PNB Home Loans
PNB reaches out to you with fast, friendly and most convenient home loans for:» Construction or purchase of house/ flat.» Purchase of house/ flat on First Power of Attorney basis from the original allottee.» Carrying out repairs/ renovations/ additions/ alterations to existing house/ flat.
The Housing and Urban Development (HUD) Division mainly looks after the programmes pertaining to Ministry of Urban Development and Ministry of Housing &Urban Poverty Alleviation
Jawaharlal Nehru National Urban Renewal Mission (JNNURM);
Urban Transport including Metro Projects;
Swarna Jayanti Shahri Rozgar Yojana (SJSRY); and
Interest Subsidy Scheme for Housing the Urban Poor (ISSHU).It also coordinate work relating to Ministries of Home Affairs & Department of Justice.
JNNURM:Jawaharlal Nehru National Urban Renewal Mission (JNNURM)
focuses onintegrated development of urban infrastructure & services in selected 63 cities withemphasis on provision of basic services to the urban poor including housing, water supply, sanitation, road network, urban transport, development of inner (old) city areas
., The remaining urban areas are covered through Urban Infrastructure DevelopmentScheme for Small and Medium Towns (UIDSSMT) for infrastructure and IntegratedHousing and Slum Development Scheme (IHSDP) for housing for urban poor and slumdevelopment, which are part of JNNURM. The programme was launched as anAdditional Central Assistance (ACA) scheme on 3 rd December, 2005 for a duration of seven years at a cost of Rs.50,000 crore.
HUD Division addresses policy issues concerning urban transport projects includingmetro projects. The projects relating to Integrated Transport Plan/Mobility Plan and MassRapid Transit System (MRTS) are processed for â€˜in principleâ€™ approval/EFC/PIB.
SJSRY:Swarna Jayanati Shahri Rozgar Yojana (SJSRY)
aims to encourage urban self-employment through subsidy and loan with a component of skill development training ona funding pattern of 75:25 between Centre and States. This scheme is now beingrevamped in the Eleventh Five Year Plan by bringing new focus on new skillrequirements. Towards this end, a number of new trades have been identified for capacity building through: -
Skill development- PPP mode
Self help groups
Self employment skills plus facilitation of credit for setting up self-employment.
Interest Subsidy Scheme for Housing the Urban Poor: