Date: 03rd November, 2003

TO WHOMSOEVER IT MAY CONCERN

This is to certify that Mr. --------------, was working with our Organisation as an
‘Programme Officer-Communications’ for our Field Office at Sidhpur, from --- to 31 st
October 2003.

During this period, he performed

To the best of our knowledge he is a Versatile, devoted and faithful professional and can
be an asset to any Organisation he joins.

I wish him all the success in his successful career.

------------
Chairman
Ref.2K2/302-PF Date: 3rd May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Babubhai B. Patel was working with our Organisation as an
Area Manager for our Rural Habitat Development programme at Sidhpur, District- Patan
in Gujarat from May 2001 to April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
 To Whomsoever It May Concern

This is to certify that Mrs. Firdosi M. Tinwala was working with our Organisation as a
Finance Officer, for our Corporate Office at Mumbai, till 31st December, 2002.

She has joined the organisation as a Office Assistant, with effect from 1st October, 1982
and then promoted as a Finance Officer from April 1997.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy professional
and can be an asset to any Organisation she joins.

I wish her all the success in her career.

Ahmed Sundrani
Trustee

Date: 31st December, 2002

Ref.2K2/299-PF Date: 5th June, 2002

To Whomsoever It May Concern

This is to certify that Mr. Arvindkumar Singh was working with our Organisation as a
Programme Officer (Monitoring & Documentation) for our Gujarat Rural Habitat
Development Programme, till 31st May 2002.

He has joined the organisation as a Programme Assistant at our Field office at Keshod,
District- Junagadh in Gujarat state with effect from August 1998 and then promoted as a
Programme Officer to Head office at Mumbai from November 2000.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/301-PF Date: 11th June, 2002

To Whomsoever It May Concern

This is to certify that Mr. Amit Shah was working with our Organisation as a Computer
Operator for our Corporate Office in Mumbai from August 2001 to 10th June 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/300-PF Date: 6th June, 2002

To Whomsoever It May Concern

This is to certify that Ms. Nadiya Parmar was working with our Organisation as an
Assistant Finance Officer, for our Corporate Office at Mumbai, till 6th June 2002.

She has joined the organisation as a Finance Assistant, with effect from August 1998 and
then promoted as an Assistant Finance Officer from April 1999.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy professional
and can be an asset to any Organisation she joins.

I wish her all the success in her career.

Ahmed Sundrani
Trustee
Ref.2K2/299-PF Date: 5th June, 2002

To Whomsoever It May Concern

This is to certify that Mr. Arvindkumar Singh was working with our Organisation as a
Programme Officer (Monitoring & Documentation) for our Gujarat Rural Habitat
Development Programme, till 31st May 2002.

He has joined the organisation as a Programme Assistant at our Field office at Keshod,
District- Junagadh in Gujarat state with effect from August 1998 and then promoted as a
Programme Officer to Head office at Mumbai from November 2000.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/298-PF Date: 11th June, 2002

To Whomsoever It May Concern

This is to certify that Mr. Salim Vanzar was working with our Organisation as a
Programme Officer for our Review Process and Financial Assistance Programme in
Mumbai till 10th June 2002.

He has joined the organisation with effect from 1st January 1996 as a Programme Co-
ordinator and then promoted as a Programme Officer, with effect from April 1998.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/297-PF Date: 1st June, 2002

To Whomsoever It May Concern

This is to certify that Mr. Nasib Bhulani was working with our Organisation as a Senior
Civil Engineer for our Built Environment Support Service in Mumbai from 1st January
1989 to 31st May 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/296-PF Date: 1st June, 2002

To Whomsoever It May Concern

This is to certify that Ms. Anita Miya was working with our Organisation as an Assistant
Programme Manager for our Rural Habitat Development Programme in Mumbai from
October 1998 to 31st May 2002.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy professional
and can be an asset to any Organisation she joins.

I wish her all the success in her career.

Ahmed Sundrani
Trustee
Ref.2K2/74/262 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Vishnu K. Patel was working with our Organisation as a
Programme Officer (Technical) for our Rural Habitat Development Programme in
Sidhpur from February 1995 to 10th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/263 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Vishnu B. Patel was working with our Organisation as a
Programme Officer (Technical) for our Rural Habitat Development Programme in
Sidhpur from 15th January 97 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/264 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Shailaja Kishore was working with our Organisation as a
Programme Officer (Communications) for our Rural Habitat Development Programme in
Sidhpur from 1st April 1996 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/265 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Pravin Parghi was working with our Organisation as a
Programme Assistant (Technical) for our Rural Habitat Development Programme in
Sidhpur from 1st December 1999 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/266 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Vipul Patel was working with our Organisation as a Programme
Assistant (Communications) for our Rural Habitat Development Programme in Sidhpur
from 13th November 1997 to 19th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/267 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Jayendra Paradva was working with our Organisation as a
Administrative Assistant for our Rural Habitat Development Programme in Sidhpur from
1st November 1997 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/268 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Arvind chavda was working with our Organisation as a Driver
for our Rural Habitat Development Programme in Sidhpur from 1st May 2000 to 30th
April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Driver and can
be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/269 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Zuber Mir was working with our Organisation as a Messenger
for our Rural Habitat Development Programme in Sidhpur from 1 st October 1999 to 30th
April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Messenger
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/270 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Mohanlal U. Kukadia was working with our Organisation as an
Area Manager for our Rural Habitat Development Programme in Keshod from 6th
October 1998 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Manager and
can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/271 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Dipak Jadav was working with our Organisation as a
Programme Officer (Technical) for our Rural Habitat Development Programme in
Keshod from 18th November 1996 to 31st January 2000 and for the Disaster Management
Programme in Bhuj from 1st February 2000 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/272 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Prakash Attara was working with our Organisation as a
Programme Officer (Technical) for our Rural Habitat Development Programme in
Keshod from 5th April 1990 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/273 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Rajeshkumar Patel was working with our Organisation as a
Programme Assistant (Technical) for our Rural Habitat Development Programme in
Keshod from 1st March 1996 to 31st January 2000 and for the Disaster Management
Programme in Bhuj from 1st February 2000 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/274 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Mansur Vadsaria was working with our Organisation as a
Programme Assistant for our Rural Habitat Development Programme in Keshod from 1 st
January 1992 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/275 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Arvind Parmar was working with our Organisation as a
Programme Assistant (Technical) for our Rural Habitat Development Programme in
Keshod from 1st November 1996 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/276 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Anish Babwani was working with our Organisation as an
Accounts Assistant for our Rural Habitat Development Programme in Keshod 1st October
1998 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/277 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Samir Budhwani was working with our Organisation as a
Driver for our Rural Habitat Development Programme in Keshod from 1st August 1992 to
30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Driver and can
be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/278 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Mr. Nazmuddin Dinani was working with our Organisation as a
Messenger for our Rural Habitat Development Programme in Keshod from 1st August
1998 to 30th April 2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Messenger
and can be an asset to any Organisation he joins.

I wish him all the success in his career.

Ahmed Sundrani
Trustee
Ref.2K2/74/281 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Ms. Gita Babwani was working with our Organisation as a Social
Educator for our Rural Habitat Development Programme in Keshod from 16th June 2001
to 30th April 2002.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy Professional
and can be an asset to any Organisation she joins.

I wish her all the success in her career.

Ahmed Sundrani
Trustee
Ref.2K2/74/282 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Ms. Kinnari Patel was working with our Organisation as a Social
Educator for our Rural Habitat Development Programme in Sidhpur from 19 th September
2001 to 30th April 2002.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy Professional
and can be an asset to any Organisation she joins.

I wish her all the success in her career.

Ahmed Sundrani
Trustee
Ref.2K2/74/283 Date:1st May, 2002

To Whomsoever It May Concern

This is to certify that Ms. Usha Mewada was working with our Organisation as a Social
Educator for our Rural Habitat Development Programme in Sidhpur from 19 th September
2001 to 30th April 2002.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy Professional
and can be an asset to any Organisation she joins.

I wish her all the success in her career.

Ahmed Sundrani
Trustee
Ref.2K2/74/285 Date:3rd June, 2002

To Whomsoever It May Concern

This is to certify that Ms. Hamida R. Mistry was working with our Organisation as a
Public Relations Executive for our Mumbai Office from 5th December 1991 to 31st May
2002.

During this period, she performed her duties efficiently to the satisfaction of the
Management. To the best of our knowledge she is a competent, trustworthy Professional.

I wish her all the success in her career.

Ahmed Sundrani
Trustee
Ref.2K2/74/284 Date:1st March, 2002

To Whomsoever It May Concern

This is to certify that Mr. Kersi N. Wadia was working with our Organisation as a Legal
and Administrative Officer for our Mumbai office from 29th April 1993 to 31st January
2002.

During this period, he performed his duties efficiently to the satisfaction of the
Management. To the best of our knowledge he is a competent, trustworthy Professional

I wish him all the success in his career.

Ahmed Sundrani
Trustee