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NPA an Overview

NPA an Overview

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Published by loveatnet
An overview on Non Performning Asset
An overview on Non Performning Asset

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Categories:Types, Brochures
Published by: loveatnet on Feb 01, 2010
Copyright:Attribution Non-commercial

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03/11/2011

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REPORTREPORT
 NON-PERFORMING ASSETS:
 
2
CONCEPTCONCEPT
 SARFAESI Act,2002 
defined non-  performing assets as “an asset or account of a borrower, which hasbeen classified by a bank or financial institution as sub-standard, doubtful,or loss assets in accordance and guidelines relating to asset classification by the RBI”.
 
3
CLASSIFICATIONCLASSIFICATION
STANDARD ASSETS: These aregood and performing assets.
SUB-STANDARD ASSETS: an assetis considered bad when borrower has defaulted on principal andinterest repayment for more thanone quarter or 90 days.

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