Shift differential means that if an employee works any shift other than a dayshift they will be paid at a higher rate. Companies who have multiple work shifts usually offer this benefit to encourage employees to work in the less attractive shifts.
11.Health insurance/ HMO's & PPO's.
Employers can offer attractive health benefits. Employeesshould research health benefits carefully to obtain the best care possible and be sure to researchwhat is included and what is not included in various policies. A health maintenance organization,also known as an HMO, is a health care organization, which provides its members with fullmedical services. A preferred provider organization, also known as a PPO, allows the employeeto choose from a list of doctors and hospitals that participate in the health care insurance plan.The number of physicians and hospitals to choose from is generally larger in a PPO than in anHMO.
12.Dental and vision insurance.
Dental insurance is frequently provided by employers. It usuallycovers the entire cost of preventative care treatment such as x-rays and cleanings. As with allinsurance policies, it is important to inquire about the specifics. Organizations can also offer vision plans, which include coverage for eye exams, glasses, and other optical services.
13.Life and disability insurance.
Some companies offer life insurance policies for their employees.Usually these offer term life insurance, which lasts only for the duration of your employment withthe company. Disability insurance coverage is used in case an employee becomes severely physically or emotionally unable to work. Some health insurance policies cover disability, butemployees should take steps to ensure coverage.
14.Paid vacation and holidays.
All companies offer a number of paid holidays. Some companiesalso offer additional floating holidays along with regular holiday time-off. Most companies offer two weeks of vacation per year in addition to regular paid holidays. Additional vacation is oftenadded, based upon the number of years the employee has worked for the company.
The amount of sick days offered to employees varies from company tocompany. Some employers require that employees use sick time by the end of the year whileothers allow it to roll over to the next year.
16.Jury duty leave.
Some organizations will continue pay and benefits if employees are unable toattend work because of jury duty.
Maternity or Family Leave may vary from company to company. Someorganizations offer time off both before and after the baby is born while others offer time off oncethe baby is born. Companies with over 50 employees are required to provide for family leave.
If an immediate family member dies, some organizations allow employeestime-off to deal with the emotional loss and to make the necessary arrangements.
By law employers must allow an employee to attend annual military training. Theemployer must pay its employee normal pay minus the amount made while on duty.
20.Education & scholarships.
Many employers will pay for all or for a portion of educationexpenses that will enhance an employee's career development. Employees should check with the