Disclosure of Electioneering
Communications (Individuals and
Other Unregistered Organizations)

As required by the Bipartisan
Campaign Reform Act of 2002, the
Federal Election Commission
promulgated new electioneering
communications rules governing
television and radio communications
that refer to a clearly identified federal

candidate and are distributed within 30
days prior to a special primary election
or 60 days prior to a special general
election. 11 CFR 100.29. The statute and
regulations require, among other things,
that individuals and other groups not
registered with the FEC who make
electioneering communications costing
more than $10,000 in the aggregate in a
calendar year disclose that activity to
the Commission within 24 hours of the

The 30-day electioneering
communications period in connection
with the New Jersey Special Primary
runs from May 7, 2006 through June 6,
2006. The 60-day electioneering
communications period in connection
with the New Jersey Special General
runs from September 8, 2006 through
November 7, 2006.

Federal Home Loan Bank Members
Selected for Community Support
Review

Board (Finance Board) is announcing
the Federal Home Loan Bank (Bank)
members it has selected for the 2006–07
first quarter review cycle under the
Finance Board’s community support
requirements regulation. This notice
also prescribes the deadline by which
Bank members selected for review must
submit Community Support Statements
to the Finance Board.

this review cycle must submit
completed Community Support
Statements to the Finance Board either
by regular mail to the Federal Housing
Finance Board, Office of Supervision,
Community Investment and Affordable
Housing, 1625 Eye Street, NW.,
Washington, DC 20006, or by electronic
mail tofitzgeralde@fhfb.gov.

Emma J. Fitzgerald, Program Analyst,
Office of Supervision, Community
Investment and Affordable Housing, by
telephone at 202–408–2874, by
electronic mail atfitzgeralde@fhfb.gov,
or by regular mail at the Federal
Housing Finance Board, 1625 Eye
Street, NW., Washington, DC 20006.

Section 10(g)(1) of the Federal Home
Loan Bank Act (Bank Act) requires the
Finance Board to promulgate
regulations establishing standards of
community investment or service Bank
members must meet in order to

maintain access to long-term advances.
See 12 U.S.C. 1430(g)(1). The
regulations promulgated by the Finance
Board must take into account factors
such as the Bank member’s performance
under the Community Reinvestment Act
of 1977 (CRA), 12 U.S.C. 2901 et seq.,
and record of lending to first-time
homebuyers. See 12 U.S.C. 1430(g)(2).
Pursuant to section 10(g) of the Bank
Act, the Finance Board has promulgated
a community support requirements
regulation that establishes standards a
Bank member must meet in order to
maintain access to long-term advances,
and review criteria the Finance Board
must apply in evaluating a member’s
community support performance. See
12 CFR part 944. The regulation
includes standards and criteria for the
two statutory factors—CRA performance
and record of lending to first-time
homebuyers. 12 CFR 944.3. Only
members subject to the CRA must meet
the CRA standard. 12 CFR 944.3(b). All
members, including those not subject to
CRA, must meet the first-time
homebuyer standard. 12 CFR 944.3(c).

Under the rule, the Finance Board
selects approximately one-eighth of the
members in each Bank district for

community support review each
calendar quarter. 12 CFR 944.2(a). The
Finance Board will not review an
institution’s community support
performance until it has been a Bank
member for at least one year. Selection
for review is not, nor should it be
construed as, any indication of either
the financial condition or the
community support performance of the
member.

Each Bank member selected for
review must complete a Community
Support Statement and submit it to the
Finance Board by the June 2, 2006
deadline prescribed in this notice. 12
CFR 944.2(b)(1)(ii) and (c). On or before
April 28, 2006, each Bank will notify
the members in its district that have
been selected for this review cycle that
they must complete and submit to the
Finance Board by the deadline a
Community Support Statement. 12 CFR

944.2(b)(2)(i). The member’s Bank will
provide a blank Community Support
Statement Form, which also is available
on the Finance Board’s Web site:http://

member’s Bank also will provide
assistance in completing the
Community Support Statement.

The Finance Board has selected the
following members for the 2006–07 first
quarter community support review
cycle:

Valley Bank.................................................................................................................................... Bristol.......................... Connecticut
Litchfield Bancorp.......................................................................................................................... Litchfield...................... Connecticut
The Milford Bank............................................................................................................................ Milford......................... Connecticut
NewMil Bank.................................................................................................................................. New Milford................. Connecticut
Prime Bank.................................................................................................................................... Orange........................ Connecticut
National Iron Bank......................................................................................................................... Salisbury..................... Connecticut
The First National Bank of Suffield................................................................................................ Suffield........................ Connecticut
Savings Institute............................................................................................................................. Willimantic................... Connecticut
Mechanics Savings Bank............................................................................................................... Auburn......................... Maine
Pepperell Bank & Trust.................................................................................................................. Biddeford..................... Maine
Oxford Federal Credit Union.......................................................................................................... Mexico......................... Maine
Adams Co-Operative Bank............................................................................................................ Adams......................... Massachusetts
Beverly Cooperative Bank............................................................................................................. Beverly........................ Massachusetts
Wainwright Bank & Trust Company.............................................................................................. Boston......................... Massachusetts
Brookline Cooperative Bank.......................................................................................................... Brookline..................... Massachusetts
Chelsea-Provident Co-operative Bank.......................................................................................... Chelsea....................... Massachusetts
East Bridgewater Savings Bank.................................................................................................... East Bridgewater......... Massachusetts
Fall River Five Cents Savings Bank.............................................................................................. Fall River..................... Massachusetts
Cape Cod Five Cents Savings Bank............................................................................................. Harwich Port................ Massachusetts
The First National Bank of Ipswich................................................................................................ Ipswich........................ Massachusetts
Marlborough Co-Operative Bank................................................................................................... Marlborough................ Massachusetts
Century Bank & Trust Company.................................................................................................... Medford....................... Massachusetts
The Needham Co-Operative Bank................................................................................................ Needham..................... Massachusetts
Hoosac Bank.................................................................................................................................. North Adams............... Massachusetts
North Brookfield Savings Bank...................................................................................................... North Brookfield.......... Massachusetts
Bank of Easton.............................................................................................................................. North Easton............... Massachusetts
East Boston Savings Bank............................................................................................................ Peabody...................... Massachusetts
Rockland Trust Company.............................................................................................................. Rockland..................... Massachusetts
WestBank....................................................................................................................................... West Springfield.......... Massachusetts
UniBank For Savings..................................................................................................................... Whitinsville.................. Massachusetts
Williamstown Savings Bank........................................................................................................... Williamstown............... Massachusetts
St. Mary’s Bank Credit Union........................................................................................................ Manchester................. New Hampshire
Community Guaranty Savings Bank.............................................................................................. Plymouth..................... New Hampshire
Community Bank & Trust Company.............................................................................................. Wolfeboro.................... New Hampshire
Coventry Credit Union................................................................................................................... Coventry...................... Rhode Island
Domestic Bank............................................................................................................................... Cranston...................... Rhode Island
Union Federal Savings Bank......................................................................................................... North Providence........ Rhode Island
Bank Rhode Island........................................................................................................................ Providence.................. Rhode Island
Ocean Bank, FSB.......................................................................................................................... Warwick....................... Rhode Island

Yardville National Bank.................................................................................................................. Hamilton Turnpike....... New Jersey The Provident Bank....................................................................................................................... Jersey City.................. New Jersey Morgan Stanley Trust.................................................................................................................... Jersey City.................. New Jersey Atlantic Stewardship Bank............................................................................................................. Midland Park............... New Jersey First Morris Bank and Trust........................................................................................................... Morristown................... New Jersey City National Bank of New Jersey................................................................................................. Newark........................ New Jersey Mon-Oc Federal Credit Union........................................................................................................ Toms River.................. New Jersey First Washington State Bank......................................................................................................... Windsor....................... New Jersey The Bank........................................................................................................................................ Woodbury.................... New Jersey The Canandaigua NB&T Company............................................................................................... Canandaigua............... New York Chemung Canal Trust Company................................................................................................... Elmira.......................... New York National Bank of New York City.................................................................................................... Flushing....................... New York New York Commercial Bank.......................................................................................................... Islandia........................ New York New York Community Bank........................................................................................................... Jericho......................... New York Rondout Savings Bank.................................................................................................................. Kingston...................... New York First Niagara.................................................................................................................................. Lockport...................... New York State Bank of Long Island............................................................................................................. New Hyde Park........... New York Country Bank................................................................................................................................. New York..................... New York

Eastbank, N.A. ............................................................................................................................... New York..................... New York PathFinder Bank............................................................................................................................ Oswego....................... New York Rhinebeck Savings Bank............................................................................................................... Poughkeepsie............. New York ESL Federal Credit Union.............................................................................................................. Rochester.................... New York Tioga State Bank........................................................................................................................... Spencer....................... New York Tupper Lake National Bank........................................................................................................... Tupper Lake................ New York Banco Santander Puerto Rico....................................................................................................... San Juan..................... Puerto Rico

County Bank.................................................................................................................................. Rehoboth Beach......... Delaware
Chelten Hills Savings Bank........................................................................................................... Abington...................... Pennsylvania
Kishacoquillas Valley National Bank............................................................................................. Belleville...................... Pennsylvania
County National Bank.................................................................................................................... Clearfield..................... Pennsylvania
Citizens Trust Company................................................................................................................ Coudersport................ Pennsylvania
Farmers National Bank of Emlenton............................................................................................. Emlenton..................... Pennsylvania
Harleysville Savings Bank............................................................................................................. Harleysville.................. Pennsylvania
First National Bank of Pennsylvania.............................................................................................. Hermitage.................... Pennsylvania
Wayne Bank................................................................................................................................... Honesdale................... Pennsylvania
The Honesdale National Bank....................................................................................................... Honesdale................... Pennsylvania
AmeriServe Financial Bank........................................................................................................... Johnstown................... Pennsylvania
Lebanon Valley Farmers Bank...................................................................................................... Lebanon...................... Pennsylvania
Luzerne National Bank.................................................................................................................. Luzerne....................... Pennsylvania
Marion Center National Bank........................................................................................................ Marion Center............. Pennsylvania
Old Forge Bank.............................................................................................................................. Old Forge.................... Pennsylvania
First National Bank of Port Allegany............................................................................................. Port Allegany............... Pennsylvania
Community First Bank, N.A. .......................................................................................................... Reynoldsville............... Pennsylvania
Farmers Building & Savings Bank................................................................................................. Rochester.................... Pennsylvania
Eagle National Bank...................................................................................................................... Upper Darby................ Pennsylvania
Mountain Valley Bank, N.A. ........................................................................................................... Elkins........................... West Virginia
Calhoun County Bank, Inc. ............................................................................................................ Grantsville................... West Virginia
Harrison County Bank.................................................................................................................... Lost Creek................... West Virginia
Union Bank, Inc. ............................................................................................................................ Middlebourne.............. West Virginia
The Grant County Bank................................................................................................................. Petersburg................... West Virginia
Citizens First Bank, Inc. ................................................................................................................. Ravenswood............... West Virginia
First National Bank of St. Mary’s................................................................................................... St. Marys..................... West Virginia

Capital Bank................................................................................................................................... Birmingham................. Alabama
Peoples Bank of Greensboro........................................................................................................ Greensboro................. Alabama
Vision Bank.................................................................................................................................... Gulf Shores................. Alabama
Cheaha Bank................................................................................................................................. Oxford......................... Alabama
The Commercial Bank of Ozark.................................................................................................... Ozark........................... Alabama
Metro Bank..................................................................................................................................... Pell City....................... Alabama
CB&T Bank of East Alabama........................................................................................................ Phenix City.................. Alabama
Alabama Trust Bank, N.A. ............................................................................................................. Sylacauga................... Alabama
Bay Bank........................................................................................................................................ Theodore..................... Alabama
The Bank of Tuscaloosa................................................................................................................ Tuscaloosa.................. Alabama
The Farmers & Merchants Bank................................................................................................... Waterloo...................... Alabama
The Citizens Bank of Winfield....................................................................................................... Winfield....................... Alabama
Adams National Bank.................................................................................................................... Washington................. D.C.
1st National Bank & Trust.............................................................................................................. Bradenton.................... Florida
The Hernando County Bank.......................................................................................................... Brooksville................... Florida
Drummond Community Bank......................................................................................................... Chiefland..................... Florida
The International Bank of Miami, N.A. .......................................................................................... Coral Gables............... Florida
Crystal River Bank......................................................................................................................... Crystal River................ Florida
First National Bank of Pasco......................................................................................................... Dade City.................... Florida
1st National Bank of South Florida................................................................................................ Homestead.................. Florida
Community Bank of Florida, Inc. ................................................................................................... Homestead.................. Florida
Marine Bank of the Florida Keys................................................................................................... Marathon..................... Florida
Security Bank, N.A. ........................................................................................................................ Margate....................... Florida
Fidelity Bank of Florida.................................................................................................................. Merritt Island............... Florida
Coconut Grove Bank..................................................................................................................... Miami........................... Florida
Peoples National Bank.................................................................................................................. Niceville....................... Florida
Independent National Bank........................................................................................................... Ocala........................... Florida
Enterprise National Bank of Florida............................................................................................... Palm Beach Gardens .. Florida
First State Bank............................................................................................................................. Sarasota...................... Florida
Prosperity Bank of St. Augustine................................................................................................... St. Augustine............... Florida
Bankers Insurance Company........................................................................................................ St. Petersburg............. Florida
Premier Bank................................................................................................................................. Tallahassee................. Florida

Ameris............................................................................................................................................ Trenton........................ Florida First National Bank of Wauchula................................................................................................... Wauchula.................... Florida BankFirst........................................................................................................................................ Winter Park................. Florida Alma Exchange Bank and Trust.................................................................................................... Alma............................ Georgia FNB South..................................................................................................................................... Alma............................ Georgia