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FREE REPORT fromSmarter 
Insurance.org
How Much Insurance Do You REALLY How Much Insurance Do You REALLY  Need On Your Home?Need On Your Home?
Your home is likely your single largest investment. Protecting it properly is critical toyour financial security. If you’ve only beenguessing until now, then guess no longer.
Even though insurance has been part of our culture for over 100 years, to most people – It’s still a just amystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the InsuranceIndustry; aka
“The Club”
I want to end that for you.
I'm an industry "insider": A licensed member of 
“The Club”
I’ve been inside the insurance business for over 25 years and I know it like the back of myhand: From policy to claims and back again.I've sold insurance.I've studied it.I've discovered what makes "good insurance" -- and what makes "bad insurance".
I know that not all insurance is "created equal".
I’ve been around the insurance business for a long time and I’ve seen it all.
o
I’ve seen people standing next to smoldering ashes that just hours before wastheir home and everything they own.
o
I’ve comforted those who have just received a 50-page lawsuit because their sprinkler flooded their neighbor’s yard or their dog bit a friend’s child.
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Insurance for your home need not be a shot in thedark. There are simple ways to determineEXACTLY how much insurance ou should have.If you’re not properly insuring your home you could be either wasting needlesspremium money on excess coverage or you could be setting yourself up for aseverely UNDERINSURED loss that could cost you tens of THOUSANDS of dollars or even MORE!
 
o
I’ve reassured clients that they have coverage after their toilet flooded their house over an entire 3-day weekend.
o
I’ve seen clean-up bills for just water damage in excess of 
$100,000.
And I’ve been able to pay all these losses for these very frightened people because wemade sure that their insurance was right for them – That it would be there to “write thecheck” should these shattering losses happen to them!Homeowners insurance, when purchased properly, can give you the security of continuing life as you know it in the event of a catastrophic casualty or liability loss.Homeowners insurance is POWERFUL and very comprehensive in the scope of coverage it offers.
Here’s a little overview….
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It protects your home
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It protects your stuff at home
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It protects your stuff on vacation
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It protects your stuff in the USA
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It protects stuff you may have in a storage facility
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It protects your stuff all over the world !
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Yes, that’s right… you lose your stuff ANYWHERE on the planet…you’re covered just as youare in your own backyard.
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It protects your CHECKS & CREDIT CARDS if they’re stolen
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It gives you Liability protection....that’s when you get sued
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It gives you protection for stuff you’d never imagine.
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Here’s just a few examples
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Money, Bank Notes, Coins (including collections)up to $200
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Property used or intended to be used in businessOn premisesup to $1,000Off premisesup to $250
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Watercraft and equipment up to $1,000
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Securities, Checks, Traveler’s Checksup to $1,000
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Trailers (not used with watercraft)up to $1,000
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Stamps, trading cards, comic books (including collections)up to $2,500
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Theft loss of:
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Jewelry and Fursup to $1,000
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Firearmsup to $2,500
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Silverware and Goldwareup to $2,500
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Rugs, tapestry, wall hangingsPer Itemup to $5,000Aggregateup to $10,000
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Home Computersup to $5,000Page 2
 
WOW, you say!
 That’s quite a list.
 Yes it is…and there’s MORE…
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