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Islamic Banking Dissertation

Islamic Banking Dissertation

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Published by: altaf_ahmad on Apr 06, 2010
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12/17/2012

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A
PROJECT REPORT
ON 
Dissertation of Islamic banking”
 In Partial Fulfillment Of The Requirement Of Masters In Business Administration Through Aryans business school affiliated to punjab technical university Under the guidance of:
Prof. D.P.Singh
SUBMITTED BY:
Altaf Ahmad
MBA-Finance/Marketing
2008-10
ARYANS BUSINESS SCHOOL
 
ACKNOWLEDGEMENT
“Say a word of gratitude and splendor-
 
 In a moment it is gone,
 
 But there are a hundred ripples
 
Circling on & on & on ………………………..”
Pursuing MBA in an institution like “Aryans Business School” which is fuelled by the individuals with so much zest and energy, “teaming” up to form aformidable force, was in itself a true learning experience which is going to helpme immensely in my career. There is no substitute to “Teamwork”; this is oneof the many lessons I learnt while making my Project report during my 4
th
semester in ARYANS BUSINESS SCHOOL.The making of any projectrequires contribution from many
 
 people, right from inception till its completion.In my case also,
 
there had been a few people who have made this happen. It
 
wasnot only learning but also an enriching experience.
 
I am deeply indebted to Prof.Javid Ahmad, Director, Lecturer Mrs. Bharti for having allowed me to
 
carryout the project successfully. I specially thank my guide
 
Prof. D. P. Singh for hisconstant guidance, professional
 
help and support during the course of the project.
 
I thank my colleagues and friends for providing constantencouragement and help. I am indebted to them for their 
 
timely help & theenthusiasm they expressed in helping me
 
 bring this project to the fruitful end.Finally, I am grateful to
 
my family for their moral support and understanding.
“Teachers open the door, but you must enter by yourself”
 
CHAPTER 1 :INTRODUCTION:
Islam is not simply one of the greatest monotheistic religions, signifyingsubmission to the will of Allah, but as system of life in entirety. It prescribes acomplete code of conduct for every day human life in all its spheres andmanifestations. It does not confine itself to a spiritual relationship between manand Allah or describes the Almighty only with a transcendental reference butalso regulates, in right proportions, an interactive relationship between man andman, and between man and society with moral, political and economic genesis.As a result, it is a religion lived in everyday life and no Muslim is in any doubtas to exactly how he should carry on the events of his day. On the other hand,capitalism has not been able to narrow down the gap between the “haves and“have-nots”. Material affluence, wherever it exists, is marked by a conspicuousabsence of a broad based sharing of fortunes and thus real happiness to a largenumber of people is seriously missing. Likewise, socialism advocatingcollective ownership of the means of production and control of distribution hasfailed to provide the necessary motivation for collective development and personal self-actualization, and thus retarded the process and rate of economicgrowth. Similarly, communism, stressing ownership of property and control of  production, distribution and supply by the whole of classless society, could notget along with the human potential, dynamism and aspirations, and fell too short

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