Welcome to Scribd. Sign in or start your free trial to enjoy unlimited e-books, audiobooks & documents.Find out more
Download
Standard view
Full view
of .
Look up keyword
Like this
56Activity
0 of .
Results for:
No results containing your search query
P. 1
Financial Ratio Analysis of Standard Chartered Bank, JS Bank and Bank Alfalah in Pakistan for the Year Ended September 2009

Financial Ratio Analysis of Standard Chartered Bank, JS Bank and Bank Alfalah in Pakistan for the Year Ended September 2009

Ratings: (0)|Views: 2,861|Likes:
Financial Ratio Analysis of Standard Chartered Bank, JS Bank and Bank Alfalah in Pakistan for the Year Ended September 2009
Financial Ratio Analysis of Standard Chartered Bank, JS Bank and Bank Alfalah in Pakistan for the Year Ended September 2009

More info:

Published by: Khawaja Naveed Haider on Dec 19, 2009
Copyright:Attribution Non-commercial

Availability:

Read on Scribd mobile: iPhone, iPad and Android.
download as DOC, PDF, TXT or read online from Scribd
See more
See less

04/22/2013

pdf

text

original

 
Financial RatioAnalysis Of StandardChartered Bank,Bank Al Falah and JS Bank
For The Period 30 September 2009
Submitted To
Ms. Munazza
Date
December 14, 2009
Submitted By:
Khawaja Naveed Haider073605-085Syed Hassan Askari073605-098Raja Qasim Jamil 073605-086
 
Financial Ratio Analysis Of Standard CharteredBank, Bank Al Falah and JS Bank 
Main Bank:Standard Chartered BanStandard CharteredBank Bank Al FalahJS BanLIQUIDITY RATIOS
Current Ratio is 27.62 The current ratio of SCBis less than both thebanks. It is because of very less current assetsamong our portfoliobanks and SCB could begood for Long TermInvestments.Current Ratio is 32.34Ratio is greater thanSCB but less than JS. Itis good sign of goodfinancial position. Thebank is better than JSin Short Term andbetter than SCB inLong Term.Current Ratio is 46.10Its current ratio is high.But overall its financialposition is not good thanBAF and SCB. JS is goodfor short term but bad forlong term.
Current Ratio
Bank Al Falah,32.34SCB, 27.62JS Bank, 46.1010203040501
Banks
   C  u  r  r  e  n   t   R  a   t   i  o
Bank Al FalahSCBJS Bank
DEBT RATIOS
Debt To Equity Ratio is5.97%Debt To Equity Ratio of SCB is low than BAF buthigher than JS.Debt To Equity Ratio is16.01% This ratio is very highamong banks we havechosen. Because it hasLower liabilities andequity than otherbanks.Debt To Equity Ratio is3.6% The liabilities and equityis less than the SCB andBAF. It could be becauseof new entrance in themarket.
 
 Total Debt Ratio Is 86%Banking is all aboutfinances whether in formdebts or credits. 86%assets are financed byDebts. Total Debt Ratio Is93%As described abovethat bank has moreliabilities and equityand as well as assets.93% Assets arefinanced by Debt. Total Debt Ratio Is 77%It is all because of newentry in the market anddon’t have much assetsand debts as comparedto BAF and SCB. 77%assets are finance byDebt.
Total Debt Ratio
SCB, 86%Bank Al Falah,93%JS Bank, 77%0%20%40%60%80%100%1
Banks
   D  e   b   t   P  e  r  c  e  n   t  a  g  e
 
SCBBank Al FalahJS Bank
PROFITABLITY RATIOS
EPS Ratio Is 0.0 03 Though EPS is low thanBAF, but one more thingEPS Ratio Is 1.16Even the issuedcapital is low than JSEPS Ratio Is –0.57 JS bank is showing loss inthe net profit/loss.

Activity (56)

You've already reviewed this. Edit your review.
1 hundred reads
1 thousand reads
Muddasir Anita liked this
Aman Jaitly liked this
Hamza Ali Syed liked this
Kara Leung liked this
Saurabh Sharma liked this
zain liked this
aroosad liked this
aroosad liked this

You're Reading a Free Preview

Download
scribd
/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->