Micro-business Interests and Skills of the Violeta Homes Residents:
Baseline for Livelihood Program
Jumar G. Basco
This study aimed to identify the interests and skills of the residents of Violeta Homes in micro business to be used as baseline for livelihood program. The researcher used questionnaire and informal interviews to gather pertinent data that would answer the specific questions. Results showed that the economic condition of the participants was not good. They were interested in food selling and most of them have skills and experiences in doing it. Lack of capital is the common problem that hinders them to engage business.
Keywords: micro-business, interests, skills, livelihood program
The underserved people of rural communities in the Philippines cannot be left alone to survive by themselves because of some detrimental factors that affect their progress and development. Factors such as poverty and its domino effects such as poor nutrition, lack of education, poor health, unsustainable livelihood, etc., greatly deterred their progress aggravated by their deplorable conditions. Educational institutions stand in the midst of the community for them to serve its people. In the education of the mind and the heart, the school and the community are said to be collaborators. It is believed that the school is not an ivory tower if it has to be relevant in the community and neither the community is an island (Abrazado, 2004). Anchored on this belief, Higher Education Institutions express an immense concern on the area of community extension services aside from instruction and research, which are equally important. Considering this condition, the Republic Central Colleges (RCC) an educational institution dedicates and commits herself to initiate community extension service to make students aware of the socio-economic, political, cultural and moral aspects of the environment; thus, enabling them to contribute to the progress and development of the community (College Student Handbook, 2012). To show her commitment to serve the community, the RCC through its Community Extension Service Office (CESO) adopted the Violeta Homes located in Barangay Capaya II, Angeles City to be the center of its community activities. The CESO devised plans and programs to be implemented in this community that include 2
Community Organization, Health and Sanitation, Social/ Cultural, Environment and Cleanliness, Sports and Recreation, and Livelihood programs (CESO Manual, 2012). Among these programs, the livelihood program seeks to address the economic condition of the residents. This program aims to promote employment and income- generating micro-business. The program also aims to effect the behavioral changes brought about by the acquisition of knowledge, skills, and values which may ultimately alleviate the living conditions of the people. Putting up a livelihood program in a community of poor people is a very tough task. Taking into consideration the resources like money, time and equipment that can be wasted if the program does not succeed, the head-researcher being the head of the CESO wants to make it sure that the programs to be implemented may have a greater chance of success. In all endeavor, human resources is very much important, thus, it is a must to consider the residents of the Violeta Homes since they are the beneficiaries of the program. Are these people interested in micro-business? Do they have the skills or experiences in managing and operating small business? Are they willing to be trained? These are some of the questions that need to be answered before implementing a program. With this reason, the researchers conducted this study to gather pertinent information regarding the residents that can be used as baseline in the planning and implementation of livelihood programs. Conceptual Framework
One of the RCC-CESOs priority projects is the livelihood program for the community people in the form of income-generating micro-business enterprise. A micro-business according to Lemons (2008), is the smallest of all businesses, created by a self-reliant person (who often considers himself a survivor), for the purpose of making a living and making a life, and whose goal is not necessarily wealth and worldly 3
goods, but rather a sustainable enterprise that can provide for the comfortable wellbeing of the owner and his family. In Republic Act No. 9178 known as "Barangay Micro Business Enterprises (BMBEs) Act of 2002" declares the policy of the State to hasten the country's economic development by encouraging the formation and growth of barangay micro business enterprises which effectively serve as seedbeds of Filipino entrepreneurial talents, and integrating those in the informal sector with the mainstream economy, through the rationalization of bureaucratic restrictions, the active intervention of the government specially in the local level, and the granting of incentives and benefits to generate much needed employment and alleviate poverty. Indeed, micro-business is recognized by the state as a means to alleviate the quality of life of its people. However, the question of whether or not these people have interest and skills necessary for this endeavor still remains. The paradigm of the study is shown in Figure 1. The paradigm made use of the input-process-output model. The input includes the residents of Violeta Homes the adopted community of RCC. The processes undertaken in the study include a survey and informal interviews to gather the information needed to answer the specific problems. Informal interviews were made to verify and substantiate information gathered through the questionnaire. The outputs of the study showed the economic condition of the participants in terms of occupation, income and expenses. It also showed the skills and interests of the participants. The skills are the proficiencies, talents, or competencies acquired or developed through training or experience. An interest is generally thought of as a natural curiosity or concern about something. The study also showed the problems that hinders the participants in micro-business and their suggested solutions to it. A line with arrow pointing to the input from the output represents the feedback of the study. The outputs might provide useful information for the livelihood program to be implemented in the Violeta Homes. 4
Cobuild (2009) described livelihood as the job or other source of income that gives you the money to buy the things you need. In effect, the fishing job of a fisherman or woman as well as sale of vegetable and fruits from the garden make up Cobuild description of livelihood. Krantz (2001) advanced that livelihood comprises the capabilities, assets (stores, resources claims and access) and activities required for a means of living. Oxenharm, Diallo, Katahoire, Mwangi and Sall in their working papers to the World Bank defined livelihood in a traditional restricted sense as making a living which restricts itself to the knowledge, skills and methods used to produce or obtain the food, water, clothing and shelter necessary for survival and well-being. Furthermore, Sabato (2009) states that livelihood programs are community- based activities designed to help low-income families start their own small business. The programs are designed not only to provide service or donate materials but also to empower and encourage local communities to take pride in their work, to be self- sufficient and to provide for themselves. The livelihood program to be successful should be matched with appropriate skills and an interest to do the job. Clearly, identifying the skills and interests will help the CESO discover the livelihood programs to be implemented.
Figure 1. Micro-business Interests and Skills of the Violeta Homes Residents: Baseline for Livelihood Program INPUT
Residents of Violeta Homes PROCESS
Survey and Informal interviews of the current economic conditions; interests and skills; problems in micro-business; and the suggested solutions of the residents of Violeta Homes. OUTPUT
- Economic condition in terms of Occupation, Income and Expenses. - Interests and skills. - Problems in Micro-business. - Suggested Solutions.
Proposed Livelihood Program 5
Statement of the Problem
This study aimed to identify the interests and skills of the Violeta Homes Residents which will be used as baseline for livelihood program. Specifically, the study sought answers to the following questions: 1. What is the current economic condition of the participants in terms of: a. Occupation b. Income c. Expenses 2. What are the interests and skills of the participants that can be used for livelihood? 3. What are the problems that hinder the participants to use their skills and interests to generate income? 4. What are the suggestions or recommendations of the participants to address their problems?
Significance of the Study This study provides empirical data that can be used in planning and implementing livelihood programs to the community. Scope and Limitation This study focused on the interests and skills of the residents of Violeta Homes related to micro-business enterprise. The information needed to answer the specific questions was derived mainly from the questionnaire and informal interviews. There are no actual activities to find out the skill level of the participants.
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Method Research Method The study utilized the descriptive type of research as it is the purpose of the study to identify and describe the economic condition, interests and skills of the participants in micro-business.
Participants The participants in this study were the one-hundred eighty-five (185) residents of the Violeta Homes, Capaya II, Angeles City composed of parents, sons and daughters who have the capability to work and earn an income. The participants are further described in the following table: Table 1 Distribution of the Participants According to Demographic Profile Sex f % Marital Status f % Male 65 35.14 Married 166 89.73 Female 120 64.86 Single 13 7.03 185 100.00 Single-Parent 5 2.70 Role in the Family f % Widow 1 0.54 Father 57 30.81 185 100.00 Mother 119 64.32 Age f % Sons/Daughter 9 4.86 16 - 20 11 5.95 No. of Offspring f % 21 - 30 42 22.70 none 13 7.03 31 - 40 56 30.27 1 - 3 90 48.65 41 - 50 39 21.08 4 - 6 63 34.05 51 - above 37 20.00 7 - 9 16 8.65 185 100.00 10 - above 3 1.62 185 100.00
Most of the participants were females, 120 or 64.86% as compare to the males, 65 or 35.14%. A mother comprises the most number of participants 119 or 64.32% while fathers were 57 or 30.81% and the participants who were sons/daughters in the family were 9 or 4.86%. In terms of the number of offspring, most of the participants have one to 3 offspring (90 or 48.65%) followed by participants with 4 6 offspring (63 or 34.05%). A great number of the participants were married 166 or 89.73% while the 7
rest of the participants were single 13 or 7.03 %; single-parents were 5 or 2.70% and only one participant or 0.54% was already widowed. Some of the participants belong to the age bracket of 31 40 with 56 or 30.27% and age bracket of 21 30 with 42 or 22.70%. Research Instrument The main instrument used in this study was a questionnaire. Considering the nature and educational attainment of the participants, the questionnaire used was in Filipino so that they could easily understand what is being asked. The questionnaire is composed of four parts: Part 1 was about the Economic Condition (Kalagayan sa Pananalapi) of the community people. Part 2 was about identifying the interests (hilig) and skills (kakayahan) of the community people. Part 3 was about the hindrances in doing livelihood for the family (hadlang). Part 4 was about their suggestions/recommendations to RCC Community Extension Service Office (RCC- CESO) to help them earn a living. Data gathering Procedure The Head of the Community Extension Service Office (CESO) coordinated with the officers of the Rural Improvement Club (RIC) to gather the parents and residents of the Violeta Homes at the RCC Multi-Purpose Hall in Violeta Homes, Capaya II, Angeles City. The graduating students of the College of Business Administration and College of Accountancy were utilized as interviewers. They have guided the participants in answering the questionnaires and at the same time they asked them questions related to the items. Data Analysis The data gathered from the participants were organized, tabulated and classified for analysis and interpretations to answer the specific questions raised in the statement of the problem. Simple statistical tools were applied such as frequency, percentage and rank order. 8
Results and Discussion
I. Economic Condition
The economic conditions of the participants were described in terms of participants occupation, status of employment, monthly income and their monthly expenses. These were summarized in Table 2.
Occupation. The mother participants were mostly housewives, 73 or 39.46%. Though this is a noble occupation but it does not generate income for the family. As one of the mothers said, Mahirap maghanap ng trabaho lalo na hindi kami nakatapak ng college, saka walang mag-aalaga sa mga anak namin. (Its difficult to find a job especially that we werent able to go to college and no one will be there to look after our kids.) This situation is common in the Philippine setting where female parents normally stayed at home, taking care of their children and do the housekeeping activities. Being laundress (19 or 10.27%) and vendor (17 or 9.19%) were among the common occupation of the mothers. These occupations are indications of poor income of the family were these jobs do not guaranty a good salary for the workers. As one mother said, Wala naman kaming choice kung hindi ang maglabandera, sayang din naman at pandagdag din sa gastusin. (We have no choice other than being a laundress; after all it would provide additional income to satisfy our expenses.) On the part of the father, most of them are Construction Workers, 21 or 11.35%. According to them, paghalo ng semento (mixing of cement), pagbuhat ng hollow blocks (carrying of hollow blocks), tagalagay ng semento sa hollow blocks (putting mixed cement to the hollow blocks) were the common tasks they do in the construction area. This job needs physical strength and stamina to perform their jobs. One father who looks 50 to 60 years old said, Masakit na nga ang likod ko sa kakahalo ng semento sa hirap ng trabaho. (My back aches due to the hard job of mixing cement.) Being a weaver or naglalala with 25 or 13.51% is the familiar occupation in the community. According to them, a businessman brings the materials to the community for them to weave into baskets, storage boxes, etc. One interviewer asked, Paano po kayo natuto sa paglalala? (How did you learn to weave?) A participant answered, Dati nanonood lang ako, tapos nakigaya-gaya hanggang sa natuto na rin ako. (Before I was just observing, then try it on myself, then finally I learned.) According to them, in each item they have weaved they earned 15 to 20 pesos depending on the size. 10
Employment Status. It is depressing to note that most of the participants are not employed, 85 or 45.95%. However, there are some who have permanent jobs, 38 or 20.54% while some are casual, contractual and seasonal employment status. To have an additional income, the participants engaged in the following: Pagtitinda ng Avon and Saralee products (resellers of Avon and Sara Lee products) Gumagawa ng Sirang Electric Fan, Payong, at iba pa. (repairing electric fans, umbrella, etc.) Helper or Extra sa Pagluluto (assistant or helper in cooking) Naglo-load sa mga cellphone. (reloading business) Nangangalakal (scrap traders) Nagbabantay ng apo at binibigyan ako ng pera ng aking anak. (Being a nanny of my grandchildren, then receives salary from my son/daughter.) Humihingi sa mga kamag-anak ng pera. (Asking financial help from relatives.) Nakikipaglaba (laundress)
Monthly Income. Since most of the participants were not employed, they do not have income, 67 or 36.22%. This percentage is the same as those participants who receive an income of 3,000 and below. This income is a clear indication of poor conditions of the participants. This is far below from the average income of the family residing in Central Luzon. The study conducted by the National Statistics Office (2008) about the number of families, total and average annual family income and expenditures per region showed that the families in Region III Central Luzon had an average annual income of Php 198,000.00. Dividing this annual income by 12 months equates to Php 16,500.00. This means that the average monthly income of families in Central Luzon where the Violeta Homes is located and the participants were residing is Php 16,500.00. However, there were some of them whose income ranged from 3,001 5,000 and higher. 11
Monthly Expenses. Most of the income of the participants is used for their basic needs like foods (144 or 24.16%) and paying the electric bills (127 or 21.31%). However, it is interesting to note that even if they have a meager income; they are able to spend something on the education (88 or 14.77%) of their children. The participants were asked, Sapat ba ang iyong kinikita para suportahan ang pangangailangan ng iyong pamilya?(Is your income enough to support the needs of your family?) Most of the participants answered Hindi (No) with 154 or 83% while those who answered Sapat (Enough) where 31 or 17%. These answers show that the economic condition of the participants is NOT GOOD.
II. INTERESTS AND SKILLS The skills and interests of the people drive them to do something. Identifying these aspects from the people is very much necessary especially when you are assigning tasks or projects.
Sapat, 31, 17% Hindi, 154, 83% 12
Table 3. Skills and Interests of the participants Interest in Business f % Experiences in Business f % Meron (Yes) 148 80.00 Meron 136 73.51 Wala (None) 37 20.00 Wala 49 26.49 Area of Interests f Rank Area of Interests f Rank Pagtitinda ng (Selling of)
Construction Worker Fisball/Kikiam, etc. 32 2 Mason 10 13.5 Lutong Ulam (Cooked Food) 56 1 Labor/Helper 27 4 Pulvoron/Yema 23 6 Carpentry 3 20.5 Mani/Balitog (Peanuts) 12 11 Laborer in Iron 8 15 Ukay-ukay (Pre-used things) 12 11 Housekeeping or Katulong 30 3 Manicure/Pedicure 12 11 Handicraft Barbers 4 18.5 Ratan/Paglalala 20 7.5 Paglalabada at Pamamalantsa (Laundress) 21 5 Muwebles 2 22 Pananahi (Sewing) Capis Making 3 20.5 Pagburda (embroidery) 15 9 Welding / Iron Works 10 13.5 Pillow makers 20 7.5 Paggawa ng (Making of
Walis at Tambo (broom) 4 18.5 Dust Pan 5 17 Basahan (rug making) 6 16
Skills and Interests in Micro Business. Most of the participants showed interests in doing business as they answered the question, May hilig ka ba sa pagnenegosyo? (Do you have interests in business?) as Meron (Yes) 148 or 80% compared to Wala (No) with 37 or 20%. Most of these who showed interests have already experienced doing business with 136 or 73.51% while only 49 or 26.49% have not. Results showed that the participants had already background in business activities. Some of the testimonies of the participants regarding their skills and experiences are the following: - Dati nagtitinda ako ng mga mani, balitog at mga naka repak na candy sa harap lang ng bahay namin. Natigil lang ng manganak ako. (Before, I was 13
selling peanuts, corns and repacked candies in front of our house. It stopped after I gave birth.) - May pwesto kasi dati sa palengke iyung bayaw ko, tumutulong ako sa kanya sa pagtitinda. Kung minsan may mga gulay ako na inuuwi, tapos ibinebenta ko yun sa mga kapit-bahay. (I am helping my brother/sister-in-law who has a stall in the market. Sometimes I take home excess vegetables and sell them to my neighbors.) - Sa ngayon nagtitinda ako ng kalamay, minatamis na saging, banana que, at iba pa. Inililibot ko lang ito dito sa Violeta, nauubos din. (Right now, I am selling rice cakes, sweetened bananas, banana que and others within the Violeta Homes.) - Dati may nahihiraman kaming tindahan ng fish ball na bisekleta, mabili yun dito, kasi kahit tumigil ka lang sa kanto, may bibili na sayo. (Before we can borrow a fish ball cart, its profitable because even if you will just stop on a street, there are people who will buy from you. - Dami meron akong bike, iyung kurong-kurong tapos nagbabahay-bahay ako, bumibili ako ng sirang gamit. Ang mga nabili ko, ibinebenta ko sa junkshop. Minsan swerte lalo na kapag mga appliances ang nabibili ko kasi may mga tanso yun sa loob na naibebenta ko ng mas mahal. (I had a bike back then and I go house to house buying damaged items then sell them to the junkshop. Sometimes, Im lucky if I bought appliances because it contains bronze which I can sell for much higher amount.) - Dati may sari-sari store ako, naubos lang ang paninda kasi nawalan ng trabaho ang asawa ko. (I had a variety store before but its contents diminished until nothing was left because my husband lost his job.)
Area of Interests. The participants were given the chance to rank their interest from the lists of livelihood and business that they can do. First in rank is the Pagtitinda ng lutong ulam (selling of cooked food), and second is the Pagtitinda ng fish ball, kikiam, etc. (selling of fish ball, kikiam, etc.). This result showed that the participants 14
were very interested in food selling business. As one expressed her interests in this business said, Madali po kasi ang kita sa pagtitinda, may pagkain na para sa pamilya ko, tapos may kinikita pa ako. (Its easy to have an income selling, you have food for your family while you are also earning.) Third is the Housekeeping or pamamasukan bilang katulong, fourth is the Laborer or helper, and fifth is Paglalabada at pamamalantsa (Laundress). The participants interests from rank 3 to 5 are occupations that need physical strength and little skills. This shows that there are interested to showcase their skills by doing the household chores of others and being errand or helper of other people. However, there are participants who showed their interests and indicate their skills in doing crafts like paglalala, paggawa ng tambo, pagtahi ng unan, pagwe-welding, etc. (weaving, broom making, pillow making, welder, etc.)
III. HINDRANCES IN LIVELIHOOD The participants enumerated and ranked the hindrances they perceived and might encounter when they were doing livelihood activities particularly in micro business.
Table 4. Hindrances that the participants perceived and might encounter. hindrances f Rank walang puhunan (no capital) 149 1 nag-aalaga ng anak (taking care of their children) 51 2 walang gamit/materyales (no materials to be used) 43 3 kulang pa ang kakayahan (insufficient skills) 6 5 natatakot baka malugi (scared of bankruptcy) 21 4 walang customer (no costumer) 5 6 Nahihiya (shy) 3 7
First in the rank is the Walang puhunan (no capital), with great difference in frequency for the second rank Nag-aalaga ng anak (taking care of their children). This result may be attributed to the fact that the income of the participants is too meager to 15
set aside an amount to be used as their capital. As one of them quipped, Kung may puhunan lang ako, matagal na sana akong may negosyo, pahiramin nyo nga ako sir, at ibabalik ko rin sayo may tubo pa. (If only I have a capital, I might already have business, can you lend me sir? I will return it with interest.)
IV. RECOMMENDATIONS OF THE PARTICIPANTS TO THE RCC-CESO The program to be proposed will be for the benefits of the participants, thus their suggestions and recommendations are very important information for the CESO. This may serve as a guide in coming up with the proposal that is deemed necessary for the community.
Table 5. Recommendation of the participants to RCC-CESO Recommendations f Rank magsagawa ng libreng training para malinang pa ng husto ang aming kakayahan (hold free training to hone our skills) 80 2 magsagawa ng programang pangkabuhayan (conduct livelihood programs) 75 3 magbigay ng referral para makahanap ng trabaho (give referral to find job) 64 4 magpahiram ng puhunan para makapagsimula ng negosyo (lend a capital to start the business) 122 1 magsagawa ng training kung paano e-market ang mga paninda (provide training in marketing the products) 47 5
First in rank with the frequency of 122 is, Magpahiram ng puhunan para makapagsimula ng negosyo (lend a capital to start the business). This has been the clamor of most of the participants so that they can start the business that they want. Magtiwala lang po sana sa amin ang RCC basta ibabalik namin ang puhunan (We hope that RCC will trust us, we will return the capital), mentioned by one participant. Handa naman po kaming gawin ang makakaya namin para mapalago ang puhunan na ipahihiram sa amin (We are ready to do our best to grow the capital that you will lend us), added by other participant. Second in the rank is Magsagawa ng libreng training 16
para malinang pa ng husto ang aming kakayahan (hold free training to hone our skills). One quipped, Sana pahiramin kami ng RCC ng puhunan tapos turuan nya kaming gumawa ng sabon, fabric conditioner o kaya yung pagpo-proseso ng tusino (We hope that RCC will lend us capital then teach us how to make soaps, fabric conditioner or in the processing of preserved meats). Third in rank is Magsagawa ng programang pangkabuhayan (conduct livelihood programs). These recommendations are part of the thrusts of CESO to alleviate the life of the community people. Since these are their recommendations, the CESO knows that these people would surely participate whatever livelihood projects it will implement.
CONCLUSION Based on the foregoing results, the following conclusions were drawn: 1. The people of Violeta Homes need assistance to alleviate their poor economic condition. 2. The livelihood interests and skills of the community people are food selling business and doing the household chores for other people. 3. The lack of capital hinders the community people to do business. 4. The community people need capital, training, and livelihood program.
RECOMMENDATION Based on the findings and conclusions drawn, the following recommendations are presented: 1. The RCC-CESO should implement a community project related to food selling business to utilize their interests and skills. 2. The RCC-CESO should provide capital, trainings, and livelihood program to the community people. 3. The RCC-CESO should establish linkages to construction firms and service agencies to consider the community people who have interests and skills in this area.
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References:
Abrazado, G. B. (2004). Marisol Bliss profile: a basis for RCC integrated community development program. RCC Research Journal, Volume IV. No. 1, January-June 2004 issue. CESO Manual (2012). CESO areas of concern (2012 edition) Angeles City, Philippines. Cobuild, C. (2009). Advance Dictionary of English. United Kingdom: Harper Collins Publishers.
College Student Handbook (2012). Philosophy, vision, mission and values statement (2012 edition) Angeles City, Philippines. Krantz, L. (2001). The Sustainable Livelihood Approach to Poverty Reduction. Swedish International Development Cooperation Agency.
Lemons, L. (2008). What is microbusiness. Retrieved September 23, 2011 website: http://knol.google.com/k/what-is-a-microbusiness# Oxenham,J., Diallo, A. Katahoire, A. Nwangi, A. and Sall, O. (2002). Skills and Literacy Training for Better Livelihoods. World Bank Report ext. worldbank.orglext/ MDG/home. RA9178 Barangay Micro Business Enterprises (BMBEs). Retrieved March 6, 2012 from EntrePinoys atbp Website http://www.mixph.com/2006/04/ra9178-barangay- micro-business-enterprises-bmbes.html Sabato, N (2009). Livelihood Programs for Low-Income Communities. Retrieved March 15, 2012 from Articlesbase.com Website http://www.articlesbase.com/marketing- articles/livelihood-programs-for-lowincome-communities-1035689.html