Call Dr. Jeffrey
Wise and redeem
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INTOXICATING OPULENCE
CLASSIC ELEGANCE
MODERN GLAMOUR

New Jersey surgeon Dr. Wise is
double board certified and has
performed more than 1,600 facelifts.
He has been named one of America\u2019s
Top Physicians by the Consumers\u2019
Research Council of America.

How? There are many different types of stress. There is physical stress (sports, positioning while sitting or lifting), emotional stress (too much work to do at work or trou- ble with family members), or chemical stress (not eating healthy or not drinking enough water). It is a known fact that stress has an

adverse reaction on your body's health. It physically manifests itself as pain, anx- iety, tight muscles, irritabili- ty and an overall feeling of tiredness or malaise. When we experience these types of symptoms, we generally turn to our primary doctor for some medication to help with the tight muscles or to help us relax. But what you probably did not know is that stress overloads you're your body and your nervous system which alters your body's ability to handle stress and its ability to heal. Your body is a self-regulat- ing, self- adapting organism. Your brain and nervous sys- tem control and coordinate ALL functions in your body. Interference to your nervous system from subluxations or

misalignments of your spinal vertebrae has an effect on your body's ability to func- tion normally. These sublux- ations and stress overload your nervous system to the point where your body may not function properly and it might start to break down. Loss of energy, feeling run- down, tight muscles and pain might be signs that your nervous system is not func- tioning well and you may be prone to getting sick.

In theory, if we were to remove the spinal subluxa- tions, then there will be minimal interference with your nervous system, and then your body would func- tion optimally, and it would be able to handle stress bet- ter. Doctors of chiropractic

your car care needs? Conveniently located on 1555 Route 23 South in Wayne, the facility includes a full- service car wash, quick lube, and a detail cen- ter, as well as self-serv- ice bays. With winter just around the corner, it is extremely impor- tant to keep your vehi- cle properly main- tained at all times to

Royal Car Wash has been in operation for nine years, and is a state-of-the-art facili-

ty with highly-trained techni- cians. It is a complete auto repair center that includes tire rotation, tune-ups, brakes,

batteries, transmissions, fuel injection, timing belts, and much more. Customers will also find a comfortable wait-

that people are busier today than in the past, it is crucial for drivers, even those who are overextended, to stick to a game plan when it comes to regular maintenance. Such schedules include rou- tinely changing a car's oil and filters, keeping the injectors and fuel delivery

ing proper tire pres- sure. Though these are easy and quick procedures, they are also paramount to keep-

It is no secret that college is becoming much too expen- sive for families to afford. There are changes that may come to help, but don\u2019t get too

excited just yet. The big question for most families still remains the same: How will we comfortably afford the out of pocket portion that will still be our responsi- bility? No matter what the changes, the out of pocket

cost to most families is still a number they are not prepared to deal with efficiently.

On September 17th the House passed the Student Loan

would shift federal student lending entirely into the hands of the government--

currently private banks dis- burse about 75 percent of such loans. Even with these changes, the fact remains that loans are still going to be a big part of a family\u2019s solu- tion to college costs. No matter how low the interest rate may be, and regardless of the lender, there are still

monthly payments that will be added to the monthly cash flow picture. These are new payments and if there isn\u2019t much money left at the end of each month before college loans, a family must identify what will change to be ready for education loan payments? Be sure to project total loan payments for all the years in college, because that number can add up quickly.

Under SAFRA, the Pell grant will increase from $5,550 in 2010 to $6,900 by 2019. If there is

an increase to the Federal Pell Grant program, all fam- ilies must be aware that only families showing the greatest need qualify for the Federal Pell Grant. Remember, the family\u2019s definition of need is far different than the Department of Education\u2019s definition of need.

The SAFRA bill will create a more simple FAFSA form. If the financial aid

forms are simplified, that doesn\u2019t mean everyone gets more financial assistance; it simply means that complet- ing the required forms may be less complicated and time consuming.

That might translate to more people applying for aid because some people who gave up and couldn\u2019t figure out the forms before may now fill out a new, shorter and easier form.

be voted on in the Senate on Oct. 15. In the media the changes all sound great, but don\u2019t assume the benefits will benefit your family.

leading college funding expert and consumer advo- cate, will be presenting a College Funding Workshop for families with current high school students at theYM-

YWHA, 1 Pike Ave. in Wayne on Tuesday, October 20, 2007 at 6:30pm. He will

be discussing how to send your child to college in this difficult economy without going broke and how to increase your eligi- bility for aid. Although admission is free reserva- tions are recommended. Please call (732) 224-1496 to make a reservation.

Advertising in Life & Leisure is affordable and effective. We are a \u201cfamily friendly\u201d publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services, products or businesses advertised. \u00a9 2009 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

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