The World of Jewels’

1. INTRODUCTION.
There are many people in the country celebrating
many festivals in India, They purchase jewelers in such kind of festival which are
been celebrated in our country. So it will be continuous increase specially in
India.
So we should start the business of jewelers.

(A) SCOPE.

After accomplishing the basic need of human

being tries tom invest there extra money & makes there future secure usually this
is luxurious thing & as specially luxurious peoples try to efforts this such kind of
the product, price of the jewelers is high so we can earn handsome profit.

So we should start the business of jewelers.

(B) PRODUCT.

We are making such kind of jewelers like,

chains, bangles, nackles, braslet, ring, ere ring, & many more.

(C) PROCESS.

A jeweler doesn’t content specific process. they

makes the jewelers on the basis of different process according to the orders.

(D) MARKETIBILITY.

The luxurious people & middle class may efforts.

(E) LOCATION.

The World of Jewelers,

11, Rajhans point,
City light road,
Surat.
(F) SOURCES OF FINANCE/ REPAYMENT SCHEDULE.
ICICI FINANCE PVT. LTD.

PERTICULARS AMOUNT.

Own capital 23, 00,000

Unsecured loan 5, 00,000

Secured loan 3, 00,000

Period 5 years

Rate 8.00 %
2. SCHEME.

(a) Land and building: Rs.25, 00,000

(b) Machinery and Equipment Rs. 75,000

(c) Testing equipment: Rs. 1, 20,000

(d) Other fixed investment:

(1) Packing & forwarding charges. Rs. 10,000

(2) Electrification & installation charges. Rs. 1,00,000
(3) Cost of tools/ jigs/fixtures. Rs. 50,000

(e) Total Non-recurring expenditure (a) + (b) +(c) + (d) Rs.28, 55,000

(f) Staff & Labour:

(1) Indirect labour nos. & wages/p.m. Rs. 25,000

(2) Direct labour nos. & wages/p.m. Rs. 1,60,000

Total salaries p.m. [(1) + (2)] Rs. 1, 85,000

(g) Raw materials and Consumables:

(1) Indigenous Rs. 8,00,000

(2) Imported Rs. 10,00,000

Total: Rs. Rs.18, 00,000

(h) Other items of expenditure:

(1) Power and Water Charges. Rs. 10,000

(2) Advertising and traveling. Rs. 50,000
(3) Transport Rs. 10,000
(4) Commission to Distributers/Agent. Rs. 1,00,000

(i) Total recurring expenditure. (f) + (g) + (h) Rs. 19,70,000

(j) Working Capital for 1 months Rs. 44,55,000

(k) Total investment requirement :

(1) Non recurring expenditure. Rs. 28,55,000

(2) Working capital for 3 months Rs. 44,55,000

 Total: Rs.73, 10,000

(l) Total cost of production:

(1) Total recurring expenditure. Rs. 19,70,000

(2) Depreciation on machinery and equipment. Rs. 50,000
(3) Depreciation on building. Rs. 20,000
(4) Maintenance charges. Rs. 10,000
(5) Interest on total investment (8%) Rs. 2,400
(6) Welfare for staff. (20*2500) Rs. 50,000
(7) Office stationery & postage. Rs. 5,000

Total: Rs. 21, 07,400

(m) profit and loss

account :

(1) By sale of… (qty.) of… @ Rs.

Gold (120 gm * 15525 + 6, 00,000) Rs.24, 63.000

Silver (90 gm * 232 + 2, 00,000) Rs. 2, 20,880

Total: Rs.26, 83,880

(2) Cost of production Rs. 21, 07,400

Profit (1) – (2) Approx. percentage of the total capital employed

Total: Rs. 5, 76,480

3. Profitability & Projection

(Generally For about 5 To 10 Years)

Phase of activity
Profitability of Phases

4. Infrastructure
 (
: 1) Location advantages
The Shop is located in higher level Area.

(2)Availability of Materials/Power/water/labour

Easily available all kind of facilities.

(3) Government Policy

Government Rules and Regulation is

affected.

: Break Even Point

B.E.P. = Total investment / Profit

Total investment:-

Owned capital = Rs.23, 00,000

Unsecured loan = Rs. 5, 00,000
Secured loan = Rs. 3, 00,000

Total: = Rs. 31, 00,000

Profit:-

Rs. 5, 76,480

B.E.P. = 31, 00,000 Rs. / 5, 76,480 Rs.

= 5.38

Approx. 5 Years & 4 Months

5. Names And Addresses Of Suppliers

 (1) Raw Materials

Mr. Raj Shah,

Dalal Street,
Mumbai (East)

(2) Machinery and Equipment

Mr.Jayant Mathur,
Satellite Road,
Ahmadabad.

6. Remarks
Seal and Date

The World of Jewels,

(Signature of the Company)