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Indian Insurance Sector

Indian Insurance Sector

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Published by banirumi
hey...this is a very useful complete project report on "INDIAN INSURANCE SECTOR"
hey...this is a very useful complete project report on "INDIAN INSURANCE SECTOR"

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Published by: banirumi on Apr 14, 2010
Copyright:Attribution Non-commercial

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07/11/2013

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INDIANINSURANCESECTOR
Prepared By:
Bharti KramchandaniB.A.(Pass Course)Sem-VI
 
ACKNOWLEDGEMENT 
Th
e success of t
hi
s f 
in
al report
i
s t
h
e outcome of Gu
i
da
n
ce a
n
d valuablesuggest
i
o
n
s prov
i
ded by all t
h
e co
n
cer 
n
ed w
i
t
h
out w
h
om t
h
e reportcould
n
ot
i
de o
n
t
h
e
i
g
h
t back.I would l
i
ke to express my s
in
ceregrat
i
tude to Coord
in
ator for g
i
v
in
g me a
n
opportu
ni
ty to do t
hi
s projectwork.I express my se
n
se of deep grat
i
tude to. Faculty of IN
TER 
 NA
T
IONALCOLL
E
G
E
FO
GI
LS, for 
in
clus
i
o
n
s a
n
d t
i
mely suggest
i
o
n
s
in
t
h
e preparat
i
o
n
of t
hi
s
in
al report. F
in
ally, I w
i
ll be fa
i
l
in
g
in
my duty,
i
f Ido
n
ot t
h
a
n
k my pare
n
ts, brot
h
er & fr 
i
e
n
ds a
n
d well w
i
s
h
ers for t
h
e
i
e
n
t
h
us
i
ast
i
c support a
n
d w
h
o
h
ave d
i
rectly or 
in
d
i
rectly
h
elped
in
someway or t
h
e ot
h
er 
in
mak 
in
g t
hi
s f 
in
al report a success.
 
P
REFACE
W
h
et
h
er t
h
e
in
surer 
i
s old or 
n
ew, pr 
i
vate or publ
i
c, expa
n
d
in
g t
h
emarket w
i
ll prese
n
t mult
i
tude of c
h
alle
n
ges a
n
d opportu
ni
t
i
es. But t
h
ekey
i
ssues, poss
i
 ble tre
n
ds, opportu
ni
t
i
es a
n
d c
h
alle
n
ges t
h
at
in
sura
n
cesector w
i
ll
h
ave st
i
ll rema
in
s u
n
der t
h
e realms of t
h
e poss
i
 b
i
l
i
t
i
es a
n
dspeculat
i
o
n
.
W
h
at
i
s t
h
e l
i
kely
i
mpact of ope
nin
g up I
n
d
i
a¶s
in
sura
n
cesector?
Th
e large scale of operat
i
o
n
s, publ
i
c sector bureaucrac
i
es a
n
dcumbersome procedures
h
ampers
n
at
i
o
n
al
iz
ed
in
surers.
Th
erefore, pote
n
t
i
al pr 
i
vate e
n
tra
n
ts expect to score
in
t
h
e areas of customer serv
i
ce, speed a
n
d flex
i
 b
i
l
i
ty.
Th
ey po
in
t out t
h
at t
h
e
i
r e
n
try w
i
ll mea
n
  better products a
n
d c
h
o
i
ce for t
h
e co
n
sumer.
Th
e cr 
i
t
i
cs cou
n
ter t
h
at t
h
e be
n
ef 
i
t w
i
ll be sl
i
m, because
n
ew players w
i
ll co
n
ce
n
trate o
n
afflue
n
t,urba
n
customers as fore
i
g
n
ba
n
ks d
i
d u
n
t
i
l rece
n
tly.
Thi
s seems to be alog
i
cal strategy. Start-up costs-suc
h
as t
h
ose of sett
in
g up a co
n
ve
n
t
i
o
n
ald
i
str 
i
 but
i
o
n
 
n
etwork-are large a
n
d
hi
g
h
-e
n
d
ni
c
h
es offer better retur 
n
s.However, t
h
e m
i
ddle-market segme
n
t too
h
as great pote
n
t
i
al. S
in
ce
in
sura
n
ce
i
s a volumes game.
Th
erefore, pr 
i
vate
in
surers would be bestserved by a m
i
ddle-market approac
h
, target
in
g customer segme
n
ts t
h
atare curre
n
tly u
n
tapped.

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