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The GRS Guide to Roth IRAs

The GRS Guide to Roth IRAs

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Published by g4nz0
Guide to Roth IRA
Guide to Roth IRA

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Published by: g4nz0 on Sep 22, 2009
Copyright:Attribution Non-commercial


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The Get Rich SlowlyGuide to Roth IRAs
J.D. Roth
T Gt Ri Sw Gidt Rt IRAs
1st ditirigt 2008 b J.D. Rt
SpecIAl ThAnkS
to Vincent Jan, Dylan Ross, Sabino Arredondo, and AmandaMoore or providing detailed eedback on the contents o this book.Thanks, too, to all o the readers atGet Rich Slowly.Lastly, thanks toLeo Babautaor suggesting this project in the rst place.
Top ImAGe
by David Hobby o the excellent photography site,Strobist.
The contents o this book are provided or inormational purposesonly, and should not be construed as advice. While all inormation shared here isbelieved to be accurate and reliable, the author specically disclaims all warranties,express, implied statutory, regarding the accuracy, timeliness, and/or completenesso inormation contained herein. This book is intended to provide general inormationonly. Please discuss your specic needs with a qualied proessional.
DISclAImeR In plAIn enGlISh:
I am not a fnancial adviser. I’m just a regular guy trying to gather inormation to help you. Not all the inormation here is necessarily complete or accurate or your situation. I you need more specifc answers, pleaseconsult a CPA or an investment proessional.
I welcome comments and clarications.Corrections will be applied to uture editions.
T magi f cd Itrst
I you’re young, you may not think you need to open a retirement account. You prob-ably think it’s easier to worry about it ve years rom now. Or ten. You’re wrong. Nomatter how young you are,
is the time to begin saving or retirement. In
, David Bach writes, “The single biggest investment mistake youcan make [is] not using your [retirement] plan and not maxing it out.”Ater reading
The Automatic Millionaire
a couple years ago, I opened a Roth IRA atSharebuilder. It was easier than opening a checking account. Don’t understand retire-ment accounts? No problem. This book is or you.
Saig is t  t wat
I you do not spend less than you earn, and i you do not save the dierence, youcannot build the wealth you desire. The rich are not rich because they
a lot o money; the rich are rich because they
a lot o money. You may be skeptical. I was once skeptical, too. But over the past three years I’veread a lot on the subject o wealth-building. Books like Stanley and Danko’s
make it abundantly clear that it’s not a high income that leads towealth — though obviously that does not hurt — but the ability to save. Those whobecome wealthy do so by spending less than they earn.I saving is the key to wealth, then
is the hand that turns the key to unlock thedoor. There is no reliable method to quick riches. There are, however, proven meth-ods to get rich slowly. I you are patient, and i you are disciplined, you can produce agolden nest egg that will hatch later in lie.

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