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Microsoft Excel Sheet for Calculating EMI (Equated Monthly Installment) (TYPE 1)

Microsoft Excel Sheet for Calculating EMI (Equated Monthly Installment) (TYPE 1)

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Published by Acharya
Microsoft Excel Sheet for Calculating EMI (Equated Monthly Installment) - TYPE 1
Microsoft Excel Sheet for Calculating EMI (Equated Monthly Installment) - TYPE 1

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Published by: Acharya on Feb 02, 2010
Copyright:Attribution Non-commercial

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07/14/2011

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Interest Subsidy Scheme (Pharma Mktg)
Subsidy ValuesCost of Veh.Name : U RAVINDRAN
Loan Amount 250,000.00 250,000.00
Veh No.: MH-15-AW-5488
Annual Interest Rate 10%Loan Period in Years 16Start Date of Loan 28-Jan-03Optional Extra Payments 0.00Scheduled Monthly Payment 2,613.43Max Interest subsidy Allowed 1,198.64Scheduled Number of Payments 192.2475% of Actual Interest Payment p.m.
CASH PURCAHSE
Actual Number of Payments 103.00on basic value of veh Total Early Payments 53,000.00 Total Interest 123,460.37
Subsidy Interest (p.m.)1,198.64
Claim Rounded off to Rs.192 p.m.
No.PrincipalInterest
1 28-Jan-03 250,000.00 2,613.43 0.00 2,613.43 530.10 2,083.33 249,469.902 28-Feb-03 249,469.90 2,613.43 0.00 2,613.43 534.51 2,078.92 248,935.393 28-Mar-03 248,935.39 2,613.43 0.00 2,613.43 538.97 2,074.46 248,396.434 28-Apr-03 248,396.43 2,613.43 0.00 2,613.43 543.46 2,069.97 247,852.975 28-May-03 247,852.97 2,613.43 0.00 2,613.43 547.99 2,065.44 247,304.986 28-Jun-03 247,304.98 2,613.43 0.00 2,613.43 552.55 2,060.87 246,752.437 28-Jul-03 246,752.43 2,613.43 0.00 2,613.43 557.16 2,056.27 246,195.278 28-Aug-03 246,195.27 2,613.43 0.00 2,613.43 561.80 2,051.63 245,633.479 28-Sep-03 245,633.47 2,613.43 0.00 2,613.43 566.48 2,046.95 245,066.9810 28-Oct-03 245,066.98 2,613.43 0.00 2,613.43 571.20 2,042.22 244,495.7811 28-Nov-03 244,495.78 2,613.43 0.00 2,613.43 575.96 2,037.46 243,919.8212 28-Dec-03 243,919.82 2,613.43 0.00 2,613.43 580.76 2,032.67 243,339.0513 28-Jan-04 243,339.05 2,613.43 0.00 2,613.43 585.60 2,027.83 242,753.4514 28-Feb-04 242,753.45 2,613.43 0.00 2,613.43 590.48 2,022.95 242,162.9715 28-Mar-04 242,162.97 2,613.43 0.00 2,613.43 595.40 2,018.02 241,567.5616 28-Apr-04 241,567.56 2,613.43 33,000.00 35,613.43 33,600.37 2,013.06 207,967.2017 28-May-04 207,967.20 2,613.43 7,000.00 9,613.43 7,880.37 1,733.06 200,086.8318 28-Jun-04 200,086.83 2,613.43 0.00 2,613.43 946.04 1,667.39 199,140.7919 28-Jul-04 199,140.79 2,613.43 0.00 2,613.43 953.92 1,659.51 198,186.8720 28-Aug-04 198,186.87 2,613.43 5,000.00 7,613.43 5,961.87 1,651.56 192,225.0021 28-Sep-04 192,225.00 2,613.43 0.00 2,613.43 1,011.55 1,601.88 191,213.4522 28-Oct-04 191,213.45 2,613.43 8,000.00 10,613.43 9,019.98 1,593.45 182,193.4623 28-Nov-04 182,193.46 2,613.43 0.00 2,613.43 1,095.15 1,518.28 181,098.3124 28-Dec-04 181,098.31 2,613.43 0.00 2,613.43 1,104.28 1,509.15 179,994.0425 28-Jan-05 179,994.04 2,613.43 0.00 2,613.43 1,113.48 1,499.95 178,880.5626 28-Feb-05 178,880.56 2,613.43 0.00 2,613.43 1,122.76 1,490.67 177,757.8027 28-Mar-05 177,757.80 2,613.43 0.00 2,613.43 1,132.11 1,481.32 176,625.6928 28-Apr-05 176,625.69 2,613.43 0.00 2,613.43 1,141.55 1,471.88 175,484.1429 28-May-05 175,484.14 2,613.43 0.00 2,613.43 1,151.06 1,462.37 174,333.0830 28-Jun-05 174,333.08 2,613.43 0.00 2,613.43 1,160.65 1,452.78 173,172.4331 28-Jul-05 173,172.43 2,613.43 0.00 2,613.43 1,170.32 1,443.10 172,002.1032 28-Aug-05 172,002.10 2,613.43 0.00 2,613.43 1,180.08 1,433.35 170,822.0333 28-Sep-05 170,822.03 2,613.43 0.00 2,613.43 1,189.91 1,423.52 169,632.1234 28-Oct-05 169,632.12 2,613.43 0.00 2,613.43 1,199.83 1,413.60 168,432.2935 28-Nov-05 168,432.29 2,613.43 0.00 2,613.43 1,209.83 1,403.60 167,222.4636 28-Dec-05 167,222.46 2,613.43 0.00 2,613.43 1,219.91 1,393.52 166,002.5537 28-Jan-06 166,002.55 2,613.43 0.00 2,613.43 1,230.07 1,383.35 164,772.4838 28-Feb-06 164,772.48 2,613.43 0.00 2,613.43 1,240.32 1,373.10 163,532.1639 28-Mar-06 163,532.16 2,613.43 0.00 2,613.43 1,250.66 1,362.77 162,281.5040 28-Apr-06 162,281.50 2,613.43 0.00 2,613.43 1,261.08 1,352.35 161,020.4141 28-May-06 161,020.41 2,613.43 0.00 2,613.43 1,271.59 1,341.84 159,748.8242 28-Jun-06 159,748.82 2,613.43 0.00 2,613.43 1,282.19 1,331.24 158,466.6343 28-Jul-06 158,466.63 2,613.43 0.00 2,613.43 1,292.87 1,320.56 157,173.7644 28-Aug-06 157,173.76 2,613.43 0.00 2,613.43 1,303.65 1,309.78 155,870.1145 28-Sep-06 155,870.11 2,613.43 0.00 2,613.43 1,314.51 1,298.92 154,555.60
PaymentDateBeginningBalanceScheduledPayment Payment PaymentEndingBalance
 
No.PrincipalInterestPaymentDateBeginningBalanceScheduledPayment Payment PaymentEndingBalance
46 28-Oct-06 154,555.60 2,613.43 0.00 2,613.43 1,325.47 1,287.96 153,230.1447 28-Nov-06 153,230.14 2,613.43 0.00 2,613.43 1,336.51 1,276.92 151,893.6348 28-Dec-06 151,893.63 2,613.43 0.00 2,613.43 1,347.65 1,265.78 150,545.9849 28-Jan-07 150,545.98 2,613.43 0.00 2,613.43 1,358.88 1,254.55 149,187.1050 28-Feb-07 149,187.10 2,613.43 0.00 2,613.43 1,370.20 1,243.23 147,816.9051 28-Mar-07 147,816.90 2,613.43 0.00 2,613.43 1,381.62 1,231.81 146,435.2852 28-Apr-07 146,435.28 2,613.43 0.00 2,613.43 1,393.13 1,220.29 145,042.1453 28-May-07 145,042.14 2,613.43 0.00 2,613.43 1,404.74 1,208.68 143,637.4054 28-Jun-07 143,637.40 2,613.43 0.00 2,613.43 1,416.45 1,196.98 142,220.9555 28-Jul-07 142,220.95 2,613.43 0.00 2,613.43 1,428.25 1,185.17 140,792.6956 28-Aug-07 140,792.69 2,613.43 0.00 2,613.43 1,440.16 1,173.27 139,352.5457 28-Sep-07 139,352.54 2,613.43 0.00 2,613.43 1,452.16 1,161.27 137,900.3858 28-Oct-07 137,900.38 2,613.43 0.00 2,613.43 1,464.26 1,149.17 136,436.1259 28-Nov-07 136,436.12 2,613.43 0.00 2,613.43 1,476.46 1,136.97 134,959.6660 28-Dec-07 134,959.66 2,613.43 0.00 2,613.43 1,488.76 1,124.66 133,470.9061 28-Jan-08 133,470.90 2,613.43 0.00 2,613.43 1,501.17 1,112.26 131,969.7362 28-Feb-08 131,969.73 2,613.43 0.00 2,613.43 1,513.68 1,099.75 130,456.0563 28-Mar-08 130,456.05 2,613.43 0.00 2,613.43 1,526.29 1,087.13 128,929.7564 28-Apr-08 128,929.75 2,613.43 0.00 2,613.43 1,539.01 1,074.41 127,390.7465 28-May-08 127,390.74 2,613.43 0.00 2,613.43 1,551.84 1,061.59 125,838.9066 28-Jun-08 125,838.90 2,613.43 0.00 2,613.43 1,564.77 1,048.66 124,274.1367 28-Jul-08 124,274.13 2,613.43 0.00 2,613.43 1,577.81 1,035.62 122,696.3268 28-Aug-08 122,696.32 2,613.43 0.00 2,613.43 1,590.96 1,022.47 121,105.3669 28-Sep-08 121,105.36 2,613.43 0.00 2,613.43 1,604.22 1,009.21 119,501.1470 28-Oct-08 119,501.14 2,613.43 0.00 2,613.43 1,617.59 995.84 117,883.5571 28-Nov-08 117,883.55 2,613.43 0.00 2,613.43 1,631.07 982.36 116,252.4972 28-Dec-08 116,252.49 2,613.43 0.00 2,613.43 1,644.66 968.77 114,607.8373 28-Jan-09 114,607.83 2,613.43 0.00 2,613.43 1,658.36 955.07 112,949.4774 28-Feb-09 112,949.47 2,613.43 0.00 2,613.43 1,672.18 941.25 111,277.2975 28-Mar-09 111,277.29 2,613.43 0.00 2,613.43 1,686.12 927.31 109,591.1776 28-Apr-09 109,591.17 2,613.43 0.00 2,613.43 1,700.17 913.26 107,891.0077 28-May-09 107,891.00 2,613.43 0.00 2,613.43 1,714.34 899.09 106,176.6678 28-Jun-09 106,176.66 2,613.43 0.00 2,613.43 1,728.62 884.81 104,448.0479 28-Jul-09 104,448.04 2,613.43 0.00 2,613.43 1,743.03 870.40 102,705.0180 28-Aug-09 102,705.01 2,613.43 0.00 2,613.43 1,757.55 855.88 100,947.4681 28-Sep-09 100,947.46 2,613.43 0.00 2,613.43 1,772.20 841.23 99,175.2682 28-Oct-09 99,175.26 2,613.43 0.00 2,613.43 1,786.97 826.46 97,388.2983 28-Nov-09 97,388.29 2,613.43 0.00 2,613.43 1,801.86 811.57 95,586.4384 28-Dec-09 95,586.43 2,613.43 0.00 2,613.43 1,816.87 796.55 93,769.5685 28-Jan-10 93,769.56 2,613.43 0.00 2,613.43 1,832.02 781.41 91,937.5486 28-Feb-10 91,937.54 2,613.43 0.00 2,613.43 1,847.28 766.15 90,090.2687 28-Mar-10 90,090.26 2,613.43 0.00 2,613.43 1,862.68 750.75 88,227.5888 28-Apr-10 88,227.58 2,613.43 0.00 2,613.43 1,878.20 735.23 86,349.3889 28-May-10 86,349.38 2,613.43 0.00 2,613.43 1,893.85 719.58 84,455.5390 28-Jun-10 84,455.53 2,613.43 0.00 2,613.43 1,909.63 703.80 82,545.9091 28-Jul-10 82,545.90 2,613.43 0.00 2,613.43 1,925.55 687.88 80,620.3692 28-Aug-10 80,620.36 2,613.43 0.00 2,613.43 1,941.59 671.84 78,678.7693 28-Sep-10 78,678.76 2,613.43 0.00 2,613.43 1,957.77 655.66 76,720.9994 28-Oct-10 76,720.99 2,613.43 0.00 2,613.43 1,974.09 639.34 661.0095 28-Nov-10 661.00 2,613.43 0.00 2,613.43 2,607.92 5.51 667.0096 28-Dec-10 667.00 2,613.43 0.00 2,613.43 2,607.87 5.56 672.0097 28-Jan-11 672.00 2,613.43 0.00 2,613.43 2,607.83 5.60 677.0098 28-Feb-11 677.00 2,613.43 0.00 2,613.43 2,607.79 5.64 683.0099 28-Mar-11 683.00 2,613.43 0.00 2,613.43 2,607.74 5.69 688.00100 28-Apr-11 688.00 2,613.43 0.00 2,613.43 2,607.70 5.73 693.00101 28-May-11 693.00 2,613.43 0.00 2,613.43 2,607.65 5.78 699.00102 28-Jun-11 699.00 2,613.43 0.00 2,613.43 2,607.60 5.83 704.00
103 28-Jul-11 704.00 2,613.43 0.00 2,613.43 2,607.56 5.87 -1,903.56104 28-Aug-11 -1,903.56 2,613.43 0.00 2,613.43 2,629.29 -15.86 -4,532.85105 28-Sep-11 -4,532.85 2,613.43 0.00 2,613.43 2,651.20 -37.77 -7,184.06106 28-Oct-11 -7,184.06 2,613.43 0.00 2,613.43 2,673.30 -59.87 -9,857.35107 28-Nov-11 -9,857.35 2,613.43 0.00 2,613.43 2,695.57 -82.14 -12,552.92108 28-Dec-11 -12,552.92 2,613.43 0.00 2,613.43 2,718.04 -104.61 -15,270.96
 
No.PrincipalInterestPaymentDateBeginningBalanceScheduledPayment Payment PaymentEndingBalance
109 28-Jan-12 -15,270.96 2,613.43 0.00 2,613.43 2,740.69 -127.26 -18,011.65110 28-Feb-12 -18,011.65 2,613.43 0.00 2,613.43 2,763.53 -150.10 -20,775.17111 28-Mar-12 -20,775.17 2,613.43 0.00 2,613.43 2,786.55 -173.13 -23,561.73112 28-Apr-12 -23,561.73 2,613.43 0.00 2,613.43 2,809.78 -196.35 -26,371.50113 28-May-12 -26,371.50 2,613.43 0.00 2,613.43 2,833.19 -219.76 -29,204.69114 28-Jun-12 -29,204.69 2,613.43 0.00 2,613.43 2,856.80 -243.37 -32,061.49115 28-Jul-12 -32,061.49 2,613.43 0.00 2,613.43 2,880.61 -267.18 -34,942.10116 28-Aug-12 -34,942.10 2,613.43 0.00 2,613.43 2,904.61 -291.18 -37,846.71117 28-Sep-12 -37,846.71 2,613.43 0.00 2,613.43 2,928.82 -315.39 -40,775.53118 28-Oct-12 -40,775.53 2,613.43 0.00 2,613.43 2,953.22 -339.80 -43,728.76119 28-Nov-12 -43,728.76 2,613.43 0.00 2,613.43 2,977.83 -364.41 -46,706.59120 28-Dec-12 -46,706.59 2,613.43 0.00 2,613.43 3,002.65 -389.22 -49,709.24121 28-Jan-13 -49,709.24 2,613.43 0.00 2,613.43 3,027.67 -414.24 -52,736.91122 28-Feb-13 -52,736.91 2,613.43 0.00 2,613.43 3,052.90 -439.47 -55,789.82123 28-Mar-13 -55,789.82 2,613.43 0.00 2,613.43 3,078.34 -464.92 -58,868.16124 28-Apr-13 -58,868.16 2,613.43 0.00 2,613.43 3,104.00 -490.57 -61,972.16125 28-May-13 -61,972.16 2,613.43 0.00 2,613.43 3,129.86 -516.43 -65,102.02126 28-Jun-13 -65,102.02 2,613.43 0.00 2,613.43 3,155.95 -542.52 -68,257.96127 28-Jul-13 -68,257.96 2,613.43 0.00 2,613.43 3,182.24 -568.82 -71,440.21128 28-Aug-13 -71,440.21 2,613.43 0.00 2,613.43 3,208.76 -595.34 -74,648.97129 28-Sep-13 -74,648.97 2,613.43 0.00 2,613.43 3,235.50 -622.07 -77,884.48130 28-Oct-13 -77,884.48 2,613.43 0.00 2,613.43 3,262.47 -649.04 -81,146.94131 28-Nov-13 -81,146.94 2,613.43 0.00 2,613.43 3,289.65 -676.22 -84,436.59132 28-Dec-13 -84,436.59 2,613.43 0.00 2,613.43 3,317.07 -703.64 -87,753.66133 28-Jan-14 -87,753.66 2,613.43 0.00 2,613.43 3,344.71 -731.28 -91,098.37134 28-Feb-14 -91,098.37 2,613.43 0.00 2,613.43 3,372.58 -759.15 -94,470.95135 28-Mar-14 -94,470.95 2,613.43 0.00 2,613.43 3,400.69 -787.26 -97,871.64136 28-Apr-14 -97,871.64 2,613.43 0.00 2,613.43 3,429.03 -815.60 -101,300.66137 28-May-14 -101,300.66 2,613.43 0.00 2,613.43 3,457.60 -844.17 -104,758.26138 28-Jun-14 -104,758.26 2,613.43 0.00 2,613.43 3,486.41 -872.99 -108,244.68139 28-Jul-14 -108,244.68 2,613.43 0.00 2,613.43 3,515.47 -902.04 -111,760.14140 28-Aug-14 -111,760.14 2,613.43 0.00 2,613.43 3,544.76 -931.33 -115,304.91141 28-Sep-14 -115,304.91 2,613.43 0.00 2,613.43 3,574.30 -960.87 -118,879.21142 28-Oct-14 -118,879.21 2,613.43 0.00 2,613.43 3,604.09 -990.66 -122,483.30143 28-Nov-14 -122,483.30 2,613.43 0.00 2,613.43 3,634.12 -1,020.69 -126,117.42144 28-Dec-14 -126,117.42 2,613.43 0.00 2,613.43 3,664.41 -1,050.98 -129,781.83145 28-Jan-15 -129,781.83 2,613.43 0.00 2,613.43 3,694.94 -1,081.52 -133,476.77146 28-Feb-15 -133,476.77 2,613.43 0.00 2,613.43 3,725.73 -1,112.31 -137,202.51147 28-Mar-15 -137,202.51 2,613.43 0.00 2,613.43 3,756.78 -1,143.35 -140,959.29148 28-Apr-15 -140,959.29 2,613.43 0.00 2,613.43 3,788.09 -1,174.66 -144,747.38149 28-May-15 -144,747.38 2,613.43 0.00 2,613.43 3,819.66 -1,206.23 -148,567.04150 28-Jun-15 -148,567.04 2,613.43 0.00 2,613.43 3,851.49 -1,238.06 -152,418.52151 28-Jul-15 -152,418.52 2,613.43 0.00 2,613.43 3,883.58 -1,270.15 -156,302.10152 28-Aug-15 -156,302.10 2,613.43 0.00 2,613.43 3,915.95 -1,302.52 -160,218.05153 28-Sep-15 -160,218.05 2,613.43 0.00 2,613.43 3,948.58 -1,335.15 -164,166.63154 28-Oct-15 -164,166.63 2,613.43 0.00 2,613.43 3,981.48 -1,368.06 -168,148.11155 28-Nov-15 -168,148.11 2,613.43 0.00 2,613.43 4,014.66 -1,401.23 -172,162.78156 28-Dec-15 -172,162.78 2,613.43 0.00 2,613.43 4,048.12 -1,434.69 -176,210.89157 28-Jan-16 -176,210.89 2,613.43 0.00 2,613.43 4,081.85 -1,468.42 -180,292.75158 28-Feb-16 -180,292.75 2,613.43 0.00 2,613.43 4,115.87 -1,502.44 -184,408.61159 28-Mar-16 -184,408.61 2,613.43 0.00 2,613.43 4,150.17 -1,536.74 -188,558.78160 28-Apr-16 -188,558.78 2,613.43 0.00 2,613.43 4,184.75 -1,571.32 -192,743.53161 28-May-16 -192,743.53 2,613.43 0.00 2,613.43 4,219.62 -1,606.20 -196,963.16162 28-Jun-16 -196,963.16 2,613.43 0.00 2,613.43 4,254.79 -1,641.36 -201,217.95163 28-Jul-16 -201,217.95 2,613.43 0.00 2,613.43 4,290.24 -1,676.82 -205,508.19164 28-Aug-16 -205,508.19 2,613.43 0.00 2,613.43 4,326.00 -1,712.57 -209,834.19165 28-Sep-16 -209,834.19 2,613.43 0.00 2,613.43 4,362.05 -1,748.62 -214,196.23166 28-Oct-16 -214,196.23 2,613.43 0.00 2,613.43 4,398.40 -1,784.97 -218,594.63167 28-Nov-16 -218,594.63 2,613.43 0.00 2,613.43 4,435.05 -1,821.62 -223,029.68168 28-Dec-16 -223,029.68 2,613.43 0.00 2,613.43 4,472.01 -1,858.58 -227,501.69169 28-Jan-17 -227,501.69 2,613.43 0.00 2,613.43 4,509.28 -1,895.85 -232,010.97170 28-Feb-17 -232,010.97 2,613.43 0.00 2,613.43 4,546.85 -1,933.42 -236,557.82171 28-Mar-17 -236,557.82 2,613.43 0.00 2,613.43 4,584.74 -1,971.32 -241,142.56

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