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All Types of Bank report sumesh

All Types of Bank report sumesh

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Published by: sumesh894 on Mar 31, 2010
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09/17/2012

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1
Subject:-
Management of financial institution and servicesPrepared by:-Soni Dhaval R. (56)Submitted to:-Prof. Mr. Lalit Tank 
 
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I
ndex
No.Topic PageNo.
1. Banking Financial Institute in IndiaStructure of banking in IndiaCommercial Bank -
 
Function of commercial bank -
 
Role of commercial banks in economydevelopmentForeign Bank Co-operative Banks
 
34518212. Future Opportunities for Financial Services andSector in India? 263 Bibliography 30
 
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1]
Banking financial institutes in
I
ndia
Banking in
I
ndia
Banking in India originated in the first decade of 18th century. The first bankswere The General Bank of India, which started in 1786, and Bank of Hindustan.The oldest bank in existence in India is the State Bank of India, which originated inthe "The Bank of Bengal" in Calcutta in June 1806.After India's independence in1947, the Reserve Bank was nationalized and given broader powers.
H
istory
The first fully Indian owned bank was the Allahabad Bank, established in 1865.Promoters opened banks banks to finance trading in Indian cotton. With largeexposure to speculative ventures, most of the banks opened in India during that period failed. The depositors lost money and lost interest in keeping deposits with banks. Subsequently, banking in India remained the exclusive domain of Europeans for next several decades until the beginning of the 20th century. .Indians had established small banks, most of which served particular ethnic andreligious communities.
Current situation
Banking in India is generally fairly mature in terms of supply, product range andreach-even though reach in rural India still remains a challenge for the privatesector and foreign banks. In terms of quality of assets and capital adequacy, Indian banks are considered to have clean, strong and transparent balance sheets relativeto other banks in comparable economies in its region. The Reserve Bank of India isan autonomous body, with minimal pressure from the governmentCurrently,88 scheduled commercial banks (SCBs)27 public sector banks,29 private banks
 

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