1398423247april 30 2014 Z2 LOWREZ

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Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
April 30, 2014
Zone 2, Vol. 12, No. 9
We are a Family, Friendly Publication
SUMMER CAMP
REGISTRATION
SEE PAGES 14 & 15
Views to Use. A new
question and answer feature
section sure to enlighten.
In our centerfold
M
ED
IC
A
L D
O
C
T
O
R
LOCATIONS
246Hamburg Turnpike,
Suite 202
Wayne, NJ 07470
is certif ied by the American Board of
Cardiovascular Disease and Interventional
Cardiology. He is a member of the American
College of Phlebology and the American
Society of Laser Medicine and Surgery.
Dr. Ghassemi specializes in advanced
vascular procedures, which include Vascular
Laser Therapy for the treatment of varicose
veins, laser ablation and sclerotherapy. He
also specializes in advanced cardiovascular
procedures, including angioplasty, laser
atherectomy and stenting.
Dr. Ghassemi received his M.D. from the
University of Medicine and Dentistry
(UMDNJ)/Robert Wood Johnson Medical
School in Camden. His internship and
residency were completed at the Medical
College of Pennsylvania Hospital in
Philadelphia in Internal Medicine in 1991.
He completed his fellowship at Hahnemann
University Hospital in 1994 and in 1995
completed an Interventional Fellowship at
the Albert Einstein Medical Center,
Philadelphia.
Venous Disease is a Progressive
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At ACP Vein Treatment Center in Wayne, we treat venous
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treatments for varicose veins and spider veins. These
conditions are progressive diseases that can develop into
serious medical issues, including discoloration and ulceration.
Our new ACP Vein Center in Wayne is dedicated entirely to
the diagnosis and treatment of vein disorders.
Rex Ghassemi, M.D., F.A.C.C.,
To learn more visit
acpveincenter.com
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CONTACT
855-900-VEIN (8346)
Non-functioning
valves within a
blood vessel
cause varicose
veins. Veins return blood back
to the heart, but when a valve
does not function properly,
it causes blood to flow
backwards into the vein.
This is called venous
insufficiency and this
backward flow causes vein
enlargement. Spider veins can
develop for the same reason,
but are further influenced by
obesity, heredity, pregnancy
and menopause.
Signs of Vein Problems
The symptoms are similar for
varicose and spider veins, but
are typically more severe for
varicose veins. Spider veins
may cause minor burning or
itching at the site. Varicose
vein symptoms include leg
aches or cramps, a feeling of
leg heaviness, burning,
throbbing or tingling. Skin
ulcers, especially in the ankle
area, are not uncommon
when varicose veins are
particularly severe.
When you have these
weakened and damaged veins
in your legs, there are some
serious health complications
that can develop if you ignore
the situation. You could end
up with premature bruising;
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wounds that take a long time
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At the new ACP Vein
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TO USE
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Endovenous Laser Therapy
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Serving northern
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How can I better communicate my idea or business to consumers through advertising
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what is placed in those advertisements is critical to the success of the campaign. Lets use print advertising as an example. The
advertisement should reflect the customers business and tell their story to the public. Readers who are not familiar with the advertisers business will form an image of them based on the look and
content of their ads. Each ad is essentially another location for the customers business. An ad is a sales call in print. You want the reader to know the unique value your
customer offers to the
consumer. Like all sales presentations, you must communicate your message
clearly and effectively.
Like a sales call, an ad must be carefully planned and properly structured.
Dont make the mistake of filling every nook and cranny of the space, but rather fill it with an effective message... even if that message if only one word or image!
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The opportunity to maximize your potential is one that should not be discounted in the business marketplace. While the economy struggles, there is no better time to stick out and differentiate yourself from your competition. It all starts with your brand. Whether you have a brand currently that you would like to boost, or you are looking to start from scratch, we can help.
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continued on page 20
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
MAY 1
On Thursday, May 1 is the National
Day of Prayer. The theme for this year,
the 63rd annual observance is One
Voice United in Prayer from Romans
15:6: So that with one mind and voice
you may glorify the God and Father of
our Lord Jesus Christ. Many towns
throughout New Jersey and the nation
will be participating. Please join us in
prayer from 12:20-12:40pm at the
Municipal Building 25 Lenox Ave,
Pompton Lakes.
MAY 2
The Holy Spirit School Tricky Tray will
be held Friday, May 2 at Holy Spirit
School, 330 Newark Pompton Turnpike,
Pequannock. Doors open at 5pm and
calling of tickets begins at 7pm. The
cost is $15.00 per person Price
includes sheet of regular tickets, cof-
fee/tea & desserts. Feel free to bring
your own food and BYOB. For tickets
call Holy Spirit School 973-835-5680 or
email lbarryhss@yahoo.com.
MAY 3
Paint your own pottery on Saturday,
May 3 from 12-1pm for all ages. It will
make a perfect Mothers Day gift! All
supplies will be provided. After painting
a ceramic vase, it will be fired at the Fun
Creations pottery studio in Wayne. The
pieces will be ready to pick up at the
Library during the week of May 4.
Please register for this program by call-
ing 973-694-8283 or e-mailing
rachel.burt@lincolnparklibrary.org.
MAY 5
The Montville Township Chamber of
Commerces 22nd Annual Golf &
Tournament Outing will be held on
Monday, May 5 at the Rockaway River
Country Club, 39 Pocono Road,
Denville. Hole-in-one winner to receive
a car donated by Gearhart Chevrolet of
Denville. Early registration $160.00/
golfer. Discounted reservation ends
April 28. For reservations after that
date, please remit $175.00 per golfer.
For reservations, hole and food sponsor-
ships and additional information visit
our website montvillechamber.org. Also,
if you or your company is interested in
donating door prizes, gift certificates or
other gift items, contact the Chamber
Office at 973-263-3310 or
info@montvillechamber.org. We wel-
come all donations and this is a great
way to get your business advertised.
MAY 7
Fire Truck Day on Wednesday, May 7
from 4:30-5:30pm at the Lincoln Park
Library. For all ages. Learn some fire
safety tips from Lincoln Park firefight-
ers, and tour a real fire truck! Please
register for this program by calling
973-694-8283 or e-mailing
rachel.burt@lincolnparklibrary.org.
MAY 10
Once again the Stewardship
Committee from Pequannock Reformed
Church will organize a Mothers Day
plant sale to be held on the front lawn
of the Church on Saturday, May 10 from
9am-1pm. Last years sale was a huge
success and everyone enjoyed the love-
ly products. Hanging baskets, flats,
planters and individual plants will be
available. Please use the sign-up sheets
on the sanctuary piano so that we have
approximate numbers as we order the
items. For further information contact
the church office at 973 694 3424
or email pequannockreformed@
yahoo.com.
Ladies! We invite you to Calvary
Temples Know Him Womens
Conference on Saturday, May 10 from
visit our website at www.lifeandleisurenj.com
April 30, 2014 Page 2, Zone 2
100% Mailed, Bi-Weekly Newspaper
234 Main Street, 2
nd
Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Denise Wirsing i Art Director: Robin Banta
Sales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2014 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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April 30, 2014 Zone 2, Page 3
A
ccording to my
Mom, not necessari-
ly. Now retired
from being a microbiologist
for over twenty-five years,
she has no pension since she
was a non-union employee in
a hospital lab and insisted I
attend and graduate from a 4
year college to get a good job
with benefits. Growing up in
my house, a career without a
college degree requirement
was never an option. It was
not if you go to college,
but, which college are you
going to. Both of my parents
were college graduates and
not to be a college graduate
myself was perceived to be an
insult to them and a failure
placed upon me. Of course,
my parents were financially
ill-prepared to send me and
my 3 siblings to any institu-
tion of higher learning, in-
fact they never brought me
to preview any university or
college. It was just assumed
that I would attend and
somehow it would be paid
for. Well, I did attend col-
lege and it was paid for by my
working to pay for it and a
few student loans to attend
William Paterson College,
now University. My Mom
compares herself to her
retired peer group now, those
with pensions and Social
Security to her Social
Security alone. She was
forced to admit that she
never saved enough for
retirement and would have
benefited if there were a pen-
sion to back her up instead of
having to depend on her
youngest daughter for assis-
tance. Maybe, she says, I
should have motivated you
to be a union electrician,
plumber or carpenter, since
you were good working with
your hands. Now I under-
stand what retirement plan-
ning is all about and I made
many mistakes.
In my words and as a
financial advisor specializing
in retirement and estate
planning, everyone in
retirement is exactly where
they financially planned to
be! My mom had no finan-
cial plan and it didnt matter
that she graduated college at
age 18. It didnt matter that
my father was a graduate of a
chiropractic college, if you
have no retirement plan your
retirement will end up exact-
ly as you planned for it to be.
No plan equals no retire-
ment. A poorly funded
retirement plan equates to a
poor retirement lifestyle and
conversely, a well-funded
retirement plan usually leads
to a robust fun filled stress-
free retirement lifestyle.
Yes, I know that it is
expensive to live today and
sacrificing to live below ones
means is grossly difficult, but,
take it from someone who is
entrenched in the financials
of current retirees. Without
exception, all of them, if
they could turn back the
hands of time, would live on
a little less to commit to
their future a little more! An
extra $100 a month devoted
to an IRA or a non-qualified
deferred compensation pro-
gram would have grown too
many thousands of dollars in
annual retirement income
today, when they need it
most! And with life
expectancy increasing, peo-
ple will have a much greater
chance of outliving their
money, turning to their kids
or the government for assis-
tance. Imagine the possibili-
ty of asking your kids for
financial assistance because
you failed to plan properly
and your fear of poverty
becomes a reality! This is
before concerning yourself
with any cognitive or long-
term care issues, which statis-
tically are likely to occur the
longer we live.
We are born into a life
of responsibility and expense
and those who understand
and accept that planning for
their financial future needs,
first and foremost, will reap
the greatest rewards and ben-
efits for themselves and fami-
lies without exception! I
have dedicated my life to this
belief which is reinforced
each and every day I meet
with new prospects and
clients to study their finan-
cial planning activities, or
lack of, during their working
years. Even with little edu-
cation in the financial plan-
ning arena, a good saver in a
bad program accumulates a
greater sum than a bad saver
in a superior investment pro-
gram.
Everyone knows that
IRA is an abbreviation for
Individual Retirement
Account. However, maybe it
should be an acronym for
Individual Retirement
Assessment instead? When
did you last have yours ana-
lyzed by a specialist? Perhaps
now would be a good time to
receive a no cost, fee or obli-
gation check review and
check-up to see how well you
are doing and what modifica-
tions may be necessary?
Retirement plan funding is
just like the law of gravity,
one need not jump off the
edge of a building to know
that you will not fly. Your
last working paycheck must
not be your last paycheck, far
from it. At this point that
your retirement portfolio
takes over with all of the dili-
gence and discipline you
gave it throughout your fund-
ing period. Now, if struc-
tured properly, it will replace
your working paycheck each
and every month for as long
as you and your spouse shall
live and if structured
extremely properly, the pay-
check will increase with
inflation and positive market
performance for the rest of
your life! If your current
plan cannot or does not do
this, I should be expecting
your call to schedule an
appointment with me so you
may learn how to position
your portfolio to accomplish
these necessary and essential
benefits.
Is a college degree worth the cost, expense and effort?
By Mark Charnet
GROOMING by JACKI
139 Newark Pompton Turnpike Pequannock
973-696-3647 (DOGS)
Visit Us Online at
www.petgroomingbyjacki.com
28 Years
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Accepting Donations of
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Call for information.
continued on next page
Mark E. Charnet, CAS, is
President and Founder of
American Prosperity Group.
APG is the Premier Retirement
and Estate Planning Franchise
in the United States with 19
offices in 8 states. Mr. Char-
net has over thirty three years
of experience in the Retirement
and Estate Planning fields.
Creator of the Trinity Method
of Investing, Mark encour-
ages your inquiries and
can be reached at
973-831-4424
or via email,
markcharnet@1APG.com
Check out our website:
www.1APG.com Interested in
a career in retirement and es-
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Margaret (Peggy) Tana
Ed.M, MAT, LPC, LCADC
Licensed Professional Counselor
Licensed Clinical Alcohol and
Drug Counselor
NJ 37PC00302700, NJ 37LC00078800
Counseling for individuals
and couples using a holistic,
person-centered approach.
Experienced with abuse, trauma,
cultural, and spiritual issues.
Trained in EMDR.
170 Kinnelon Road
Kinnelon, NJ 07405
www.margaret-tana.com
973-838-7265
Anxiety
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Depression
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Is a college degree worth the cost, expense and effort?
continued from previous page
H
ere are some ways to
help you prevent
tooth erosion:
1. Cut down on your con-
sumption of carbonated bev-
erages, sports and energy
drinks, and pure fruit juice.
2. Drink acidic drinks quickly
and with a straw. This helps
prevent acid from coming in
contact with your teeth. Also,
dont swish these liquids
around or hold them in your
mouth for a long time.
3. After having acidic drinks,
rinse your mouth with water
to neutralize the acids and
wait at least one hour before
brushing your teeth.
4. Chew sugar-free gum,
which helps your mouth pro-
duce more saliva to remineral-
ize your teeth.
5. Brush with a soft tooth-
brush and be sure your tooth-
paste contains the ADA seal
for fluoride content.
6. Dont let your child con-
sume highly acidic drinks or
fruit juices in his or sippy cup
or bottle.
You can reduce sensitivi-
ty by using specially formulat-
ed toothpaste or over-the-
counter enamel-building
products. However, always be
sure to check with your den-
tist before you try new prod-
ucts.
Tooth erosion impacts
everyone in different ways.
Come speak to us about your
specific oral hygiene and find
out what else you can do to
protect yourself from tooth
erosion.
Dr. Peter Brusco is a 1980
graduate of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice is
located at 170 Kinnelon Road,
Suite 29A in Kinnelon. You
may reach him by calling 973-
838-5862 or visit him on the
web at www.drbrusco.com.
Tooth erosion:
symptoms and causes
Part two of Tooth erosion
By Peter Brusco, DMD
Using LenSx Laser Technology
Laser Cataract Surgery
Charles D. Crowley, M.D.
and his Associates offer eye
care for the entire family,
from surgery to glasses.
Safer Better More Reliable
Other conditions we treat (partial list)
Blurred vision
Cataracts
Floaters and flashes
Glaucoma
Diabetic Retinopathy
Macular Degeneration
Crows feet/creased brow
Treatments (partial list)
Custom Vue Lasik
Custom Cataract with Restor
Multifocal Lens Implants
Foldable Lens Implants
Dr. Michael DelGiodice is an author on ocular disease
and Vice President of the NJ Chapter of the American
Academy of Optometry. His specialties include laser eye
surgery post-operative care, dry eye syndrome, contact
lenses and neurologic eye disease. He is also a
consultant for Bausch & Lomb.
ASSOCIATED EYE PHYSICIANS, P.A.
Ceaser Pitta, M.D. specializes in diseases of the
retina including Macular Degeneration, Diabetic
Retinopathy, Macular Holes, Macular Pucker and
Detachment surgery.
Meet our experienced Physicians
Most Insurances & Eye Plans Accepted
Selective Laser Trabeculoplasty
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973.835.1222
We Are Cliftons Premiere Family Eye Doctors.
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973.472.6405
www.njeyedoc.com
Let us help you define, execute and
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234 Main Street
Lincoln Park, NJ 07035
973.696.8008
www.NotJustAnAverageJoe.com
Where Does Your Business Fit Into the
BIG PICTURE?
Dr. Peter Brusco, D.M.D.
Preventing cavities,
gum problems and
saving your teeth for a
lifetime for over 30 years.
973-838-5862 170 Kinnelon Rd., Suite 29A Kinnelon www.drbrusco.com
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Dr. & Mrs. Brusco are the

proud pet parents of Sergio
and Serafina who were recently
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Cosmetic Dentistry Bonding & Veneers TMJ Root Canals Teeth Whitening
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O
ne of the best ways to
prevent or control
cardiovascular dis-
ease is by adhering to a
healthy diet. Eating a diet rich
in fruits, veggies, lean protein,
and fiberand, of course, low
in greasy fast foodcan con-
siderably reduce the risk of
heart disease. Here are 6
heart-healthy eating tips for
seniors:
1. Buy colorful fruits and veg-
etables: Adults should get at
least 5 servings per day of
fruits and vegetables. Make
sure you buy a variety of col-
ored fruits and vegetables to
ensure you get the rainbow of
benefits each color has to
offer.
2. Limit high-fat dairy or
meat: Buy skinless cuts of lean
meat with the least amount of
visible fat. Cuts that say loin
after them, like sirloin and
tenderloin, are often leaner
cuts. Fatty fish like salmon or
trout can also help increase
the bodys level of healthy
omega-3s.
3. Eat plenty of nuts and high
fiber foods: Fiber can help
lower blood cholesterol, and it
keeps you full, which helps
you maintain a healthy
weight. You can find fiber in
fruits, veggies, beans, and
whole-grain breads and cere-
als, as well as in nuts.
4. Dont buy butter: Avoiding
butter can help lower choles-
terol. Consider replacing but-
ter with a more healthful
spread like Smart Balance,
Benechol, or Promise, which
contain plant sterols that may
help lower bad cholesterol.
5. Read nutrition labels:
Studies show that people who
read nutrition labels tend to
be slimmer than those who
dont. Its easy for salt and
sugar to sneak in to your diet,
especially with prepared
foods, so be sure to always read
the nutrition label.
6. Frozen or canned fruits and
veggies are okay: Remember
that frozen fruits and vegeta-
bles have the same vitamins
and minerals in them. This
knowledge makes keeping the
kitchen stocked with choles-
terol and blood pressure low-
ering foods a little easier.
Choose unsalted or unsweet-
ened varieties when possible.
Sonia Scott is the owner of
Dorson Home Care, a full-serv-
ice home health care agency pro-
viding families throughout
Northern and Central
New Jersey with compassionate
home care services since 1989.
www.DorsonHomeCare.com
973-672-7691
6 heart-healthy eating tips for seniors
See Answers on
Page 28
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9:30am-3pm with guest speaker, Vicki
Farina who is an Associate Certified ICF
Coach. In addition to professionally
coaching individuals and teams, Vicki
has a passion to study and teach Gods
Word and is an enthusiastic speaker,
inspiring her listeners to rise to a
greater level of faith. Conference will be
held at Calvary Temple, 1111 Preakness
Ave, Wayne. Registration cost includes a
catered luncheon: $35 by Sunday May
4; $45 at the door. Register online at
store.calvarytemplewayne.com. See
Womens Ministry page on the church
website for more information or call the
church office at 973-694-2939 ext.
223.
MAY 15
The Montville Township Chamber of
Commerce is hosting a Womens Health
Forum: Feeling Better-Living Better! A
panel of three experts will explain how
getting and staying healthy will enhance
every area of your life. The event will be
held at the Montville Municipal Bldg.,
195 Changebridge Road, Montville in
the Lobby Conference Room on
Thursday, May 15 from 8:30-10am for
only $10.00/person! Continental
Breakfast served. Please invite other
women, business associates and friends.
For more information or to register
online go to: www.montvillechamber.org
or call the Chamber office at 973-263-
3310.
MAY 17
The Montville United Methodist
Churchs Upper Room Ministry, 29
Whitehall Road (Route202), Towaco will
be having a gently used clothing and
A
different sort of tax
return deadline is fast
approaching. Non-
profit groups claiming tax-
exempt status have until May
15, 2014 to file returns for the
2013 tax year. Here are the
answers to several common
questions on this issue.
Q. Does every organization
have to file a return?
A. No. There are certain excep-
tions in the law. For example, the
following nonprofits are exempt
from the filing requirements:
Most religious organiza-
tions, religious schools and mis-
sionary organizations.
Subsidiaries of nonprofits
that may be covered under a
group return filed by the parent
organization.
Certain government corpo-
rations and state institutions pro-
viding essential services.
Q. What form do you have to
file?
A. It depends on the size and
nature of the organization.
Nonprofits with gross receipts of
more than $50,000 must file
Form 990 or 990-EZ. Those
nonprofits with gross receipts
that dont exceed $50,000 file
Form 990-N (the e-
Postcard). Additionally, pri-
vate foundations file Form 990-
PF.
Q. What happens if you fail
to file?
A. It could result in monetary
penalties. Even worse, if an
organization fails to file Form
990 three years in a row, the
IRS will automatically revoke its
tax-exempt status and it can no
longer receive tax-deductible
contributions. Theres no appeal
process for this harsh result.
Q. Are there any other
potential taxes?
A. Yes. Significantly, a tax-
exempt organization may owe an
unrelated business income tax
(UBIT) for regular business
activities unrelated to its charitable
function. For example, if a non-
profit charges advertising in its
publications, the income may be
subject to UBIT.
If you need more informa-
tion about nonprofits and taxes,
contact us.
Brought to you by Robert Sokoloff,
CPA of Robert P. Sokoloff and As-
sociates located on Main St. in Lin-
coln Park, NJ. He is a QuickBooks
Certified Pro Advisor and his firm
specializes in Tax Compliance and
Planning, IRS Representation ,
Business Start-Ups and Virtual
CFO and Bookkeeping Services.
Robert can be reached at 973-633-
1001, rps@cpanewjersey.com
or you can visit www.cpanewjer-
sey.com. This information is de-
signed to be for informational use
only. Please consult with us or your
own tax professional before
applying this general information to
your specific situation.
Deadline approaching for nonprofit organizations
Community Happenings
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continued from page 2
T
he role women play
in society and within
their own households
has changed dramatically
over the last half-century.
According to Pew Research
Center analysis of the
Decennial Census and
American Community Sur-
veys Integrated Public Use
Micro data Sample files, in
1960 just 10.8 percent of
married mothers were the
primary earners in house-
holds that included children
under the age of 18. That fig-
ure rose steadily over the
next 50 years, reaching 40.4
percent by 2011. Though the
steady rise in those percent-
ages makes the 2011 figure
less than surprising, the fact
remains that todays working
mothers have more on their
plate than ever before and
are under more pressure to
juggle those responsibilities
than their predecessors.
Juggling a career and
motherhood is difficult for
any woman, but the transi-
tion to wearing two hats can
prove an especially difficult
adjustment for new mothers.
The following are a handful
of tips for new mothers about
to embark on the challenging
task of juggling a career and a
growing family.
Carefully consider career
decisions. Some new mothers
respond to motherhood by
making changes with regard
to their careers. While
adjustments will almost cer-
tainly need to be made, its
important that women avoid
knee-jerk reactions. Some
women feel guilty about not
spending enough time with
their children and ultimately
allow that guilt to govern
their decisions about their
careers. But women who
dont give ample considera-
tion to such decisions may
grow to regret them when
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CLEAN-UP TIME
Juggling a career and new motherhood
they find they miss their old
jobs and the responsibilities
and sense of purpose that
comes with those jobs. When
making career decisions
as new motherhood is
approaching or after it
arrives, make a list of the
pros and cons to each deci-
sion and the motives behind
each decision you might
make. The more thoughtfully
you approach each decision,
the happier youre likely to
be with that decision once
its been made.
Avoid going overboard at
the office. Working mothers
are often driven to show
their employers that new
motherhood will not affect
their on-the-job perform-
ance. In their haste to prove
motherhood wont prove a
distraction, new mothers
may take on more they can
chew. Recognize that being a
working mother does require
an adjustment period, espe-
cially in the immediate
weeks and months after
maternity leave has ended
and your body has yet to
adjust to its new schedule.
Accept help when its offered
and recognize that good
employers understand the
adjustments you will need to
make in the immediate after-
math of a pregnancy.
Look for ways to reduce
your workload at home.
Juggling a career and new
motherhood wont just have
an impact at the office. Part
of making a successful transi-
tion from working profes-
sional to working mother is
recognizing that adjustments
need to be made at home as
well. Both new parents are in
the same boat, but mothers
are the ones who spend the
first three months at home
with their new child, and
during those three months
new mothers typically devel-
op a certain rapport with
their new babies that new
fathers do not. Babies may
prove more comfortable
being fed or rocked to sleep
by mom instead of dad. In
such instances, look for ways
to reduce your workload at
home, whether thats sharing
cooking duties or other
chores around the house that
were once your responsibility
alone.
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T
heres another great
debate about the
feline as a pet besides
the declawing issue. This great
debate concerns allowing the
feline to roam outdoors versus
living indoors. Should you
allow your cat to roam out-
doors? Lets find out.
Outdoor Felines
Cats are essentially wild
creatures, and they have
always loved the outdoors.
What feline owner hasnt
watched his cat loll in a patch
of sunshine on a winter day, or
roll contentedly in the dirt in
its own backyard? Cats do
love the sunshine, the out-
doors, and the fresh air.
However, outdoor cats are sus-
ceptible to more diseases,
more injuries, and more
health problems.
Outdoor cats may tussle
with other cats, catch para-
sites or other diseases, or be
hit by a car or caught by other
predators. They can also be
poisoned by pesticides,
antifreeze left unattended or
other toxins. They can cause
problems with neighbors by using their yards as a cat box.
Outdoor cats simply arent as
safe as indoor cats.
Indoor Felines
Indoor cats live longer,
healthier lives. Studies prove
it and common sense dictates
it. Indoor cats have many
advantages outdoor cats cant
hope to have. Outdoor cats
live on an average of 3 to 5
years, while indoor cats live
an average of 12 years or
more. My last indoor cats
lived to be 19 and nearly 21.
Indoor cats enjoy safety
and comfort. They are safe
from diseases that feral cats
may carry and outdoor cats
pick up. They are safe from cat
fights, cars, and predators.
And, indoor cats wont harm
other wildlife, such as birds
and small animals.
Alternatives
There are many alterna-
tives to the outdoor lifestyle.
When kittens first come
home, they should be
kept indoors. If your
cats miss their out-
door excursions, you
might try to train
them to wear a har-
ness and walk on a
leash. They will still
be able to enjoy the
outdoors, but much
more safely.
Another alternative is to
create a safe outdoor area or
run where the cats can go out-
side but cannot escape the
area. There are many outdoor
runs available now that con-
nect to a cat door and allow
the cat access to a run on a
patio or in a backyard.
You can also allow the
cat outdoors on a patio or
deck when you are outdoors,
and only for a short time. Or,
you can use a carrier to take
your kitty for walks in the sun-
shine.
Keeping kitty indoors
will keep it healthy, happy,
and free of infectious diseases
it might catch outside. Each
pet owner is responsible for
his own pets health and well-
being. Keeping kitty inside is
the choice that makes sense.
Article courtesy of
pet-articles.blogspot.com.
Brought to you by Dr. Matthew
Krupnick, owner of the Pequan-
nock Animal Hospital. He grew
up in Kinnelon and is happy to
be home with his wife, three
cats and two dogs to provide
quality and compassionate care
for your pets in the community.
The Pequannock Animal Hos-
pital is located at 591 Newark
Pompton Turnpike in Pompton
Plains. You can reach them at
973-616-0400.
Indoor vs. outdoor cats
Dr. Matthew Krupnick, D.V.M.
591 Newark Pompton Tpke.
(near Friendly's)
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S
ituated on the north-
bound side of Ringwood
Avenue just before
Thatcher McGhees, the den-
tists at Pompton Dental Arts
are busy making sure their
patients are happy and
healthy.
The practice - owned by
Lauren Salch, DMD and Ryan
Zlotkowski, DMD - has a
friendly, energizing atmos-
phere, and welcomes children
as well as adults.
Our goal is to provide
the highest quality care to our
patients, while helping them
obtain a functional and attrac-
tive smile, said Zlotkowski.
For Zlotkowski and
Salch, that means using prod-
ucts and technology that are
not harmful to their patients
health. They only use fillings
that are free of mercury and
BPA, a controversial chemical
that can effect hormone lev-
els. They also use digital
Xrays, which result in signifi-
cantly less exposure to radia-
tion.
Digital X-rays also allow
for earlier detection of cavi-
ties, which cuts down the need
for crowns and costly root
canals in the future.
Patient relationships are
the cornerstone of our prac-
tice, said Salch. We really
strive to make our patients
happy.
Our patients are so satis-
fied with the quality of care
that they often refer friends
and family to us, said Salch.
Patient referrals are the high-
est compliment a dental office
can receive!
Pompton Dental Arts
continues to be a family prac-
tice treating multiple genera-
tions of patients, simultane-
ously.
Log on to www.pompton-
dentalarts.com to see some of
the compliments Pompton
Dental Arts has already
received. You can also view
before-and-after photos and
even make your appointment
online.
Pompton Dental Arts is
located at 435 Ringwood
Avenue in Pompton Lakes and
can be reached at 973835-
0702. Be sure to like
Pompton Dental Arts on
Facebook to receive special
offers and updates.
Pompton Dental Arts puts patients first
NEW PATIENT
SPECIAL
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and a Full Series of X-Rays.
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973-835-0702
435 Ringwood Ave Pompton Lakes
Visit Our Website For Hours and Services: www.PomptonDentalArts.com
Delta Dental Provider - 10% Senior Courtesy
Not an actual patient.
household goods sale on Saturday, May
17, 8:30am-12:30pm in the Educational
building. Choose from a large selection
of sizes and items. The profits from this
sale will help local families in need. For
further information or directions call
973-334-3924.
MAY 22
Tech Petting Zoo at the Lincoln Park
Library on Thursday, May 22 from 6:30-
8pm. Interested in learning more about
tablets and e-readers? Drop by the
Library to test out an iPad2, Nook Color,
Kindle Fire, Samsung Galaxy Tablet,
Google Nexus 7, and Windows Surface!
There is no registration required for this
program.
Around the
Community...
Montville United Methodist Nursery
School 29 Whitehall Road (Route
202)Towaco announces an exciting new
Summer Adventure program for chil-
dren ages 2 to 7. This new program
will feature special themed enrichment
camps from June 16 to July 31, Monday
through Friday 8am-5pm. The themed
camps will feature activities such as
water fun, science exploration, dance
and crafts. Reasonable rates and family
discounts are available. For more infor-
mation or directions call Renee Gilbert,
Director at 973-334-3924.
St. Andrew Greek Orthodox Church,
1447 Sussex Turnpike in Randolph, will
have their 44th Annual Big Greek
Festival kicking off this year on Friday,
May 30, with a takeout menu. Evening
festivities from 5-11:30pm; Saturday,
May 31 from 12pm-11:30pm; Sunday,
June 1 from 12pm-8pm. A download-
able coupon for free admission is avail-
able at www.BigGreekFestival.com, as
well as a menu, directions and more.
Visa/Mastercard is accepted, and ATM is
available. Big Greek Festival is available
via Facebook at www.facebook.com/
biggreekfestival.
The Lincoln Park Library offers help for
all things technological! Sign up for a
one-on-one session with a Librarian. We
can offer help with a range of topics,
including (but not limited to): Microsoft
Windows, Microsoft Office (Word, Excel,
Powerpoint), web site help (Google,
Gmail, eBay, Etsy), and social media
(Facebook, Twitter, Instagram,
LinkedIn). We can also help you use
your tablets (iPad, Kindle, Samsung
Galaxy, etc.)! Please call 973-694-
8283 or email rachel.burt@lincolnpark-
library.org to set up an appointment. At
this time, sessions are limited to one
meeting per month.
Whether you are still suffering from
the bleak memories of war or have
resolved to put it all behind you, Point
Man Ministries is for you. Point Man is a
Christian ministry dedicated to helping
veterans find peace with themselves and
the world around them. If you are doing
fine after the war, thats fantastic but
dont forget about your buddies who are
still suffering. Find out how you can
help. Call Barry Jensen at 973-809-
9665. Point Man Ministries meets the
first Thursday of every month from
7:30 9:30pm at Cornerstone Chapel
620 Route 23 North, Pompton Plains.
E
astern Christian School
was named a New
Jersey School District of
Character by the New Jersey
Alliance for Social, Emotional
and Character in a ceremony
held at Rider University in
Lawrenceville, NJ. Eastern
Christian was one of ten
schools in New Jersey and
only 48 schools nationwide to
be recognized as a school of
character in the program
which is affiliated with
the Character Education
Partnerships National School
of Character Program.
Eastern Christian also learned
that it has been named a final-
ist in the 2014 National
School of Character Program.
Eastern Christian, a pre-
K through 12 school, with
campuses in Midland Park,
North Haledon, and Wyckoff,
has built its award-winning
character education program
around a framework of six core
values and a program of inten-
tional community service
beginning in kindergarten and
continuing through high
school. According to Eastern
Christians Head of School,
Tom Dykhouse, Character
education is a natural out-
growth of the teaching that
takes place in our classrooms
each day.
Eastern Christians ex-
tensive service learning pro-
gram is centered on student
action on issues of global
concern, including hunger,
homelessness, illiteracy, dis-
ability concerns, and human
trafficking. Each year stu-
dents partner with national
and international organiza-
tions such as St. Jude
Childrens Hospital and
Habitat for Humanity and
local organizations such as
the New Hope Food Pantry
in Prospect Park and the Star
of Hope Mission in Paterson
to learn about these global
concerns and to take con-
crete actions in response to
their learning.
Eastern Christian School
Association was founded in
1892 and serves 715 students
from communities throughout
northern New Jersey and
southern New York. Students
come from over 40 communi-
ties and 140 different
Christian churches. The stu-
dent body represents a rich
tapestry of ethnic back-
grounds including African
American (4%), Asian
(15%), and Hispanic-Latino
(6%). Over 95% of its high
school graduates attend
schools of higher learning and
in the aggregate receive over
$3.5 Million in scholarships
and grants each year.
Information about the
school, including its cutting
edge technology, foreign lan-
guage and college credit pro-
grams may be found at
www.easternchristian.org or
by calling 973-427-6244.
Physical Therapy - Speech Therapy
Occupational Therapy
Sensory Integration
Has your child
been diagnosed
with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination
Disorder
Hypertonia
(increased muscle tone)
Hypotonia
(low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
We can help, give us a call
973.616.8300
18 Newark Pompton Tpk
Riverdale
Eastern Christian named New Jersey School
District of Character
D
ont miss this years
Rockin Live Musical
event at the Rhino!
This presentation features
Live Music from the great
decades of the 50s, 60s, 70s
and 80s!
Some of Rhino Theatres
finest will sing and
dance and will cer-
tainly have the
audience singing
along to favorites
from that great era
in music. The
show opens April
25th and will run
every weekend
until May 10th.
Friday and Sat-
urday showings
will be at 8pm and
Sunday showing
will be at 2pm.
The final weekend, shows will
on be on May 10th at 2 and
8pm. Ticket price is only
$23.50 for adults and $18 for
children. Call the theatre
now for tickets at 973-248-
9491. Visit the website at
www. Rhi noTheat r e. com.
Rhino Theatre is located at
247 Wanaque Ave. in
Pompton Lakes.
T
he McKenna School
of Dance will be per-
forming its 64th
anniversary concert on May
10 and 11 at the Wayne
YMCA. The McKenna
School of Dance has been
offering instruction to stu-
dents ages 4 years and up for
64 years in the Packanack
Lake area. This years per-
formance will include a ballet
rendition of The Wizard of
OZ and variety show enti-
tled, Jungle Safari Students
from Wayne and neighboring
towns will be appearing in the
performances.
The role of Dorothy will
be performed by Tarra Frawley
of West Milford. Toto, her
dog, will be danced by Wayne
resident Jennifer Cantilli.
The Scare Crow will be
danced by Julia Cordaro of
Wayne. The Tin Man will be
performed by Madeleine
Johannes of Lincoln Park,
and the role of the Cowardly
Lion will be performed
by Katie Goralski of
Kinnelon. The Wicked
Witch of the West will be per-
formed by Catherine Vinci of
Franklin Lakes. Galinda, the
Good Witch, will be Angelica
Hofbauer of Towaco. The
Monkey General will be
Isabella Vicenzino of
Pompton Plains. OZ will be
performed by Packanack resi-
dent Maryanna Tosi.
The Jungle Safari will
showcase the younger ballet
students, the tap and hip-hop
department and the some of
the schools alumni.
The performance will be
a wonderful way to expose
young children to the world
of dance in a comfortable
local theater.
For information please
contact the studio at 973-
628-1676.
McKenna School of Dance celebrates its 64th Anniversary
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1972
Preschool, Kindergarten Ages 2-6 Years
MONTVILLE
9 Waughaw Road
973 331-8141
KINNELON
10 Maple Lake Road
973-838-2122
Call, visit and compare the advantages gained for your child.
Celebrating
Our 42nd
Anniversary
www.applemontessorischools.com
Visit our school and find
out how many consecutive
years over 90% of our
children scored in the top
10% nationally...
and they are having the
MOST FUN in their
lives!
A Truly Unique
Montessori School
Security Camera and
Door Locking Keypad System
Unique Phonics Reading Program
Hands on Math Curriculum
Computers Music
Foreign Language
3 or 5 Half Days
Full Days 7am-6:30pm Fastrackids
Parenting Seminars
Character Education After School Clubs
Summer Camp Ages 2-12 Years
Daily Swimming Lessons, heated pool
designed for the safety of young children
Sports/Organized Games Arts & Crafts
Field Trips/Fun Themed Days
Music/Dance
In House Events Nature & Science
Computers Cooking After Camp Clubs
Jr. Counselors in Training Program
(6th-9th) grades Fastrackids
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NEW FRIENDS
& MEMORIES
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PERFORMING
ARTS
ACADEMY
973-839-7800
194 Wanaque Ave. Pompton Lakes www.thepaa.com
RED, WHITE & BLUE
ZOO WEEK
ALL AROUND THE
WORLD
BEACH WEEK
FANCY NANCY WEEK
CIRCUS WEEK
MYSTERY WEEK
June 30th - August 22nd,
9am-1pm
Ages: 3-6 & 7-10
SUMMER ARTS
& CRAFTS
DAY CAMP
NEW WEEKLY THEMES INCLUDING:
Thursday is Movie Day and Pizza Day. Movie theme will be
related to the weekly theme. Popcorn will be served.
Performing Arts Academys all new
Summer Day Camp provides children with a
fun and educational experience in the arts.
Rhino Theatre presents Rockin Thru the
Decades A live musical performance
From left to right: First row: Jennifer Cantilli,
Julia Cordaro, Isabella Vicenzino,Elizabeth Louvis. Second row-
Angelica Hofbauer, Catherine Vinci, Katie Goralski, Jessica Milne.
M
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Serving northern
New Jersey
How can I better communicate my idea or
business to consumers through advertising
Not Just an Average Joe has lead to f inding excellent ways for me to educate
the community on medical/cosmetic issues. The response has been tremendous.
Dr. Ramtin Kassir, Mona Lisa Cosmetic Surgery
To learn more visit
NotJustAnAverageJoe.com
Call to build your marketing
brand today
CONTACT
973-865-8000
This question is
asked over and
over again by
business people
all around our great country.
In order to best answer it we
need to establish a solid
definition of what advertising
truly is; Advertising is
generally intended to mean a
paid form of message
disseminated by businesses
(through such media as
television, radio, newspapers,
posters, mailings and the
internet) specifically and
systematically designed to
influence the attitudes and
decisions of individuals in
relation to their consumption
of goods and their use of
services. If that is true then
what is placed in those
advertisements is critical to
the success of the campaign.
Lets use print advertising
as an example. The
advertisement should reflect
the customers business and
tell their story to the public.
Readers who are not familiar
with the advertisers business
will form an image of them
based on the look and
content of their ads. Each ad
is essentially another location
for the customers business.
An ad is a sales call in print.
You want the reader to know
the unique value your
customer offers to the
consumer. Like all sales
presentations, you must
communicate your message
clearly and effectively.
Like a sales call, an ad must
be carefully planned and
properly structured.
Dont make the mistake of
filling every nook and cranny
of the space, but rather fill it
with an effective message...
even if that message if only
one word or image!
Q.
A.
TO USE
i|x
AREAS OF
EXPERTISE
Consulting
Advertising
Brand development
Multimedia
Collateral design
The opportunity to maximize your
potential is one that should not be
discounted in the business marketplace.
While the economy struggles, there is
no better time to stick out and
differentiate yourself from your
competition. It all starts with your
brand. Whether you have a brand
currently that you would like to boost,
or you are looking to start from scratch,
we can help.
We offer a myriad of services from
physical design to consulting and idea
harvesting. Maximizing your
potential doesnt have to come with a
hefty price tag. Let us help to elevate
you from average standards.
Rescuing businessesfrom "average" standards
Not Just An Average Joe, LLC
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LOCATIONS
246Hamburg Turnpike,
Suite 202
Wayne, NJ 07470
is certif ied by the American Board of
Cardiovascular Disease and Interventional
Cardiology. He is a member of the American
College of Phlebology and the American
Society of Laser Medicine and Surgery.
Dr. Ghassemi specializes in advanced
vascular procedures, which include Vascular
Laser Therapy for the treatment of varicose
veins, laser ablation and sclerotherapy. He
also specializes in advanced cardiovascular
procedures, including angioplasty, laser
atherectomy and stenting.
Dr. Ghassemi received his M.D. from the
University of Medicine and Dentistry
(UMDNJ)/Robert Wood Johnson Medical
School in Camden. His internship and
residency were completed at the Medical
College of Pennsylvania Hospital in
Philadelphia in Internal Medicine in 1991.
He completed his fellowship at Hahnemann
University Hospital in 1994 and in 1995
completed an Interventional Fellowship at
the Albert Einstein Medical Center,
Philadelphia.
Venous Disease is a Progressive
Disease: Should You Seek Treatment
The vein treatment I received was great. I am very happy with
the procedures done on my legs. I wish I had done this earlier.
Zofia Pawlowski
TheVery Best in Non-Surgical
Procedures
At ACP Vein Treatment Center in Wayne, we treatvenous
diseasesin men andwomenwith painless, minimally invasive
vascular therapies. The most common of these include
treatments for varicose veins and spider veins. These
conditions are progressive diseases that can develop into
serious medical issues, including discoloration and ulceration.
Our new ACP Vein Center in Wayne is dedicated entirely to
thediagnosis and treatment of vein disorders.
Rex Ghassemi, M.D., F.A.C.C.,
To learn more visit
acpveincenter.com
HOURS
8:30am-5:30pm
CONTACT
855-900-VEIN (8346)
Non-functioning
valves within a
blood vessel
cause varicose
veins. Veins return blood back
to the heart, but when a valve
does not function properly,
it causes blood to flow
backwards into the vein.
This is called venous
insufficiency and this
backward flow causes vein
enlargement. Spider veins can
develop for the same reason,
but are further influenced by
obesity, heredity, pregnancy
and menopause.
Signs of Vein Problems
The symptoms are similar for
varicose and spider veins, but
are typically more severe for
varicose veins. Spider veins
may cause minor burning or
itching at the site. Varicose
vein symptoms include leg
aches or cramps, a feeling of
leg heaviness, burning,
throbbing or tingling. Skin
ulcers, especially in the ankle
area, are not uncommon
when varicose veins are
particularly severe.
When you have these
weakened and damaged veins
in your legs, there are some
serious health complications
that can develop if you ignore
the situation. You could end
up with premature bruising;
swollen legs; skin damage;
wounds that take a long time
to heal, and even skin ulcers.
All of these things can cause
you to experience a great deal
of pain and general unease in
your legs. They can make it
difficult to go about your
daily lives.
At the new ACP Vein
Treatment Center in Wayne,
our staff is dedicated entirely
to thediagnosis and
treatment of vein disorders.
We treat venous diseases with
painless, minimally invasive
vascular therapies.
Q.
A.
TO USE
i|x
AREAS OF
EXPERTISE
Diagnosis and Treatment
of Vein Disorders
Endovenous Laser Therapy
Ambulatory Phlebectomy
Sclerotherapy
Compression Therapy
for Venous Edema
HOW LONG HAVE YOU SUFFERED FROM LOW BACK PAIN?
HAVE YOU TRIED THE DRS SYSTEM?
After only three weeks of treatment, clinical studies have shown outstanding
results in relieving the debilitating pain that may be caused by bulging, herniated,
degenerative, or ruptured discs, as well as sciatica, posterior facet syndrome,
and many failed back surgery cases.
All Ages Welcome Evening Appointments
Most Insurance Plans Accepted
Advanced Sports Medicine
& Physical Therapy Center
18 Newark Pompton Tpke. Riverdale 973-616-4555
www.AdvancedSportMed.com
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NOW YOU CAN LIVE PAIN FREE
A State-of-the-Art Facility
Specializing in
Treatment for:
SHOULDER & KNEE PAIN
SCIATICA & HERNIATED DISCS
AUTOMOBILE INJURIES
FIBROMYALGIA
NECK PAIN, HEADACHES
PAINFUL JOINTS
HIP PAIN SPORTS INJURIES
Treatment of herniated and
degenerative discs without surgery.
will enable you to do the
work with ease and less frus-
tration than if you bought a
lesser-quality tool at a home
improvement store.
Rentals Unlimited has
an extensive line of tools and
equipment to suit all your
home improvement needs:
construction equipment,
industrial tools and equip-
ment, pumps, generators,
remediation, party rentals,
automotive tools, plumbing
equipment, compressors and
much more.
As spring approaches,
the lawn care equipment and
guides available at the store
are a great way to get a head-
start on the season. You can
find power seeders, power
rakes, tillers, hedge trimmers,
blower back packs, post hole
diggers, and power pluggers to
help you get your lawn ready
for spring!
Once the warmer weather
rolls in, Rentals Unlimiteds
most popular item will help
you clean up around your
house professional grade
pressure washers. These units
put out more water and pres-
sure than inexpensive units,
which translates to less time
and energy needed to get the
job done.
For the contractors,
Rentals Unlimited carries a
Free Estimates Fully Insured References Available
Innovative, Full Service
Residential Remodeling,
Crafting Fabulous Kitchens,
Additions, Bathrooms & Master Suites
Transforming Lives By Transforming Living Spaces...
Its What We Do
A Tradition of Delivering Value For Over 15 Years
Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location
973-696-0333 1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit)
www.advantagecontracting.com License# 13VH00011000
Our experience with contractors has run the gamut from horrendous
to excellent, but not even our best experience can compare with
dealing with you and your staff.
Brenda and David B., Wayne, NJ
Whether its a minor remodel or a major home addition,
we treat each project with the same attention to detail while
working toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well.
Payments as-low-as
$79 a month.
FINANCING
AVAILABLE
86 Main Street
Bloomingdale
973-838-0300
973-879-7319
nas86@msn.com
WE DO THE COMPLETE JOB
Plumbing, Electric, Carpentry & Ceramic Tile
50 Years Serving Passaic, Morris & Bergen County
Superior Workmanship At Competitive Rates
Free Estimates
& Design Services
WAYNE POWER
WASHING
House Washing
Roof Washing
Deck Restoration
WASH & SEAL
Hot Water Washing for the cleanest results
Power washing is our only business
Protect your investment
HONEST ANSWERS
973.835.6739
Wolmans Certified
Contractor
Power Washers of
North America
Rentals Unlimited has the tools you need for spring projects
full line of professional tools,
including excavators, chip-
pers, loaders and tractors, as
well as smaller tools like
paint sprayers and jackham-
mers. Rentals Unlimited is
also a Stihl dealer with a full
line of chainsaws to purchase
or rent.
The change of seasons
brings in many customers
who need to refill their
propane tanks for those gath-
erings in the backyard. Be
sure to look for coupons in
this publication to use at
Rentals Unlimited for
propane purchases.
Call the store at 973-
839-1200 with any questions
you might have about rental
equipment, or visit
www.rentalsunlimited23.com
to see all the categories of
tools available for homeown-
ers and contractors.
Gargas Roofing & Construction
Roofing Problems?
We guarantee your roof
WILL NEVER LEAK AGAIN!
Fully Insured
Local References Gladly Provided
All Work Guaranteed Free Written Estimates
NJHIC# 13VH00344800
High Quality Workmanship At An Affordable Price
All work done by our Professionals Owner Operated Owner Guaranteed
Specializing In: All Types of Roofing
Tear Offs Re-Roofing New Roofs Flat Roofs
Wide Selection of Shingles
Gargas Roofing & Construction
Residential & Commercial Roofing & Siding Specialists
FREE
Upgrade To Lifetime Shingles
Call now for more details!
SIDING WINDOWS DECKS
On Any Complete Roofing
or Siding Installation
Book by 5/31/14.
~OR~
$
500 OFF
Total Job
FREE
Installation of
seamless gutters
With This Ad. Exp. 5/31/14.
UP TO 100FT
973-772-8080 973-772-8080
For more useful info & to help the shingle selection process please visit:
www.gargasroofing.com
R O O F I N G , I N C .
KOVACH
Free
Estimates
Fully Insured
$500 OFF
ANY ROOFING JOB
Of $3,000 Or More
FREE
COBRA RIDGE VENT
With Any New Roof
$30 OFF
ANY ROOFING REPAIR
Of $250 Or More
Member Of The
North East Roofing
Contractors Association
Member Of The
Better Business
Bureau
Quality You Can Trust Since 1886...From Americas Largest Roofing Manufacturer
973-835-5330
FREE
Upgrade To Lifetime Shingles
Call for more details!
Senior
Citizen
Discounts
WE DO SMALL REPAIR JOBS
NJ Lic# 13VH00222500
W
e
Clean
Roofs
Roof Removal Slate Tile Shingles Skylight Repairs Flat Roofs
Rubber Roofs Leaders & Gutters Chimney Repairs Chimney Liners Solar Panels
With coupon. May not be combined with any
other offers. Expires 5/31/14.
www.Kovachroofing.com Email: Kovachroofing@aol.com
Nobody Covers You Better
Established 1948 A Professional Roofing Company
Resi dent i al
Com
m
erci al Indust ri al
Concret e W
or k
PRESTIGE
PAVING
BACK BY
POPULAR DEMAND
$
200
OFF
ANY DRI VEWAY
of $1,200 or Mor e!
Sc hedul e bef or e May 31, 2014
Owner On-Site
Fully Insured
Lic.#13VH02993700
WE ACCEPT
ALL MAJ OR
CREDIT CARDS
973-838-0866
www.prestigepavingllc.com
Call Now
For a FREE
Estimate
Rentals Unlimited has the tools you need for spring projects
30 Hillview Road Lincoln Park NJ, 07035
973-694-7495 Grorite.com
Hours: Mon-Fri 8am-8pm Sat 8am-6pm Closed Sunday for church and family
Service Savings Selection
We are the Source We Grow and Sell Direct to you
We accept
Amex Visa
Mastercard
Discover
Lawn & Garden
SPECIALS
Gear up for lawn and
garden projects
this spring!
.com
Edible GARDEN Sleeved
Gro-Rite Landscaping
We Design
Install Maintain
Your final cost
5m
Your final cost
15m
SCOTTS 4 STEP
LAWN PROGRAM
$3.29Each
or 10 for $29.90
FORSYTHIA
REG.
$24.99
SALE
$19.99
6 or more
$15.00
EMERALD GREEN
ARBORVITAE
4-5 REG.
$49.99
SALE $29.99
5-6 REG.
$59.99
SALE $39.99
BULK MATERIALS
Top Soil $28 Per Yard
Hardwood Mulch $19 Per Yard
Black Mulch $30 per Yard
SALE
$2.99
4
H
ERBS
Fresh From Our Farm
10 VARIETIES
5m
Sale 79.99
Mail in rebate -20.00
GroRite Gift Card -10.00
$49.99
$129.99
15m
Sale 199.99
Mail in rebate -50.00
GroRite Gift Card -20.00
GRO-RITE Gift Card Valid May 1
ST
to Oct 15
TH
or 4 for $10
ALL BEDDING FLATS
REG. $11.99
10 For $99.99
24 Plants Per Flat
REG. $29.99
SALE$24.99
2 FOR $45.00
12 GERANIUM
COMBO
4.5 GERANIUMS,
NEW GUINEA
IMPATIENS, DAHLIAS
AZALEAS
(3 GAL)
SALE
$19.99
3 or more
$50.00
TGWF
FUND
Scanlans
Funeral Home
781 Newark Pompton Tpke
Pompton Plains, NJ 07444
973-831-1300
www.scanlanfuneral.com
Pompton Plains Mahwah
Paramus Clifton
492 Franklin Avenue
Nutley, NJ 07110
973-661-4600
381 Route 23 South
Pompton Plains, NJ 07444
973-839-8823 | ww.spa23.com
142 Route 23 N.
Pequannock, NJ 07440
973-686-1500
RAISES OVER $23,000
to benefit
Local Food Pantries, Flood Relief,
Save A Life Fund and other Local Causes
FLAG AND TEE SPONSORS:
GIFT BAG AND PRIZE DONATIONS:
GIFT BAG DONATIONS
Lupin Pharmaceuticals Dave Berthold
Azrak and Associates Fred Azrak, Esq.
Century 21 Crest Real Estate- Pat
Wojtysczn
James P. Cutillo & Associates
James Cutillo, AIA
DEP Auto Sales Ernie Pizza
Columbia Bank Jenn Scheck
Wizard Printing Neil Keogh
Coldwell Banker Alma Newton
Promotion in Motion Candy
Michael Rosenberg
Joyce Stager
PGA Superstore
Crystal Springs Resort
Michael Mikey Clifford
Golfsmith
PRIZE DONATIONS
Screwdriver, Darmofalski Engineering
Associates, Paul Darmofalski
Roadside Emergency Kit, DEP Auto
Sales, Ernie Pizza
Beverage Bag, Arzak & Associates,
Fred Azrak
Golf Umbrella, Darmofalski Engineering
Associates,
Paul Darmofalski
Golf Umbrella, DEP Auto Sales,
Ernie Pizza (4)
Golf Umbrella, AFLAC, Gary Shawah
Golf Shirts, Arzak & Associates,
Fred Azrak (2)
Golf Shirts, Midatlantic Resource
Group, Vince OBrien (6)
Dozen Golf Balls, Midatlantic Resource
Group, Vince OBrien (6)
3 Headcovers, AFLAC, Gary Shawah
Oral-B Vitality Toothbrush,
Dr. John Wispelwey, DMD (2)
Free Haircut, Colorforms Hair Salon,
Pequannock
Bottle NJ Port, Dr. John Wispelwey,
DMD
$25 Panera Bread, Coldwell Banker,
Wayne-Alma Gross Newton (2)
$25 A & A, Lincoln Park, Joyce Stager
$25 Visa Gift Card, Joyce, Stager
$25 Top Cuts Hair Salon,
Pompton Lakes (2)
$25 Paris Inn, Wayne
30 Day Trial Membership and Stability
Ball, North Jersey Judo,
Ramon Hernandez
2-40 Minute Massage Sessions for
Golfers Elbow or Soreness
Cooling Towel, Hands With Heart,
Theresa Cecylija Leszzczynski (3)
1 Hour Massage, Pure Massage Spa,
Spa 23 (2)
1 Month BEYOGA Membership,
Spa 23 (3)
1 Month Gravity Membership,
Spa 23 (3)
$50 Gillys, Pomton Plains, Spa 23
Cary Adler, Joe Pedatella
$50 Tonys Touch of Italy, Wayne,
Spa 23
$50 Bruschetta, Fairfield, Spa 23
$50 Colony Florist Wyckoff,
Franklin Lakes, Coldwell Banker,
Wayne, Alma Gross Newton
$40 Pomton Queen Diner,
Pompton Plains
3 Month Membership Wayne YMCA,
Jim Cutillo
$75 Willowbrook Golf Center,
Jim Cutillo
3 Month Membership Spa 23,
Cary Adler, Joe Pedatella
Electric Guitar & Amp, with 2 lessons,
Shamrock School of Rock, Pompton
Plains, Randy Shamber
$100 Mortons Steakhouse Gift Card,
Spa 23
$100 Ruth Chris Steakhouse Gift Card,
Spa 23
1 Year Spa 23 Club Plus Membership
with 2 1 Hour Massage($926 value),
Spa 23
LUNCH SPONSOR
Wolfsons Market
CART SPONSOR
Chilton Memorial
Hospital
DINNER SPONSOR
Azrak &
Associstes, LLC
BEER & WINE
SPONSOR
Tornqvist
HOLE IN ONE
SPONSOR - CAR
Route 23 Automall
HOLE IN ONE SPONSOR
MOTORCYLE
Pompton Sport
Center
PUTTING CONTEST
SPONSOR
Joyce Stager
CONTINENTAL
BREAKFAST SPONSOR
The Chadler
Insurance Group
BEVERAGE CART
SPONSOR
John Wispelwey, DMD
Vince Obrien
PHOTOGRAPHY
SPONSOR
Boiling Springs
Savings Bank
Pequannock Valley Rotary
Strategic
Insurance
Partners
SPECIAL THANKS TO LIFE & LEISURE, LLC AND MEADOWS GOLF CLUB
Save the Date
FRIDAY MAY 30, 2014
AT THE MEADOWS GOLF CLUB
79 Two Bridges Road, Lincoln Park, NJ 07035 973-696-7212
GOLFERS &
SPONSORS WANTED
Please Contact Cary Adler
at 973-839-8823 or
Cary@Spa23.com
FLAG SPONSORS
Robert A. Peterson,
Public Accountant CFP, EA
Lincoln Park American Legion Post #279
TGWF FUND
Century 21 Crest Real Estate
Cutillo & Associates Architects
DEP Auto Sales
The Law Office of Robert J. Cascone, L.L.C.
Gary Shawah AFLAC
Jen-Mish-Hell
Lincoln Park Savings Bank
Twin Eagle Trucking
Joe Pedatella, Mike Ostrowski
Todd Harris Co. Pool Supplies & Service
732-287-4443
Wolke Chiropratic, North Haledon, NJ
973-423-9001
Mishka Plumbing & Heating, Pompton
Plains 201-323-4200
STC Electric, LLC, Pompton Plains
973-831-1771
W Jay W
Cary & Aida
TEE SPONSORS
Archway Realty Kevin M. ORourke
Moes Southwest Grill Lee Diprizito
Ricky Russell, John Diaz
Smart Publications, Janice Bricker
973-768-1110
Shoppers Guide, Marilyn DeRosa
973-727-9255
Shoppers Guide, Ruth Elk
973-930-9628
Wizard Printing, Neil Keough
973-835-8048
Boiling Springs Bank, Marlene Melfi
DEP Auto Sales, Bloomingdale Ernie Pizza
973-838-2770
Northeast Community Bank
Robert A. Peterson, Public Accountant
James Cutillo & Associates
Darmofalski Engineering Associates, Inc.
DLB Wire Nuts Electric, Dan Battaglia
973-715-2564
Royal Car Wash, Wayne, Gary Glanzberg
Lincoln Park Savings Bank, Dave Baker
Walt Meuhling
TGWF Fund
Century 21 Real Estate
AFLAC, Gary Shawah
Robert J. Cascone, Law Office
Lincoln Park American Legion Post 279
Craig Walenta
PNC Bank, Diane Leva
Trapanese and Trapanese, Attorneys
Todd Harris Company 732-287-4443
Joe Pedatella, Mike Ostrowski
Aidas Cleaning Service 908-764-8966
Mishka Plumbing & Heating, Mike Kee
201-323-4200
STC Electric, LLC, Steve Cunningham
973-831-1771
Wolke Chiroractic & Rehabilitation
973-423-9001
Initial Encounter Custom Embrodery,
Donna Cetani 973-696-2377
Bernards Eye Care, LLC,
Dr. Christopher M. Dente
EVENT SPONSOR: CORPORATE SPONSORS:
The Montville Township Womens Club
has an ongoing project: comfort pil-
lows for breast cancer patients. A team
of club members, seniors, and volun-
teers from surrounding cities partici-
pates in this worthy project. Call
Chairperson Alexandria Sarra at 973-
405-0088 for more information. All
monetary donations, used to purchase
polyfill for the pillows, should be made
payable to MTWC and should indicate
Comfort Pillow in the memo. Please
mail checks to P.O. Box 267, Montville,
NJ 07045.
Mothers & More is a not-for-profit
group for both stay-at-home and work-
ing moms. It features monthly meet-
ings, playgroups, mom-and-tot outings,
mom-night-outs, and much more.
Members are from Wayne and all sur-
rounding towns. Monthly meetings are
the first Monday of each month (unless
a holiday) at 7:30pm at Our Savior
Lutheran Church, 670 Newark Pompton
Turnpike, Pompton Plains. Prospective
members are always welcomed. For
more information call 877-221-1581 or
e-mail sbotbyl1@yahoo.com.
Toastmasters provide a supportive
environment to improve public speaking
and leadership skills. We meet the first
Wednesday of each month at Hollywood
Restaurant & Pizzeria, 376 Fairfield
Road, Fairfield from 7-9pm Guests are
welcomed. For more information, visit
www.diningtospeak.com.
The Montville Senior Citizens Club is
open to all Montville Township residents
aged 55 and older. The club meets every
first and third Friday of the month at the
Montville Senior House, next to the
police station on Route 202 South. We
serve coffee and cake at noon before
the meeting at 1pm. New members and
guests are always welcomed. For infor-
mation, call Celia at 973-227-4591.
Join
U
s for M
oth
ers D
ay!
Chalkboard
SPECIALS DAILY
Includes Garlic Bread,
Soup or Salad,
Pudding or Jello
Dinner Specials
STARTING AT $10.95
Includes Garlic Bread, Soup or
Salad, Pudding or Jello
Expires 5/31/14. Not valid with any other
offer or on holidays.
Mirandas Cafe
& Restaurant
1520 Rt 23 North Wayne
www.MirandasRestaurant.com
973-628-9801 973-633-8163 fax
Bring Your
Ow
n Cheer!
SERVING
SEAFOOD
BURGERS
STEAKS
Serving O
ur
Regular M
enu &
Blackboard Specials
Serving
Breakfast,
Lunch & Dinner
Party Room Available
Regular M
enu Item
s
BreakfastLunchDinner
Expires 5/31/14. Not valid with any other offer
or on holidays. CASH ONLY.
1
0
%
O
f
f
To Advertise
in Life & Leisure
Call 973-696-8008
Fresh seafood, the finest quality meats, seasonal ingredients and a chef
who ensures every course is prepared to perfection. Thats our recipe for success.
49 MAIN STREET | BLOOMINGDALE
973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com
Just off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am
Restaurant & Fine Catering
Catering For All Occasions, On & Off Site
Gift Certificates Available
Daily Lunch Buffet & Full Menu with Specials
Take-Out Full Bar
A
T
ouchO
f Italy InB
loom
in
g
d
a
le
A Warm, Elegant & Engaging Atmosphere
Linas
ATouch Of Italy In Bloomingdale
Since 1983
of course!
Ensure
the Perfect Date
for Your
Special Occasion...
Book Now!
WE WILL BE OPEN
FOR PRIVATE PARTIES ON
MONDAYS & TUESDAYS
visit us on facebook
www.linasristorante.com
CUSTOMER
APPRECIATION
NIGHT
Every Wednesday & Friday
4PM-11PM
50% Off
Entire Check
18% Gratuity added to total bill.
Not valid with any other offers.
CASH
ONLY
M
ake Your Reservation Early fo
r
Our Famous Mothers Day Buffet
RESTAURANT
z2
*CANNOT COMBINE WITH OTHER OFFERS OR GIFT CERTIFICATE.
NOT VALIDONHOLIDAYS. 1 Coupon Per table. Coupon must be presented
before ordering. Not valid on parties 6
or more. Expires 5/28/14.
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
$
12
Off
MONDAY -
SATURDAY
*
With a minimum food purchase of $40 and
purchase of 2 beverages.
With a minimum food purchase of $40 and
purchase of 2 beverages.
z2
*CANNOT COMBINE WITH OTHER OFFERS OR GIFT CERTIFICATE.
NOT VALIDONHOLIDAYS. 1 Coupon Per table. Coupon must be presented
before ordering. Not valid on parties 6
or more. Expires 5/28/14.
$
12
Off
*
MONDAY -
SATURDAY
Open for Mothers Day 1pm-6pm
Make Your Reservations Today!
P
reparing this
mouthwatering
chocolate cake
takes only 30 minutes;
you can make it up to
two days ahead.
Ingredients
Nonstick cooking spray
14 ounces semisweet
chocolate (do not use
chips)
2 containers (15
ounces each) part-skim
ricotta cheese, room
temperature
3/4 cup heavy cream
1 package (9 ounces)
chocolate wafers (about
44 cookies)
Directions
Prepare pan: Remove
sides from a 9-inch round
spring-form pan. Place a sheet
of waxed paper over bottom,
leaving an overhang; lock
sides onto bottom, firmly
securing paper. Spray inside of
pan with cooking spray; line
sides with a strip of waxed
paper 28 inches long and 4
inches wide.
Make chocolate-ricotta
mixture: Break 12 ounces of
chocolate into pieces. Place in
a heatproof medium bowl set
over, not in, a pan of simmer-
ing water. Cook, stirring occa-
sionally, until chocolate has
melted, 8 to 10 minutes.
In a food processor, blend
ricotta until very smooth,
about 1 minute, scraping
down sides of bowl. Add warm
chocolate; blend until
smooth. In a large bowl, beat
cream until stiff peaks form.
With a rubber spatula, gently
fold in chocolate-ricotta mix-
ture.
Assemble cake: Arrange
half the cookies in an overlap-
ping pattern to cover bottom
of pan. Spoon half the choco-
late-ricotta mixture on top of
cookies; smooth top. Cover
with remaining cookies;
top with remaining
chocol at e- r i cot t a
mixture, and smooth
top. Cover with plas-
tic wrap; refrigerate at
least 6 hours and up
to 2 days.
Before serving, re-
lease sides of pan and
remove waxed paper
from sides. Using
bottom piece of
waxed paper, pull
cake onto a platter;
with a metal spatula,
lift cake and remove
waxed paper. Using
a vegetable peeler,
shave remaining 2
ounces chocolate
over top of cake. With a
knife dipped in hot water, cut
cake into 10 slices (wipe off
knife, and dip in hot water
after each slice).
Chocolate-Ricotta Icebox Cake
B
uying or selling real
estate is rarely free of
complications. Unfore-
seen issues often arise during
real estate transactions, and in
such instances a real estate
attorney can prove invaluable.
While buyers, sellers or veter-
an real estate investors might
be able to handle minor or
routine issues on their own or
with the help of their realtor,
more complex matters are best
left in the hands of a real
estate attorney.
One of the benefits to
hiring a real estate attorney
when negotiating a complex
or potentially complex real
estate transaction is the
expertise that lawyers can
bring to the table. Realtors
may have vast experience
buying and selling homes, and
many are adept at negotiating
as well. But realtors are not
licensed to practice law, and
even the savviest realtor
would admit that offering
legal advice is not his or her
forte. Men and women
involved in complex or poten-
tially complex real estate
transactions would be wise to
hire a real estate attorney, and
the following are a few things
to consider before hiring
someone to represent you.
Experience
One of the reasons to
hire a real estate attorney is to
make use of their experience.
Hurdles have a tendency to
spring up during complicated
real estate transactions. Men
and women involving them-
selves in development deals or
buying rental properties likely
wont see potential red flags as
clearly as a veteran real estate
attorney will. When inter-
viewing a real estate attorney,
ask how long he has been
working as a real estate lawyer
and how long he has been
practicing in your particular
state and city. Zoning laws
and other restrictions vary
from state to state and city to
city, so look for a lawyer who
has considerable experience
in your state and city or the
state and city where the trans-
action is taking place.
Plan of action
When interviewing pro-
spective attorneys, dont
assume each one knows the
best way to approach your par-
ticular case. Provide the
details of your transaction and
then ask each attorney to
explain how they would
approach the case. A veteran
real estate attorney should be
able to provide a detailed
account of how he plans to
represent you, including what
needs to be done to get the
transaction off the ground,
any potential hurdles that
might need to be cleared and
how to clear those should they
arise. Avoid attorneys who
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2012
Consistent
TOP PRODUCER
in the WAYNE area.
Townhome Specialist Relocation Agent
CALL MARIA at 973-986-6914 Cell
for CURRENT MARKET VALUE OF YOUR HOME
SHORT SALE AGENT
Owe more than your home is worth?
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
MARIA FERRITO
WAYNE $449,900
Grandover Pointe
Townhouse with
3 BRS, 2.5 Baths,
finished basement
and 1 car garage.
"THE GOOD GUYS"
973.942.8925 Local & Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
www. waynemovers. com
Wayne
Local Moving Specialists
Expert Piano Moving Small Jobs Welcomed
Professional Office Moving
W
E DO
CLEAN
OUTS!
Fully Insured
Senior Discounts
D
ave Meyer, a 43 year
old husband and
father of five daugh-
ters suffered a dry stroke while
in Aruba on business with his
wife Nancy. In Aruba he was
treated for dehydration and
food poisoning and then
released. Back at the hotel his
condition worsened. His blood
pressure elevated and his heart
rate was dangerously low. The
next day he returned to the
hospital in unbearable pain, he
was unable to walk or even lift
his head. After an MRI and
CT scan were done, a neuro-
surgeon arrived. Nancy was
told he had swelling on his
brain and needed a shunt to
survive. Dave was airlifted to
the nearest trauma center in
Florida.
Once there, he was in
ICU and developed pneumo-
nia. He was put on a respirator
for ten days. A pace maker was
put in because his heart rate
had dropped too low and
paused too long.
Dave is now back in New
Jersey at St. Josephs in Wayne
where he will face months of
acute therapy as he continues
to improve. Thankfully Dave
was able to celebrate Easter
with Nancy and their girls
(shown in picture).
God has been so gracious
to Dave and his family. They
face a long road to recovery
and an increasing financial
burden. During this time dona-
tions are being collected for
the Meyer family while Dave is
recovering, until he can again
provide for his family. Please
continue to pray for Dave and
his family. The Meyers would
like to thank everyone for the
outpouring of love and support
they have received.
To make your donation
for the overwhelming medical
expenses or to help with
family needs please visit
www.gofundme.com/83kmeo
or you can send a check
payable to the Meyer Family,
to Life and Leisure, 234 Main
St, Lincoln Park, NJ 07035.
Thank you for your generosity
and may God bless you.
Local family needs our help
See Puzzle on Page 8
How to find the right real estate lawyer
give general or ambiguous
answers, as such answers may
be poor attempts by the
lawyer to mask his or her inex-
perience with transactions
such as yours. Some attorneys
may request time to develop a
plan of action, and you should
not immediately remove them
from consideration, especially
if they ultimately answer the
question in thoughtful detail.
Billing
Attorneys are expensive,
so its best to discuss the
billing process before hiring
someone to represent you.
Attorneys tend to bill by the
hour, but their rates may be
negotiable depending on the
service theyre providing.
Those who will be overseeing
your real estate transaction
and continuously representing
you will likely bill by the hour,
but if youre hiring a real
estate attorney to examine a
potential agreement or draft a
contract then you can proba-
bly negotiate a flat fee for
those services. But be sure to
discuss billing before hiring an
attorney. Real estate transac-
tions are rarely inexpensive,
so you dont want to be blind-
sided down the road when
your legal bills come due.
Representation
When interviewing an
attorney, many people assume
the attorney they initially
interviewed will be the person
who represents them through-
out the transaction. However,
the day-to-day work on your
case may be assigned to a jun-
ior associate or even someone
who isnt licensed to practice
law, such as a paralegal or a
current law school student
who is interning with the
firm. These people might be
perfectly capable of handling
your transaction, but you
should meet them before hir-
ing the firm to represent you.
A good rapport with the per-
son who will be working on
your case can ease the stress
associated with complex real
estate transactions.
Real estate attorneys can
help men and women navi-
gate the sometimes turbulent
waters of real estate transac-
tions, and it helps to consider
a host of factors before hiring
a firm to represent you.
License #: NJ09980558654 2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21 is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.
All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Call me today for your complimentary Mortgage Pre-approval
and Spring into the home buying process with confidence!!!
Recognized by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2013
973-200-3262 Direct 973-454-5183 Cell 973-200-3231 Fax ryan.barry@njlenders.com
Mortgage Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of April 22, 2014. Terms for Condos listed above are subject to meeting
Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
Ryan Barry
Mortgage Banker
NMLS# 183464
BLOOMINGDALE $359,000
$1,455 PER MONTH
4.5/4.594APR, 4 BR, 1.1 BA,
Hist. Victorian Col. & 1BR, 1BA
Ranch house on same property!
BLOOMINGDALE $299,900
$1,216 PER MONTH
4.5/4.609APR, 4 BR, 2 BA, Up-
dated Cape on Oversized Lot,
w/fin basement!!
BUTLER $189,900
$770 PER MONTH
4.5/4.661APR, 2 BR, 1 BA,
Ranch. New above-ground oil
tank installed! Not short sale!!
FAIR LAWN $629,900
$2,591 PER MONTH
4.625/4.688APR, 3BR, 2.1BA,
Cust. Colonial fully renovated
in 2004 w/Open Floor Plan!
HARDYSTON TWP $279,900
$1,135 PER MONTH
4.5/4.615APR, 3BR, 2.1BA,
Bright & Cheery Twnhs w/slid-
ers to patio, culdesac location!
JEFFERSON TWP $849,999
$3,445 PER MONTH
4.5/4.551APR, 3BR, 2.1BA
Custom Lake Front Home
w/breathtaking views!!
PEQUANNOCK $232,900
$972 PER MONTH
4.5/4.631APR, 3BR, 1BA, Beau-
tiful Exp Ranch in lovely area,
wood flrs, det. Gar & full bsmnt!
POMPTON LAKES $119,900
$486 PER MONTH
4.5/4.745APR, 1 BR, 1 BA First
Floor Condo w/generous room
sizes & pool!
POMPTON PLAINS $1,249,999
$5,067 PER MONTH
4.5/4.541APR, 5BR, 5.1BA
Sprawling 1.36 acre estate! Feat.
IG pool & pool house w/bth & kit!
POMPTON PLAINS $950,000
$3,851 PER MONTH
4.5/4.548APR, 5BR, 3.1BA Cust.
Home in beautiful culdesac lo-
cation! Bosch & Viking Appl.
$3,290 PER MONTH
4.625/4.679APR, 4BR, 2.1BA
Newly Built Stunning Cust Col.
Upgrades galore!!! Do Not Miss!
$2,023 PER MONTH
4.5/4.573APR, 4BR, 2BA (10
rms) Split Level w/2 car attached
Gar. in Wonderful Location!!
$1,135 PER MONTH
4.5/4.615APR, 4BR, 2BA, Beau-
tiful newly renovated Cape Cod,
w/cust Kit Cabinetry!
RIVERDALE $249,900
$1,013 PER MONTH
4.5/4.627APR, REDUCED!! 2BR,
1BA. 1st Flr in Rock Creek Cross-
ing! Pool, Ten, BaskBall & Clbhse!
WANAQUE $319,000
$1,293 PER MONTH
4.5/4.603 APR 4 BR, 1.2 BA
Custom Colonial with Beautiful
In-ground pool!!
WAYNE $219,900
$891 PER MONTH
4.5/4.641APR, 2BR, 1BA fully
renovated and much larger
than it appears!
WAYNE $529,000
$2,144 PER MONTH
4.5/4.570APR, 4BR, 3BA Ex-
panded Cape in Packanack Lake!!
Open Flr Plan & Beautiful Deck!
WAYNE $564,900
$2,323 PER MONTH
4.625/4.693APR, 4BR, 2.1BA
Stunning Pines Lake Col! Gran-
ite cntrs, SS appl, HW Floors!
WAYNE $639,000
$2,628 PER MONTH
4.625/4.687APR, 5BR, 3.1BA
Beautiful Split Level 644 addition
in 2008! HW Flrs, Mstr BR Suite!
$1,175 PER MONTH
4.5/4.612APR, 4BR, 1Ba Cape
Cod w/2 car det. Garage &
walk out basement!
WEST MILFORD $429,900
$1,743 PER MONTH
4.5/4.582APR, 5BR, 3BA Colo-
nial on acre. Beautifully ap-
pointed with upgrades galore!
142 Route 23 North, Pompton Plains, NJ 07444 (973) 686-1500 (800) 950-5021
How to find the right real estate lawyer
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
HELP WANTED
0280 - 0329
0295 HELP WANT-
ED GENERAL
Help Wanted F/T, P/T
Cashier, Office Asst,
Loading zone work.
Stop in,fill out an appli
cation at Gro Rite, 30
Hillview Rd.Lincoln Pk
0305 HELP WANT-
ED OFFICE
Office Help needed,
9 to 1, 2days a week,
Tues & Thurs.
College students or
Retirees Call Tues
973-785-4341
0312 HELP WANT-
ED SALON
Upscale Salon in
Wayne has opportuni-
ties avail. for exper.
N.J .Licensed Hair
Stylists Call Kari,
908-500-9500
SERV 0610-0959
0655 SERVICES
CARPET
G&S Carpet
Cleaning & Floor
Service, Residential
& Commercial
973-839-6436
0685 SERVICES
CLEANING
Mariyas Cleaning
Service
Ukrainian ladies clean
your home or office to
your complete satisfac-
tion. Exper. Refs Avail
Call 973-557-3621
0686 CLEANOUT
SERVICE
All appliances, unwanted
junk, scrap metal, bldg.
materials. Tear down &
take away sheds. Attics &
Bsmnt cleaned. Things
your garbagemen wont
pick up. WE DO!!! CALL
862-200-1283
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0774 SERVICES
HANDYMAN
0785 SER. HOME
IMPROVEMENT
0815 SERVICES
MASONRY
0860 SERVICES
PLUMBING
0886 SERVICES
ROOFING
0931 SER.-
TV/AUDIO
INSTALLED
The TV Guy
If you need your TV,
Home Theater, Audio/
Stereo Equipment in-
stalled or connected.
Big or Small...We do
it All. Call Mike
973-495-3775
SERVICE DIRECTORY & CLASSIFIEDS
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
ROSS
ROOFING & SIDING
973-696-5699
Free Estimates Fully Insured
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
0826 SERVICES PAINT/POWER WASH
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
0800 SERVICES LANDSCAPING
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
0827 SERVICES PAINTING
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
0815 SERVICES MASONRY

CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
0771 SERVICES-GUTTERS
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Advertise in the Classifieds.
B
A
B
Y
IT
E
M
S

L
U
G
G
A
G
E

B
O
A
T
S

O
U
T
D
O
O
R
G
E
A
R

T
O
Y
S

C
A
M
E
R
A
S
When its time to sell something you no longer
need or use, move it with the Classifieds.
Life & Leisure
www.lifeandleisurenj.com
To Advertise
Call
(973)
696-8008
Ask for Kathleen
J
E
W
E
L
R
Y

A
R
T
P
IE
C
E
S

A
N
T
IQ
U
E
S

R
E
C
O
R
D
IN
G
S

T
V
S
&
V
C
R
S

...AND MORE!
Call to
Advertise in
the Classifieds
973-696-8008
References Available Upon Request
FREE ESTIMATES & FULLY INSURED
Best Prices Guaranteed!
2
4
-H
o
u
r

E
m
e
r
g
e
n
c
y
S
e
r
v
ic
e
1
0
%

O
f
f
A
ll S
p
r
in
g
W
o
r
k
!
Tree Removal Lot Clearing
Stump Grinding Chipper Service
Pruning & Trimming Wood Chips
FREE FIREWOOD
Specializing In Dangerous And Large Tree Removal

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T

he long winter that

Dr. & Mrs. Brusco are the

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