Description

For the person living on food stamps who sweeps floors to the person who owns the fancy house on the hill. Learn HOW to communicate with government employees & credit bureaus; court room situations. It also covers identity theft.

These book reviews say it all...
Extensive Book review from Pastor John Reid, New Generation Outreach
Legal/Credit Score/Debt Book
February 13, 2009
“I am the pastor of New Generation Church which ministers to a racially mixed congregation of financially poor, and intermittently homeless, or habitually homeless persons with limited education. Some in the congregation have substance abuse and/or mental health problems. Some have criminal records.
I have reviewed the following documents entitled Legal Book and Credit Score Increasing and Debt Reduction Book” prepared by Mrs. Sheri Fortune to assist the poor to obtain legal help; and credit score help and help getting certain available benefits. The following comments are provided as a review of these books.
The Legal Book
The Legal Book contains helpful information on Pre-paid Legal membership, attorney consultations, identity theft protection and other means for the disenfranchised poor to obtain legal help. The Legal Book provides very helpful information such as names, phone numbers, email addresses for people to obtain legal assistance.
The Credit Score Increasing/ Debt Reduction Book
The Credit Score Increasing/ Debt Reduction Book contains helpful information explaining how to easily obtain credit score and how to negotiate and frame debt payment to increase credit score. The Book is a short course which teaches users how [to] determine and improve their credit score and how to reduce debt by informed negotiation with creditors; and, by developing a basic understanding of debtors rights and creditors' responsibilities. The book summarizes methods the poor can use to:
determine how to talk to credit bureau companies
determine if they have been a victim of identity theft
determine how to have negative and/or incorrect information removed from their credit report
determine how to handle disputes with credit bureau
contact the customer protection agency

The Credit/Debt Book provides very helpful step-by-step procedures to communicate with creditors and/credit bureaus. The Book enables readers to understand and make use of their legal rights under the law in dealing with creditors.
Simple and useful forms are provided in the Index of the Credit/Debt Book for users to prepare written notices to Landlords, creditors, and credit bureaus.
The information provided in these books are practical, useful and a necessary tool for persons concerned about debt, creditors, legal help and improving their financial future.
Sincerely,
John H. Reid
Pastor
New Generation Church (Fredericksburg, Virginia)