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Mock Interview for Banking

Mock Interview for Banking

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Mock Interview for Banking
Mock Interview for Banking

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09/24/2010

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MOCK INTERVIEWFOR BANK
 
 by :DR. T.K. JAINAFTERSCHO
☺OL
centre for social entrepreneurshipsivakamu veterinary hospital road bikaner 334001 rajasthan, indiaFOR – PGPSE PARTICIPANTS
PGPSE is an absolutely free programme – any person interested in becoming anentrepreneur / social entrepreneur may enroll into this programmesend your case studies, articles to be published in this seriesYou are free to distribute copies of this case study for academic / non-profit / socialdevelopment work without prior permission.
mobile : 91+9414430763
 pl. Send it atafterschool@in.com
this is a mock interview given by a person, reading thisinterview, you can identify the types of questions askedfor a candidate preparing for banking. You can compareyourself with these answers :Q. Introduce yourself ANS: I am S.N. Goyal, I am a resident of Bikaner. I didmy post graduation in Botany.
 
Q. Why did you opt for bank after completing postgraduation in botany?ANS: Banking is a noble profession.Q. Do you believe in shortcut?Ans : NoQ. How will you use your knowledge of science in your banking sector?Ans : I am from botany. I think I can use my knowledge inagriculture and financing sector Q. What are your responsibilities as a banker?Ans : I shall try my best to solve the problems of customersAs a banker I shall try to help the customersq. what do you know about banking ?A : I have an account in a bank therefore I know aboutbankQ. what account do you have?A. I have savings account – in SBI. I use ATM also.Q. what do you get as interest ?A. I really dont know about the rate of interest nowQ. Are you a banker ?No – but I want to become a banker, so I want to joinyour organisation.
 
Q. Why do you want to join as a banker?Ans.: It is a very decent and satisfying job. Banks areconsidered to be very respected and well managedorganisations, so I want to be a part of banking industry.Q: - What is the contribution of banking to the economy?Ans : It gives finance to the industries, agriculture, and tothe private sector, which results in overall economicdevelopment. It also provides support to the prioritysector, which is as per the economic policies of thecoutry.Q: What is basel ?Ans : Basel committee is international committee thathas set up standards about capital adequacy for banks.Most Indian banks meet the Basel II standards of capitaladequacy and other important standads.Q: How do RBI monitor banks?Ans : Every bank prepares Friday statement and sends itto RBI, this statement gives details of deposits, loans etc.Thus RBI has weekly update of key economic indicatorsand on the operations of the banks in India. RBIaccordingly takes decisions and give suitable directions /circulars to the banks so that banks can promote nationsinterest and work in safe limits.Q: Why do you think that the banking system in India isfairly strong?Ans : In India, we are very conservative in our bankingalso. So banks generally dont lend beyond 80% of theprice of the property. Banks are also very cautious intheir approach. CRR and SLR limits also force banks to

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