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مفهوم البنك الإسلامي

مفهوم البنك الإسلامي

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الدكتور محسن احمد الخضيري
الدكتور محسن احمد الخضيري

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Published by: Sidi Ethmane Cheibany on Oct 07, 2009
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02/01/2013

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يملسا كنبا وهفمرضخا دحأ م .
ةايح ف سيل عقو يح يم راصل تبأا يج ف ا ً ضأ نكلو ،ف يم ملذ مدمو ،اهلو ظعم ف ةشم لاعل اأو،ددج نم دقم نم ثع ،اخ عيبط  ا ً اصق ً كفنم ا ً ق ش عرأ ط ط عبل واح أ دعو ردجو ل زجاح ح أ إ م ا اف ،امزلبام د وأ يب ياكمإ د يطاأو ،شلاايح ف اصق يغو اصق ماعل جال.دل وا ًاعف ا ً م ا ً عقو راصل ذ تبأ دقو راك راقأ ىلإو ال افآ ىلإ دجل راطإلا اههج ل صعل كشم م ياا ماعلواهمهم ى عل ام د ذل م ،يل: ايف ل عل ي ام و اهصئاص طاحو:يم بل همذج ى ع يلام د ؤم م بلًاعف ا ً ي اهيو ل فأ نم دل رلةل دل راطإ ف او اهيظع كى عو م ع د او يم عشل.اهااصق يياأ ا ةد ا أ ال نيب عل ذ نمودلا زل اهم يم بل اه زم بل ى نيع :يم عشل ةللاأ يج ف يم عشل اكح ز أ،جو امم دف إو  ً يصو ج ماعمو ك  ً ماكمو  ً ما ا ً ماظ د يم ةديعلاف،لو ،ا شأ ف  ً م اصق ف ء يغ ش نم اي صو راخو ،هو نم عل ابعلا اهو اهعم بو اصقو د ني نم طابل ي وأ ش  ا ً ق ا ً ي ّ ق ا ً 
 
م كل ابر و ،مامأ نم و ،خ نمف رابل ا زع ندلا اصق فصلةهل و ي ل ى لر و ل ااصق دل و ،اف ءاعل اهجوى نيع و و فصل عل الدل ذ أو .اهي لو اهيخ م بل: ام
 عتا ل لمعم ي ازتا (أ):ه وشا ارا جا  دعبا
دي نم يوشم د م بل ا الةداق يب  ً ما ا ً مزل ز اف ،م كلايقخ ديلو ،ماعم  ف لو للشل اهعاط ف ماعل ذ ف آو  ل ا اشل ام فا ىلإ د ذل.اهعم ماعلا بلف خد شأ ىلإ امدخ د أ بل نك فلا  ةيخ رأ نم اهيف ال ل ةئ،ردلو ،رال دئمو ،رل ا شأ مل يو و ي ى  ل ااصلو ءابلو اش أ ن اعو ،دل وأ يل وأ زل وز وأ راكح وأ سيلد وأ غ وأ ار ى يف ماعل وأ يم وأ رغ وأ  وأ ال اجال  وأاش أ وأ ل و مذل افإ وأ ةرخد بل ماعم يج ك  نمو ،مح شندل ابم دد كش  ،ل ةئ فةراصم و نيماعل  و رج ف نبغ ف يل.هو هماعطإ ام ديبع ي وأ هقريم ةديعل ى  ذل  م بلاففصل ماعل اممو كل اي اهم دوايكل ذ راطإ ف اهعيج ماعم بص وأ دلو ،كل ذ لاخ  ل أ ى  ذل كللام لاف ،دحو ل كل ذ ف ةجل يكللام و دجم ىلاعو اب أ ايف جم 
 
د اف  نمو يف م شبل و لذ و راطإ ف  ال اهيف او جل ذال ك أ روضل نف ذ ىو اهاوشم  وأ بل اهعم ماع ل امدلوصم ن  أ ل  ف ،ل ةئ فأ ل  و زل ل بعل  وأ ل اف هم ص  ،رال اا وأ ا ً ييل ىهم ىلاع اق ،ايدل ةراِ رْ َ ن َ مُ َ ش َ أَ َ ُ})اه َ يفِ ْ ُ  َ  َ ع ْ  َ ْوَ61 ةر) {(فا  ا نمو (اصق اشل جوأ فا شل بل ماعم.ر را ل اصق يغو
:ر معتا د ()
نم م بل ةزيم   الا ماعل دعف  ذل و ظل هب نم ال يه جأاه  ل ل ول ا نم ياأ  أ نم غل ى لو ،يم يغ بلل ال مح دج اإو ال  يضق دب ل.دل حل فو ،وال ال يج ف تلزبل نم ع الا ماعل د اف  تقل فوىلإ يلا  ع  دي ةأ ما ً بام ًدئا فد اهلخ نم بام يرد امال ي  تقل فو ،دل نيّ ل ل.هم ي ن ذل،ةرو ز و ،جاح يب  م الا قافاظلا ا ً كف ادأو اعل ثبخأ نم ال إ ةدحو ى ض هف ،ودل اجو اصقراص نم يل ىلإ لو اهحو اهلو ،م.ةمدم رو يأ وحو نحاوتا ا ً أ ةدئالا ماع  يم بل اف ا نمو وأ ً بق ،ا ً ي وأ ا ً دإ ،ءًا وأ ًذخأ ،اهلاكأو ار وأ ةا ،ةابم يغ وأ ةابم  ،ا ً صخما ،م وأ ا ،ً خؤم وأ ا ً مدم ةدم ،يم م ا ً مزلو ءل عشل اكح ًاأ ..م وأ

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