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Financial ConceptsFinancial Concepts
 
Monthly accounts of a student (Feb 09)Monthly accounts of a student (Feb 09)
ReceiptsReceipts
Op. Balance 1000Op. Balance 1000Recurring Income 000Recurring Income 000Monthly Assistance (father) 9000Monthly Assistance (father) 9000Funds for B-day (mother) 1000Funds for B-day (mother) 1000Special assistance from Father per Special assistance from Father per termterm50005000Sale of Cricket KitSale of Cricket Kit30003000Loan from Canteenwala 2000Loan from Canteenwala 2000Collection on behalf of friend 4000Collection on behalf of friend 4000TotalTotal2500025000
PaymentsPayments
Monthly Fixed ExpenditureMonthly Fixed Expenditure(hostel, mess, transport, mobile 9000(hostel, mess, transport, mobile 9000Monthly Variable ExpenditureMonthly Variable ExpenditureHotelling, Movies 1000Hotelling, Movies 1000ConsumablesConsumables10001000Purchase of Flowers, Ring 2000Purchase of Flowers, Ring 2000Birth day partyBirth day party20002000Purchase of Hard Disk 2000Purchase of Hard Disk 2000Loan to Friend 1000Loan to Friend 1000Investment 1000Investment 1000Return to Friend 3000Return to Friend 3000Closing Balance 3000Closing Balance 3000Total 25000Total 25000
 
Personal Finance StructurePersonal Finance Structure
Opening BalanceOpening BalanceReceipt from RevenueReceipt from Revenuesources – salary, salesources – salary, saleIncome from AssetsIncome from AssetsRecurring AssistanceRecurring AssistanceReceipt from CapitalReceipt from CapitalSources – Reduction inSources – Reduction inAsset – Sale of AssetsAsset – Sale of AssetsReceipt from LoanReceipt from LoanSources – Increase inSources – Increase inLiabilityLiabilityCapital Grant ReceivedCapital Grant ReceivedExtra-ordinary – increaseExtra-ordinary – increasein liabilityin liability
Permanent (Fixed) Expenditu –Permanent (Fixed) Expenditu –consumption, maintenanceconsumption, maintenanceVariable expenditureVariable expenditureInterest paid/finance costInterest paid/finance costDonations GivenDonations GivenAcquisition of New Properties –Acquisition of New Properties –Increase in AssetIncrease in AssetRepayment of Loan –ReductionRepayment of Loan –Reductionin liabilityin liabilityExtra-ordinary – amounting toExtra-ordinary – amounting toreduction in liabilityreduction in liabilityClosing BalanceClosing Balance
Receipts SidePayment Side
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