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ASSIGNMENT
DRIVE SPRING 2014
PROGRAM MBADS (SEM 3/SEM 5)
MBAFLEX/ MBAN2 (SEM 3)
PGDBMN (SEM 1)
SUBJECT CODE &
NAME
MA0039
RETAIL BANKING
BK ID B1619
CREDIT 4
MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be
approximately of 400 words. Each question is followed by evaluation scheme.


Q.No Question Marks Total
Marks
1 Log on to any commercial banks website and discuss the features of retail banking Asset
products.
Features of retail banking asset products

10 10
2 Compare and contrast the debit and credit card and smart card .

Similarities
Differences

5
5
10
3 Interbank messaging network Swift has recruited a group of major banks to help develop
its centralised KYC. Discuss whether implementing KYC is a challenge or an opportunity
to banks?

Explain the benefits and costs associated with KYC



5+5
10
4 Discuss the material alterations in cheques.

Explain Material alterations in Cheques
10 10
5
Discuss whether a cheque can be considered as a bill of exchange?

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Features that are common to both bill of exchange
and cheque

10

10
6 Discuss interbank transactions. Is IFSC code same as MICR code? Discuss
Explain interbank transactions
Differences between IFSC code and MICR code



5 + 5
10