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Housing Finance

Housing Finance

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Published by Omprakash
This document is based on reports taken from NHB website and from other sources. This report shows the housing finance in India and its evolution in India
This document is based on reports taken from NHB website and from other sources. This report shows the housing finance in India and its evolution in India

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Categories:Types, Business/Law
Published by: Omprakash on Mar 31, 2010
Copyright:Attribution Non-commercial

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03/20/2012

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HOUSING FINANCEHOUSING FINANCE
Presented byPresented byOmprakashOmprakashSuthaSuthar PGPPGP--II (PGDMII (PGDM--G)G)
 
IntroductionIntroduction
HousingHousingisisoneoneoofthethebasicbasichumanhumanneedsneedsoofthethe societysociety..
 A Abettebetterhousehouseleadsleadstotobettebetterstandardstandardof oflivinglivingoofthethe people,people,whichwhichininturnturnmakesmakestheitheirlifelifehealthyhealthy&&happyhappy..
OnOnthetheotheotherhand,hand,constructionconstructionoofnewnewhouseshouseshashas vastvastpotentialpotentialoofgeneratinggeneratingemploymentemploymentthroughthrough backwardbackward&&forwardforwardlinkageslinkages..
RealizingRealizingthetheimportanceimportanceoofhousinghousingininthethenationalnational economy,economy,institutionalinstitutionalarrangementsarrangementshavehavebeenbeenmademade duringduringrecentrecentpastpastfoforthetheprovisionprovisionof ofhousinghousingfinancefinance ininIndiaIndia..
 After agriculture, the housing and real estate industry After agriculture, the housing and real estate industryis the second largest employment generator in Indiais the second largest employment generator in India
 
Cont«
In India, residential housing accounts for almost 80 per In India, residential housing accounts for almost 80 per cent of the real estate market in terms of volumes andcent of the real estate market in terms of volumes andhas been growing at 30 to 35 per cent annually (CRISIL,has been growing at 30 to 35 per cent annually (CRISIL,2006)2006)
 According to the National Buildings Organisation (NBO), According to the National Buildings Organisation (NBO),the factors behind the housing shortage includethe factors behind the housing shortage include
 An excess of households over available houses, An excess of households over available houses,including homeless householdsincluding homeless households
Congestion, i.e., the number of married couplesCongestion, i.e., the number of married couplesrequiring a separate roomrequiring a separate room
Replacement or upgrading of unserviceable housesReplacement or upgrading of unserviceable houses
Obsolescence/replacement of old housObsolescence/replacement of old hous
es

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