Welcome to Scribd, the world's digital library. Read, publish, and share books and documents. See more
Download
Standard view
Full view
of .
Look up keyword
Like this
13Activity
0 of .
Results for:
No results containing your search query
P. 1
Microsoft Excel Sheet for Calculating (Money) Future & Present Value, Amortization Table, Present Value, Power of Compounding, EMI Calculation, Mortgage

Microsoft Excel Sheet for Calculating (Money) Future & Present Value, Amortization Table, Present Value, Power of Compounding, EMI Calculation, Mortgage

Ratings: (0)|Views: 259|Likes:
Published by Acharya
Microsoft Excel Sheet for Calculating (Money) Future & Present Value, Amortization Table, Present Value, Power of Compounding, EMI Calculation, Mortgage
Microsoft Excel Sheet for Calculating (Money) Future & Present Value, Amortization Table, Present Value, Power of Compounding, EMI Calculation, Mortgage

More info:

Categories:Types, Research
Published by: Acharya on Feb 02, 2010
Copyright:Attribution Non-commercial

Availability:

Read on Scribd mobile: iPhone, iPad and Android.
download as XLS, PDF, TXT or read online from Scribd
See more
See less

01/15/2011

pdf

text

original

 
TIME VALUE OF MONEY
Page 1
FUTURE AND PRESENT VALUE FACTORSInterest rate10%Present value100First ofEnd of% oYearYearInitialYearBalanceInterestBalanceInvestment110010 110110% 2 110 11 121121%3 121 12 133133%4 133 13 146146%% of Initial Investment ( Future Value Factor ) = ( 1 + Interest Rate ) ^ # of YearsPresent Value Factor = 1 / ( 1 + Interest Rate ) ^ # of Years
A B C D E F G12345678910111213141516171819
 
TIME VALUE OF MONEY
Page 2
AMORTIZATON TABLE
The following amortization table shows the link between the present value (amountborrowed), cash flow (payment) and discount rate (interest rate) on a five-year loan.Interest rate10%Payment 1,000Amount borrowed 3,791BeginningPlusLessEnding YearBalanceInterestPaymentBalance13,791379(1,000)3,170 2 3,170317(1,000)2,487 3 2,487249(1,000)1,736 4 1,736174(1,000)909 5 90991(1,000)0
A B C D E F G12345678910111213141516171819
 
TIME VALUE OF MONEY
Page 3
PRESENT VALUE CALCULATION
The following shows how to calculate the present value as the sum of the present valuesof the cash flows.Interest rate10%Payment 1,000 Year012345Payment 1,000 1,000 1,000 1,000 1,000Present value factor100%91%83%75%68%62%PV of payment 909 826 751 683 621PV of all payments 3,791
A B C D E F G H123456789101112131415

Activity (13)

You've already reviewed this. Edit your review.
1 thousand reads
1 hundred reads
Raghu Nayak liked this
Raghu Nayak liked this
Acharya liked this
Revamp Twentyone liked this
Emil Jatmika liked this
Acharya liked this
mrsejalshah liked this
craigjohn liked this

You're Reading a Free Preview

Download
scribd
/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->