.7_ and forward
report to the reviewing officer
(RO).
4 Reviewing Officer (RO) Complete the evaluation of the
MRO’s performance ensuring
accuracy and administrative
correctness and then forward the
report to Commandant of the
Marine Corps (CMC) (MMSB
32).
5 Headquarters Marine Corps Review, process, and file the
(HQMC) fitness report in the MRO’s
Official Military Personnel File
(OMPF).

Reporting Chain
Marine The Marine reported on (MRO) is the subject of the fitness report. The MRO
Reported On must clearly understand
· The concepts of the PES

· His or her role in accomplishing the unit’s mission
· The expectations of the RS
The MRO should submit a summary of accomplishments to the RS before the

end of the reporting period.
Reporting The reporting chain (RC) consists of the

Chain
· RS
· RO
· Third officer (only when an adverse evaluation is submitted)
· Commandant of the Marine Corps (CMC)
Reporting The reporting senior (RS) is

Senior
· Senior to the MRO
· The first officer or civilian equivalent in the reporting chain of the MRO
The RS can be
· A commissioned or warrant officer

· A GS-9 equivalent or above
· An enlisted Marine with a waiver of approval

Reporting Chain, Continued
Reviewing The reviewing officer (RO) is

Officer
· Senior to the MRO
· Directly responsible for evaluating the RS
The RO can be
· A commissioned or warrant officer

· A GS-10 equivalent or above
· An enlisted Marine with a waiver of approval
Third Officer A third officer is required only when an adverse evaluation is submitted. In
those cases, the third officer is
· Senior to the RO
· Normally responsible for evaluating the RO, but not required in all cases
Commandant The last official in the reporting chain is the Commandant of the Marine
of the Marine Corps (CMC), Headquarters, United States Marine Corps.
Corps

Responsibilities
Reporting The reporting senior (RS)

Senior
· Provides indepth observation of the MRO’s
· Performance
· Professional qualities
· Potential
· Establishes and formalizes or reviews the MRO’s billet description at the
outset of each reporting period
· Reviews the Online Performance Evaluation Record (OLPER) within 30
days after the MRO is assigned to the RS and on each reporting occasion
thereafter
· Prepares and certifies the MRO’s fitness report
· Forwards the fitness report to the RO
Reviewing The reviewing officer (RO)

Officer
· Ensures the fitness report is accurate and submitted within 30 days of the
end of the reporting period
· Completes section K, to include narrative comments on the MRO’s
potential
· Educates subordinates regarding
· Fitness report responsibilities
· Performance Evaluation System (PES) policies
· Proper evaluation methods
· Assesses adverse reports and adjudicates factual differences between the
RS’s evaluation and the MRO’s statement, if submitted, and forwards the
report for a third officer sighting
· Assumes reporting responsibilities upon death, incapacitation, or relief for
cause of an RS

Responsibilities, Continued
Third Officer When an adverse evaluation is submitted, the third officer
· Resolves inconsistencies and disagreements with MRO’s attached

statement and RO’s assessment
· Determines validity of new information
· Indicates actions taken or findings of fact on an addendum page
CMC The CMC
· Reviews the report for adherence to policy and correctness

· Processes and files the fitness report in MRO’s OMPF

Lesson 1 Exercise
Study Time
for each item.
Item 1 Listed below are the five stages of the performance evaluation cycle. Which
of these stages does the reviewing officer administer?
a. Develop and review the MRO’s billet description

b. Evaluate MRO
c. Complete the evaluation of MRO’s performance
d. Receive, process, and file fitness report
e. Provide summary of accomplishments to RS
Item 2 Which list identifies the personnel in the reporting chain?
a. RS, MRO, RO, CMC

b. RS, RO, Third officer, CMC
c. MRO, RO, OIC, CMC
d. RS, RO, OIC, CMC
Items 3 Matching: In the space provided, place the letter of the responsibility in
Through 5 column 2 that best matches the reporting chain personnel in column 1. The
answers in column 2 may be used only once.
Column 1 Column 2
Reporting Chain Personnel Responsibilities
___ 3. Commandant of the Marine a. Assesses adverse fitness reports

Corps b. Files the fitness report in the
___ 4. Reporting senior MRO’s OMPF
___ 5. Reviewing officer c. Provides indepth observation of
the MRO’s performance


1 c 5-4
2 b 5-5
3 b 5-8
4 c 5-7
5 a 5-7

LESSON 2
FITNESS REPORT PROCEDURES
Study Time
Scope This lesson will provide the requirements for submitting a fitness report as
well as an indepth process on properly preparing the fitness report. For
detailed information, refer to the MCO P1610.7_ for additional information
regarding the Marine Corps Performance Evaluation System (PES) and the
submission of fitness reports.

Objectives
· Name the occasion for submitting a fitness report.
· Identify two types of fitness reports for which an extension is not allowed.
· Match each of the rating blocks, A through H, with its description.
Topic See Page

Submission Requirements 5-12
Special Considerations 5-16
MRO Worksheet 5-18
Fitness Report Form, NAVMC 10835A 5-20
NAVMC 10835A, Section A 5-26
NAVMC 10835A, Section B 5-40
NAVMC 10835A, Section C 5-41
NAVMC 10835A, Sections D Through H 5-42
NAVMC 10835A, Section I 5-44
NAVMC 10835A, Section J 5-45
NAVMC 10835A, Section K 5-46
NAVMC 10835A, Section L 5-47

Submission Requirements
Annual Annual reports provide a continuous chain of evaluation covering the

Records Marine’s military career from the recording of the first report to the last one
submitted. The first report begins on the date of promotion to sergeant and is
submitted annually until the end of the Marine’s career.
Submission Each report covers the entire period of that report. The period begins the day
Schedule following the last day of the previous report. No gaps or overlaps of dates
may occur. Annual reporting ends the last day of the month. The table below
lists the months you must use to submit annual reports by rank.
Annual Reporting Period

Marine Ranks (Ends last day of the month)
Active Duty Marine Reserve Marine
Sergeant March June
Staff Sergeant December June
Gunnery Sergeant September June
First Sergeant and September June
Master Sergeant
Sergeant Major and September June
Master Gunnery
Sergeant

Submission Requirements, Continued
Reporting Under the PES, every fitness report has a code that denotes the occasion of
Occasion the report. The table below lists the 13 occasions (in order from highest to
lowest priority) that require the submission of a fitness report, their codes, and
requirements.
Note: If more than one occasion occurs at the same time, use the occasion
that is highest on the chart.
Occasion Code Requirements

Grade Change GC When a Marine is
· Promoted
· Frocked
· Reverted to enlisted grade
· Reduced
CMC Directed DC · When a significant commendatory or
adverse action by the MRO occurs that
requires immediate reporting to the CMC
· Administrative fillers by HQMC
Change of RS CH When the MRO remains and the RS is
removed from the reporting chain for reasons
such as
· Transfer
· Reassignment
· Retirement
· Discharge
Transfer TR When the MRO leaves the RS for reasons
other than Temporary Additional Duty (TAD)
such as
· Transfer
· Reassignment
· Extended deployment
Change of Duty CD When a significant change in the MRO’s
primary duty under the same RS occurs

Reporting
Occasion,
continued

To Temporary TD · When a Marine is departing on a
Duty temporary duty assignment lasting 31
days or longer
· When a Marine in the Selective Marine
Corps Reserve (SMCR) is assigned to
Active Duty Special Work (ADSW) for
31 days or longer
From Temporary FD · When a Marine is returning from a
Duty temporary duty assignment lasting 31
days or longer
· When a Marine in the Selective Marine
Corps Reserve (SMCR) is returning from
an Active Duty Special Work (ADSW)
assignment for 31 days or longer
End of Service EN When a Marine is terminated from active
duty
Note: Unless adverse, a RS may omit the

EN report for MRO’s who are retiring
or transferring to the Fleet Marine
Corps Reserve (FMCR)
Change in Status CS · When a member of the SMCR transfers to
the Individual Ready Reserve (IRR)
· A member of the IRR or Mobile Training
Unit (MTU) completes an ADSO
assignment lasting 31 days or longer
Annual Active AN Report will be submitted according to annual
Duty submission schedule for each grade listed in
MCO P1610.7_
Annual Reserve AR MRO’s report used for evaluation while in
Duty the SMCR, IRR, or MTU

Reporting
Occasion,
continued

Semiannual SA For all second and first lieutenants on active
duty
Reserve Training RT When a SMCR or IRR Marine completes an
active duty period of 12 to 30 days
Example of An active duty sergeant is to receive an annual report for the end of the
Reporting reporting period (March), but for the same reporting period, the sergeant has a
Occasion change in RS. The occasion reported will be “CH” because “CH” is listed
before the “AN” occasion.

Special Considerations
Initial Report/ Except for Reserve training reports, the MRO receives an observed report if
Minimum the time served with the RS is at least 90 days.
Observation
Period Note: The RS has justification to submit an observed report for less than 90
days of observation if sufficient opportunity to observe MRO exists
(for example, combat conditions and close daily and personal
observation).
Not Observed Reporting seniors must take all possible steps to reduce “not observed”
Report reports. “Not observed” reports reduce the amount of useful information in
the MRO’s performance record.
“Not observed” reports generally occur when the MRO
· Or RS is transferring before service of 90 days

· Is due a GC or CD report and has less than 90 days with the RS
· Is TD and terminating within 30 days (unless terminated for cause)
Extended The RS submits an extended report if the evaluation of the MRO has not
Report changed and the period covered is within 90 days of the last AN or AR report.
Only AN and AR reports require extensions.
Note: Two types of annual reports that will not be extended are
· Adverse
· “Not observed”
Fitness Report The following Marines do not receive a fitness report.

Submissions
Not Required · Marines performing duty as president or members of the selection board
· The MRO, while a member of a court-martial
· The MRO, upon his or her death
· Musicians (SNCOs) in the Marine Corps Band (MOS 9811)
· The Sergeant Major of the Marine Corps

Special Considerations, Continued
Attachments To The standard addendum page is the only authorized attachment to the fitness
Report report.
Mail The RO or the third officer sighting accordingly will mail all completed
Submission of reports to the Commandant of the Marine Corps (MMSB-32), Headquarters,
Report U.S. Marine Corps, 2008 Elliot Road, Quantico, VA 22134-5030. The report
must arrive no later than 30 days after the end of the reporting period.
Selection Board Two months before a selection board convenes, CMC (MMSB) receives all
reports of MROs in the zone for promotion in an envelope marked
“CONTAINS FITREP FOR SELECTION BOARD.”

MRO Worksheet
Sample Here is a sample of the USMC MRO worksheet.
PERFORMANCE EVALUATION SYSTEM
MRO WORKSHEET
Date: _________
Marine Reported On: Last Name: __________________ First Name: ________________ MI __________
SSN: ______________ Grade: _________ PMOS: _________ BILMOS: _____________
Organization: MCC: ________ RUC: ________ Unit Description: _______________________________
Occasion and Period Covered: OCC: _______ Period: From: _____ To: _____ Type: _________
Prds of Nonavailability: Fr-To/Reason: __________ Duty Assignment (Descriptive Title): ________________
Spec Info: QUAL: ____ PFT: ____ Status: ____ Reserve Component: ___ HT: ___ WT: ___ Body Fat %: _____
Duty Preference: 1st MCC: _______ Descriptive Location: _____________________________________
2d MCC: ________ Descriptive Location: _____________________________________
3d MCC: ________ Descriptive Location: _____________________________________
Reporting Senior: Last Name: _____________________ Init: _____ Service: _______________
SSN: ___________________ Grade: ____ Duty Assignment: ________________
BILLET DESCRIPTION/RECOMMENDED ADJUSTMENTS:
MAJOR ACCOMLISHMENTS DURING REPORTING PERIOD:
PME/SELF EDUCATION:
OTHER (I.E. AWARDS, COMMENDATORY CORRESPONDENCE, COMMUNITY INVOLVEMENT:

MRO Worksheet, Continued
Purpose The CMC directs the use of the MRO worksheet. The MRO worksheet is a
· Tool the MRO and RS use in

· Developing the MRO’s billet description
· Documenting the MRO’s accomplishments during the reporting
period.
· Means for the MRO to provide the RS a summary of major billet-related

accomplishments, professional military education (PME), awards, and
other significant actions of which the RS may not be aware.
· Tool for periodic counseling sessions, allowing the MRO and RS to

review billet descriptions, establish new goals, and develop performance.
Completion The RS and MRO must meet at the beginning of the reporting relationship
(within the first 15 days) to establish and formalize the MRO’s billet
description. The RS and MRO must meet and review the MRO’s billet
description at the beginning of each new reporting period.
The RS prepares the fitness report by reviewing an MRO worksheet

completed by the MRO.
Security A complete fitness report and completed MRO worksheet is privileged

information. Only those individuals required to process the reports are
authorized to see them.

Fitness Report Form, NAVMC 10835A
Sample Page 1 Here is a sample of NAVMC 10835A, page 1.

Fitness Report Form, NAVMC 10835A, Continued




Preparation Submit all fitness reports on the NAVMC 10835A form.
The commands having custody of a Marine’s Service Record Book (SRB) are
responsible for assisting reporting officials in preparing the Marine’s fitness
report. Inspector-Instructors will assist in the preparation of individual ready
reserve and mobile training unit fitness reports where distance prevents
operational sponsors from providing assistance.
The table below shows administrative guidelines for preparing a fitness

report.
Section Administrative Guidelines

A · Type with Courier New; size 12-font using black ink.
· Type entries within the allotted spaces using uppercase
letters.
· Use the Marine Corps Total Force System (MCTFS)
information as applicable.
B, C, I · Type with Courier New, size 10- or 12-font using black ink.
D–H · Mark an “X” in the appropriate blocks using black ink.
· Type complete justification comments using Courier New,
size 10 or 12 font.
J · Use black ink.
· Sign and date as appropriate.
· Complete item 2 (as required) by marking an “X” in the
appropriate block.
K · Use black ink.
· Mark an “X” in the appropriate blocks.
· Type comments in item 4 using Courier New, size 10- or 12-
font.
· Sign and date as appropriate.
Page · Complete items 1 and 2, pages 2 through 5.
Header · Type with Courier New, size 12-font using black ink.
Data

NAVMC 10835A, Section A
Corrections The RS is responsible for making authorized corrections.
To make corrections,
· Do not erase
· Use correction tape, but do not cover the field separators
Item 1 The table below lists the contents of and guidelines for Section A, item 1
(Marine Reported On).
Item Title Guidelines

a Last name MRO’s last name and suffix if applicable
b First name MRO’s first name
c Middle initial · MRO’s middle initial (with or without a
(MI) period)
· If no middle name, leave blank
d Social Security MRO’s SSN without spaces or hyphenation
Number (SSN)
e Grade MRO’s appropriate rank abbreviation (i.e.
SGT)
f Date of Rank MRO’s date of rank (YYYYMMDD) for the
(DOR) grade listed in item 1e
g Primary Military Four-number code representing MRO’s
Occupational PMOS
Specialty
(PMOS)
h Billet Military Use only if individual is filling a billet other
Occupational than his PMOS.
Specialty
(BMOS)
Item 1 Example Below is an example of a properly completed Section A, item 1.
1. Marine Reported on:
a. Last Name b. First Name c. MI d. SSN e. Grade f. DOR g. PMOS h. BMOS

GRAY JAMES W 123456789 SGT 19860901 0151 0151

NAVMC 10835A, Section A, Continued
(Organization).

a Monitored · Three-digit codes identifying MRO’s
Command Code assigned command
(MCC) · MCC codes located in MCO P1080.20
MCTFSCODESMAN
· SMCR units use appropriate “S” MCC
· IMA and IRR members under RCT or
ADSW orders and AR Marines, use MCC
for unit to which attached
· Reserve Component MTU members use
“MTU”
b Reporting Unit · Five-character numeric code identifying
Code the MRO’s specific command or unit
(RUC) assigned
· RUC codes located in MCO P1080.20
· Reservists completing active duty for less
than 30 days, other than annual training,
enter the RUC of unit they are attached to
for duty
· MTU members enter their MTU
designation in this space
c Unit Description · MRO’s parent organization’s name
· MRO in TAD status will report command
to which attached for TAD
2. Organization
a. MCC b. RUC c. Unit Description

121 11221 H&S CO 2ND BN 7TH MAR

(Occasion And Period Covered).

a Occasion Enter the two-letter code identifying the reporting
(OCC) occasion for submission of report.
b From and To · Use eight-digit (YYYYMMDD) format
Dates identifying the beginning and ending dates of
the reporting period.
· Beginning date is the first day after the ending
date of the last report submitted.
· Beginning date of promotion or reduction is the
new reporting period for a Marine promoted or
reduced.
c Type Enter one-letter code identifying the type of duty
being reported.
· “N” for normal peacetime
· “A” for academic and training duty
· “C” for combat
· “J” for joint duty
· “B” for both combat and joint

(Normal Duty)
3. Occasion and Period Covered:
a. OCC b. From To c. Type

AN 19980401 19990331 N
Item 3 Example
(Classified ___ 3. Occasion and Period Covered:
Joint Duty) a. OCC b. From To c. Type
AN 19980401 19990331 CJ

(Duty Assignment).
Content Guidelines
Descriptive Title · Description of the duty assignment and the
command level to which the MRO is assigned.
· RS may use clearly recognizable abbreviations
from the IRAM.
· Use “COMMANDING OFFICER” or
“MEMBER” as the descriptive title for MTU
Marines as appropriate.

4. Duty Assignment (descriptive title):
Classified Material Control Clerk
(Special Case). Place an “X” in the appropriate block(s).

a Adverse Indicates that the contents of the report
constitute an adverse evaluation of MRO.
b Not Observed Indicates report is “not observed.”
Note: Normally insufficient observation is

defined as less than 90 days.
c Extended · Indicates the fitness report is “extended.”
· If marked, the RS will not complete
sections “B” through “H.”

Item 6 The table below lists the contents of and criteria for Section A, item 6
(Marine Subject Of). If the MRO was the subject of the criteria in the table,
mark the appropriate block with an “X.”
Item Title Criteria

a Commendatory · Presentation of a personal military decoration
Material such as
· Navy Marine Corps Achievement Medal
· Certificate of Commendation
· Meritorious Mast
· By name Letter of Appreciation
· Aviation Safety Award
· Scholastic Achievement (not to be confused
with a course completion certificate)
· Presentation commendatory correspondence
other than military awards such as
· Public service
· Community involvement
· Humanitarian efforts
Note: The RS must comment on the nature of

the commendatory material in section I.
b Derogatory Derogatory material or incident reports received
Material by the RS during the reporting period. For
example,
· Reports of convictions by civil courts that are
not addressed elsewhere in the fitness report
(exclude minor traffic violations)
· Notification of revocation of the MRO’s
driving privileges
· Letters of indebtedness
· Reports indicating substantiated findings of
spouse or child abuse

Item 6,
continued
Item Title Criteria

c Disciplinary MRO was the subject of disciplinary action during
Action the reporting period or when the appellate process
from a previous reporting period completes
adjudication and the results of reportable.
Disciplinary action is defined as
· Nonjudicial Punishment (NJP)
· Courts-martial conviction
· Civil conviction of intoxicated driving offense
· Civil conviction of an offense where a punitive
discharge would be authorized for the same or
closely related offense under the Manual for
Courts-Martial
· Sentence by civilian authorities includes
confinement for at least 6 months without
regard to suspension or probation
Note: The RS must comment on the nature of the

disciplinary action in section I.

Item 7 The table below lists the criteria for marking an “X” in the appropriate block
of Section A, item 7 (Recommended For Promotion).
If MRO… Then…
Is considered qualified to be Mark an “X” in item 7a
promoted with contemporaries
Is not considered qualified to be Mark an “X” in item 7b
promoted with contemporaries
Note: This renders the fitness report
adverse, requiring the RS to
make a statement regarding
this selection.
Is a Mark an “X” in item 7c
· Chief Warrant Officer 5
· Sergeant Major
· Master Gunnery Sergeant
Receives a change in grade report Mark an “X” in item 7c
(GC)
Is a sergeant or staff sergeant who is Leave item 7 blank
recommended for promotion ahead
of his or her contemporaries Note: This identifies a Marine to be
considered for accelerated
promotion. A statement in
section “I” and an attached
separate addendum page is
required.

Item 8a The table below lists the criteria for completing Section A, item 8a (Special
Information: QUAL – Qualification).
Enter a two-letter code composed from the list below that reflects the MRO’s
rifle and pistol qualification status. The first letter used represents the rifle
qualification status, the second letter represents the pistol qualification status.
If MRO… Then…
Successfully qualified/re-qualified Enter the appropriate classification
· E – Expert
· S – Sharpshooter
· M – Marksman
Unsuccessfully qualifies/re-qualifies Use code “U”
Is classified as a distinguished Use code “D”
shooter
Is not required to qualify/re-qualify, Use code “N”
who is not a distinguished shooter
Completes Proficiency Enhancement Use code “P”
Training (PET) during their
exemption year
Was required to qualify/re-qualify, Use code “X”
but did not fire
Note: This code makes a report
adverse.
Item 8a A Marine sergeant who qualified as an expert with the rifle, but was not
Example required to qualify with the pistol would reflect “EN.”

Item 8b The table below lists the criteria for completing Section A item 8b (Special
Information: PFT – Physical Fitness Test).
Enter the 4-digit code (with no spaces), which reflects MRO’s PFT score
status using the table below.
If MRO… And… Then RS will enter…

Participated in Scored a 1st class The letter “A” followed by the
all events of a 3-digit score in this item
scheduled PFT Scored in 2nd class The letter “B” followed by the
during a 3-digit score in this item
reporting period Scored a 3rd class The letter “C” followed by the
3-digit score in this item
Failed The letter “F” followed by the
3-digit score in this item
Participated in a Passed “PART” in this item
scheduled
partial PFT Note: RS must provide an
during a amplifying comment
reporting period regarding partial PFT and
score in section “I.”
Was required to Was excused for “NMED” in this item
participate in a medical reason
scheduled PFT Note: RS must provide an
during a amplifying comment in
reporting period section “I.”
Was not excused “RDNT” in this item
Note: This renders report

adverse and RS must
provide an amplifying
comment in section “I.”
Was not Did not participate “NREQ” in this item
scheduled to
take a PFT
during the
reporting period

Items 8c The table below lists the contents of and guidelines for Section A, items 8c
Through 8e through 8e (Special Information).

c Status · Use this item only for gunnery sergeants. Gunnery
sergeants must elect one of the following regarding
their promotion preference
· F – First Sergeant
· M – Master Sergeant
· For all others leave this item blank.
d HT Enter the MRO’s accurate height in inches.
e WT · Enter the MRO’s accurate weight in pounds unless the
Marine is pregnant.
· Enter “PREG” for pregnant Marines.

Item 8f The table below lists the criteria for completing Section A, item 8f (Special
Information).
If MRO’s… And… Then RS must…

Weight is within -- Leave this item blank
standards
Weight exceeds the Body fat is within Enter the MRO’s body
maximum allowable standard fat percentage
standard Body fat is within Enter the MRO’s body
standard but appearance fat percentage and
is not acceptable provide comments in
section “I”
Body fat is higher than An underlying or Enter MRO’s body fat
standard associate disease causes percentage and provide
MRO to exceed comments in section “I”
standard
MRO is within the 6
month postpartum
recovery period
MRO found not fit for
full duty following a
baby delivery
-- Enter MRO’s body fat
percentage. Fitness
report is adverse
Note: Body fat standard is less than 18 percent or less for male Marines and
26 percent or less for female Marines. Use numbers only. Do not
use the “%” symbol in this item.

Items 8g The table below lists the contents of and guidelines for Section A, items 8g
Through 8i through 8I (Special Information).

g Reserve · RS will leave item blank for all active duty
Component Marines
· RS will enter the appropriate code for all
reserve Marines according to their status during
the reporting period:
· SMCR – Selective Marine Corps Reserve
· IMA – Individual Mobilization Augment
· IRR – Individual Ready Reserve
· MTU – Mobile Training Unit
· AR – Active Reserve
h Future Use Leave blank
i Future Use Leave blank
Item 8 Example Below is an example of a Reserve Marine sergeant of the SMCR who, during
the reporting period,
· Qualified expert with the rifle

· Was not required to fire the pistol
· Was not scheduled to take a PFT
· Maintained height and weight within Marine Corps standards.
8. Special Information:
a. QUAL EN d. HT (in.) 68 g. Reserve SMCR

Component
b. PFT NREQ e. WT 150 h. Future Use
c. Status f. Body Fat i. Future Use

Item 9 The table below lists the contents for completing Section A, item 9 (Duty
Preference).
Item Title Content

a Code · Three-character code indicating MRO’s 1st, 2nd,
and 3rd duty preference
· Reserve components leave blank
b Descriptive · Descriptive title of duty preferences indicated
Title in item 9a
· Reserve components leave blank
9. Duty Preference:
a. Code b. Descriptive Title
1st Y04 FMF WEST COAST
2nd Y34 I-I DUTY FIRST DIST
3rd Y64 OVERSEAS
Item 10 The table below lists the contents of Section A, item 10 (Reporting Senior).
Item Title Content

a Last Name RS’s last name
b Init RS’s first and middle initials
c Service Abbreviation of the name of the RS’s branch of
Armed Forces
d SSN · Nine-digit social security number of the
military or civilian RS without spaces or
hyphenation
· Foreign military leave blank
e Grade RS’s current grade
f Duty RS’s current duty assignment
Assignment

Item 10 Listed below is an example of Section A, item 10 completed properly.

Example
10. Reporting Senior:
a. Last Name b. Init c. Service d. SSN e. Grade f. Duty Assignment
RUMBLE RA USMC 023456789 CAPT I-I WILMINGTON DE
Section A, Item The table below lists the contents of Section A, item 11 (Reviewing Officer).
11
Item Title Content

a Last Name RO’s last name
b Init RO’s first and middle initials
c Service Abbreviation of the name of the RS’s branch of
Armed Forces
d SSN · Nine-digit social security number of the military
or civilian RS without spaces or hyphenation
· Foreign military leave blank
e Grade RO’s current grade
f Duty RO’s current duty assignment
Assignment
Item 11 Below is an example of Section A, item 11 completed properly.

Example
11. Reviewing Officer:
a. Last Name b. Init c. Service d. SSN e. Grade f. Duty Assignment
ALGEE MY USMC 987654321 CAPT I-I PORTLAND OR

NAVMC 10835A, Section B
Purpose Section B of the fitness report provides the reporting senior an opportunity to
develop the scope of duties which forms the basis for evaluating the MRO
during the reporting period. Section B is not a contract between the RS and
MRO, but a general understanding between the two of the basic duties
inherent to the billet.
Comment Rules The following rules apply to section B comments.
· Establish within 15 days of MRO/RS relationship or beginning of new

reporting period.
· The RS must limit comments to the space provided (no addendum page).
· Use bullet format for entries.
· Omit superlative adjectives, needless statistics, and imprecise phrasing.
· Normal capitalization rules apply.
· Do not use UPPERCASE, underlining, boldface, or italics.
Example Here is an example of a completed Section B.
B. BILLET DESCRIPTION
- Identify all ADPE hardware deficiencies for Windows NT
implementation.
- Provide recommended hardware specs and price quotes for deficiencies.
- Devise a schedule implementation of Windows NT on both servers and
workstations.
- Identify all ADPE hardware/software deficiencies for converting Banyan
Mail to Windows Exchange Mail.
- Establish a realistic conversion timeline based on identified deficiencies.
- Supervise the daily monitoring/troubleshooting of this 60 server, 3,500
user network.

NAVMC 10835A, Section C
Purpose Section “C” will complement the information contained in the preceding
section by providing an accurate account of exactly what the Marine
accomplished in the billet during that reporting period.
Guidelines The following are some guidelines for completing Section C.
· The RS must limit comments to the space provided (no addendum page).
· Use bullet format for entries.
· Omit superlative adjectives, needless statistics, and imprecise phrasing.
· Normal capitalization rules apply.
· Do not use UPPERCASE, underlining, boldface, or italics.
· Avoid using acronyms and terms specific to one community or MOS.
Example Here is an example of a completed Section C.
C. BILLET ACCOMPLISHMENTS
- Identified 600 total server and PC deficiencies during the conversion to
Windows NT.
- Provided purchase recommendations and price quotes for documented
deficiencies.
- Projected a realistic implementation schedule for Windows NT.
- Completed the upgrade of 42 servers and 2918 PCs.
- Identified $360,000 of deficiencies for conversion to Windows Exchange
Mail.
- Provided recommended hardware/software specifications and estimated
cost to correct deficiencies.
- Documented a realistic conversion timeline based on identified
deficiencies.

NAVMC 10835A, Sections D Through H
Purpose Sections D, E, F, and G comprise 13 attributes that give the RS a broad cross
section of areas to evaluate the MRO that the Marine Corps deems most
important.
Section H measures the level to which reporting officials fulfill their

responsibilities. The purpose of Section H is to ensure that reporting officials
accomplish the objectives of the PES by evaluating their efforts to submit
accurate, timely, and evaluations that are not inflated.
Note: Marines who are not an RS or RO will not be observed in Section H.
Attribute The 13 attributes the RS evaluates the MRO on are grouped as follows:
Groups
· Section D – Mission Accomplishment
· Section E – Individual Character
· Section F – Leadership
· Section G – Intellect and Wisdom
Collectively, these attributes provide a clear picture of the Marine’s

demonstrated capacities, abilities, and character.
PARS Sections D through H are marked in accordance with the standard

Performance Anchored Rating Scales (PARS) established by the CMC.
PARS
· Provide complete descriptors for each evaluated attribute within sections

D through G.
· Reduce the requirement for written comments, provide objectivity and
consistency, and center on Marine Corps expectations.
· Evaluate the MRO against definitive degrees of performance.

NAVMC 10835A, Sections D Through H, Continued
Eight Rating The eight various marking categories designed to support PARS are markings
Categories of “A” through “H.” The categories correspond to three scaled descriptions
and stimulate the RS’s cognitive reasoning to select appropriately.
The table below describes the appropriate marks for the different categories.
In addition,
· The RS must provide written justification in the block provided below

each section for all marks of “A,” “F,” or “G.”
· Justification is not required for marks of “B,” “C,” “D,” “E,” or “H.”
If the MRO’s performance is… Then mark…

Unacceptable in a particular category Block “A” within the appropriate
of the fitness report section
Described as exceptional, sustained Block “F” within the appropriate
performance throughout the section
reporting period
Truly reflective of an extraordinary Block “G” within the appropriate
level of performance rarely observed section
Other than the categories mentioned The block that describes the MRO’s
above performance best (“B,” “C,” “D,” or
“E.”)
Marking The RS must carefully evaluate the Marine in each attribute to fairly judge the
Philosophy MRO’s performance and character. For each attribute, the RS must consider
the individual’s grade, experience within grade, and accumulated experience
as a Marine. Only accurate evaluations of each case in the context of time
and circumstance will provide the CMC a clear picture of an individual.
A Marine for whom an RS can find no deficiencies in a given area is not, by

definition or default, a Marine deserving an “F” or “G” marking; the MRO
may well be a solid, commendable “C” or “D.”
Reporting seniors should mark block “H” for those instances when the period
of observation precludes an accurate assessment. Marine of “H” should be
the exception rather than the rule.

NAVMC 10835A, Section I
Purpose Section “I” provides the RS a place to enter directed and additional comments
prohibited elsewhere in the report. Types of comments may include areas
such as community service, voluntary service, or similar endeavors.
The RS does not need to make comments in Section “I” if
· Completion of the other report sections satisfactorily forms a balanced

evaluation of the MRO
· Directed comments are not applicable
Section I Here is an example of a completed Section I.

Example
I. DIRECTED AND ADDITIONAL COMMENTS
· Normal capitalization rules apply. No boldface, underlines, italics, or
UPPERCASE permitted.
· No comments required if RS could give fair and complete evaluation in
sections D-G.
· “Directed Comments” must precede all directed comments.
· Make additional comments after listing any directed comments.
· Must not exceed space provided unless directed comments require more
space.

NAVMC 10835A, Section J
Purpose Section J gives the document legal standing and safeguards the integrity of
the reporting process. Section J
· Requires the RS to certify that to the best of the RS’s knowledge and
belief, the entries made on the report are true and without prejudice or
partiality
· Provides the MRO the opportunity to acknowledge and address the
adverse nature of any report
When the RS signs the report, the RS is certifying that a copy of the signed
report has been provided to the MRO.
Adverse If the report is adverse, the MRO must

Reports
· See the completed report in the presence of the RS
· Within 24 hours
· Sign item 2 in section J
· Note: The MRO only signs the report if it is adverse.
· Record the date signed

· Mark an “X” in the appropriate block to indicate whether or not the MRO
will make a statement
If the Marine wants to make a statement, the MRO must prepare the statement
within 5 working days using an addendum page.

NAVMC 10835A, Section K
Purpose Section K requires the RO to
· Certify the administrative corrections of the report

· Characterize the RO’s level of observation of the MRO
· Concur or non-concur with the RS’s evaluation
· Comment concerning the MRO’s potential

NAVMC 10835A, Section L
Purpose Place an “X” in the “YES” block of Section L, Addendum Page, if an

addendum page is attached.
Standard The standard addendum page is

Addendum
Page · The only item attached to the fitness report
· Used to continue the reporting official’s narrative
· Used for the MRO’s comments if the report is adverse

Lesson 2 Exercise
Study Time
Item 1 Sgt Smith received TAD orders from 1 July to 15 August. Before leaving the
command, Sgt Smith has requested a fitness report. What is the occasion for
submitting a fitness report?
a. From Temporary Duty

b. Change in Status
c. To Temporary Duty
d. Transfer
Item 2 You are a sergeant and your reporting senior will transfer to a new duty
station in 30 days. What is the occasion for submitting a fitness report?
a. Change in Status
b. Transfer
c. Change of Duty
d. Change of RS
Item 3 Which of the following fitness reports cannot be extended?
a. Grade change and CMC directed

b. Adverse and "Not observed"
c. Transfer and Change of Duty
d. Annual Active Duty and Change in Status

Items 4 Matching: In the space provided, place the letter of the section of the fitness
Through 7 report in column 2 with the information listed in column 1. The answers in
column 2 may be used more than once.
Column 1 Column 2
Information Section of Fitness Report
___ 4. Physical fitness test score a. K

___ 5. Billet accomplishments b. A
___ 6. Certification c. C
___ 7. Reviewing officer’s d. J
comments


1 c 5-14
2 d 5-13
3 b 5-16
4 b 5-34
5 c 5-41
6 d 5-45
7 a 5-46

LESSON 3
FOLLOW-ON PROCEDURES
Introduction
Study Time
Scope It is essential that Marines understand every aspect of the Performance

Evaluation System (PES). Proper processing of essential data helps support
CMC in assignment, retention, and promotion of Marines. This lesson will
discuss procedures for adverse fitness reports, performance evaluation
appeals, how to request performance records, and the fitness report audit
program.

Objectives
· Identify the criteria that determine if a fitness report is adverse.
· Identify the procedures required for an adverse fitness report.
· Identify the time criteria to appeal an inaccurate fitness report.
· Identify the contents of the master brief sheet (MBS) and official military
personnel file (OMPF).
· Identify the purpose of the Fitness Report Audit Program (FRAP).
· Identify the process of the MBS annual audit.
· Identify the situations to conduct OMPF audits.
· Identify the form used to request MBS and OMPF.

Topic See Page

Adverse Reports 5-53
Performance Evaluation Appeals 5-58
Performance Records 5-59
Fitness Report Audit Program 5-62

Adverse Reports
Requirements Per Article 1122, U.S. Navy Regulations, reporting officials must refer all
adverse reports to the MRO for completion of Section J (CERTIFICATION),
item 2 and/or section K (REVIEWING OFFICER COMMENTS) item 6 as
appropriate.
Reporting officials must give the MRO an opportunity to comment on all

adverse material.
A third officer must sight all adverse fitness reports.
Examples of A fitness report is considered adverse if

Adverse Fitness
Report · Section A
Markings
· Items 6b, 6c, or 7b are marked with an “X”
· Item 8a contains the codes “U” or “X”
· Item 8b contains the codes “F” or RDNT”
· Section C comments indicate that the MRO accomplished below average

or unsatisfactory results
· Sections D through H contain any mark of “A”
· Section I comments indicate

· The MRO was assigned to weight control or military appearance
program during any time in the reporting period
· The MRO’s failure to maintain an acceptable military appearance
· The MRO’s drop from, or failure at, a school because of the Marine’s
unwillingness to try, cavalier attitude, unprofessional conduct, or
inability to meet required standards
· Academic failure in an MOS related school once the Marine already
has a primary MOS, or academic or leadership failure at a PME course
of instruction
· The MRO’s disenrollment for lack of effort from, or refusal to enroll
in, a required nonresident PME program, thus indicating the MRO’s
indifference to professional growth
· The MRO’s failure of Level II or III alcohol rehabilitation treatment
· Negative words, phrases, and qualifying adverbs

Adverse Reports, Continued
RS’s Action The table below lists the actions the RS must take when there is an adverse
report.
Step Action
1 Be sure the MRO signs and dates the report and indicates whether
or not a statement will be made.
2 Provide a copy of the report to the MRO.
3 Forward the report (with the MRO’s statement, if one is provided)
to the RO.

MRO’s Action The table below lists the actions the MRO must take when there is an adverse
report.
Step Action
1 Indicate in the appropriate block of Section J, item 2 a desire to
make or to decline to make a statement.
2 Sign and date Section J, item 2.
3 If the MRO… Then…
Indicates “I have no Go to step 5. No further action is
statement to” required.
Indicates “I have Within 5 working days of signing the
attached a” report, provide a statement to the RS
using the fitness report addendum page.
Then go to step 5.
Note: The MRO’s comments must

conform to Article 1122, U.S.
Navy Regulations regarding
temperate language, limitation to
facts, and performance of duty
during the period of the report.
Refuses to sign and The reporting official must counsel the
date the fitness report MRO on the ramifications of the
decision. Be sure the MRO understands
that
· The statement is a way to
communicate with the CMC and
rebut the report
· Refusal indicates the report is
accurate
· The MRO can submit the statement
after signature
· Refusal constitutes a violation of the
UCMJ
4 Make a directed comment in the appropriate section of the fitness
report.
5 Obtain a copy of the fitness report.

RO’s Action The table below lists the steps the RO must take when there is an adverse
report.
Step Action
1 If the MRO… Then the RO must…
Attaches a statement that Act to resolve inconsistencies
disagrees with the RS as to and disagreements
matters of fact
Note: The RO should indicate
the actions taken and
findings of fact.
Statement adds new information Determine the validity of the
that the RS did not previously new information and indicate
address in the RS’s comments findings and actions taken
Does not attach a statement Proceed to step 2
2 Complete Section K.
3 If the RO’s comments… Then the RO must…
Add new adverse material to the Show the report to the MRO
fitness report and afford the MRO the
opportunity to comment on new
adverse material
Do not add new adverse Proceed to step 4
material
Note: The RO must not attach to the report additional
documentation in the form of third party statements that
support either the RS or MRO positions. When it is not
possible to resolve differences, the RO must state this fact
and explain why in his or her comments.
4 Deliver the report to the third officer sighting.
Note: The RO must complete the review action, to include

forwarding for third officer sighting, in sufficient time to
be sure the report arrives at HQMC within 30 days after the
end of the reporting period.

Third Officer’s The table below lists the steps the third officer sighting must do when there is
Sighting an adverse report.
Step Action
1 View all adverse reports and comments as appropriate.
2 Ensure that the next officer in the reporting chain sights all
enlisted reports.
3 If the… Then the third officer sighting…
MRO attaches statement Must act to resolve inconsistencies
that disagrees with the RO and disagreements
as to matters of fact
Note: The third officer sighting
should indicate the actions
taken and findings of fact.
MRO’s statement adds new Must determine the validity of the
information that the RO did new information and indicate
not previously address in his findings and actions taken
or her comments
MRO does not attach a Proceeds to the next step
statement
4 Complete and indicate actions taken or findings of fact on an
addendum page.
5 If the third officer Then the third officer sighting…
sighting’s comments…
Add new adverse material to Must show the report to the MRO
the fitness report and afford the MRO the
opportunity to comment on new
adverse material
Do not add new adverse Proceeds to next step
material
Note: The third officer sighting must not attach additional
documentation in the form of third party statements in
support of the RO, RS, or MRO positions to the report.
6 Forward report to arrive at HQMC within 30 days after the end of
the reporting period.

Performance Evaluation Appeals
Definition The appeal system protects the Marine Corps’ interests and ensures fairness
to the MRO. Therefore, an erroneous report should be corrected as soon as
possible because the report is a basis for personnel management decisions.
Appeals to The MRO may appeal any report believed to be incorrect, inaccurate, or in
Reports violation of the policies and instructions contained in MCO P1610.7,
Performance Evaluation System. File appeals within 3 years of the discovery
of the inaccuracy or injustice.
PERB The Performance Evaluation Review Board (PERB) was established as the
initial agency for fitness report appeals that are submitted to the Board for
Correction of Naval Records (BCNR).
The MRO may report any report believed not per established performance
evaluation policy, inaccurate or unjust. MCO 1610.11F, Performance
Evaluation Appeals Manual contains policies and instructions pertaining to
fitness report appeal submission.
BCNR Submit appeals to the Board for Correction of Naval Records (BCNR) via
Headquarters, U.S. Marine Corps, Manpower and Reserve Affairs
Department (MMER), 3280 Russell Road, Quantico, VA 22134-5103.

Performance Records
HQMC Each sergeant and above has two performance related records. HQMC
Maintains Two maintains these records for use in the selection, retention, facilitation,
Records assignment of personnel, and to support other personnel management
decisions, as required. These two records are
· Master Brief Sheet (MBS)

· Official Military Personnel File (OMPF)
MBS The Master Brief Sheet (MBS) is a ready-reference document that

summarizes the Marine’s performance evaluation record. The selection board
receives copies of the MBS to assist in promotion decisions. The two
sections of the MBS are
· Header Data – extracted directly from Marine Corps Total Force System
(MCTFS)
· Fitness Report Listing – taken from sections A and B of the fitness report
(a synopsis of all reports recorded in the Automated Fitness Report
System [AFRS])
OMPF The Official Military Personnel File (OMPF) contains a Marine’s history
from the day the Marine enters the Marine Corps through the present. The
MCO 1070.14 contains a listing of material appropriate for insertion into the
OMPF.

Performance Records, Continued
OMPF, The OMPF is in microfiche form. The master copy is on file at the Records
continued Management Section (MMSB-20). The table below lists the contents of the
OMPF microfiche.
File Content
S-Fiche · Service Computation Data
· Enlistment
· Reenlistment
· Extension of enlistment documents
· Appointment and acceptance records
· Orders to active duty members
· Separation orders and documents
· Other documents that support or validate period of active
or inactive duty in computing service time for benefits,
programs, or retirement
· General Administration Data – all data not contained
elsewhere in the MPF that is considered pertinent and
essential for the management of a Marine’s career
C-Fiche Commendatory and Derogatory – documents such as
· Meritorious mast
· Medals
· Awards
· Courts-martial/nonjudicial punishments
· Other material reflecting favorably or adversely on the
Marine
P-Fiche Performance Data – all fitness reports written on a Marine and
any documents pertaining to these reports

Performance Records, Continued
OMPF,
continued
File Content
F-Fiche Field Officer Qualification Record/Service Record Book
(OQR/SRB) Data – documents and standard pages maintained in
the field OQR/SRB (or microfiche OQR/SRB maintained by the
Commanding General, Marine Corps Reserve Support
Command [CG MCRSC]) at the time of discharge, retirement,
or death.
Note: Field OQR/SRB data for periods of service before the

last continuous period of active service may be resident
in other portions of the OMPF.
H-Fiche Health/Dental Data – basic health and dental documents that
were maintained by the field command at the time of discharge,
retirement, or death and all additional documents of medical and
dental treatment that were maintained in the field health and
dental records.

Fitness Report Audit Program
Purpose The Fitness Report Audit Program (FRAP) places individual performance
records in the MROs hands on a periodic basis to advise them of the
completeness and accuracy of their own records. Individuals are informed of
the actions required to correct their record or recover missing reports.
MBS Annual Sergeants and above receive a mailing of the MBS annually based on the last
Audit digit of their social security number. The table below shows the month for
when a Marine should receive the MBS annually based on the last digit of the
social security number.
Note: If the Marine does not receive the MBS within 60 days of the
scheduled receipt month, request a copy from the CMC (MMSB-33 or
MMSB-34).
Marines on active duty will have their MBS sent to their military address.
Marines not in service on active duty will have their MBS mailed to their
home of record. Accurate and up-to-date information in the Marine Corps
Total Force System (MCTFS) is essential for timely receipt of MBS.
Last Digit of Social Security Month Marine Receives MBS

Number
1 January
2 February
3 March
4 April
5 May
6 June
7 July
8 August
9 September
0 October

Fitness Report Audit Program, Continued
OMPF Audit On completion of a selection board, HQMC (MMSB-33) mails the OMPFs of
Marines in the eligibility or below zone for that board. This is the only
scheduled time HQMC automatically sends OMPFs to Marines.
Marines should order their OMPFs and review them every 2 years. Marines
planning to apply for such programs as the Warrant Officer, MECEP, or AR
should order their OMPF at least 12 months in advance of the program to
allow for any needed corrections.
Notes: Marines not receiving an OMPF 6 months before the convening date
of a selection board should request the file from the CMC (MMSB-
10).
If the MRO needs to request both the MBS and OMPF at the same
time, combine the formats for both MBS and OMPF into one request
to the CMC (MMSB-33).

Fitness Report Audit Program, Continued
Records Here is a sample of the form Marines can use to request their MBS or OMPF.
Request Form
PERSONNEL MANAGEMENT SUPPORT BRANCH
RECORDS REQUEST FORM
REQUESTER’S GRADE/NAME: __________________________________________

SSN: ________________________________________
TYPE OF RECORD(S) DESIRED:
MASTER BRIEF SHEET (MBS)
OFFICIAL MILITARY PERSONNEL FILE (OMPF)
BOTH MBS AND OMPF
*REPORTING SENIOR PROFILE (RSP)
MBS, OMPF, AND RSP
*MMSB will only provide a copy of the RS Profile to the RS.
MAILING ADDRESS TO HAVE RECORD(S) SENT:
UNIT OR STREET ADDRESS: ____________________________________
CITY OR APO/FPO: _____________________________________________
STATE: _____________ ZIP CODE: _______________
_________________________________________________
(SIGNATURE OF MRO OR RS, AS APPROPRIATE)
SUBMIT WRITTEN REQUESTS TO:
COMMANDANT OF THE MARINE CORPS (MMSB 10)
HEADQUARTERS U.S. MARINE CORPS
2008 ELLIOT ROAD
QUANTICO, VA 22134-5030
SUBMIT FAX REQUESTS TO:
COMMANDANT OF THE MARINE CORPS (MMSB-10)
HEADQUARTERS U.S. MARINE CORPS
DSN: 278-5792 OR COMM (703) 784-5792

Lesson 3 Exercise
Study Time
Item 1 Which of the following statements would make a fitness report adverse?
a. Unqualified in marksmanship
b. Failure of physical fitness test
c. Negative words, phrases, and qualifying verbs
d. Insufficient opportunity to observe MRO
Item 2 Below is a list of actions required when an adverse fitness report is submitted.
Use this list to answer the question below.
1. Indicate a desire to make or decline a statement.

2. Sign and date Section J, item 2.
3. Make a statement in the appropriate section of the fitness report.
4. Obtain a copy of the fitness.
Which Marine conducts the following actions listed above?
a. Marine Reported On
b. Third Officer
c. Reporting Senior
d. Responsible Officer
Item 3 Within how many years is the time limit for filing an appeal for an incorrect
fitness report?
a. 1
b. 2
c. 3
d. 5

Item 4 The Master Brief Sheet (MBS) consists of
a. PFT score.
b. duty station options.
c. summary of performance evaluation record.
d. Marine Reported On comments.
Item 5 The S-fiche of the OMPF contains all of the following except ______
information.
a. separation orders
b. reenlistment
c. health/dental data
d. general administration data
Item 6 The Fitness Report Audit Program (FRAP) is used to
a. assist in retention.
b. advise Marines on duty station preference.
c. advise Marines on accuracy and completeness of their records.
d. support Reviewing Officer remarks.
Item 7 Marines whose social security numbers end with seven receive their Master
Brief Sheet during
a. June
b. July
c. August
d. September

Item 8 What is the recommended timeframe a Marine should request and review
their Official Military Personnel File (OMPF)?
a. 1 year
b. 2 years
c. 3 years
d. 4 years
Item 9 Which form is used to request a Master Brief Sheet and Official Military
Personnel File for sergeants and above?
a. Performance Evaluation System Request Form

b. Personnel Management Support Branch Records Request Form
c. Official Military Personnel Request Form
d. Master Brief Sheet Request Form


1 c 5-53
2 a 5-55
3 c 5-58
4 c 5-59
5 c 5-60
6 c 5-62
7 b 5-62
8 b 5-63
9 b 5-64

STUDY UNIT 6
INSTRUCTION TECHNIQUES
Overview

Study Time
Scope A period of instruction is usually the first part of a training event. NCOs are
often tasked with preparing and conducting periods of instruction. The
following techniques presented in this study unit provide a systematic process
to prepare a period of instruction.
· Prepare your learning objectives.

· Gather source materials and training aids.
· Prepare a lesson outline.
· Prepare a test.
· Rehearse.

Objectives
· Define learning objectives and why they are used.
· Identify source material and training aids.
· Identify the main elements of a lesson outline.
· Identify the methods used to test performance and rehearsing.
· Identify two methods of rehearsing.

Unit
Topic See Page

Lesson 1 Prepare Your Learning Objectives 6-3
Lesson 2 Gather Source Materials and Training Aids 6-9
Lesson 3 Prepare a Lesson Outline 6-15
Lesson 4 Testing and Rehearsing 6-29


LESSON 1
PREPARE YOUR LEARNING OBJECTIVES
Introduction
Estimated 5 minutes
Study Time
Scope This lesson will teach you how to construct terminal and enabling learning
objectives.

Objectives
· Define the two types of learning objectives.
· Identify the three characteristics of a learning objective.
Topic See Page

Types of Learning Objectives 6-4
Characteristics of a Learning Objective 6-5

Types of Learning Objectives
Definition Learning objectives are clearly worded action statements with conditions and
standards for performance. Learning objectives are sometimes called
behavioral objectives or educational objectives. They describe the planned
outcome of the instruction.
Terminal A terminal learning objective (TLO) expresses behavior or performance the

Learning students are required to display at the end of a block of instruction.
Objective
Example:
Given a Marine squad, move a unit of Marines from point A to point B in an

orderly manner, in accordance with the NAVMAC 2691 Drills and
Ceremonies Manual and without the aid of references.
Enabling An enabling learning objective (ELO) expresses the behavior the student must
Learning demonstrate to accomplish the TLO. ELOs must support the TLO.
Objective
Examples:
· Given a Marine squad, execute the drill movement FALL IN in

accordance with the NAVMAC 2691 Drills and Ceremonies Manual and
without the aid of references.
· Given a Marine squad, execute the drill movement RIGHT FACE in

accordance with the NAVMAC 2691 Drills and Ceremonies Manual and
without the aid of references.
The ELO will continue through the drill movements required to move the
unit. As you can see, the ELO supports the TLO.

Characteristics of a Learning Objective
Attributes of a The Marine Corps has adopted what researchers term behavior objectives.
Learning This system of objectives is used to measure what students must do or
Objective perform to demonstrate that they have gained the knowledge. A learning
objective describes what the students do. To that end, learning objectives
must contain a
· Behavior
· Condition
· Standard
Behavior The behavior describes what the students must do to show that they can apply
the knowledge gained, accomplish the skills taught, or demonstrate the
attitudes presented during the period of instruction. The behavior should
always have one action verb and one object.
For example, in the learning objective, conduct a personnel inspection,

conduct is the action verb and personnel inspection is the object.
Examples of The action verb must be precise and explicit. Verbs that are open to
Action Verbs interpretation make poor action verbs. The table below list examples of good
action verbs used for the behavior.
Good Action Verbs

write evaluate measure assemble quality
calculate summarize transform categorize order
reduce identify analyze arrange integrate
build disassemble catalog test list
associate define outline balance replicate
diagram rank check represent prove
predict translate describe control convert
code classify reproduce decode compare
solve experiment demonstrate match discover
investigate select encode

Characteristics of a Learning Objective, Continued
Condition The condition describes under what circumstances the students must perform
the behavior. The two types of conditions are
· Limiting condition – identifies limits or restrictions placed on the

designated performance
· Aiding condition – indicates the assistance given to the student to

accomplish the designated performance
Standard The standard describes how well the behavior must be performed. The
standard is normally expressed in terms of
· Accuracy
· Quality
· Time
Example Consider this learning objective: In less than 2 minutes, don a life jacket in a
darkened room with the aid of another person holding a flashlight.
· The behavior is don a life jacket.

· The limiting condition is in a darkened room.
· The aiding condition is with the aid of another person holding a
flashlight.
· The standard is in less than 2 minutes.

Lesson 1 Exercise
Study Time
Item 1 The two types of learning objectives are
a. terminal and disabling.

b. enabling and supportive.
c. terminal and enabling.
d. supportive and follow-on.
Item 2 Below is a list of what a learning objective entails. One key part is missing.
Behavior
Standard
___
Which is the missing part?
a. Evaluation
b. Conclusion
c. Condition
d. Summary
Item 3 The standard describes how well a behavior must be performed and is
normally expressed in terms of
a. accuracy, limitation, and objective.

b. accuracy, time, and quality.
c. accuracy, time, and objective.
d. time, quality, and objective.

Answers The table below provides the correct answers for the exercise items. If you

1 c 6-4
2 c 6-5
3 b 6-6

LESSON 2
GATHER SOURCE MATERIALS AND TRAINING AIDS
Introduction
Estimated 5 minutes
Study Time
Scope This lesson will teach you how to gather source materials and identify and use
different training aids.

Objectives
· Identify the three primary sources for materials.
· Identify different types of commonly used training aids.
Topic See Page

Source Materials 6-10
Types of Training Aids 6-11

Source Materials
Official Written material usually provides most of the information needed to prepare a
Documents period of instruction. Use official documents as your primary source material
so what you teach is doctrinally correct. Official documents include
· Marine Corps Orders (MCOs)

· Naval messages (ALMARs, SECNAVINSTs)
· Fleet Marine Force Manuals (FMFMs)
· Marine Corps Warfighting Publications (MCWPs)
· Technical Manuals (TMs)
· Official histories from History and Museums Division, HQMC
Unofficial Unofficial documents can be used to provide background and supporting

Documents information. Unofficial documents include
· Magazines
· Books
· Existing lesson plans
Other Unwritten sources can be very instructive and helpful. Personal experiences
Documents and visual aids add depth and color to a period of instruction. Unwritten
sources include
· Subject matter experts (SMEs)

· Films
· Videos

Types of Training Aids
Media Eighty percent of all learning comes through sight. Training aids help
students understand and achieve lesson objectives. When constructing a
lesson, use a minimum of one type of media to enhance your oral
communication.
Types of Media The following table lists some common training aids and their use.
Type Use
Chalkboard Write your main ideas on a chalkboard. Don't write out
everything. Keep it simple.
Chart Charts are excellent for graphically displaying quantities
or percentages.
Transparency Transparencies are excellent for calculations or drawing
out a process.
Film Excellent attention gainers. Keep films short; only show
the pertinent portions.
Slide Don't write out everything on a slide. Only present main
ideas.
Actual object If practical, a concrete object is the best way to show
something.
Model Models can be used if the actual object is not practical to
use. Tell the students the scale of the model.
Skit Skits are good for getting students’ attention. Be sure
they are well rehearsed.

Lesson 2 Exercise
Study Time
Item 1 Below is a list of official source documents. One key source is missing.
· Official histories from History and Museums Division, HQMC

· Naval messages (ALMARs, SECNAVINSTs)
· Fleet Marine Force Manuals (FMFMs)
· Technical Manuals (TMs)
· Marine Corps Orders (MCOs)
· ___
Which is the missing source?
a. Subject matter experts (SMEs)

b. Existing lesson plans (ELPs)
c. Marine Corps Warfighting Publications (MCWPs)
d. Videos
Item 2 Eighty percent of all learning comes through
a. sight.
b. lecture.
c. feeling.
d. hearing.
Item 3 When using the chalkboard or slides, be sure to
a. talk about everything.

b. block the view.
c. present only main ideas.
d. show everything.


1 c 6-10
2 a 6-11
3 c 6-11


LESSON 3
PREPARE A LESSON OUTLINE
Introduction
Study Time
Scope This lesson will teach you how to organize and prepare a lesson outline. The
basis for well-organized instruction is a good outline. A lesson outline is
broken down into the following main elements:
· Introduction
· Transitions
· Body
· Opportunity for Questions
· Summary

Objectives
· Identify the five main elements of a lesson outline.
· Identify the purpose of a transition.
· Identify the dynamics of questions in a lesson.
Topic See Page

Outline Introduction 6-16
Transitions and Body 6-18
Opportunity for Questions 6-19
Summary Element 6-20
Example of a Lesson Outline 6-21

Outline Introduction
Five Sub- The introduction element is broken down into the following sub-elements:
Elements
· Gain the student's attention
· Overview
· Learning objectives
· Method/media
· Evaluation
Gain The You can gain the student's attention in a variety of ways. The purpose is to
Student's get the class focused on you and your topic. Gaining attention must
Attention
· Relate to the scope of the lesson. A story or film must relate to the
students to gain their attention.
· Be relatively brief. A 5-minute film to gain attention for a 10-minute

presentation will take up too much of the class time.
· Answer What's In It For Me (WIIFM). Let the students know why they
need to listen to the period of instruction.
· Establish rapport with the students. The instructor should encourage

classroom participation, inject some humor to put the class at ease, and be
energized to motivate the students.
Common methods of gaining attention are stories, skits, and film clips. But
use your imagination. Innovative methods can capture the attention of
students who are expecting one of the common methods.

Outline Introduction, Continued
Overview The overview contains the purpose, main idea, and the relationship to other
periods of instruction. The table below defines each part of the overview.
Part Definition Example

Purpose The mission, or why The purpose of this class is to
you plan to teach a familiarize you with the procedures
particular subject. in the care and cleaning of the
M16A2 service rifle.
Main idea A brief preview of what I will cover this in six main ideas:
you plan to cover. cleaning materials, disassembly,
upper receiver, lower receiver, etc.
Relationship State the instruction This class is related to all other
relating to this class. classes on the M16A2 service rifle.
Learning Next in your outline, list all learning objectives. Each learning objective
Objectives consists of a
· Behavior
· Condition
· Standard
Method/Media The method is how the instructor will present the information. Three
methods are lecture, demonstration, and conferences.
The media states the type of training aids used to promote student learning.
IRF Explain the use of the instructional rating form (IRF), how to fill it out, and
then turn it in. IRFs are forms that selected students fill out to rate the period
of instruction. IRFs should have blocks to rate the instructor, training aids,
student outlines, and lesson content.
Evaluation Tell the students how and when they will be tested (see Testing and
Rehearsing explained later in this unit).

Transitions and Body
Purpose of Transitions link each of the lesson's main elements. Transitions also link each
Transitions main idea presented in the body. A transition is a word bridge. It should
· Summarize the last idea or main element.

· Introduce the next idea or main element.
Body The body explains your learning objectives. You should
· Cover each enabling learning objective in the same sequence listed in the
introduction.
· Use transitions to link groups of ELOs that relate to different TLOs.
Media And Whenever you plan to use a training aid, place a media cue in your lesson
Time Cues outline. For example, if you plan to show your second transparency, place
(TP 2) in your lesson outline where you plan to show that transparency. If the
media is a film or another type of media that takes some time, include a time
cue. Include time cues for each main element of your lesson outline too.

Opportunity for Questions
Reason for In this element, give students an opportunity to ask questions. You should
Questions also ask the students questions that relate to the ELOs.
Questions To The table below lists the steps to ask the class questions.
The Class
Step Action Example

1 Alert the class. I have some questions for you.
2 Ask the question. What cleaning materials are used to
clean the chamber?
3 Pause.
4 Identify a student to LCpl Smith
answer the question.
5 Reemphasize the Correct. CLP, patches, and a chamber
answer. brush are used. Also, cotton swabs are
good for getting carbon out of the
locking lugs.
Questions from The table below lists the steps to answer questions from the class.
the Class
Step Action Example

1 Repeat the question. What cleaning materials are used to
clean the M16A2 chamber?
2 Verify the question. Is that your question?
3 Answer the question. RBC, CLP, patches, etc.
4 Verify the answer. Does that answer your question?

Summary Element
What Should In the summary, reemphasize your main ideas and tell the students what to do
be Covered next. When reemphasizing your main ideas, do not present new information.
Limit yourself to the information already covered during the period of
instruction.
Example "During this period of instruction, I have covered disassembly, cleaning, and
reassembly of the M16A2 service rifle. Those students with IRFs, return
them to me before your next period of instruction. Your next period of
instruction is at 1400. Take a 10-minute break."

Example of a Lesson Outline
Example The following is an example of a lesson outline.
PATROL WARNING ORDER
INTRODUCTION: (5 minutes)
GAIN ATTENTION:
(Film, 2 minutes)
As small unit leaders, you will be called upon to lead patrols. To prepare for a
patrol, you must issue a warning order to the Marines assigned to conduct the
patrol. An effective warning order provides the Marines with the information they
need to start preparing for the patrol. While the Marines are preparing for the
patrol, concentrate on writing the patrol order.
OVERVIEW:
The purpose of this class is to enable you to issue a patrol warning order. I will
cover this in four main ideas:
· Estimating the situation

· Planning available time
· Preparing the warning order
· Issuing the patrol order
This class relates to all other classes on patrolling.
LEARNING OBJECTIVES:
Terminal Learning Objective:
Provided with your commander’s operation order and the requirement to lead a
patrol, you will issue a patrol warning order in accordance with the patrol warning
order format (ITS SGTX.13.3).
Enabling Learning Objectives:
1. Without the aid of references, identify the acronyms METT-TSL and

OCOKA-W in accordance with MBST Book 3, Individual Combat Basic
Tasks.
2. Without the aid of references, define the half-rule method of planning available
time accordance with MBST Book 3, Individual Combat Basic Tasks.

Example of a Lesson Outline, Continued
Example,
continued
3. Without the aid of references, define the reverse planning method of planning
available time in accordance with MBST Book 3, Individual Combat Basic
Tasks.
4. Without the aid of references, identify who should be present to receive the
warning order in accordance with MBST Book 3, Individual Combat Basic
Tasks.
METHOD/MEDIA:
I will present this class using the lecture method aided by the film you already
viewed and transparencies. Those students with IRFs should fill them out
following the period of instruction and turn them in at the back of the classroom.
EVALUATION:
You will have a written exam on this period of instruction on Friday.
TRANSITION:
Now that you know what will be covered, let’s look at how a patrol warning order
is prepared.
BODY: (20 minutes)
After receiving the operation order from your commander, estimate the situation
by using the two acronyms
· METT-TSL
· OCOKA-W
Analyze METT-TSL by considering (TP 1):
1. The Mission tasks and goals

2. What is known about the Enemy
3. What is known about the Terrain and weather conditions

Example,
continued
4. The availability of Troops and fire support
5. Time allotted for preparation and movement
6. Space
7. Logistics
Analyze OCOKA-W by considering (TP 2):
1. Observation and fields of fire

2. Cover and concealment
3. Obstacles
4. Key military aspects of terrain
5. Avenues of approach
6. Weather
TRANSITION:
After estimating the situation, plan the use of available time.
Plan available time using the half-rule and/or reverse planning methods.
The half-rule method involves using half of the available time for your
preparations and allocating the remaining half for your subordinates to
prepare. Your subordinates then use half of their time available and allocate
the other half for their subordinates to prepare. This process continues down
to the individual.
Example (TP 3):
You have 4 hours to prepare before you depart on patrol. You take 2 of these
hours to prepare your squad and give the remaining 2 hours to your fire team
leaders to prepare their fire teams. Your fire team leaders then use one of their
hours to prepare their fire teams and give the remaining hour to the Marines in
their fire team to make individual preparations.
The reverse planning method involves listing every event you must
accomplish before the patrol departs You then schedule each event beginning

Example,
continued
Example (TP 4):
1000 Time of departure

0945 Final inspection
0920 Rehearsals
0900 Initial inspections
0800 Issue the patrol order
0745 Complete the planning
0700 Make recon, coordination
0645 Arrange recon
0630 Issue warning order
0610 Estimate the situation, begin the planning
0530 Receive the order
TRANSITION:
Now that you know how to plan the use of available time, let’s discuss preparing
the patrol warning order.
Use a warning order form (TP 5) to prepare your warning order. The warning order
is in four elements:
1. Situation – Provide a brief outline of the enemy and friendly situation.
2. Mission – State what the patrol is to accomplish.
3. General instructions – List each member of the patrol. List the chain of
command. Specify the general organization, specific organization, and duties
for each patrol member. List the arms, ammunition, and equipment each
member will carry. List gear common to all members of the patrol. Provide a
time schedule.
4. Specific instructions – Specify tasks for certain members of the patrol. For
example, who will build the terrain model and who will draw chow and
ammunition from supply?

Example,
continued
TRANSITION:
Now that you have prepared the warning order, you must issue it.
When you issue the warning order, ensure all members of the patrol are present to
receive it. If it is not possible to assemble every member of the patrol, ensure that
at least all subordinate leaders are present. Issue the warning order verbally or
post the written warning order for all Marines to read.
TRANSITION:
Now that I have covered preparing and issuing the warning order, are there any
questions?
OPPORTUNITY FOR QUESTIONS: (5 minutes)
QUESTIONS FROM THE CLASS
QUESTIONS TO THE CLASS
1. Question – What are two methods of planning the use of available time?
Answer – Half-rule and reverse planning methods
2. Question – What are the four elements of a warning order?
Answer – Situation, mission, general instructions, and specific instructions
SUMMARY: (1 minute)
During this period of instruction, I covered the acronyms METT-TSL and

OCOKA-W, the half-rule and reverse planning methods of planning the use of
available time, the four elements of a warning order, and who is present when
issuing the warning order. When you are tasked to lead a patrol, the knowledge
gained in this class will enable you and your patrol members to effectively
prepare for the patrol. Those students with IRFs, fill them out and turn them in at
the back of the classroom. Your next class is on patrol order at 1400. Take a 5-
minute break.

Lesson 3 Exercise
Study Time
Item 1 Below is a list of main elements of a well-organized outline. One of the main
elements is missing.
· Introduction
· Transitions
· Body
· Summary
· ___
Which element is missing?
a. Enabling objective
b. Break
c. Opportunity for Questions
d. Closure
Item 2 In the introduction, what is the first thing you, the instructor, want to
accomplish?
a. Talk about the test

b. Gain the student’s attention
c. Get an evaluation of the period of instruction
d. Give out handouts

Item 3 What is the question you ask to verify an answer?
a. Is that your question?

b. Do you have a question, LCpl Smith?
c. Who has a question?
d. Does that answer your question?


1 c 6-15
2 b 6-16
3 d 6-19

LESSON 4
TESTING AND REHEARSING
Introduction
Estimated 5 minutes
Study Time
Scope This lesson will teach you how to properly test students on materials taught
and how to rehearse materials before teaching it.

Objectives
· Identify the methods used to test performance and learning.
· Identify two methods of rehearsing.
Topic See Page

Methods Used to Test Performance and Learning 6-30
Methods of Rehearsing 6-31

Methods Used to Test Performance and Learning
Performance How do you test a student to see if he or she mastered the learning objectives?
Test Ideally, you should test performance. In the life jacket example used
previously, the student attempts to don a life jacket in a darkened room with
another person holding a flashlight in less than 2 minutes. Checklists are
good tools for testing performance.
Written Test Often, because of time or logistical constraints, you cannot test performance.
Written examinations are commonly used to test student learning instead of
testing student performance.
When preparing written examinations, you should have at least one test item
relating to each ELO. Every test item should relate to a TLO or ELO.
Common types of test items are multiple choice, matching, and True or False.
Example of an The following is an example of an ELO and a multiple choice test item
ELO Related relating to that ELO.
Question
ELO: Without the aid of references, identify the characteristics of the MK19
machinegun in accordance with FMFRP 6-15, Machineguns and Machinegun
Gunnery.
Test item: Which of the following are the characteristics of the MK19
machinegun?
a. Belt-fed, air-cooled, and gas-operated

b. Magazine-fed, air-cooled, and gas-operated
c. Belt-fed, water-cooled, and blowback-operated
d. Belt-fed, air-cooled, and blowback-operated

Methods of Rehearsing
Introduction Rehearsals are your final step in preparing for a period of instruction.
Conduct rehearsals to
· Increase your confidence.

· Ensure time cues are correct.
· Identify and correct any problems or deficiencies.
Methods Methods of rehearsing include
· Checking time cues and smoothing out any "rough edges."
· Practicing in front of a live audience. This is the preferred method. Have

your audience critique your presentation and suggest improvements.
· Using a video or tape recorder. Play-back your recorded period of

instruction and critique yourself.
· Conducting a dress rehearsal. Conduct your rehearsal in the area where

you will give the class. Practice everything that you will do in the actual
class.
Combine methods of rehearsing to increase the effectiveness of your

rehearsals. For example, conduct a dress rehearsal and record it on video so
you can play it back and critique yourself.

Lesson 4 Exercise
Study Time
Item 1 What is the best method of testing used to measure how well a student has
mastered the learning objective?
a. Written test
b. Oral exam
c. Multiple choice test
d. Performance test
Item 2 What is the preferred method of rehearsing?
a. Live audience
b. Dress rehearsal
c. Video or tape recorder
d. Impromptu


1 d 6-30
2 a 6-31


STUDY UNIT 7
ORAL COMMUNICATION
Introduction
Study Time
Scope This study unit includes fundamentals of oral communication, supporting

mannerisms, and instructor attitude.

Objectives
· Identify the fundamentals of oral communication.
· Identify types of mannerisms and a positive attitude.

Unit
Topic See Page

Lesson 1 Techniques 7-3
Lesson 2 Supporting Behavior 7-11


LESSON 1
TECHNIQUES
Introduction
Estimated 5 minutes
Study Time
Scope Part of being a good instructor is being a good speaker. You must be able to
effectively present information through speech.

Objectives
· Identify six fundamentals of oral communication.
· Identify ways to control nervousness.
· Identify ways to select words to enhance oral communication.
· Identify the effects rates of speaking have on listeners/audience.
In This Lesson This lesson covers the following topics.
Topic See Page

Fundamentals of Oral Communications 7-4
Control Nervousness 7-5
Word Selection 7-6
Rate 7-7

Fundamentals of Oral Communications
List The six fundamentals of oral communication that will help improve your
speech are
· Voice
· Volume
· Pause for effect
· Control nervousness
· Word selection
· Rate
Voice In normal speech, most people vary their voice tone; this is called pitch. Talk
to the class as you would talk to your peers. Avoid
· Monotones
· Poor enunciation
· Slang
Volume Be sure the whole class can hear you. If you need to use a microphone, make
sure you rehearse with it first.
Pause for Effect A pause can have the same effect as a loud noise. A pause alerts the student
for what is coming next.

Control Nervousness, Continued
Public Most individuals never completely overcome nervousness when speaking

Speaking before an audience. To minimize and control your nervousness, recognize
fear, prepare, and rehearse.
Fear · Your fear comes from

· What “they” will say
· Not being knowledgeable (due to lack of preparation)
· Failure (caused by lack of rehearsal)
Preparation
· Preparation is half the battle in overcoming your nervousness. To prepare
for your period of instruction,
· Research the subject.
· Develop a personal interest in the subject.
· Develop a reserve of knowledge acquired through study and contact
with people who are familiar with the subject.
Rehearsal
· Rehearsal is the other half of the battle in overcoming your nervousness.
When rehearsing,
· Practice in front of a live audience.
· Conduct a dress rehearsal in the area where the class will be given.
· Record your rehearsal on tape or video; then play it back and critique
yourself.

Word Selection, Continued
Communica- Words convey ideas. Select words that communicate your meaning easily,
tion succinctly, and clearly to your students.
· Use plain language.

· Avoid unfamiliar terms.
· Don’t try to impress the students with your vocabulary.
· Avoid abbreviations. If using abbreviations make sure the students fully

understand them.
· Avoid Words With Multiple Definitions. Don't use words that may have
different meanings; some words with different meanings may confuse or
insult your audience.
· Use the Proper Education Level. Determine the average education level
of your audience and speak at that level; speaking above that level may
lead your audience to believe you are talking down to them. Speaking
below that level decreases your audience’s faith in what you have to say.
· Avoid using profanity. Using profanity can alienate your audience.

Rate, Continued
How We Speak Rate is the speed at which you talk.
· Avoid slow and ponderous speech. A slow rate of speech causes the
students to become disinterested and shows a lack of preparations on your
part.
· Avoid fast speech. Students may have trouble understanding and keeping
up with what you are saying if you speak too quickly.
· Avoid choppy and halting speech. Mainly caused by nervousness, a

choppy rate of speech can cause the student to have trouble understanding
or keeping up.
· Avoid poor phrasing, breaking up a complete sentence into unnatural

phrases, or run-ons without any pauses. Poor phrasing may confuse
students because they are unable to tell where one part of your sentence
ends and another begins.

Lesson 1 Exercise
Study Time
Directions Complete the following exercise items. Check your answers against those
listed at the end of this lesson. If you have any questions, refer to the
reference page listed for each item.
Item 1 Which of the following lists the fundamentals of oral communication?
a. Appearance, gestures, movement, posture, eye contact, and attitude

b. Voice, volume, pause for effect, control nervousness, word selection, and
rate
c. Forces, punching, figleaf, praying, rubbing, and one-handed gestures
d. Sincerity, enthusiasm, rapport, motivation, interest, and mutual trust
Item 2 Which of the following lists ways to minimize and control your nervousness?
a. Slow your speech and avoid poor phrasing

b. Recognize fear, prepare, and rehearse
c. Research, mannerisms, and positive attitude
d. Appearance, sincerity, and rapport
Items 3 Which of the following should you avoid when speaking to an audience?
a. Words that have different meanings

b. Profanity
c. Unfamiliar terms
d. All the above

Item 4 When a student has trouble understanding and keeping up with what you are
saying is a result of what communication problem?
a. Poor phrasing
b. Choppy, halting speech
c. Use of advanced vocabulary
d. Slow speech


1 b 7-4
2 b 7-5
3 d 7-6
4 b 7-7

LESSON 2
SUPPORTING BEHAVIOR
Introduction
Estimated 5 minutes
Study Time
Scope Your behavior affects the way students perceive you. When you show
enthusiasm or confidence, you reinforce your instruction. You detract from
your instruction when you show a lack of interest or nervousness.

Objectives
· Identify four types of mannerisms.
· Identify three elements of a positive attitude.
Topic See Page

Mannerisms 7-12
Instructor Attitude 7-13

Mannerisms
Four Types The four mannerisms that can affect your instructions are
· Appearance
· Gestures
· Movement/Posture
· Eye contact
Appearance Students in the military expect the instructor to present a professional military
appearance. The first thing students notice when they look at the instructor is
the military appearance. Presenting a poor appearance displays your lack of
interest in yourself and the class.
Gestures Many instructors do not know what to do with their hands. The best advice is
to forget them. Act natural. Nothing is bad unless done in excess. Some
common gesture distractions are
· Limited – hands are frozen in place

· Forced – used jerky or robotic movements
· Punching – punches with fist
· One handed – use one hand for gestures
· Fig leaf – folds hands in front
· Praying – holds hands together
· Rubbing – rubbing hands together
Movement/ Erect posture and relaxed movement create the impression of confidence.
Posture Avoid slouching, stiffness, and using the podium as a crutch.
Eye Contact Look your students in the eyes to convey sincerity and honesty. You can also
get immediate feedback on their reactions to what you are saying. Avoid
talking to the ground, into the ceiling, or at your media (blackboards, easels,
etc).

Instructor Attitude
Positive To be an effective teacher, you must have and display a positive attitude.
Attitude
Three Elements The three key elements of a positive attitude are
· Sincerity
· Enthusiasm
· Rapport
Sincerity The students can tell when the instructor really cares about them and the
subject material. Turned off instructors will “turn off” students. Instead,
“turn on” your students by thoroughly researching your subject to create
personal interest.
Enthusiasm Show your enthusiasm for your subject and the students. Doing so
· Breathes life into a subject

· Makes ideas real
· Establishes rapport
· Motivates students
Rapport You must establish rapport when you gain attention and carry it throughout
the class. Rapport is best described as developing an atmosphere of mutual
trust and respect. Both the instructor and the students feel comfortable and
ready to teach and learn.

Lesson 2 Exercise
Study Time
Item 1 What are the four types of mannerisms?
a. Appearance, gestures, movement/posture, and eye contact

b. Enthusiasm, sincerity, gestures, and eye contact
c. Attitude, movement, posture, and sincerity
d. Gesture, appearance, enthusiasm, and attitude
Item 2 What are the three key elements of a positive attitude?
a. Word selections, sincerity, and appearance

b. Attitude, motivation, and enthusiasm
c. Rapport, sincerity, and enthusiasm
d. Appearance, attitude, and rapport


1 a 7-12
2 c 7-13


STUDY UNIT 8
MANAGING AN MCI TRAINING PROGRAM
Introduction
Study Time
Scope The scope of this lesson includes the process and procedures necessary to
manage an MCI training program.

Objectives
· Identify who can enroll and how to enroll IHAH MCI course.
· Identify how to monitor a Marines progress IHAH MCI course.
· Identify the best ways to communicate with MCI.

Unit
Topic See Page

Lesson 1 Individual Enrollment in MCI Courses 8-3
Lesson 2 Monitoring Student Progress 8-13
Lesson 3 Unit Management of MCI Activity 8-19


LESSON 1
INDIVIDUAL ENROLLMENT IN MCI COURSES
Introduction
Estimated 5 minutes
Study Time
Scope The scope of this lesson includes the process and procedures necessary for
individual enrollment in MCI courses.

Objectives
· Identify who can enroll in an MCI course.
· Identify the four methods of sending an enrollment request to MCI.
· Identify four common errors in enrollment requests.
Topic See Page

Students 8-4
Procedures 8-5
Common Errors 8-9

Students
Eligibility MCI courses are available to
· Active duty Marines

· Selected Marine Corps Reserve (SMCR)
· Individual Ready Reserve (IRR) members
· Inactive Reserve members
· Individual mobilization augmentees
· Retired Marines, members of Fleet Marine Corps Reserve, and disabled
former Marines
· Civilian employees of the Marine Corps and other services
· Active duty and retired members of the other U.S. armed services
· Naval Reserve Officers Training Corps (NROTC) midshipmen
· Allied military students (must be able to read and write the English
language)

Procedures
Three The three procedures to enroll a student in an MCI course are

Procedures
· Conduct pre-enrollment counseling
· Fill out a student data card (R-5 card)
· Send an enrollment application to MCI
Conduct When conducting pre-enrollment counseling, the first area to consider is

Pre-enrollment training from the student’s perspective.
Counseling
· The student meets the course prerequisites stated in the MCI Annual
Course Listing (ACL), and is motivated and has the ability to complete
the course.
· The course meets the student's training needs.
· All orders and publications listed in the ACL are available for the
student's use.
Next look at the student to ensure he can readily complete the proposed
course and program. The student must
· Not be scheduled to transfer or attend a formal school within 3 months of

enrollment
· Understand that he/she must complete the course within the timeframe
allowed
· Inventory all course materials and notify you if there are any
discrepancies
· Complete at least one study unit per month
· Give you all materials and correspondence for mailing to MCI
· Understand that all final examinations will be proctored

Procedures, Continued
Fill Out a The student data card (R-5) contains simple instructions when filling out.
Student Data
Card
R-5 Card Here is a sample R-5 card front.

Front

R-5 Card The instructions for filling out the R-5 card are listed on the back as shown
Back below.
Send You may send an enrollment application to MCI via one of these methods:
Enrollment
Application to · Internet: www.mci.usmc.mil
MCI
· Unit diary
· Mailing an R-1 card to MCI
Note: If a student fails to complete the final examination by the course

completion deadline, MCI will disenroll the student from the course.

R-1 Card The R-1 card is one method for sending an enrollment application to MCI.
Like the R-5 card, the R-1 card contains its own instructions for filling it out.
Sample R-1 Here is a sample of an R-1 card. The reverse side of the card is a mailing
Card label with postage addressed to MCI.

Common Errors
Things that The following table shows common errors that either slow down or prevent a
Slow Down or student's enrollment in MCI courses and steps to prevent these errors.
Prevent
Enrollment
If you submit a/an… Then… To prevent errors

ensure that the…
R-1 card with no name, MCI cannot enroll the Correct name, SSN,
SSN, course number, or student. You are course number, and
course title notified of any course title are clearly
discrepancies if the unit printed on the R-1 card
RUC/address is legible.
R-1 card with a course MCI cannot enroll the Course title matches the
title that does not match student course number, and
the course number they are clearly printed
on the R-1 card
Enrollment request for a Either the Unit Diary Student meets the
student who does not System or MCI’s prerequisites stated in
meet the course computer system rejects the ACL
prerequisites it
Enrollment request with Either the Unit Diary Correct course number
the wrong course System or MCI’s is requested
number computer system rejects
it
Enrollment request for a MCI’s computer system Student is not enrolled
PME course for a rejects it in another PME course
student who is already
enrolled in another PME
course

Lesson 1 Exercise
Study Time
Item 1 Who can enroll in an MCI course?
a. Local police officers

b. Civilian employees of the Army
c. JROTC candidate
d. Dependents of Marines
Item 2 Which of the following is a method of sending an enrollment request?
a. Unit diary
b. E-mail
c. Naval message
d. Bulk enrollment request
Item 3 Which of the following is a common error in enrollment requests?
a. Annotating the UVR to enroll a student

b. Student meet the course prerequisites
c. Course has title that matches the course number
d. Wrong course number on an enrollment request


1 b 8-4
2 a 8-7
3 d 8-9


LESSON 2
MONITORING STUDENT PROGRESS
Introduction
Estimated 5 minutes
Study Time
Scope The training NCO must closely monitor students' progress in their MCI
courses. This lesson discusses the events that occur after a student enrolls in
an MCI course and highlights the actions to take for each event.

Objectives
· Identify the maximum amount of time it should take for a student to
receive course materials.
· Identify how requests for transcripts must be sent to MCI.
Topic See Page

Course Materials 8-14
Student Transcripts 8-15

Course Materials
Training NCO The training NCO should inventory the course materials and
Responsibilities
· Remove and store the examination booklet until the student is ready to
take the final examination.
· Contact MCI to obtain any missing materials.
Note: If the student does not receive course materials within 2 to 4 weeks of
enrollment, contact MCI to investigate the delay.
Final When the student completes the review lesson for the course, the training
Examination NCO needs to coordinate scheduling and proctoring of the end-of-course
examination.
The proctor should administer the final examination according to the

instructions on the back of the answer sheet.
The training NCO will mail the completed examination to MCI.
Completion MCI mails a completion certificate or diploma directly to the student. The
Certificate/ student should receive the certificate/diploma in 2 to 6 weeks.
Diploma

Student Transcripts
Request To receive an official transcript of a student’s MCI course work, a student

must mail a request that includes the
· Full name
· SSN
· Daytime phone number with area code
· All course numbers that have been completed
· Approximate month and year of completion
· Copies of completion certificates
· Return address
· Address of the educational institution that will be receiving the official
transcript
Mailing For courses completed during and after 1979, mail the request to
Address
The Marine Corps Institute
(Attn: Registrar)
912 Charles Poor Street SE
Washington Navy Yard DC 20391-5680
Note: Requests can be mailed or made electronically (e-mail), but not via the
telephone.

Lesson 2 Exercise
Study Time
Item 1 What is the maximum number of weeks it should take for a student to receive
course materials after enrolling?
a. 1
b. 1 to 2
c. 2 to 4
d. 4 to 6
Item 2 How must requests for transcripts be sent to MCI?
a. By mail
b. On the UVR
c. By naval message
d. Over the phone


1 c 8-14
2 a 8-15


LESSON 3
UNIT MANAGEMENT OF MCI ACTIVITY
Introduction
Estimated 5 minutes
Study Time
Scope This lesson will show the benefits of working the Unit Verification Report
(UVR) electronically and the primary means of communications with MCI.

Objectives
· Identify the two benefits of working your unit verification report (UVR)
electronically.
· Identify the primary channel of communication between the training NCO

and MCI.
Topic See Page

Unit Verification Report 8-20
Communicating with MCI 8-22

Unit Verification Report
Definition The Unit Verification Report (UVR)
· Is an on-line program designed to detail a unit’s MCI activity as well as a

Marine’s MCI activities
· Is the primary tool used by the unit’s training NCO to manage the unit’s
MCI program
· Allows the training NCO to view a Marine’s MCI or the entire unit’s MCI
Process To start the UVR reporting process, MCI generates a login and a password.
Then the training officer or training chief
· Contacts MCI to get and confirm the login and password

· Distributes the login and password to the training NCO
· Audits the UVRs verifying the information is up-to-date according to
local records (R-5 cards)
· Contacts MCI if necessary adjustments are needed
When the training NCO contacts MCI, all valid changes are entered into
MCI's computer system. The UVR is updated automatically within 48 hours.

Unit Verification Report, Continued
Organization The UVR consists of the options in the table below.
Option Description
Show all Gives a detailed list of Marines in a unit by last name and
last four of the SSN
Individual Allows you to locate a Marine by last name or SSN
Monthly Gives a list of transactions that have taken place between a
Report specific unit and MCI for a given month
Course Gives a list of Marines enrolled in a specific MCI and
Number provides the status of that MCI
Student Status Enables training NCO to find which Marines have
completed MCI courses, disenrolled out of an MCI course,
or still active in a MCI course
Rank Enables a training NCO to list specific ranks that are
enrolled in a specific MCI course
Program Allows the training NCO to locate a specific PME program
and check which Marines are enrolled
PME Allows training NCO to view a list of all PMEs offered by
Summary MCI
UVR Help Is a user’s manual
Auditing the Complete the steps in the table below to audit the UVR.
UVR
Step Action
1 Check the accuracy of the information in the option that you have
selected.
2 Check the listing of all Marines enrolled in MCI courses to ensure
the information is correct and up-to-date.
3 Annotate any changes in the UVR.

Communicating with MCI
Other The primary means of communication between the training NCO and MCI is
Communi- the UVR. Sometimes situations require other channels of communication
cation Channels such as
· Telephone
· Electronic mail
· Letters
· Naval message
Telephone Many of MCI's telephone lines are answered by an automated voice

answering system. This system guides you through a series of menus that
help direct your call. If you need to speak to one of the student services
clerks, or the PME Helpdesk, the automated voice answering system will
guide you to them.
The telephone numbers to MCI are
· 1-800-MCI-USMC
· DSN 325-7624
· Commercial (202) 685-7624
Electronic Mail Here are MCI's electronic mail addresses for

Addresses
· Student related (non-PME) issues: ombmcissd@mbw.usmc.mil
· Professional military education (PME) assistance:
ombmcipme@mbw.usmc.mil

Communicating with MCI, Continued
Letters Student administrative requests can be sent by a letter that includes the
· Student's name
· SSN
· Course number
· Course title
Send the letter to
Marine Corps Institute

912 Charles Poor Street SE
Washington Navy Yard DC 20391-5680
Naval Message When your unit/command sends MCI a naval message, MCI usually replies
via naval message.
Use the following plain language address (PLAD) to send a naval message to
MCI:
MCI WASHINGTON DC//SOD//

Lesson 3 Exercise
Study Time
Item 1 How long does it take for the UVR to update once the changes are entered
into MCI’s computer system?
a. 24 hours
b. 36 hours
c. 48 hours
d. 96 hours
Item 2 Where are changes annotated when auditing the UVR?
a. On attached R-5 cards

b. On the cover page
c. In the UVR
d. In the unit audit comments column
Item 3 What is the primary channel of communication from the training NCO to
MCI?
a. UVR
b. Telephone
c. E-mail
d. Naval message


1 c 8-20
2 c 8-21
3 a 8-22


LEADERSHIP
REVIEW LESSON EXAMINATION
Review Lesson
Estimated 1hours, 30 minutes

Study Time
Introduction The purpose of the review lesson examination is to prepare you for the final
examination. We recommend that you try to complete your review lesson
examination, without referring to the text, but for those items (questions) you
are unsure of, restudy the text. When you finish your review lesson and are
satisfied with your responses, check your responses against the answers
provided at the end of this review lesson examination.
Directions Select the ONE answer that BEST completes the statement or that answers
the item. For multiple choice items, circle your response. For matching
items, place the letter of your response in the space provided.
Item 1 Leadership can be best described as
a. doing the job yourself.

b. waiting to be told to do something.
c. knowing what to do and delegating personnel to do the mission
successfully.
d. following the principles and traits of leadership.
Item 2 Identify the three essential elements required to lead.
a. Leader, two or more Marines, and time line.

b. Mission, leader, and task.
c. Situations, assigned mission, and group.
d. Leader, situation, and group being led.
MCI Course 8012A R-1 Review Lesson Exercise

Review Lesson, Continued
Item 3 The role of a leader can best be handled by
a. tasking your work load.

b. tasking your next leader to get the job down on time.
c. supervising the workers so the tasks are accomplished in a timely manner.
d. tasking workers to new jobs to accomplish the mission.
Item 4 Which of the following statements best describes the objective of military
leadership?
a. The creation and maintenance of an organization which will accomplish

any reasonable task, and will initiate suitable action in the absence of
orders
b. Waits to be told what to do and how to do it
c. The creation of a unit that knows what to do by the standard operating
procedures
d. The sum of those qualities that enable an individual to understand what
has to be done and takes the initiative in the absence of orders
Item 5 Name the three reasons why military leadership is so essential.
a. Training, instructions, and physical fitness

b. Coordination, cohesion, and mission accomplishment
c. Mission accomplishment, liberty, and cohesion
d. Training, security, and live fire exercises
Item 6 Military leaders have two general responsibilities:
a. mission accomplishment and troop welfare

b. units success and personal achievement
c. training and live fire exercises
d. authoritarian and persuasive leading

Item 7 Most Marines lead from what type of leadership style?
a. Trial and error

b. Example and what they have been thought
c. Combination of experience and what they have read
d. Combination of authoritarian and persuasive
Item 8 Marines seek leadership to meet tangible needs that are measured by
a. training, schools, and instruction.

b. deployments, challenges, and training.
c. training, experience, and physical fitness.
d. training, fulfillment, and physical necessities.
Item 9 What is the purpose of the chain of command?
a. To have relationships with leaders and subordinates

b. For different levels for different problems
c. To decentralize authority and link the different levels of authority
d. To create a barrier at each level of the rank
Item 10 The purpose of the Marine NCO is to carry out orders, train Marines, and
a. supervise.
b. decentralize authority.
c. train other Marine NCOs.
d. pass the word.
Item 11 What are the Marine NCOs four areas of responsibility?
a. God, country, corps, and unit

b. Country, corps, organization, and subordinates
c. Corps, country, unit, and himself
d. God, state, unit, and subordinates

Item 12 As a Marine NCO, you are responsible for your subordinates' well-being and
a. liberty.
b. pay.
c. physical needs.
d. service record book.
Item 13 One of the best ways to maintain relations with both seniors and subordinates
is to keep them on a __________ basis.
a. professional
b. family
c. strict
d. friendly
Item 14 When dealing with seniors, what key elements should you follow?
a. Know your surroundings and leadership styles at all times

b. Deal with them at work or when on liberty
c. Be professional, strict, and to the point
d. Respect, cooperation, and tact
Item 15 Leaders may need from time-to-time to use their rank to
a. get what they want.

b. set themselves above their subordinates.
c. look out for their subordinates.
d. ensure subordinates get the privileges they deserve.

Item 16 An audit consists of a review of each Marine’s _______ to ensure pay

information is correct, entitlements are justified, and leave balance is
accurate.
a. record of emergency data

b. basic training record
c. leave and earning statement
d. individual deployment report
Item 17 When you get married, in what section of the Record of Emergency Data do
you record your spouse’s and children’s names, dates of birth, and address?
a. Personal Information
b. Legal Guardian Information
c. Death Benefits Information
d. Dependent Information
Item 18 Where would you go to obtain help setting up an allotment?
a. Unit administration office

b. Legal administration office
c. Marine recreational welfare office
d. Unit operational office

Items 19 Matching: In the space provided, place the letter of the purpose code from
Through 21 column 2 that applies to the type of allotment described in column 1. The
answers in column 2 may only be used once.
Column 1 Column 2
Allotment Description Purpose Code
___ 19. A charitable contribution to a. C

Navy-Marine Corps Relief b. H
or CFC c. S
___ 20. To deposit money in an
investment firm
___ 21. To start monthly mortgage
payments
Item 22 What is a legal document by which a person disposes of property after his or
her death?
a. Court ruling
b. Power of attorney
c. Signed document
d. Will
Item 23 Legal assistance on base or _______________ can prepare a will.
a. a company commander
b. a civilian lawyer
c. a court house
d. an official web site

Item 24 A legal document by which you, the principal or grantor, give another person
the authority to act as your agent is called a
a. power of attorney
b. judge ruling
c. will
d. act of Congress
Item 25 What are two types of power of attorney?
a. Special and man-made

b. General and specified
c. Specified and limited
d. General and specific
Item 26 DEERS is the acronym for the
a. Defense Enrollment Eligibility Reporting System.

b. Defense Elite Eligibility Reporting Scale.
c. Defense Eligibility Elite Reporting System.
d. Defense Electric Enrollment Reporting System.
Item 27 The Marine Corps Dental Health Program, TRICARE, and TRICARE Dental
are major components of
a. health care.
b. prime care.
c. medical care.
d. dental care.

Item 28 Which of the following TRICARE options require active duty members to
pay no fees?
a. TRICARE Prime
b. TRICARE Standard
c. Medical care
d. Dental
Item 29 Debt-to-income ratio measures your
a. savings after your total income.

b. current debt against current and projected savings.
c. projected obligations against gross income.
d. current obligations against your current income.
Items 30 Matching: In the space provided, place the letter of the type of financial
Through 32 activity in column 2 that best describes the financial term in column 1. The
Column 1 Column 2
Financial Term Financial Activity
___ 30. Net income a. Rent, utilities, insurance, and car

___ 31. Fixed expenses payment
___ 32. Variable expenses b. Food, clothing, medical, and
travel
c. Social security, new car, taxes,
and savings
d. Salary after taxes and social
security

Item 33 When setting up your goals, in what three areas do you look?
a. Money in the future, temporary needs, and current bills

b. Temporary goals, mid term expenses, and long term goals
c. Short-term, mid-term, and long-term goals
d. Short-term, temporary-term, and long-term goals
Item 34 Revolving credit means basically you can
a. buy things on credit and never have to pay for it.

b. pay more for that item at a later date.
c. have a credit report for future purchases.
d. get items quicker without having cash.
Items 35 Matching: In the space provided, place the letter of the appropriate category
Through 38 from column 2 that best describes the financial situation in column 1. The
answers in column 2 may be used more than once.
Column 1 Column 2
Financial Situation Category
___ 35. Convenient a. Advantage

___ 36. Pay more at the end b. Disadvantage
___ 37. Helps establish your credit
___ 38. Can make unnecessary
purchases
Item 39 When you decide to use credit, the best guideline for lowering your monthly
payments is to
a. wait for your statement to come and pay before it’s due.
b. put as much money down as you can afford.
c. pay the minimum down as the bill says.
d. add 25 dollars to what you have to pay.

Item 40 What are basic items the bank needs for you to open a savings account?
a. Name, social security, interest rate you expect, and minimum deposit
b. Military ID card, social security number, source of income, and proof of
insurance
c. Name, address, source of income, and rate of interest
d. Name, address, social security number, and minimum deposit
Item 41 What are the three types of IRAs?
a. SEP, ROTH, traditional

b. Trustee, Roth, rollover
c. Individual savings, tax free, Roth
d. Tax free, traditional, rollover
Item 42 What criteria must be met when setting up an IRA?
a. Obtain a lawyer, salary, and under the age of 70 1/2

b. Salary, defer payment on taxes on income funds set aside on retirement,
and retired
c. Defer payment on taxes on income funds set aside on retirement, retired
on first job, and under the age of 70 1/2
d. Salary, under the age of 70 1/2, and defers payment on taxes on income
funds set aside for retirement.
Item 43 Name the two government sponsored life insurance’s offered to military
personnel.
a. Whole life and term life

b. SGLI and VGLI
c. Universal and permanent
d. Ordinary and prudential

Item 44 Which of the following guidelines will help you choose the best policy when
buying life insurance?
a. Read and understand the policy, and be sure the agent is licensed with the
state.
b. The policy shows the amount you can borrow from it.
c. The insurance company has a B+ rating.
d. The insurance company sells you more coverage then you need.
Item 45 What are the three approaches that determine your life insurance needs?
a. Assets, marital status, and needs

b. Multiple earnings, wants, and assets
c. Common sense, needs, and multiple earnings
d. Assets, common sense, and marital status
Item 46 What Marine Corps order contains the guidelines for assigning proficiency
and conduct marks?
a. MCOP 1020
b. MCOP 1610.14
c. MCO P1070.12K
d. MCO P1080.10

Items 47 Matching: In the space provided, place the letter of the occasion code listed
Through 51 in column 2 to the occasion code for the proficiency and conduct marks listed
in column 1. The answers in column 2 may only be used once.
Column 1 Column 2
Occasion for Proficiency and Occasion Code

Conduct Marks
___ 47. Transfer a. SC

___ 48. Discharge b. PR
___ 49. Promotion c. TD
___ 50. To TAD d. TR
___ 51. Service school completion e. DC
Item 52 CD is the regular and Reserve code for which proficiency and conduct mark
occasion?
a. Change of primary duty

b. Discharge
c. Promotion
d. To TAD

Items 53 Matching: In the space provided, place the letter of the proficiency quality in
Through 56 column 2 that best describes the proficiency described in column 1. The
Column 1 Column 2
Proficiency Description Proficiency Quality
___ 53. Ability to complete a. Personal appearance

assigned task b. Leadership
___ 54. Ability to direct, control, c. Mission accomplishment
manage, and supervise d. Physical fitness
___ 55. In good health and athletic
condition
___ 56. How one shows himself to
others
Items 57 Matching: In the space provided, place the letter of the proficiency rating
Through 60 from column 2 that best matches the proficiency description in column 1.
The answers in column 2 can only be used once.
Column 1 Column 2
Proficiency Description Proficiency Rating
___ 57. Does acceptable work in a. 2.0 to 2.9

some areas but is not b. 3.0 to 3.9
dependable c. 4.5 to 4.8
___ 58. Needs close supervision d. 4.9 to 5.0
when performing duties not
in a routine nature
___ 59. Does superior work in all
duties
___ 60. Needs assistance in dealing
with extremely difficult or
unusual assignments

Items 61 Matching: In the space provided, place the letter of the conduct quality from
Through 64 column 2 that best matches the conduct description in column 1. The answers
in column 2 may only be used once.
Column 1 Column 2
Conduct Description Conduct Quality
___ 61. Concerned with the a. Attitude

distinction between right b. Cooperation
and wrong c. Moral Fitness
___ 62. Positive opinion or way of d. Courtesy
thinking
___ 63. Polite, considerate, and
well-behaved
___ 64. Effectively works well with
others

Items 65 Matching: In the space provided, place the letter of the conduct rating from
Through 68 column 2 that best matches the conduct description in column 1. The answers
Column 1 Column 2
Conduct Description Conduct Rating
___ 65. Not more than one non- a. 0.0 to 1.9

judicial punishment b. 3.0 to 3.9
___ 66. Demonstrates reliability, c. 4.0 to 4.4
good influence, obedience, d. 4.5 to 4.8
and industry
___ 67. No unfavorable
impressions as to attitude,
interest cooperation,
obedience, observance of
regulations
___ 68. Convicted by general,
special, or more than one
summary court-martial
Item 69 What is the primary purpose of the performance evaluation system?
a. Provide the Marine with a record of their career of service

b. Support the Marine Corps need to maintain records
c. Help the Marines with counseling, so they know were to go for help
d. Support the centralized selection, promotion, and retention of the best
qualified Marines

Item 70 Identify in order the five stages of the performance evaluation cycle.
a. MRO summarizes the action, MRO/RO evaluates, RO reviews the

evaluation, RS evaluates, and HQMC reviews and files
b. MRO/RS develops and reviews, MRO provides summary of
accomplishments, RS evaluates the MRO, RO completes evaluation, and
HQMC reviews and files
c. MRO summarizes the action, HQMC receives and evaluation, RS
processes, MRO/RS develops the review
d. RS evaluates, MRO/RO summarizes the action, MRO develops the
review, MRO summarizes the accomplishments, and HQMC receives and
process
Item 71 Identify the personnel in the reporting chain of command.
a. OIC, RO, MRO, CMC

b. HQMC, RS, CMC, RO
c. RS, RO, MRO, CMC
d. RS, RO, Third officer, CMC
Items 72 Matching: In the space provided, identify the responsibility in column 2 that
Through 75 best matches the reporting chain personnel in column 1. The answers in
column 2 may only be used once.
Column 1 Column 2
Reporting Chain Personnel Responsibility
___ 72. Marine reported on a. Provides indepth observation of

___ 73. Reviewing officer the MRO's performance
___ 74. Commandant of the Marine b. Reviews the report for adherence
Corps to policy and correctness
___ 75. Reporting senior c. Provides summary of
accomplishments to the reporting
senior
d. Ensures fitness report is accurate
and submitted within 30 days of
the end of the reporting period

Items 76 Matching: In the space provided, place the letter of the requirement from
Through 80 column 2 that best matches the reporting occasion in column 1. The answers
Column 1 Column 2
Reporting Occasion Requirements
___ 76. Transfer a. Promoted

___ 77. Change of RS b. Reassigned
___ 78. To TAD c. Administrative fillers by HQMC
___ 79. Grade change d. Temporary duty past 31 days
___ 80. CMC directed e. Extended deployment
Item 81 What are the only two reports that cannot be extended?
a. Retirement and grade change

b. Adverse and "Not observed"
c. Transfer and adverse
d. Change of duty and temporary assigned duty
Item 82 Identify which of the following statements that would make a fitness report
adverse.
a. Insufficient observed time

b. Change of duty
c. Incomplete academic education
d. Failure to pass the physical fitness test
Item 83 What is required on an adverse fitness report?
a. A desire to make or decline a statement

b. To be counseled prior to the report
c. Statement from the career counselor
d. A copy of your OMPF

Item 84 What are the time criteria in years to appeal an inaccurate fitness report?
a. 1 year
b. 4 years
c. 2 years
d. 3 years
Item 85 The Master Brief Sheet (MBS) consists of
a. the latest rifle score.

b. the latest PFT score.
c. general administration data.
d. a summary of performance evaluation records.
Item 86 The S-fiche of the OMPF contains what data?
a. Marine’s history in the Marine Corps

b. Fitness reports
c. Off duty employment
d. Uniform issues
Item 87 The Fitness Report Audit Program (FRAP) is used to
a. assist in a Marine’s reenlistment.

b. give the Marine a choice of duty assignments.
c. tell Marines the accuracy and completeness of their records.
d. tell Marines of their next duty assignments.
Item 88 Sergeants and above receive their MBS annually based on their
a. date of entry into the Marine Corps.

b. date graduated from boot camp.
c. birth date.
d. last digit of their social security number.

Item 89 What is the time frame a Marine should request and review their Official
Military Personnel File (OMPF)?
a. 1 year
b. 2 years
c. 3 years
d. 4 years
Item 90 Which form is used to request a Master Brief Sheet and Official Military
Personnel File for sergeants and above?
a. Performance Evaluation System Request Form

b. Personnel Management Support Branch Records Request Form
c. Official Military Personnel Request Form
d. Master Brief Sheet Request Form
Item 91 Preparing a period of instruction consists of five steps. Identify the first step.
a. Review media
b. Prepare outline
c. Get training aids
d. Prepare your learning objectives
Item 92 What are the two types of learning objectives?
a. Active and follow-on

b. Enabling and supportive
c. Terminal and enabling
d. Terminal and supportive
Item 93 The three characteristics of a learning objective are
a. verbs, nouns, and adjectives.

b. primary, secondary, and back-up.
c. behavior, condition, and standard.
d. required, conditional, and alternate.

Item 94 What are the primary sources of training materials?
a. Marine Corps Orders, Fleet Marine Forces Manuals, and technical

manuals
b. Marine Corps orders, Letters of instruction, and videos
c. History books, Marine Corps Leatherneck, and newspapers
d. Technical manuals, orders, and books
Item 95 What are the commonly used training aids?
a. Print outs, newspapers, and television

b. Model, transparencies, and films
c. Books, films, and speakers
d. Guest speaker, teachers, and flashcards
Item 96 What are the five main elements of a lesson outline?
a. Gain attention, body, transitions, questions, and summary

b. Introduction, transitions, body, questions, and summary
c. Introduction, body, transitions, secondary points, and summary
Item 97 The purpose of transitions is to
a. take a break from speaking.

b. provide a link between the lesson’s main elements.
c. summarize what has been taught.
d. provide an opportunity to ask questions.
Item 98 What four steps are used when answering a question?
a. Get question, answer the question, ask if there are any other questions,
and summarize
b. Ask a question, receive a question, answer the question, and summarize
c. Repeat the question, verify the question, answer the question, and verify
the answer
d. Verify the question, ask the question, answer the question, and summarize

Item 99 What is the best method of testing performance and learning?
a. Checklist
b. Exams
c. Feed back
d. Essays
Item 100 What are the two preferred methods of rehearsing?
a. Mirror and audience

b. Video recorder and mirror
c. Feed back and tape recorder
d. Audience and video recorder
Item 101 What are the six fundamentals of oral communication?
a. Voice, calm, word selection, raise and reflection, interest, and motivation
b. Appearance, control, word selection, soft spoken, fear, and gestures
c. Voice, volume, pause for effect, control nervousness, word selection, and
rate
d. Motivation, interest, trust, confidence, rapport, and appearance
Item 102 What are some ways to control nervousness?
a. Recognize fear, prepare, and rehearse

b. Talk slow, be confidence, study your work
c. Fear, research, and control
d. Appearance, trust, and attitude
Item 103 When speaking to a group of people, avoid
a. profanity.
b. appearance.
c. motivation.
d. teaching.

Items 104 Matching: In the space provided, place the letter of the result from column 2
Through 106 that occur as a result of the speech behavior in column 1. The answers in
Column 1 Column 2
Speech Behavior Result
___ 104. Slow speech a. Confuses students because they

___ 105. Fast speech can't tell the beginning or ending
___ 106. Poor phrasing of a sentence
b. Causes the student to become
disinterested
c. Cause the student to have trouble
understanding or keeping up
d. Enhance student learning and
retention
Item 107 What are the four types of mannerisms speakers exhibit?
a. Sincerity, motivation, praying, and voice

b. Rapport, enthusiasm, gestures, and control
c. Appearance, volume, punching, and motivation
d. Appearance, gestures, posture, and eye contact
Item 108 What are the three elements of a positive attitude?
a. Recognize fear, praying, and volume

b. Word selection, rapport, and force
c. Sincerity, enthusiasm, and rapport
d. Rapport, attitude, and appearance
Item 109 Who can enroll in an MCI course?
a. High school students

b. College students
c. Local civilians
d. Individual ready reserve (IRR) members

Item 110 Which of the following is a method of requesting an MCI course?
a. Call HQMC by phone

b. Send a letter for application
c. Complete an R-5 card
d. Complete an R-9A application
Item 111 What is a major error when students try to enroll in an MCI?
a. Wrong social security number, course number, or course title

b. Already enrolled in another course
c. Has already completed the course
d. Has not completed the prerequisite course
Item 112 How many weeks should it take for Marines to receive the materials that they
ordered?
a. 1 to 2 weeks
b. 2 to 4 weeks
c. 4 to 6 weeks
d. 6 to 8 weeks
Item 113 What are the two ways to request transcripts?
a. In person and through a third party

b. Mailed or electronically (e-mail)
c. Via internet and naval message
d. By phone and fax machine

Item 114 Identify a benefit of working your unit verification report (UVR)
electronically.
a. Allows the training NCO to view a Marine’s MCI or the entire unit’s
MCIs
b. Lets the training NCO learn more about MCI
c. Gives the training NCO more computer time
d. Allows the training NCO to do more MCIs

Review Exercise Solutions

1 c 1-4
2 d 1-4
3 c 1-5
4 a 1-10
5 b 1-10
6 a 1-11
7 d 1-12
8 d 1-13
9 c 1-20
10 a 1-21
11 b 1-22
12 c 1-23
13 a 1-24
14 d 1-24
15 c 1-25
16 c 2-6
17 d 2-14
18 a 2-22
19 a 2-25
20 c 2-23
21 b 2-23
22 d 2-30
23 b 2-30
24 a 2-38
25 d 2-40
26 a 2-51
27 c 2-55
28 a 2-56
29 d 3-4
30 d 3-7
31 a 3-7
32 b 3-7
33 c 3-14 and 3-15
34 d 3-20

Review Exercise Solutions, Continued
Answers,
continued

35 a 3-21
36 b 3-21
37 a 3-21
38 b 3-21
39 b 3-22
40 d 3-30
41 a 3-32 and 3-33
42 d 3-34
43 b 3-38
44 a 3-42
45 c 3-43
46 c 4-4
47 d 4-6
48 e 4-6
49 b 4-6
50 c 4-6
51 a 4-6
52 a 4-6
53 c 4-10
54 b 4-10
55 d 4-10
56 a 4-10
57 a 4-11
58 b 4-11
59 d 4-11
60 c 4-11
61 c 4-12
62 a 4-12
63 d 4-12
64 b 4-12
65 b 4-13
66 d 4-13
67 c 4-13
68 a 4-13

Answers,
continued

69 d 5-1
70 b 5-4
71 d 5-5
72 c 5-4
73 d 5-7
74 b 5-8
75 a 5-7
76 e 5-13
77 b 5-13
78 d 5-14
79 a 5-13
80 c 5-13
81 b 5-16
82 d 5-53
83 a 5-53
84 d 5-58
85 d 5-59
86 a 5-60
87 c 5-62
88 d 5-62
89 b 5-63
90 b 5-64
91 d 6-1
92 c 6-4
93 c 6-5
94 a 6-10
95 b 6-11
96 b 6-15
97 b 6-18
98 c 6-19
99 a 6-30
100 d 6-31

Answers,
continued

101 c 7-4
102 a 7-5
103 a 7-6
104 b 7-7
105 c 7-7
106 a 7-7
107 d 7-12
108 c 7-13
109 d 8-4
110 c 8-5
111 a 8-9
112 b 8-14
113 b 8-15
114 a 8-20

Leadership

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Sergeants Distance

Table of The following is the table of contents for this course.

Study Unit Title Page

Continued on next page

MCI Course 8012A i Course Introduction

Summary The table below summarizes all-important “gateways” needed to successfully

Step When you Then you will For more information

1 Enroll in the program Receive your program Refer to the Program

Continued on next page

MCI Course 8012A ii Course Introduction

MCI Course 8012A iii Course Introduction

MCI Course 8012A iv Course Introduction

Scope Leadership in war is an art, a free, creative activity based on a foundation of

German Field Service Regulations of 1933

Leadership is the art of getting things done through people.

General A.M. Gray

Leadership is the defining quality of a Marine Noncommissioned Officer

Learning After completing this study unit, you should be able to

· Identify the objective of military leadership.

· Identify responsibilities and types of leadership.

· Identify the areas of NCO responsibility.

· Identify the three key elements of professional relationships.

Continued on next page

MCI Course 8012A 1-1 Study Unit 1

In This Study This study unit contains the following lessons.

Topic See Page

MCI Course 8012A 1-2 Study Unit 1

Scope Why is leadership so important? The answer to this question is simple.

Learning After completing this lesson, you should be able to

· Identify the three essential elements required for leadership.

· Identify what a leader does to help an organization accomplish its goals.

In This Lesson This lesson contains the following topics.

Topic See Page

MCI Course 8012A 1-3 Study Unit 1, Lesson 1

Purpose Leadership is not exclusive to the military. Leadership is necessary whenever

MCI Course 8012A 1-4 Study Unit 1, Lesson 1

· Organize jobs and workers

· Coordinate the tasks to achieve the desired results in a systematic and

· Supervise the workers so the tasks are accomplished correctly and in a

MCI Course 8012A 1-5 Study Unit 1, Lesson 1

This statement best describes the

a. Regulations, leader, and group

Item 3 Which element of leadership changes constantly?

Continued on next page

MCI Course 8012A 1-6 Study Unit 1, Lesson 1 Exercise

1. Socialize with workers to learn more about them.

MCI Course 8012A 1-7 Study Unit 1, Lesson 1 Exercise

Item Number Answer Reference Page

MCI Course 8012A 1-8 Study Unit 1, Lesson 1 Exercise

Learning After completing this lesson, you should be able to

· Identify three reasons why military leadership is essential.

· Identify two general responsibilities of leadership.

· Identify the two types of leadership styles.

· Give examples of why the individual Marine seeks leadership.

In This Lesson This lesson contains the following topics.

Topic See Page

MCI Course 8012A 1-9 Study Unit 1, Lesson 2

· Coordinate people and activities within a unit, getting the right

· Hold military units together. A military unit is made up of people

· Ensure the unit’s success. The unit achieves success through

Continued on next page

MCI Course 8012A 1-10 Study Unit 1, Lesson 2

· Mission accomplishment. Accomplishment of the mission is the first