• Embed Doc
  • Copy Link
  • Readcast
  • Collections
  • CommentGo Back
Download
 
AATTTT TAGGTC ATATAG TAATTCTATGTT TAACTT TTGAGG AACGACCAAACT GTTTTT CACGGT AGTTGCACCATT TTACTT TCTCGC CAGCAGTGTATA AGGGCT TCAATT TCTCCACGTCCT CACCAG CACTTG TTATTTTCCAGT TATTTT TGTTTT TAAATTCTAGCC ATCCTA GTATGT GTGAAGTGGTAT CTACTT GTGGAT CTGGTTTGCATT TTCCTG ATGACT AATGATGTCAAG CATTGT TTTATG AGCTTGTTGTCC ATTTGT AGACCT TCTTTGGAGATA TGTCTA TTCAAG TCCTTTGCCCAT TTTTAA ATTTTT AATCTTTTAAAA TTTTTA AAAATT TAAAAATTTTTT AATTTT TTTTTT GCTGTTGAGTTA TAAGAG TTCTTT TTATATTATGGA TGTCAC ACACTT ATTGGATATATG ATTTGC ACATAT TTTCTCCGATTC TGCAGG TTGTTG TTTCACTTTGTT GATAAA TATCCT TTGAAGCCCCAA AGCTTT ACATTT TGATGAACTCCA GTTTAA CTATTT TTCTTTTGTTTT TTGAGA CCAGCC TTATTTTGCGTT CAAGAA TAATCT TTCTTGAGATTA TCTTTA GTCAAA AGGAAGTGACTA TAGAGA GAAATT TTGTGTTTCAGC AGAAAA CTCTGC CTCATCTATGGC ACACCA CTCTAG GTTATCAGAGTC TAGTCC TATTCA CTGTCTTTGAGC TATTTG GTACCT ACTTATAAGCTA CAGGTT ACTGAT GGATAGGCAAAC TTTATC TTGTCT GGTGGAGATATA ATTGAC TTCCTT AGGGCTAGGCGC AGTGGC TCATGC TGTAATTCCAGC ACTTTG GGAGGC TGGGGTGGGAGG ATTGCT TGAGGC TGGGAATTCAAG TCCTCA TCTTCA CAAAAAGTTTTA AAAATT AGCTGG GCATGCACCTTT AGTCCT AGCTAC TCAGGAGGCTGA GGCAGG AGGATT GCTTCAGCCTGG GAGTCT GAGGCT GCAGTGGGCTAT GATTGT GCCACT GCACTCTAGCCT GGGTGA AGAGAC TCTGTTTAAAAA AAAAAA AATTAG ATAATTGACTTC CTTTTC TTCTGT GGAAAAACCAGT TTTGGC ACCTAC TTGTAAATCAAA CTGGAT CTTGTT AACTTGTCCAAA TTGTCA ATCTTT ACCAAATTTTCA GTTCTT CTAGGT TACTTCAATATC TTGCTA ATATCC TCCAAACTAACT TTTCCA AGTTTT CTCCCTCCCACC TGACTC AGAGTC ACTGAGAACTAA AACCCG ACTGCC CAAATCCCTATT GGGACT CTAAGT TGTCTTGGAGCT TGCCCT CTTTTC CAGGATCTGAGG CAGCCC TGCAAG CTAAACTCCAGT GGCTCA ATATAA ACCTAGACGAAC ACAGAA CTGCAG CCGACCATGCAT GACTAG AATTCT CCTTGAACAAGC TGCTGC CTAGAC TATGATAGAAGT TGTAAG AAATGC TCAAGTCATGCA TACCTT TTACAT GAAAGATGACTG TCTTAG TCCATT TAGTGTTGCTAT AACAGA ATACCT GAGGCTGGATAA CTTATA AAGAAA AGAGGTTTGTTT GGCTTA TAATTC TGGTGGCTGGAA AGTTCA AAATTG GGCAGCTGCATC TGGTAA GGGCCT CCCTCATACTGC TTCCAT TCATGG CAGAAAGCAGAA GGAGAG CAGGTG TGTGCAAAGAGA TCACAT GGTGAG AGAGAAAGCAAG AGAGAG AAACTG AGGATACTAGAC TTCTTT AAAACA ACTCAGTCATGT GGGAAC AAATCC ATTCCCATGAGA GAATAA AAACTC ACTCACTTCTGC AGGAGG GCATTA ATTTATTCATGA GATATC TGCCTC CATGACCCAAAT ACCTCC CATTAG GCTCCACCTCTT AACATT GGGGAT TAAATTCAACAT GAGTTT TGGCAG GGGGAAACCACA TATAAA CCATAG CGGTAACCAAGA CTGTGG ACAAAC AACATTGCCAAG AGTACC CATACC CTAGCTCCATGA GTGGTG CTGCAA AATGGAAAAGTT CTCTTC CACTGA TGCGTTGGAATC CACTGG ACTGGT TACTTTCAGGGT TCAATT CTTGGC TCTTTACTATAA TATAAT CTTTTA TATTAACTTTTT TTTTGA GATAGG GTCTCACTCTGT CACCCA GGGTGG AATGCAGCAGCA TGATCT CAGTTG ACCGCAACCTCC ACCAGG CTCAAG TGATCCTCCCAC CTCAGC CTCCCA AGTAGCTGGGAC TACAGG TGCATG CCACCACACCCA GATAAT TTTTTG TATTTTTTGTAG AGACGG GGTTTT GCCATGTTGCCC AGGCTG GCCTCG AACTCCCGAGCT CAAGCA ATCCAC CCACCTCGGCCT CCCAAA GTGCTG AGATTATAGGCA TGAGCC ACCACA CCTGGCCAACAT TTCTTT TTTCAT TATTGCCATCCC TCTTTT AATATG CCTAATTTCCAG GACCCT AAAACA ACTGACCTTTGC CATTGT CTCTCA ACAGATGGTTCA AGTGGC TTTACA GAAACAATACCA ACAAGA GTCCTT GAGAGACTATTT CTTAGA CTTCAG CTTCACCTCACT TAGGAG CTTTAT GTTCTCCTCTGA GTGGCT CAATTA TAAATGATATTT GTTTTA AACAAA AGAGAGAAATGA CAGTAT TTAAGT TTATCTGAGCCC TGTGTA CCCTAG AAAGCAGTAATG GTTAAA AAATCC CCCCCAACCTTT TGTTTT CCAGGA AAAGGTTAACCA CAAGTG ACCATC CTACACTGACAC ATTATT CCAAGG GAAGACCCATCT CCATCC TTCCTC ACAACTCCCAAA AGACTT ACAGAT GACTCCCTTGTT TACCTG TCTCTA TAAAATGCCAGG CTTCCT TCATTT TCTTTGAGCTGG TCCTCA TTAATA AATATTCCCCCT ATTGCA ATACCT GAATAAAATCAT TTCCTT AATTGT CTGGTACATTTT GTCTTT CACATC ATCAACACAAAC ATGTTC ATGGAA GAGACCAGGTTC TGCAAA CGTATT TCTGAAAGCACA TTTCTG AAATGT GTCTGCAGCGTT GTGGTT TGGCAG TTGTTTTGTTTT TGTTTT TCCAGA TATATCTTGCTT CTTAAA TACCCT GGTGAATTATAA ACCACA AAATCA ATCTTTAAGAAA AAGTGC AGGGCT CAGTCAACTGTA TTTACT TGTGTG CATTTGCCATTT TAGGTC CATTAA AGGTCAGGGGCT TTGATC ACGACA TCAAGAAATTTA TGTAAA ACAGCA AGCAGGTGGCTA CCTTAC CCAGGC ACAACCAGATAC CTGCTC TGTTCA ACAGTTTGTTAC TGGCAA AGATTT TGCAACAATCTT TTATGC CAGTAC TGGTATCAGAAG TTAGCA TTATAG ATTTCCAATAAT GTTTTC TTATTT GGACCTAAGACT TGCTCA GACATC TATTTTCTCTTT ACATAT TAGCAT ACCTCTTACAAT TTTTTA CTTTCA TTGGTAGTAAGG TTTGGC TTTCCT CTGTTGTTGGCA TATAAT AAAAAT AATAGCTGACAT CTATTA AGTGAT TACCCTGTGCCA GGAACT GTACTA GGTGCTTTCAAT ATTGTT AACTCA ATAAATTTTCAC AAAAAC CCTGTG AAGTAGGTACTA CTATTA TGCCCA TTGAACAAATGA GAAAAC TAAAGC ACAGGGAAATTA AGTAAC TTGTCC AAGGAAACATAG GTAGAA AGTGTC TGAACTTGAATT TGAATT TTTAAA ACCACTTTATTA AGGTAT GCTATG GCTTAAATGTTT GTCCCC TCCAAA ACTCGTGTTGAA ACTTAA ACACCA ATATAACAGTAT GAAGAG GTGAAG CCTTTTGGAGC TGATTG AGTCAT GAGGGTCTACC CTCAAG AATAAT CTCTTATGGAT TAATGG GTTATT GAGGCGTGGGT TAGTTA CCACAA GAGTAGTCTGT TATAAA GGCCAA TGTGGCCATCTC TTCTAA GCCCCT TGCCAGTGATG CCCTGC ACTCCT TGGGACTCTGCA GAGTCC TCACGA GAAAAAGGCCT TCACCA AATGTG GCTCCCAACTT TGAACT TCTCAG CCTCCAAATGT GAGAAA TAAATT TATTTCTTCAT AAATTA CTCAGT CTCAGTATTCA GTTAAA GCAATA GAAAACAAAGAA ACGTAT GATTGA CATACCAAAAGC TGTACA TACTTA ATGTTACAACC TGATGA ATTTGG AGTTAGTATAC ACCCAT GAAACC ATCACCACAATC TATGCC ACAAAA CTATCCCTTACC TCCAAA AGTTTT TCCTGCCCTGTT TATTTA TTTATT TATTGAATAAG AACAGT TAACAT AAGATCTACCCT CTTATC AATTTT TTTTTTTTTGA GACAGA ATCTTG CCTGTGCCCAG GCTAGA GTGCAG TGGTACAATCTC AGCTCA CCGCAA CCTCCCCTCTC CACCTC CCAGGT TCAAAGATTCT CCTGCC TCAGCC TCCTGGTAGCT GGGGTT ATAGGT GAGCACCATCAC ATCTGG CTAATT TTTGTTTTTTA GTAGAG ATGGGG TTTCACCATGTT GGCCAA ATTGGT CTTGACTCCTG ATCTCA AGTGAT CCGCCGCCTCG GCCTCC CAAAGT GCTGGATTACA GGCGTT AGTCAC CCCGCCCGGCCT CTCTTA GCAAAT TTTTAGTATAC AATGCA GTATTG TTAACATAGGT GCTATG CTGTAC AGTAGTAACTA AGTGTT CACTGA TGGACAGTGAA TAAAGA AAATAT GATATCACATA AAGTGG ATTATT ATTCCCCTTTA AAAAGA AGGAAA TCATGGACAAC AGGGAC GAACCT GGAGGTATTAG GCTAAG TGAAAT AAGCCGACAAG AAGGAC AAATGC ATGATCTACTT ACATGA GGAATC TAAAAAGTCAA ACTCAT AGAAGC GAAGATGGAAT GGTAGT TGCCGG GGCAGGGAGAG GGGGAA ATGGGG ACTTTCTATCTG CACCTA TTGCTT TTTTTTCCTTG TAATTT CTTCTA TTTCTCCTTCGT GTCTAC TCCCCT TTCACCATTTTA ATACTG TAATGT TGTTGAATTAG TCAATT TTCACA GTTTTCCCTTAC CTGTTT ACTTGT CTATCCCCATTT ACCATT TTACCA CTTTTCAGTTT GCCTCT GTCTCC TTTGCCATTTCC TGAATG TTTGGA ATTAAAGTTTT TGGTTA CTAAGA TGACCACCACA GTTCCT TTTAGT AGCAATTTTGT GTCCAG ATTTCT ACTATATAGCC CACTAA ACTTTA ATCATTCAGCT TTTGGG TTATTT GCATTGGGGTA AATGGG TATTAA AAGTCCTCCCAA AGGCAA GTAAAT GAGCCGCGTCA AACTGG AATAAT TGATTTGCAGT GGTCCT TTCTTC TATAACTCAAT TTAGCT ATTGAC CTAGCCGTTTG GATTTA GAATTT ACATAGAACAC GTGTGA AAAATG ATTAGTCAAGA AGGCCC TACATG TTAATGAAACA AATCCA TTAACT GTGTGCAAAAC TACCAA AAATGT TACCTGGAAAT AAATAC AACAGT AGTATATTCTA CACAGT TCTCAC TCTCTCTACACC ATTTGG CACGAT AAACATCACTA CTGAAG ACAAAC GAAGGTTGTGG AAGTAG AAACAA GGTAAACTTGC CTGAAA ATGTAT CAAGACGTTGA CTATGA GTCCAT GATGG
 
GENETIC TESTING AND INSURANCE –A GLOBAL VIEW
M
MünchenerRückMunichReGroup
 
2
GENETIC TESTING AND INSURANCE –A GLOBAL VIEW
This paper written by DR.ACHIM REGENAUER, Chief Medical Director, Munich Reinsurance Company,isbased on contributions by the following persons:
GRAHAM AUSTIN,Chief Underwriter, Munich Reinsurance Company, United Kingdom Life BranchFERGUSON BESCOBY,Manager, Life Underwriting, Munich Reinsurance Company of Africa LimitedDR. S. J. H. EGGEN,Medical Adviser, Amersfoortse VerzekeringenDR. FRÉDÉRI GOFFRE,Medical Consultant, Munich Ré France ServicesDR. D. J. J. HALLEY,Clinical Molecular Geneticist, Chairperson of the National Organisation ofDNA Diagnostics, NetherlandsPROFESSOR HOLMGREN,Geneticist, UmeÅ University, SwedenDR. YASUSHI IWASA,Chief Medical Officer, Munich Re Japan Services K. K. (until 24th March 2000)MARIA LINDBERGSON,Swedish Insurance FederationDR. J. ALEXANDER LOWDEN,M.D., Ph. D., Senior Vice President and Medical Director, Lab OneDR. BOB PAMPE,Medical Director, Munich Reinsurance Company, Canada Branch (Life)DR. DETLOFF RUMP,Chief Underwriter, Munich Reinsurance Company of Australasia LimitedDR. MARK SKILLAN,Vice President, Medical Director, Munich American Reassurance CompanyDR. KOJI YOSHIMOTO,Chief Medical Officer, Munich Re Japan Services K. K.
 
GENETIC TESTING AND INSURANCE– A Global View3
1234
Introduction4Availability of genetic tests6Genetic tests, politics and public opinion12Genetic tests and underwriting20Genetic tests and health insurance22Conclusion24Annex26Sources31
Contents
of 00

Leave a Comment

You must be to leave a comment.
Submit
Characters: ...
You must be to leave a comment.
Submit
Characters: ...