Northwestern Lehigh School DistrictLehigh County Health Consortium DataE - 511/5/09 CONFIDENTIAL- Prepared by Elite Brokerage Services, Inc.91Overview of Medical/Rx/Dental Programs

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The National Picture (using data provided by Kaiser/HRET 2009 Survey Information –slides follow this summary)

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In the last decade (1999-2009) average annual Healthcare Premiums have morethan doubled going from $5791 for Family Coverage in 1999 to $13375 in 2009.

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If costs followed the same trend average as the last 10 years (8.7% averageannually), Family Coverage will cost $30,803 in the year 2019, ten years fromnow.

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The average contributions for large employer groups (over 200 employees) are$3182 for Family Coverage ($265/month) and $854 for Single Coverage($72/month)

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The average in-network deductible for PPO plans in 2009 is $560 per individual(see kff.org)

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60% of workers are in a PPO plan, 30% HMO/POS, 8% High Deductible Planand only 1% in a Conventional/Traditional program (see kff.org)

Average Annual Premiums for Single and Family Coverage, 1999-2009

* Estimate is statistically different from estimate for the previous year shown (p<.05).Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2009.

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Northwestern Lehigh School DistrictLehigh County Health Consortium DataE - 511/5/09 CONFIDENTIAL- Prepared by Elite Brokerage Services, Inc.92Kaiser Projected Cost for Family Coverage using Trend AverageFor Last Decade 1999-2009

Northwestern Lehigh School DistrictLehigh County Health Consortium DataE - 511/5/09 CONFIDENTIAL- Prepared by Elite Brokerage Services, Inc.93Average Annual Worker Premium Contributions and Total Premiums forCovered Workers, Single and Family Coverage, by Firm Size, 2009

* Estimates are statistically different between All Small Firms and All Large Firms (p<.05).Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2009.

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