On September 7, 2013, Willard received a booking to pick up a group of individuals from Chebeague Island to Portland, Maine, a roughly four and a half mile trip. This group included Congresswoman Chellie Pingree, a member of the United States Congress House of Representatives for the State of Maine, and certain members of her staff. 12.
Willard’s two regular boats, “Portland Express” and “The Water Taxi”, were either unavailable due to repairs or deemed unsuitable for this type of trip so Willard elected to use the Vessel to perform this particular job. 13.
Willard was unable to perform the trip himself so he asked his friend and colleague, Kyle Jacobs to perform the job. 14.
While navigating back to Portland harbor, the Vessel collided head-on with another vessel, named the “Miss M”. The U.S. Coast Guard has yet to issue its report on the incident, but ACE has been advised that Willard and the Vessel have meritorious defenses, including but not limited to: (a) the “Miss M” did not have its running lights turned on; (b) a Portland Fire Department report which identified the operator, Mr. Christopher S. Pizey as being “intoxicated” and (c) the “Miss M” was in violation of the Nautical Rules of the Road, i.e. Mr. Pizey was driving his vessel in the wrong direction for the area in which the collision occurred. 15.
Defendants Christopher S. Pizey and Sally Handy have filed claims for personal injuries and damages against Willard and Willard’s company, Portland Water Taxi. No one associated with the Pingree party has filed any claim for injuries or damages arising from the September 7, 2013 collision, as of the date of the within complaint.
GENERAL ALLEGATIONS ABOUT WILLARD’S INSURANCE POLICIES
From July 28, 2013 until the date of the within rescission, ACE provided marine insurance coverage to Willard under a Yachtsman Policy of Insurance, Policy Number YKR Y
Case 2:14-cv-00045-GZS Document 1 Filed 02/04/14 Page 3 of 11 PageID #: 3