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August12,2008JosephZernikDMDPhD2415SaintGeorgeSt.LosFeliz,CA90027DearMr.Zernik,Enclosedisourprofessionalopinionconcerningthedatesofthedocumentsthatyoufurnishedtous.Weareincludingacopyofthesubmitteddocuments,togetherwiththeprofessionalopinionsofRobertMeisterandScottMeister.Additionally,weareincludingtheCVfromeachofus.Weappreciatethisopportunitytoperformouranalysisandprovideyouwithourwrittenopinion.Ifyoushouldhaveanyfurtherquestionsorconcerns,pleasedonothesitatetocallmeat, 317 443-1616
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Sincerely,RobertMeister,FDEEnclosures
Digitally signed by Joseph Zernik DN: cn=Joseph Zernik, email=jz12345@earthlink.net, c=US Date: 2008.09.13 01:29:14 -07'00'
 
RobertA.Meister
CertifiedDocumentExaminer
120NoMillCreekRoad,Nob1esville,IN46062Office:317.770.1000*Fax:800.786.2629
Email:experts@forgeryfinders.com
WWW.J:OtggtyJ:indgt :.com
QuestionedDocumentExaminerLetterQuestionedDateonUnderwritingLetterDate:August12,2008Ihaveexaminedfour(4)submitteddocuments.Onesetofdocumentstitled, America sWholesaleLender containstwopageslabeledJZ1-AandJZ1-B.Anothersetofdocumentswasalsosubmittedtitled, America sWpolesaleLender ,containingtwopageslabeledJZ2-AandJZ2-B.Thesetwosetsofdocumentswereusedtodeterminethedatethatthedocumentwasprintedandthenfaxed.TodayIhavecomparedtheinformationonthedocumentsreferencedabovetodeterminethedateoforiginationandthedateoffaxing.TheoriginationdateandtimestampsontheJZ1-AandJZ2-Adocumentsshowsthatthedateis 10/26/200410:44:51 forpage1.UsingJZ-1BandJZ2-Bdocumentsthedateforpage2is 10/26/200410:44:52 .ThetimeimprintatthetopofJZ2-Ais (TUE)OCT26200410:54 forpage1andusingJZ2-Bthetimeimprintatthetopis (TUE)OCT26200410:54 forpage2.Itiscustomaryforfaxmachinestoprintthedateandtimereceivedatthislocation,usingthedateandtimesetonthefaxmachineofthereceiver.Baseduponthoroughanalysisoftheseitems,andfromanapplicationofacceptedforensicdocumentexaminationtools,principlesandtechniques,itismyprofessionalexpertopinionthatOctober26,2004wasthedatethattheunderwritingdocumentwasoriginatedandfaxed.Iamwillingtotestifytothisopinioninacourtoflaw.Respectfullysubmitted,
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SWORNBEFOREMEonthis1ihdayofAugust,2008RobertA.Meisterdidappearbeforeme.
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