Re l i a b l e . He l p f u l . T r u s t e d .

For your travel needs, you trust only a professional.

For your travel insurance, trust Blue Cross.
We make sure professional also means personal.
Travel safe
Travel Insurance that gives you peace of mind
whether you are traveling for business or pleasure
The Blue Cross Travel Insurance Plans offer you the following benefts:
V01.14_Prestge Plus
Whether youre traveling for business
or for pleasure, you need peace of mind.
MEDICAL TREATMENT
This covers your hospitalization, surgery, visits to registered physicians or
specialists, prescribed medicines, emergency ambulance and emergency care
due to a covered illness or injury occurring during your travel. This beneft also
provides in-patient coverage for pre-existing conditions up to the specifed limit.
The hospital daily room rate should not exceed US$350, or its Peso equivalent as
determined by the Company for Dollar and Peso Plans, and 225 for Euro Plans.
HOSPITAL INCOME
This provides a daily income up to ten (10) consecutive days of your
hospitalization in excess of 24 hours from the time of your admission. Your
medical and surgical treatment are also covered under this plan.
PERSONAL ACCIDENT
This covers you when an accident occurs while traveling resulting in death
or total permanent disability, including loss of one or both eyes or limbs. The
maximum payable amount to a child from six (6) to 15 years old or a person
above 70 years old shall be Php100,000 for Peso Plans, US$5,000 for Dollar
Plans and 3,000 for the Euro Plan.
PERSONAL LIABILITY
This covers expenses you might incur if you have caused another persons
accidental death, bodily injury or damage to property, because of situations
beyond your control while you are traveling.
BAGGAGE DELAY
This covers you when your checked-in baggage has been delayed, misdirected,
or temporarily misplaced in delivery for more than 12 hours from the time you
arrived at your destination.
BAGGAGE LOSS OR DAMAGE
This covers your baggage including clothing, prescribed medicines, bags,
footwear and other personal effects, if they have been lost or damaged during
your travel. Items inside your bag are covered per item, pair or set of up to
Php5,000 for Peso Plans, US$150 for Dollar Plans and 95 for the Euro Plan.
For damaged or lost baggage, Blue Cross will cover up to the actual cost of
repair, or cost of the lost baggage, subject to depreciation, but not to exceed
the maximum beneft. We will not make payment for articles that are more than
fve (5) years old.
LOSS OF TRAVEL DOCUMENTS
This covers only the replacement fee of your passport, and the re-issuance of
your travel tickets of the same class. This beneft does not cover transportation,
communication and other related incremental charges you might incur in the
process of getting your new passport or tickets.
TRIP CANCELLATION
This provides reimbursement for the unused and non-refundable portion of
your travel and accommodation expenses which have been paid in advance,
if your trip is cancelled within 30 days prior to the scheduled departure date or
on the scheduled departure date. The cancellation must be due to death, life
threatening condition or sickness of the Insured, or his immediate family member
which require emergency medical attention, or due to natural catastrophe or
unexpected outbreak of strike, riot or civil commotion at the planned destination.
TRIP TERMINATION
This provides reimbursement for the unused and non-refundable portion of your
travel and accommodation expenses which have been paid in advance, if you
need to cut short your trip and return to your place of origin after your coverage
has begun. The termination must be due to death, life threatening condition
or sickness of the Insured, or his immediate family member which require
emergency medical attention, or due to natural catastrophe or unexpected
outbreak of strike, riot or civil commotion at the planned destination.
FLIGHT DELAY
This reimburses your incurred expenses if your fight is delayed by more than
12 hours due to severe weather conditions. Delays of chartered fights are not
covered.
MISSED CONNECTING FLIGHT
This covers you if you missed your onward connecting fight due to the late
arrival of your incoming fight and no alternative onward transportation is made
available to you within twelve (12) consecutive hours after the arrival time of your
incoming fight. The delay of the incoming fight must be due to severe weather
conditions or organized industrial action/strike or hijack.
STRIKES AND HIJACKS
This provides a daily allowance for a maximum of ten (10) days for each full
day your travel is delayed for more than 12 hours from reaching your scheduled
destination due to organized industrial action, strike or hijack.
FUNERAL AND BURIAL EXPENSES
This covers the cost of funeral and burial expenses to be incurred at the point
of origin if death occurs due to a covered disability or medical condition while
you are traveling.
EMERGENCY ASSISTANCE BENEFITS
A. The following benefts are available to you only if they are arranged through
our Emergency Assistance partner:
Emergency Medical Evacuation
We will arrange and pay for the provision of air and/or surface transportation,
communication and all usual ancillary services required to move you to the
nearest hospital where appropriate medical care is available.
Emergency Medical Repatriation
We will arrange and pay for a medically supervised repatriation to your Home
Country or Usual Country of Residence after stabilizing your medical condition,
to the satisfaction of our Emergency Assistance partner.
Care of Minor Child(ren)
We will arrange for the return of your minor children to your Home Country or
Usual Country of Residence, if they are left unattended as a result of your death,
illness, accident, or Emergency Medical Evacuation.
Compassionate Visit
We will arrange and pay for an economy roundtrip transportation for one of
your immediate family members or a friend to join you, when you are traveling
alone and are hospitalized for a covered condition for more than seven (7)
consecutive days.
Return of Mortal Remains
We will arrange and pay for the transportation of your mortal remains to your
Home Country or Usual Country of Residence.
B. The following benefts are available to you subject to the terms and conditions
as agreed upon by Blue Cross and our Emergency Assistance partner:
Medical Consultation, Evaluation and Referral
Hospital Admission Assistance following a Medical Evacuation
Medical Monitoring
Prescription Assistance
Emergency Message Transmission
Interpreter and Legal Referrals
Lost Luggage or Document Assistance
Emergency Cash Coordination
Pre-trip Information
Travelsafe Tr i pguar d
Travel Insurance for business or pleasure
with Benefts & Premiums on a per trip basis
as of 1 January 2014
1
Php 500,000
na
1,000
750,000
500,000
1,000
15,000
20,000
20,000
20,000
1,000
1,000
1,000
10,000
Included
Included
Included
Included
Included
Included
$ 50,000
300
60
50,000
50,000
100
1,000
3,000
3,000
3,000
100
100
100
1,000
Included
Included
Included
Included
Included
Included
30,000
200
40
30,000
30,000
70
650
2,000
2,000
2,000
70
70
70
650
Included
Included
Included
Included
Included
Included
Php 1,000,000
na
1,500
1,500,000
1,000,000
2,000
25,000
50,000
50,000
50,000
2,000
2,000
2,000
20,000
Included
Included
Included
Included
Included
Included
$ 25,000
na
45
40,000
40,000
75
800
2,000
2,000
2,000
75
75
75
750
Included
Included
Included
Included
Included
Included
Medical Treatment
Treatment for Pre-existng Conditons *
Hospital Income (per day up to 10 days)
Personal Accident
Personal Liability
Baggage Delay
Baggage Loss / Damage
Loss of Travel Documents
Trip Cancellaton
Trip Terminaton
Flight Delay
Missed Connectng Flight **
Strikes/Hijack (per day up to 10 days)
Funeral & Burial Expenses
Emergency Medical Evacuaton
Emergency Medical Repatriaton
Care of Minor Child(ren)
Compassionate Visit
Return of Mortal Remains
Emergency Assistance
SCHEDULE OF BENEFITS
Php 2,500,000
na
1,500
1,500,000
1,000,000
2,000
25,000
50,000
50,000
50,000
2,000
2,000
2,000
20,000
Included
Included
Included
Included
Included
Included
* for in-patent medical treatment only ** per 12 consecutve hours, maximum of 96 hours
60,000
200
40
30,000
30,000
70
650
2,000
2,000
2,000
70
70
70
650
Included
Included
Included
Included
Included
Included
EXECUTIVE
PESO PLAN
DE LUXE
PESO PLAN
EXECUTIVE
DOLLAR PLAN
EXECUTIVE
DE LUXE PLAN
PRESTIGE
EURO PLAN
PRIVILEGE
PESO PLAN
PRESTIGE
PLUS PLAN
PREMIUMS as of 1 January 2014
1
V01.14_Prestge Plus
Php 360
569
811
1,053
1,283
1,767
2,251
206
Php 303
508
726
944
1,162
1,585
2,021
182
Php 242
449
641
835
1,029
1,408
1,793
161
Php 470
844
1,177
1,430
1,683
2,189
2,682
231
Php 397
762
1,063
1,290
1,518
1,961
2,417
208
Php 359
672
937
1,139
1,341
1,746
2,151
185
$ 22
34
46
60
73
99
126
14
$ 19
30
43
55
67
90
114
12
$ 15
27
37
48
59
80
101
11
$ 28
46
60
73
87
113
140
20
$ 25
43
55
67
79
103
126
19
$ 20
37
48
59
70
90
112
17
Php 882
1,405
2,019
2,642
3,245
4,505
5,784
515
Php 741
1,255
1,807
2,369
2,939
4,043
5,193
454
Php 593
1,109
1,597
2,096
2,603
3,592
4,609
403
Php 1,152
2,082
2,929
3,587
4,257
5,581
6,892
578
Php 973
1,883
2,647
3,238
3,840
5,001
6,210
520
Php 878
1,661
2,334
2,858
3,392
4,452
5,526
462
$ 54
84
115
151
185
252
324
35
$ 47
74
107
138
170
230
293
30
$ 37
67
92
120
149
204
260
28
Php 706
1,263
1,786
2,614
3,200
4,322
5,295
540
Php 610
1,135
1,608
2,353
2,880
3,889
4,809
486
Php 568
1,035
1,464
2,093
2,499
3,375
4,175
443
Php 1,729
3,119
4,450
6,562
8,098
11,019
13,611
1,352
Php 1,495
2,804
4,003
5,905
7,286
9,916
12,361
1,217
Php 1,389
2,556
3,647
5,254
6,324
8,607
10,727
1,109
$ 69
114
149
183
222
290
363
50
$ 61
106
137
168
201
265
326
48
$ 49
91
120
148
179
231
290
43
19
30
39
48
57
74
91
13
17
28
36
44
52
67
82
13
45
74
97
119
144
188
235
33
40
69
89
109
131
172
212
31
INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL INDIVIDUAL FAMILY FAMILY INDIVIDUAL FAMILY
Travel Including
USA/Canada/HKG
Up to 4 days
Up to 8 days
Up to 15 days
Up to 24 days
Up to 31 days
Up to 45 days
Up to 60 days
Each addl 10 days
Travel Excluding
USA/Canada/HKG
Up to 4 days
Up to 8 days
Up to 15 days
Up to 24 days
Up to 31 days
Up to 45 days
Up to 60 days
Each addl 10 days

Philippine
Travel Only
Up to 4 days
Up to 8 days
Up to 15 days
Up to 24 days
Up to 31 days
Up to 45 days
Up to 60 days
Each addl 10 days
INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL INDIVIDUAL FAMILY FAMILY INDIVIDUAL FAMILY
INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL INDIVIDUAL FAMILY FAMILY
23
36
47
58
69
90
110
16
21
34
44
53
63
81
100
16
55
90
118
144
175
228
285
40
49
83
108
132
159
209
257
38
INDIVIDUAL FAMILY
INDIVIDUAL FAMILY
EXECUTIVE
DOLLAR PLAN
EXECUTIVE
PESO PLAN
DE LUXE
PESO PLAN
EXECUTIVE
DE LUXE PLAN
PRIVILEGE
PESO PLAN
PRESTIGE
EURO PLAN
PRESTIGE
PLUS PLAN
1
Prestge Plus Benefts and Premiums as of 1 January 2014. All other Tripguard Benefts and Premiums as of 1 September 2011.
NOTES:
1. Period covered for Tripguard Plans is up to 180 days per trip.
2. Period covered for Annual Plans is for an unlimited number of trips per year, provided that each trip does not exceed 60 days.
3. If you are 76 years old or older, please contact the Travel Sales Department at Tel. No. (632) 899-8001 or email
travel_sales@bluecross.com.ph for more details about your coverage and premium.
4. Prestge Plus Benefts and Premiums as of 1 January 2014. All other Tripguard Benefts and Premiums as of 1 September 2011.
5. Annual Benefts and Premiums as of 1 September 2011.
Travelsafe Annual
Travel Insurance for the frequent traveler,
with Premiums, Medical & PA on an annual basis
SCHEDULE OF BENEFITS
PREMIUMS
Travel Including
USA / Canada / Hong Kong
Travel Excluding
USA / Canada / Hong Kong
Philippine Travel Only
Php 9,756
8,780
7,806
$ 345
311
276
Php 6,404
5,765
5,124
$ 283
255
228
EXECUTIVE
DOLLAR PLAN
EXECUTIVE
PESO PLAN
DE LUXE
PESO PLAN
DE LUXE
DOLLAR PLAN
as of 2006
V01.14_Prestge Plus
Medical Treatment *
Treatment for Pre-existing Conditions *
1
Hospital Income (per day up to 10 days)
Personal Accident *
Personal Liability
Baggage Delay
Baggage Loss / Damage
Loss of Travel Documents
Trip Cancellation
Trip Termination
Flight Delay
Missed Connecting Flight (per 12 consecutive hrs max. of 96 hrs)
Strikes / Hijack (per day up to 10 days)
Funeral & Burial Expenses
Emergency Medical Evacuation
Emergency Medical Repatriation
Care of Minor Child(ren)
Compassionate Visit
Return of Mortal Remains
Emergency Assistance
Php 1,000,000
na
2,000
1,500,000
1,000,000
3,000
50,000
50,000
50,000
50,000
3,000
2,000
3,000
30,000
Included
Included
Included
Included
Included
Included
$ 50,000
300
120
100,000
50,000
200
3,000
3,000
3,000
3,000
200
100
200
2,000
Included
Included
Included
Included
Included
Included
$ 25,000
na
60
50,000
40,000
100
2,000
2,000
2,000
2,000
100
75
100
1,000
Included
Included
Included
Included
Included
Included
DE LUXE
PESO PLAN
EXECUTIVE
PESO PLAN
EXECUTIVE
DOLLAR PLAN
DE LUXE
DOLLAR PLAN
Php 500,000
na
1,500
1,000,000
500,000
2,000
20,000
20,000
20,000
20,000
2,000
1,000
2,000
20,000
Included
Included
Included
Included
Included
Included
* Only these benefts are on a per annum basis. Other benefts are on a per trip basis.
1
for in-patient medical treatment only
NOTES:
1. Period covered for Tripguard Plans is up to 180 days per trip.
2. Period covered for Annual Plans is for an unlimited number of trips per year, provided that each trip does not exceed 60 days.
3. If you are 76 years old or older, please contact the Travel Sales Department at Tel. No. (632) 899-8001 or email
travel_sales@bluecross.com.ph for more details about your coverage and premium.
4. Prestge Plus Benefts and Premiums as of 1 January 2014. All other Tripguard Benefts and Premiums as of 1 September 2011.
5. Annual Benefts and Premiums as of 1 September 2011.
Some things you need to know about our Family Plan:
The Family plan is available if you plan to travel on the same departure and return trip with your family (unlimited
number of children), and you are riding on the same conveyance. Also, you and your legal spouse must be 18
to 50 years old and your childrens age must range from six (6) weeks to seventeen (17) years old.
The spouse and children are entitled to the same benefts as you. One exception is when the children are six
(6) to ffteen (15) years old, in which case the Personal Accident Beneft becomes Php100,000, US$5,000 and
3,000 for all Peso, Dollar and Euro plans, respectively. No Personal Accident Beneft is payable to a child under
six (6) years old.
The maximum limit of the Personal Accident Beneft for the entire family (including you) will not exceed 200% of
your Personal Accident Beneft. For all other benefts, the maximum beneft limit of the entire family (including
you) will not exceed 300% of your benefts. All benefts are subject to the inner limits of the plan.
Some terms defned and other important details:
Place of origin is the place where your travel commenced.
Immediate family members include your spouse, child, brother, sister or parent.
Minor children are children six (6) weeks old to 17 years old.
Travelsafe Insurance Plans (Individual Plans) cover persons six (6) weeks old to 75 years old.
If the Insured Person is covered for domestic travel (within the Philippines), only the following Emergency Medical
and Travel Assistance Benefts are available: Medical Consultation, Evaluation and Referral, Medical Monitoring
and Medical Evacuation.
We will provide you assistance and advice for free through our Emergency Assistance Partner, but you will be
responsible for any third party charges incurred as a result of such advice or assistance, unless covered in the
Policy.
In case of evacuation/repatriation, we will pay only if it is a result of a covered illness, accidental injury or death.
Blue Cross retains the absolute right to decide whether your medical condition is suffciently serious to warrant
Emergency Medical Evacuation or Repatriation.
If your condition does not merit an evacuation/repatriation as per Blue Cross assessment, but you request for such
services anyway, Blue Cross, through our Emergency Assistance Partner, will carry out the request. However,
expenses shall be your responsibility.
Medical and ambulance transport costs for Medical Evacuation and Medical Repatriation form part of the Medical
Treatment Beneft if services are not coursed through our Emergency Assistance Partner.
Exclusions
The following are not covered under the Blue Cross Travelsafe Insurance Policy:
Medical and physical conditions existing 180 days
prior to the scheduled departure date, or any condition
arising from, or contributed by such pre-existing
conditions, whether known or unknown to you.
Traveling contrary to doctors advice or for the purpose
of obtaining medical treatment.
War and warlike risks, unlawful or criminal acts, willful
exposure to danger except to save human life.
Childbirth and sexually transmitted diseases.
Intoxication, use of drugs not prescribed by registered
physicians, self-injury, suicide or attempted suicide,
psychological conditions, mental and nervous
conditions.
Traveling except as fare paying passenger on a
fully licensed airline or sea vessel, engaging in any
occupation or trade of a manual, hazardous, technical
nature.
Racing (other than foot), professional sports, scuba
diving, winter sports, or other hazardous sports or
activities. Certain hazardous sports can be covered
at additional cost.
Non-emergency treatment, routine care, convalescent
or rehabilitation care, mental or nervous conditions.
Lost cash, bank notes and travelers checks.
Baggage loss without the supporting Baggage
Irregularity Report from the airline or police report if
such loss occurred outside the custody of the Airline.
Electronic devices including but not limited to laptops,
Personal Digital Assistance (PDA), mobile phones and
cameras.
Delay, detention, confscation by customs or authorities.
Obesity, chronic dermatologic condition and any
condition arising therefrom.
Permanent artifcial implants, prosthetic devices, graft,
durable medical equipment and corrective devices.
Confnement required wholly for executive check-ups
or routine medical examinations or check-ups.
V01.14_Prestge Plus
Blue Cross is EXCELLENCE.
We are committed to bringing nothing but the best to our
clients. Our decisions are based on an intricate understanding
of our clients needs, demands and expectations. We strive
to create and innovate programs that will best serve our
customers.
Blue Cross is STABILITY.
We are one of the leading and most fnancially stable
companies in the industry today. Our Premiums Earned in
recent years put us in the top 20 non-life insurance companies
in the Philippines.
Blue Cross is EXPERIENCE.
We draw from more than ffty years of experience in the
insurance industry. Our actions are guided by a deep insight
brought about by the knowledge we have gained through the
years.
Blue Cross is CUSTOMER SERVICE.
We are rooted in a commitment to ever improving
customer service. We aim to be continuously progressive and
professional. Our commendable track record and competent
support staff ensure that you are given immediate and
excellent service at all times.
Blue Cross is a PARTNERSHIP OF TRUST.
We build and value enduring relationships. We
consistently prove that we are worthy of the highest
confdence---by our strict standards, the integrity of our
promises and the results we deliver. In the event of a crisis,
we assure you that Blue Cross will be your friend and ally.
he Name
we live by...
T
he Name
we live by...
T
HEAD OF F I CE
Blue Cross Center, 8000 Makati Avenue,
1200 Makati City, Metro Manila, Philippines
Tel. No.: +63 2 899-8001 Fax. No. : +63 2 899-5389; +63 2 325-0637
Email: travel_sales@bluecross.com.ph
Website: www.bluecross.com.ph
SUBI C
Suite 64, West Gate Bldg., Sampson Road,
Subic Bay Freeport Zone, Zambales
Tel. No.: +63 47 250-0197
Telefax: +63 47 250-0199
Email: subic@bluecross.com.ph
CEBU
Unit 3, G/F Zeraus Bldg., Gorordo Avenue,
Brgy. Kamputhaw, Cebu City
Tel. Nos.: +63 32 233-5812; +63 32 233-5816; +63 32 416-4468
Fax. No.: +63 32 233-5814 Email: cebu@bluecross.com.ph
DAVAO
2
nd
Floor, Left Wing, Door No. 6, Matina Town Square,
Mac Arthur Highway, Matina, Davao City
Tel. No.: +63 82 297-7314 Telefax: +63 82 297-7151
Email: davao@bluecross.com.ph
V01.14_Prestge Plus