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America\u2019s Home Forecast:
The Next Decade for Housing and Mortgage Finance
Published by the Homeownership Alliance
Written By:

David Berson - Chief Economist, Fannie Mae
David Lereah - Chief Economist, National Association of Realtors\u00ae
Paul Merski - Chief Economist, Independent Community Bankers of America
Frank Nothaft - Chief Economist, Freddie Mac
David Seiders - Chief Economist, National Association of Home Builders

2
Table of Contents
Acknowledgements
3
Introduction
4
Executive Summary
5
Housing Demand and Supply
9
Homeownership During the Next Decade
27
The Outlook for Home Prices over the Next Decade
38
Mortgage Demand and Supply
48
Conclusion
61
References
62
3
Acknowledgments
The Homeownership Alliance and the authors would like to thank the following people
for their significant contribution to the completion of this report:
Paul Bishop
Michael Fratantoni
Madelyn Campbell
Andre Gao
Michael Carliner
Michael Schoenbeck
Amy Crews Cutts
Orawin Velz
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