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 O h i o ’ s  C r e d i t  U n i o n s
 H e l p i n g  O h i o a n s  i n  a  t o u g h e c o n o m y
 R E S U L T S  O F  T H E  2 0 0 8  F I NA N C IA L  E D U CA T I O N A N D  O U T R EA C H  S U R V E Y 
OHIO CREDIT UNION LEAGUE
 
O
hio’s credit unions are celebrating 75 years o service this year. Andthe mission — o providing individuals, amilies, and entire communitieswith economic stability through the dignity o fnancial empowerment —remains the same as it was when credit unions were ounded. This philosophydistinguishes Ohio’s 414 credit unions rom other fnancial service providers andinspires loyalty rom more than 2.6 million members.Credit unions are more than providers o fnancial products and services. Toimprove people’s lives through sel-help and personal responsibility, they oeran array o real solutions: ree fnancial education; special savings programs;short-term, low-interest loans; and one-on-one counseling. The Ohio CreditUnion League is pleased to report how credit unions served their membersand communities in 2008, and how they work every day to improve lives.
More than 350 credit unionsoer their communities no-costopportunities to increase theirfnancial savvy so they caneliminate debt and build wealth.
23
o every
Ohio credit unions provideree fnancial education intheir communities.
74
%
o Ohio’s credit unionseither partner with orreer members to acommunity agency toimprove other aspectso their lives.
“We are a blue-collar credit union.Our members would have no [other]place to go or assistance.”
 
— Survey Participant
 
Ohio’s credit unions oerfnancial education viaone-on-one counseling, oneo many approaches utilized.
60.4
%
  O  n e -  O  n -  O  n e C o  u  n s e  l  i  n g  W e  b s  i  t e   &  N e  w s  l e  t  t e  r C  l a s s  r o o  m  P  r e s e  n  t a  t  i o  n s  S  m a  l  l  G  r o  u  p s  a  t C  r e d  i  t   U  n  i o  n  S  m a  l  l  G  r o  u  p s  a  t C o  m  m  u  n  i  t  y  C e  n  t e  r  F  i  n a  n c  i a  l   E d  u c a  t  i o  n   F a  i  r s  A  f  t e  r   S c  h o o  l  P  r o g  r a  m s  I  n -  S c  h o o  l   R e a  l  i  t  y  D a  y   E  v e  n  t s  O  t  h e  r
60.4
%
42.5
%
41.8
%
27.6
%
27.6
%
23.9
%
12.7
%
9.0
%
9.0
%
Ohio’s credit unions provide fnancial educationto a spectrum o groups in their communities.
AdultMembers
       5       6  .       7
    %
High SchoolAges 14-18
       4       4  .       8
    %
       3       6  .       6
    %
ElementarySchoolAges 6-10
       3       5  .       8
    %
MiddleSchoolAges 11-13
       2       9  .       9
    %
AdultNon-Members
       2       0  .       9
    %
EarlyAges0-5
       2       0  .       9
    %
CollegeAges19+
       2       0  .       1
    %
SeniorCitizens
       6  .       7
    %
    E   t    h   n    i   c    G   r   o   u   p   s
 Teaching personal fnancial responsibility has always been parto the mission o not-or-proft credit unions. Credit unions arestepping up their eorts as leaders in fnancial education andinvesting in brighter utures or all Ohioans.
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