Joseph Zernik DMD PhD

2415 Saint George St, Los Feliz CA 90027 Fax: (801) 998-0917 Email: jz12345@earthlink.net

EMAIL RECEIVED FROM VETERAN FBI AGENT JAMES WEDICK ON AUGUST 21, 2008

Below is a true and correct copy of an email note received on Aug 21, 2008 from James Wedick. By Sep 17, 2008,
I have neither heard from the FBI nor from Mr Connoly, and I decided to call Mr Connoly.
I deliberately called after hours, and I left him a message saying I received his name and phone number
from James Wedick, and giving him my name and phone number, indicating that I would be glad to provide informationa
if he called.

Signed in La Verne California , Sept 17, 2008

___________________________
Joseph Zernik

X-pair-Authenticated: 24.23.12.44
From: "James J. Wedick" <jwedick@fraudspecialists.com>
To: "'joseph zernik'" <jz12345@earthlink.net>
Subject: FBI!
Date: Thu, 21 Aug 2008 13:30:02 -0700
X-Mailer: Microsoft Office Outlook 11
Thread-Index: AckDzKyhtQ0hC9s8QjOc5ce0LvUoWA==
X-ELNK-Received-Info: spv=0;
X-ELNK-AV: 0
X-ELNK-Info: sbv=0; sbrc=.0; sbf=00; sbw=000;

Joseph,

I just finished speaking with the FBI concerning the fraud involving your house please note I said the fraud concerning your house. Even
though you have not provided any additional funds noting your retainer has been depleted, I spoke with Mr. L.J. CONNOLY
[310.996.4401] on the mortgage fraud squad in Los Angels. He called looking for information so I returned his telephone call. I explained
to him I though you had been victimized and if he sticks to the documents could possibly prove a fraudulently case.

I said while I havent seen/read anywhere near all the documents various depositions and material suggest a fraud took place that I
thought needs investigation. I cautioned you might want to talk about working other corruption cases and suggested before listening to
same that he first handle the fraud involving the house to make sure he wasnt just chasing windmills. I told him you could be difficult, but
were an intelligent individual whose case should be investigated because again the facts suggest a fraud took place and thats the issue.
I told him the FBIs job was to pursue mortgage fraud even with difficult individuals noting thats an agents job and he agreed.

I believe he said he spoke to you already and had looked at the documents and did think a fraud had taken place. Consequently, I
thought he was likely to pursue an investigation. In the likely event Mr. CONNOLY calls you [because I think he will], Im going to suggest
you control yourself and try NOT to get him to chase allegations suggesting Los Angeles judicial circuit is all corrupt [because its not].
Thereafter, if per chance you are lucky and he is able to get the Bureau behind an investigation, hes going to need all the help you can
give him in order to convince the U.S. Attorneys office to file charges which can be very difficult. Because youre a smart man, l know you
know what I mean when I say youre going to have to remain extremely FOCUSED in order for CONNOLY to be successful.

Again, getting the U.S. Attorneys office to file charges can be extremely trying job not to mention formidable so do not let yourself get
distracted with QUI TAMS and the like. Im giving you this information because I want you to be successful. Because I think this
opportunity gives you one last bite of the apple, I suggest you have available for CONNOLYs review only those documents/information
concerning the fraud so he can quickly get a CLEAR picture of what happened. He needs you to be focused so that he can open an
investigation and pursue a line of inquiry.

Because you dont have the funds to pay me, I told him I was no longer engaged and didnt expect to do anything further noting the
distance and the fact I believe I need to examine all the documents/dispositions before I could proceed further which is probably cost
prohibitive. Getting an FBI agent to pursue your case is ideal so please dont blow the opportunity by confusing them with a civil case.
Remember if they think they are being used to help with a civil fraud, the FBI will close the criminal investigation.

Good luck with the FBI noting I dont intend to get further involved particularly with the FBI so dont even try sending emails suggesting
same. Good Luck! And Joseph Im trying to be extremely helpful here so dont try to bully me with a thousand emails.
z Page 2/2 September 17, 2008

Jim

P.S. I hesitated to send this email, but I wanted you to understand the opportunity you have so dont blow it by trying to get them to
consider working a corruption case.
And this is extremely important DO NOT CALL HIM. LET HIM CALL YOU!

Respectfully,
James J. Wedick

11230 Gold Express Drive

Suite 310 - #0364
Gold River, CA 95670-4484
CA PI License #24057
916.638.3566 (Direct)
916.290.0999 (Fax)
916.501.2805 (Cell)
www.fraudspecialists.com
www.FBIexpert.com

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