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Performance of Allied Bank of Pakistan

Performance of Allied Bank of Pakistan

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Published by mohsinraza163
financial analysis of Allied Bank
financial analysis of Allied Bank

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Published by: mohsinraza163 on Apr 11, 2010
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11/03/2012

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PERFORMANCE OF ALLIED BANK OF PAKISTAN
FINANCIAL ANALYSIS
ADVANCES TO DEPOSIT RATIO
Advances To Deposit Ratio
(%)
20042005200620072008
47 69 70 64 72
Interpretation
This ratio shows the portion of advances in the deposit of the bank.There is considerable change in this ratio. It was 47% in the year 2004and 72% in the year 2008.It show increasing trend from 2004 to 2008.Itis high in 2008 and low in 2004. This is a positive sign. In 2007 this rateis falling which is a negative sign. The management
 
should also consider the risk of bad debts and take the steps regarding this.
 NET PROFIT MARGIN
Net Profit Margin=
(%)
20042005200620072008
30 42 43 45 36
 
NET PROFIT MARGIN
02040602004 2005 2006 2007 2008
 YEARS
    %
Interpretation
This ratio shows the relationship between the net profit and the totalincome. From the year 2004 to 2007. it is very low which isdiscouragable In 2007 bank improve this ratio by giving special attention.It shows that management not very efficient but is trying to improve itsefficiency.
DEPOSITS / TOTAL LIABILITIES
Deposits To Total Liabilities
(%)
20042005200620072008
87 90 88 88 86
Interpretation
This ratio shows the relation ship between the Deposits and totalliabilities. It is approximately same in all years from 2004 to 2008. Thisshows that deposits are the main portion of the total liabilities.
 
RETURN ON EQUITY
Return On Equity
(%)
20042005200620072008
8 28 30 24 21
Interpretation
It show that how efficiently the funds of the firm are used by the managementin generating the profits for the shareholders of the firm. The abovecalculations show that management is trying to use the funds of the bank togenerate profits for the bank. The ratio is low in 2008 and high i.e 30%in2006.It also show that management is not efficient. 
RETURN ON TOTAL ASSETS
Return On Assets
(%)
20042005200620072008
0.14 1.78 1.98 1.42 1.21
Interpretation
This ratio shows how efficiently the assets of the bank are used togenerate profits for the bank. The above calculations show increasingtrend which show management is improving its efficiency. This ratiohigh in 2008 and low in 2007.

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