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Excess LiabilityHomeowners
Private Collections Wine Collection Insurance
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Wine enthusiasts know the rewards o owning acollection: nurturing a bottle or years, anticipatingits peak and, at last, savoring the ruit o the vine.Unortunately, some bottles won’t make it that ar.Fragile bottles can break. Basement cellars canfood. Rerigeration systems can malunction.Fortunately,
AIG Private Client Group 
 
can help 
.
Protecting your “liquid assets.”
AIG Private Client Group’s private collectionsinsurance can oer precisely the level ocoverage you require. Depending on the extento your collection, you may choose one overallcoverage limit or address bottles individually.
Broad coverage
. Our policy responds to damagerom re, thet, earthquake, food and breakage.
Up to 150% replacement cost.
I a covered itemmust be replaced, it’s less vulnerable to marketvolatility.
Mechanical breakdown.
You’re protectedi wine spoils due to climate control systemailure.
Newly acquired items.
New acquisitions areimmediately covered or up to 90 days rom the time o purchase.
 Worldwide coverage.
Each piece included on the policy is protected, regardless o location.
In-transit items.
Rest assured that bottlesshipped rom your avorite vineyard arecovered.
Courtesy o Thomas Schauer
 
Maintaining your collection.
AIG Private Client Group’s knowledgeable teamo risk management specialists can help youpreserve the value o your collection andminimize its exposure to conditions that canlead to breakage or spoilage.
Appraiser recommendations.
We can connectyou to proessionals who are best equipped toassess your one-o-a-kind collection.
An elite vendor network.
Access our directoryo pre-screened resources or shipping, buyingand selling wine; o-site storage acilities;state-o-the-art security and temperature-control systems.
Inventory management.
We can conduct andmaintain detailed inventories, recommendcomputerized inventorying systems and provide training or your sta. With our help, you’llknow what you own, where its located and theopportune time to drink it.
Storage solutions.
We can advise on properstorage conditions and oer guidance whenbuilding or renovating your wine cellar.
Courtesy o Thomas Schauer

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