That’s nearly fifty dollars
! And of
course, I didn’t write it down
so I didn’t know.
Another good thing to remember is to avoid buying on impulse. You can think so much more rationally when
. Unfortunately, I didn’t do this for a
long time either. I would get some money and want to spend it right away. Usually, though, the item is still available after waiting a day or two
on eBay. But
an entirely different story.
This can be done (assuming, of course, that it will be kept up for more than a day) in a couple of different ways. The classic bank account is one method, b
ut it’s not the
tech” approach that I learned about through Math
-U-See is the
You take an envelope and simply add money to it as you earn/are given it. One of the good things about money is that saving a little bit very often adds up just as fast as spending a little bit very often (but with much happier results).
It’s really moti
vating to have a goal to work toward. Pick something you want to save for and try making a commitment to set aside, say, five dollars a month. It
add up! T
here’s another aspect to saving—
you spend it. If you like purchasing online
(if you’re a younger student, please ask p
ermission before searching the Web), try using a resource such as PriceBlink, which will show you the
lowest price and online
location of the item you’re interested in.
rebates for shopping online. If
you’re shopping at a “brick
mortar” store, look
for coupons. Ten cents saved here and there adds up. One last thing
doesn’t always mean “
My parents taught me to look for the middle-of-the road option
—not too expensive, not too cheap. It’s easy
to buy something of lesser quality to save money
, but believe me, you’ll regret it later. Plus you’ll lose mone
y in the long run.
It’s much better to spend slightly more and get something that won’t leave you frustrated later on. I know from experience.
This is kind of a complicated category.
It’s hard to see how many needs there are in
the world and want to help
—but there’s only so much we can do.
I’ve realized, though, that it doesn’t matter
how much you give but how much you care. As Mother Teresa said,
s not how much we give but how much love we put into giving.
Ten percent (the tithe given in the Bible)
might not seem like much, but that’s a
good place to start.
It’s also easy to calculate:
$2.00, and so on. You can also give without giving cash directly. Here are some other ideas:
Buy a small
gift for someone you know who’s
having a hard time.
Support a company that gives proceeds to charities. (My sisters and I love this company.)
Buy some food items or necessities, and donate them to a local food bank.
Buy some baby items, and donate them to a pregnancy center.