STATE BANK OF INDIA

Bank
A banker or bank is a financial
institutions whose primary activity is
to act as a payment agent for
customers and to borrow or lend
money
The first modern bank was founded
in Itlay in Genoa in 1406 named
Bank of St George
 Functions of bank
Accepting deposits
Issues debentures
Remittances
Custodial services
Government business
 Types of Banks
Public sector banks
Private sector Bank
Cooperative Bank
Investment Banks
 Public sector banks
Central bank of India
Corporation Bank
Dena Bank
Bank of India
Indian overseas Bank
Oriental Bank of Commerce
Punjab & sind Bank
 Major Players
Global Indian
– JP Morgan Chase – SBI
– Bank of America – ICICI
– HSBC – PNB
– Citigroup – HDFC
– Deutsche Bank – Bank of Baroda
– Goldman Sachs – Corporation Bank
– Morgan Stanley – IDBI
– Merrill Lynch – UTI
– BNP Paribas
 Market Share
Top ten banking groups in the world ranked by tier 1 capital

Tier 1 Capital
(US$
Rank Company billions) Country
1 Citigroup 73 US
2 JP Morgan Chase 69 US
3 HSBC 67 UK
4 Bank of America 64 US
5 Credit Agricole Group 63 France
6 Royal Bank of Scotland 43 UK
Mitsubishi Tokyo Financial
7 Group 40 Japan
8 Mizuho Financial Group 39 Japan
9 HBOS 36 UK
10 BNP Paribas 35 France
 State bank of India
Only one Indian Bank in the top 100
Banks in the world
India's best and brightest, the SBI, is
roughly one-tenth the size of the world's
biggest bank - Citigroup
Six Chinese banks feature among the top
25 Asian banks while India has only two
representatives - SBI and ICICI Bank.
Similarly, SBI's consolidated pre-tax profit
is $1.9 billion against Citigroup's $29
billion, Bank of America's $25 billion and
HSBC's $21 billion
The one area where Indian banks are able to compete with
their global peers is their return on assets (RoA). Among
big Indian banks, ICICI Bank, PNB, Canara Bank and HDFC
Bank have a return on assets of over 1 per cent return,
while SBI's return on assets is 0.89 per cent. Among Indian
banks, HDFC Bank has the highest return on assets -- 1.71
per cent.
This is lower than that of Citigroup (1.97 per cent) but
much better than the RoA of HSBC (1.40 per cent). Our
banks are small but efficient. However, if the economy has
to grow at over 8 per cent, they must build the scale. India
Inc has already announced over Rs 650,000 crore (Rs
6,500 billion) of investment plans. Without the scale, local
banks can't possibly support this growth story
Arun Kumar Purwar
Chairman, State Bank of India
Education:
Masters degree in Commerce from
Allahabad University

Award:
2005: CEO of the year award, for Brand
Excellence (India Brand Summit – 2005)

Under his chairmanship

•The State Bank of India (SBI) Group, became a
member of the $1 billion club.,
•SBI’s net profit increased by 36 percent to Rs
3,681 crore during 2008-09.