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Core Platinum Cover

Core Platinum Cover

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Categories:Types, Brochures
Published by: tekabi on Sep 20, 2009
Copyright:Attribution Non-commercial

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10/20/2011

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International Travel InsuranceExtended Warranty InsuranceTransit Accident InsurancePurchase Cover InsuranceTerms and ConditionsPlatinum Cardholder’s PolicyApril 2009
For all eligible cardholders these Terms and Conditions are effective forpurchases where the final payment is made on or after the 1
st
April2009.
 
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Contents
Important information about the insurances 3Termination of these covers 3Privacy 4General Insurance Code of Practice 5Complaints and dispute resolution process 5Definitions and interpretation 6Excess what you contribute to a claim 14Repairing or replacing property/personal goods 14Safety of your property/personal goods 15Reporting lost, stolen or wilfully damaged items 16Pre-existing medical conditions 16Enquiries 17Emergency and medical services whilst overseas 17Documents to take with you when you are travelling overseas 18Insurance exclusions what is not covered 19Claims procedures 23You must assist Zurich with your claim 25Fraudulent claims 25International Travel Insurance Policy 26Extended Warranty Insurance Policy 41Transit Accident Insurance Policy 42Purchase Cover Insurance Policy 44
 
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IMPORTANT INFORMATION ABOUT THE INSURANCES
This booklet contains
your
complimentary insurance benefits, which areonly available to
cardholders
of
eligible Citibank Platinum creditcard accounts
.
The issuer
This cover is provided automatically to
cardholders
under the MasterAgreement entered into between Citigroup Pty Limited, ABN 88 004325 080, AFS Licensee 238098 of Level 10, 2 Park Street Sydney, NewSouth Wales, 2000 (‘
Citi
’) and Zurich Australian Insurance Limited(‘
Zurich
’), ABN 13 000 296 640, AFS Licensee No 232507 of 5 BlueStreet, North Sydney, NSW, 2060. Zurich is the product issuer of thepolicies detailed in this booklet. In this booklet, Zurich may also beexpressed as ‘Zurich’, ‘we’, ‘us’ or ‘our’.Although the benefits under the covers are automatically provided to
cardholders
,
cardholders
are not obliged to take these benefits.However, if a person wishes to claim these benefits, they will be boundby the Definitions, Terms and Conditions, Exclusions and ClaimsProcedures of the policies. Therefore, please read this documentcarefully and keep it in a safe place. Please also keep detailedparticulars and proof of any loss including the sales receipt and
youreligible Platinum credit card account
statement showing anypurchases.Neither
Citi
nor any of its related corporations guarantee any of thebenefits under these covers. These benefits are provided at noadditional cost to the
cardholder
and neither
Citi
nor any of its relatedcorporations receive any commission or remuneration in relation tothese benefits. Neither
Citi
nor any of its related corporations areAuthorised Representatives of Zurich or any of its related companies.
Termination of these coversCiti
may terminate the benefits under any one or all of the covers inthis document for all
cardholders
or an individual
cardholder
, and ifso, will notify the
primary cardholder
of the termination. Purchasesfinalised before expiry of this notification will still be eligible for cover.However, purchases finalised after expiry of this notification will not beeligible for cover.

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